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2016 CAFRCOMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE VILLAGE OF BUFFALO GROVE, ILLINOIS As of and for the Year Ended December 31, 2016 Prepared by the Department of Finance and General Services Scott Anderson Director of Finance and General Services VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS As of and for the Year Ended December 31, 2016 Page(s) INTRODUCTORY SECTION Letter of Transmittal i - iv Certificate of Achievement for Excellence in Financial Reporting v Organizational Chart vi List of Elected and Appointed Officials vii FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT 1 - 3 REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis 4 - 18 BASIC FINANCIAL STATEMENTS Government-W ide Financial Statements Statement of Net Position 19 - 20 Statement of Activities 21 - 22 Fund Financial Statements Balance Sheet - Governmental Funds 23 - 26 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 27 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 28 - 29 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 30 Statement of Net Position - Proprietary Funds 31 - 34 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 35 - 36 Statement of Cash Flows - Proprietary Funds 37 - 40 Statement of Fiduciary Net Position - Fiduciary Funds 41 Statement of Changes in Fiduciary Net Position - Fiduciary Funds 42 Index to Notes to Financial Statements 43 Notes to Financial Statements 44 - 95 REQUIRED SUPPLEMENTARY INFORMATION General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General 96 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2016 Page(s) REQUIRED SUPPLEMENTARY INFORMATION (cont.) Historical Pension Information Illinois Municipal Retirement Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 97 Illinois Municipal Retirement Fund - Schedule of Employer Contributions 98 Police Pension Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 99 Police Pension Fund - Schedule of Employer Contributions 100 Police Pension Fund - Schedule of Investment Returns 101 Firefighters' Pension Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 102 Firefighters' Pension Fund - Schedule of Employer Contributions 103 Firefighters' Pension Fund - Schedule of Investment Returns 104 Other Post Employment Benefits - Schedule of Employer Contributions and Schedule of Funding Progress 105 Notes to Required Supplementary Information 106 SUPPLEMENTARY INFORMATION Governmental Funds Combining Balance Sheet - Nonmajor Governmental Funds 107 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 108 Schedules of Revenues, Expenditures and Changes in Fund Balances (Deficit) - Budget and Actual Motor Fuel Tax - Nonmajor special revenue fund 109 Metra Parking Lot - Nonmajor special revenue fund 110 Debt Service - Nonmajor debt service fund 111 Facilities Development - Major capital projects fund 112 Street Maintenance - Major capital projects fund 113 Enterprise Funds Combining Statement of Net Position - Nonmajor Enterprise Funds 114 Combining Statement of Revenue, Expenses and Changes in Fund Net Position - Nonmajor Enterprise Funds 115 Combining Statement of Cash Flows - Nonmajor Enterprise Funds 116 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2016 Page(s) SUPPLEMENTARY INFORMATION (cont.) Schedules of Revenues, Expenses and Changes in Fund Net Position - Budget and Actual - Non-GAAP Budgetary Basis Buffalo Grove Golf - Nonmajor enterprise Fund 117 Refuse Service - Nonmajor enterprise Fund 118 Water and Sewerage - Major enterprise Fund 119 Arboretum Golf - Major enterprise Fund 120 Internal Service Funds Combining Statement of Net Position - Internal Services Funds 121 Combining Statement of Revenues, Expenses and Changes in Fund Net Position - Internal Service Funds 122 Statement of Revenues, Expenses and Changes in Fund Net Position - Budget and Actual Information Technology - Internal Service Fund 123 Central Garage - Internal Service Fund 124 Building Maintenance - Internal Service Fund 125 Combining Statement of Cash Flows - Internal Service Funds 126 Fiduciary Funds Combining Statement of Fiduciary Net Position - Pension Trust Funds 127 Combining Statement of Changes in Fiduciary Net Position - Pension Trust Funds 128 Schedules of Changes in Fiduciary Net Position - Budget and Actual Police Pension - Pension Trust Fund 129 Firefighters' Pension - Pension Trust Fund 130 Statement of Changes in Fiduciary Assets and Liabilities - School and Park Donations - Agency Fund 131 STATISTICAL SECTION Net Position by Component 132 - 133 Change in Net Position 134 - 137 Fund Balances of Governmental Funds 138 - 139 Change in Fund Balances of Governmental Funds 140 - 141 Assessed and Actual Value of Taxable Property 142 - 143 Property Tax Rates - Direct and Overlapping Governments 144 - 145 Principal Property Taxpayers 146 - 147 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2016 Page(s) STATISTICAL SECTION (cont.) Property Tax Levy and Collections 148 - 149 Sales Tax Revenue and Number of Principal Payers - Revenue by Category 150 - 151 Direct and Overlapping Sales Tax Rates 152 Ratio of Outstanding Debt by Type 153 - 154 Ratio of General Bonded Debt Outstanding 155 Direct and Overlapping Governmental Activities Debt 156 Schedule of Legal Debt Margin 157 Demographic and Economic Statistics 158 Principal Village Employers 159 Full-Time Equivalent Employees 160 - 161 Operating Indicators 162 - 163 Capital Asset Statistics 164 - 165 WUA----G-E-OF-------------------------------J~·." BUFFALO GROVE Department of Finance & General Services Fifty Raupp Blvd. VILLAGE OF BuHalo Grove, IL 60089-2100 Phone 847-459-2500 Fax 847-459-0332 June 20, 2017 The Honorable Beverly Sussman Members of the Village Board Citizens of the Village of Buffalo Grove The Comprehensive Annual Financial Report (CAFR) of the Village of Buffalo Grove for the year ended December 31, 2016 is submitted herewith. This report represents a comprehensive picture of the Village's financial activities during Fiscal Year 2016 and the financial condition of its various funds at December 31, 2016. State law requires that all general-purpose local governments publish within six months of the close of each fiscal year a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audit in accordance with generally accepted auditing standards by a firm of licensed certified public accountants. Management assumes full responsibility for the completeness and reliability of all of the information presented in the report based upon a comprehensive internal control framework. Because the cost of internal controls should not outweigh their benefits, the Village's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Baker Tilly, Independent Certified Public Accountants, have issued an unmodified (clean) opinion on the Village's financial statements for the fiscal year ended December 31, 2016. The independent auditors' report is presented at the front of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of a Management's Discussion and Analysis (MD&A). The letter of transmittal is designated to complement the MD&A and should be read in conjunction with it. The Village of Buffalo Grove's MD&A can be found immediately following the report of the independent auditors. Profile of the Village of Buffalo Grove The Village of Buffalo Grove was incorporated March 7, 1958, and is located approximately 29 miles northwest of the downtown of the City of Chicago. The Village resides in both Cook and Lake Counties and spans 9.2 square miles and, based on the 2010 U.S. Census, serves a population of 41,496. The Village of Buffalo Grove is empowered to levy a property tax on real property located within its boundaries. It is also empowered by state statute to extend its corporate limits by annexation, which it has done from time to time. The Village became a home rule unit by referendum on July I, 1980, giving it additional powers to tax and regulate in ways not specifically granted, or prohibited, by the Illinois Constitution. As a home rule entity, the Village has no tax rate or debt limits, nor is it required to conduct a referendum to authorize the issuance of debt or to increase property taxes. The Village operates under a Council/Manager form of government. Policy making and legislative authority are vested with the Village Board, which consists of a President and a six member Board of Trustees. The Village Board is responsible, for passing ordinances and resolutions, adopting the annual budget, appointing committees, and hiring the Village's Manager and Attorney. The Village Manager is responsible for carrying out the policies, ordinances and resolutions of the Village Board, developing and presenting an annual budget, overseeing the day-to-day operations of the Village, and appointing department directors. The Village provides a full range of services including, police and fire protection, construction and maintenance of streets and infrastructure, Village planning and zoning, water and sewer utilities, and general administrative services. The Village also operates two golf courses and a municipal commuter parking Jot. To provide these services there were 208 full-time and 61 part-time/seasonal positions in the Fiscal Year 2016 annual budget. Budgetary Control and Accounting Systems The annual budget serves as the foundation for the Village's financial planning and as a management spending control document. All departments of the Village of Buffalo Grove are required to submit budget requests by a specified date each year. These requests serve as the starting point for budget development. The proposed budget is presented to the Village Board in November and adopted by resolution in December with the property tax levy. Legal spending thresholds arc established through the annual budget under the budget oflicer method. The Village Board is required to hold a public hearing on the budget document and must adopt a final budget no later than December 31'1 of each year. The budget is prepared by fund, and department (e.g., police). Department directors may make transfers of appropriations within a department. Transfers of appropriations between fund/account groups, however, require the special approval of the Village Board. All budget adjustments must go before the Village Board to amend the legal spending thresholds. The accounts of the Village are organized on the basis of funds, each of which is considered a separate and distinct accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures. Revenues are allocated to and accounted for in individual funds based upon the purpose for which they are to be expended and the means by which spending activities are controlled. The accounting records for general governmental operations are maintained on the modified accrual basis, with revenues being recorded when available and measurable and expenditures being recorded when the material or services arc received and the liability is incurred. Accounting records for the Village's enterprise funds, internal service funds, agency funds and pension trust funds are maintained on the accrual basis of accounting. Factors Affecting Financial Condition Local Economy The Village is primarily residential, with supporting commercial act1v1ty and limited industrial and manufacturing activity. There are approximately 760 licensed business operating in the Village. The majority of residents are employed in management, professional, sales and office occupations. The Village's unemployment statistics have consistently beat the national and state averages, with an unemployment rate at the end of the year at4.2 percent besting the state by 1.5 percent. External economic factors at the national and state level continue to impact the Village's revenue profile and, subsequently its ability to manage operating and capital resources. • Property tax collections totaled $15,034,583 which is an increase from the previous year's total of $14,742,622 an increase of 2.0 percent. • Water and Sewer collections increased from $9,495,691 in 2015 to $10,304,638 in 2016. A total increase of 8.5 percent. • Real estate transfer taxes generated $1,115,360 in 2016 versus $904,311 in 2015. Sales of residential, commercial and industrial properties increased considerably in the current fiscal year. ii The Village equalized assessed valuation increased by $51 million or 3.6 percent to $1.48 billion in the 2015 levy year. The increase is due primarily to new properties. The unassigned fund balance of the General Fund will again exceed the 25 percent threshold of the subsequent year's budgeted expenditures, less non-operating transfers, which is policy established by the Village Board. Fiscal Year Ended Unassigned Fund Balance Budgeted Expenditures December 31, 2008 $11,587,937 $31,021,971 December 31,2009 $ 9,005,069 $29,418,559 December 31,2010 $ 9,563,655 $29,266,181 December 31,2011 $ 9,872,594 $29,271,054 December 31,2012 $10,302,515 $29,768,828 December 31,2013 $12,395,113 $35,511,109* December 31,2014 $13,225,644 $37,083,251 December 31,2015 $14,991,907 $38,165,617 December 31,2016 $16,143,726 $39,177,439 *Budget number includes employer pension costs beginning in FY 2013. Long· Term Financial Planning 37.35% 30.61% 32.68% 33.73% 34.61% 34.90% 35.67% 39.29% 41.21% The Village compiles a Five-Year Financial Forecast annually which provides an analysis of future revenue and expenditures. This report is completed in tandem with the start of the annual budget process. Other long-range financial plans include the five-year Capital Improvement Plan, Twenty-Year Water Fund Pro- Forma, Twenty-Year Storm Sewer Pro Forma, and Reserve for Capital Replacement Funding Report. The village assesses its capital needs through the Capital Improvement Plan (CIP) update. This document is a planning tool to identify short and medium term capital needs (facilities, infrastructure and roadways) and measure those demands against the village's ability to pay. For a project to be incorporated into the CIP, it must involve the creation, improvement, or acquisition of a tangible asset with an original cost of at least $25,000. Within the next five years it is anticipated that the Village will require nearly $50.5 million in capital improvements. Transportation-related projects represent a large percentage of the improvements at $28.8 million. Routine maintenance of existing streets accounts for $20 million of those projects. Approximately $14.0 million is allocated to improving and maintaining the water utility system. The Twenty-Year Water Fund Pro-Forma provides an overview of the Water Fund and adequacy of the current water rate to fund operating expenses and infrastructure improvements as well as generating a reserve to continue with a pay-as-you-go approach to capital budgeting. The Reserve for Capital Replacement Funding Report lists all Village owned vehicles, the service life, and its respective reserve balance. Major Initiatives In 2016, the Village of Buffalo Grove issued over 2,900 commercial and residential building permits. These permits represent a total project valuation of over $60,000,000 invested into the Buffalo Grove community. In addition to building permit activity, the following major projects were approved in 2016: Woodman's Food Markets and Shorewood Development Group arc proceeding with plans for a 25-acre commercial development at the western corners of Deerfield Parkway and Milwaukee Avenue. The development will be anchored by a 242,000 square foot Woodman's Food Market located on the northwest corner of the intersection. Woodman's also plans to develop a fuel center, convenience store, quick lube and carwash on the north side of Deerfield Parkway. Additional commercial and retail developments would iii occupy the remaining 7-acres at the southwest corner of the intersection, which would be developed by Shorewood Development Group. A formerly vacant property at 875 Busch Parkway in the Corporate Grove industrial park is being developed with a new 40,437 square foot office and warehouse building. Therm-Fio Inc. and its sister company Zonatherm Products have outgrown its current facility in Wheeling and have chosen to expand in Buffalo Grove. Therm-Fio Inc. designs, sells, and services HVAC and generators specifically for commercial data centers and Zonatherm Products is a commercial power system distributor. Ridgeline Property Group is currently under construction to develop a new 160,000 square foot industrial building at 850 Asbury Drive. The developer will demolish the existing building and construct the new state of the art warehouse/office facility and associated infrastructure Connexion is an electrical equipment supplier located in a 60,000 square foot warehouse at 1700 Leider Lane in Buffalo Grove. In 2016, Connexion announced plans to expand into the adjacent space doubling their square footage to over 120,000 square feet. In 2016, 102 businesses opened, expanded and/or relocated in the Village of Buffalo Grove. The Village replaced over 12,000 water meters village-wide on a performance contract. The project will be paid for through the collections on more efficient water meters capturing 99.9 percent of water consumption. Awards und acknowledgments. The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the Village of Buffalo Grove for its comprehensive annual financial report (CAFR) for the fiscal year ended December 31, 2015. This was the thirty-fourth consecutive year that the government has received this prestigious award. In order to be awarded a Certificate of Achievement, the government published an easily readable and efficiently organized CAFR. This report satisfies both GAAP and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements and we arc submitting it to the GFOA to determine its eligibility for another certificate. In addition, the Village also received the GFOA's Distinguished Budget Presentation Award for its annual budget document for the fiscal year beginning January I, 2016. In order to qualify for the Distinguished Budget Presentation Award, the Village's budget document had to be judged proficient as a policy document, a financial plan, an operations guide, and a communications device. The preparation of this report would not have been possible without the dedicated services of the entire staff of the Finance Department especially Deputy Finance Director Andrew Brown. Credit also must be given to the Village President and Board of Trustees, and the Village Manager Dane Bragg for their assistance in planning and conducting the fiscal affairs of the Village in a responsible manner. Director of FinanceNillage Treasurer iv Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to Village of Buffalo Grove lllinois For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 2015 Executive Director/CEO vi Organizational Chart Residents of Buffalo Grove Village Board Village Manager Community Development Building and Zoning Enviromental Health Planning and Economic Development Police Department Patrol Investigations Youth Services Admin Police Records Fire Department Emergency Management Services Fire Suppression and Rescue Fire Prevention &Education Emergnecy Management Agency Office of the Village Manager Legal Human Resources Golf Operations Information Technology Finance General Services Deputy Village Clerk Village Treasurer Public Works Admin Engineering Building Maintenance Central Garage Streets, Drainage & Sewer Forestry and Grounds Water vii VILLAGE OF BUFFALO GROVE, ILLINOIS List of Elected and Appointed Officials December 31, 2016 Beverly Sussman Janet M. Sirabian Village President Village Clerk Board of Trustees Jeffrey Berman Andrew Stein Joanne Johnson Steven Trilling Lester Ottenheimer David Weidenfeld Appointed Officials Dane Bragg Village Manager Jennifer Maltas Scott Anderson Deputy Village Manager Finance Director/Village Treasurer Steven Casstevens William Baker Chief of Police Fire Chief Michael Reynolds Arthur Malinowski Public Works Director Human Resource Director Darren Monico Christopher Stilling Village Engineer Director of Community Development Geoff Tollefson Brian Sheehan Golf Course Manager Building Commissioner Page 1 INDEPENDENT AUDITORS' REPORT To the Village President and Board of Trustees Village of Buffalo Grove Buffalo Grove, Illinois Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Buffalo Grove, Illinois, as of and for the year ended December 31, 2016, and the related notes to the financial statements, which collectively comprise the Village of Buffalo Grove's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the investment in joint venture, which represent 12.27 percent and 14.71 percent, respectively, of the assets and net position of the business-type activities and 14.74 percent and 18.21 percent, respectively, of the assets and net position of the Water and Sewerage Fund. Those statements were audited by other auditors whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for investment in joint venture, is based solely on the report of the other auditors. We c onducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors' judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the Village of Buffalo Grove's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances but not for the purpose of expressing an opinion on the effectiveness of the Village of Buffalo Grove's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. To the Village President and Board of Trustees Page 2 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, based on our audit and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Buffalo Grove, Illinois, as of December 31, 2016 and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the the required supplementary information as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. W e have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village of Buffalo Grove's basic financial statements. The supplementary information as listed in the table of contents is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information is fairly stated in all material respects, in relation to the basic financial statements as a whole. To the Village President and Board of Trustees Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village of Buffalo Grove's basic financial statements. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. Oak Brook, Illinois June 20, 2017 Page 3 - 4 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 The Village of Buffalo Grove’s Management’s Discussion and Analysis (MD&A) offers the readers of the Village of Buffalo Grove’s financial statements this narrative overview and analysis of the financial activities of the Village of Buffalo Grove for the fiscal year ended December 31, 2016. This information presented here should be considered in conjunction with additional information provided in the letter of transmittal, which is found on pages i-iv. Financial Highlights • The assets and deferred outflows of the Village exceeded its liabilities and deferred inflows at December 31, 2016 by $63.3 million (net position). The net position for governmental activities is $16.8 million or 26.5 percent of the total and business-type activities account for $46.5 million. Of this amount, $(25.6) million is unrestricted, the negative amount of unrestricted assets is directly related to the recognition of all the Villages pension obligations as noncurrent liabilities, total noncurrent liabilities increased from $70.6 million in 2015 to $87.8 million in 2016. • The Village’s net position decreased by $0.8 million (or 1.2 percent) during the fiscal year ending December 31, 2016. The governmental net position decreased by $1.1 million (6.4 percent) and the business-type activities net position increased by $0.3 million (0.8 percent). • As of December 31, 2016, the Village of Buffalo Grove’s general fund reported combined ending fund balances of $25.1 million, an increase of $ 1.8 million from the prior year. Of this amount, $16.1 million was unassigned. • The Village’s total capital assets for Governmental and Business-Type activities increased $9.4 million (9.7 percent) as of December 31, 2016. Overview of the Financial Statements The MD&A is intended to serve as an introduction to the Village’s basic financial statements. The Village of Buffalo Grove’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-wide financial statements The government-wide financial statements (found on pages 19-22) are designed to provide readers with a broad overview of the Village’s finances statements similar to the corporate sector in that all governmental and business- type activities are consolidated into columns that add to total for the Primary Government. The statement of net position presents information on all the Village’s assets and deferred outflows and liabilities and deferred inflows, with the difference between the two reported as net position. Changing of the net position total over time can be one useful indicator in assessing the financial position of the Village. This statement combines and consolidates governmental funds’ current financial resources (short-term spendable resources) with capital assets and long-term obligations using the accrual basis of accounting and economic resources measurement focus. The statement of activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event causing the change occurs, regardless of the timing of related cash flows. Revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods (e.g., uncollected taxes). - 5 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Both of the government-wide financial statements distinguish functions of the Village that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Village include public safety (police and fire), public works, streets and sidewalks, building and zoning, and general government. Property taxes, state and home rule sales tax, shared state income tax, real estate transfer tax, prepared food and beverage tax, and utility taxes finance the majority of these services. The Business- type Activities reflect private sector type operations and include Water and Sewer Funds, Refuse Fund, Buffalo Grove Golf Course and Arboretum Golf Course. The intent is for the fees to cover the costs of operations, infrastructure replacement, and debt services expenses. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Village uses fund accounting to ensure and demonstrate fiscal accountability and legal compliance. All of the funds of the Village can be divided into three categories; governmental funds, proprietary funds, and fiduciary funds. Governmental Funds (see pages 23-30) are used to account for primarily the same functions reported as governmental activities in the government-wide financial statements. The focus, unlike the government-wide financial statement, is on the sources and uses of available resources (cash and cash equivalents), in order to provide a near, or short-term view of the Village’s operations. This information is useful in the evaluation of short-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Village of Buffalo Grove maintains six individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General, Street Maintenance, and Facilities Development Funds, which are classified as major funds. Data on the other three governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in the report. Proprietary Funds (see pages 31-40) are used to report the same functions presented as business-type activities in the government-wide financial statements. The Village uses enterprise funds to account for its water and sewer utility, refuse service, and activities at the Buffalo Grove and Arboretum Golf Courses. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Water and Sewerage Fund and the Arboretum Golf Fund as they are considered to be major funds. The basic proprietary fund financial statements can be found on pages 31-40 of this report. Fiduciary Funds (see pages 41-42) are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Village’s own programs. The accounting used for fiduciary funds is much - 6 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 like that used for proprietary funds. Notes to the financial statement provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 43-95 of this report. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the budgetary comparison to actual for the general fund, as well as the Village’s progress in funding its obligation to provide pension and OPEB benefits to its employees. Required supplementary information can be found on pages 96-106 of this report. Government-wide Financial Analysis The assets and deferred outflows of the Village of Buffalo Grove exceeded liabilities and deferred inflows by $63.3 million as of December 31, 2016. The largest portion of the Village’s net position reflects its investment in capital assets (137.8 percent). Those capital assets include land, buildings, streets, utility infrastructure, and equipment, less any outstanding debt related to the original acquisition. The Village uses these capital assets to help facilitate service delivery to its residents; consequently, these assets are not available for future spending. Although the Village’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay the debt must be provided from other sources, since the capital assets cannot be used to reduce these liabilities. An additional portion of the Village’s net position ($1.6 million) represents resources that are subject to external restrictions on how they may be used. $1.5 million is restricted for contractual construction obligations including the street project that was debt financed. The remaining balance of unrestricted net position ($(25.6) million) reduces total net position significantly due to GASB 67 and 68, which requires the Village to show the outstanding pension obligations in noncurrent liabilities. The total increase in unrestricted net position from the prior year is 1.2 million (4.9 percent). The Village’s combined net position decreased by $0.8 million as a result of governmental activities decreasing by $1.1 million and business-type activities increasing by $0.3 million. The net position of the Village’s governmental funds was $16.8 million. The Village’s unrestricted net position for governmental activities that are available for day- to-day financial operations were $(36.6) million compared to $(34.6) million at December 31, 2015. The net position of business-type activities was $46.5 million. The business type activities unrestricted net position increased by $3.2 million from the previous year. - 7 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Please refer to table below for condensed Statement of Net Position: Table 1 Village of Buffalo Grove’s Net Position As of December 31, 2016 (in millions) Governmental Business-Type Activities Activities Total 2016 2015 2016 2015 2016 2015 Current and Other Assets $46.1 $42.8 $13.1 $10.8 $59.1 $53.6 Capital Assets 61.1 54.6 42.7 39.9 103.9 94.5 Total Assets $107.2 $97.4 $55.8 $50.7 $163.0 $148.1 Deferred Outflows 14.4 12.7 1.0 0.5 15.4 13.2 Long-Term Liabilities 77.4 67.9 1.5 2.7 $78.9 $70.6 Other Liabilities 9.1 6.6 8.7 2.2 17.8 8.8 Total Liabilities $86.5 $74.5 $10.2 $4.9 $96.7 $79.4 Deferred Inflows 18.3 17.7 0.1 0.1 18.4 17.8 Net Position: Net Investment in Capital Assets $51.8 $50.6 $35.5 $38.4 $87.3 $89.0 Restricted 1.6 1.9 0.0 0.0 1.6 1.9 Unrestricted (36.6) (34.6) 11.0 7.8 (25.6) (26.8) Total Net Position $16.8 $17.9 $46.5 $46.2 $63.3 $64.1 Normal Impacts There are five basic (normal) transactions that will affect the comparability of the Statement of Net Position summary presentation. Net Results of Activities – which will impact (increase/decrease) current assets and unrestricted net position. Borrowing of Capital – which will increase current assets and long term debt. - 8 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Spending Borrowed Proceeds on New Capital – which will reduce current assets and increase capital assets. There is a second impact, an increase in invested in capital assets and an increase in related net debt which will not change the net investment in capital assets. Reduction of Capital Assets through Depreciation – which will reduce capital assets and net investment in capital assets. Current Year Impacts At the end of the current fiscal year, the Village reported a $(0.8) million decrease in net position for the government as a whole, $(1.1) million for governmental activities and $0.3 million for business-type activities. Within the governmental activities, the Village increase in “Current and Other Assets” of $3.3 million is made up of a $2.6 million increase in cash and equivalents and an investment increase of $0.8 million. Due to the current uncertainty of the State of Illinois and lack of an operating budget the Village of Buffalo Grove took a more liquid approach to its investment strategy as the State of Illinois may withhold, delay, or reduce tax revenues from the Local Government Distributive Fund. This strategy is reflected in increase in cash and equivalents. The Village experienced an increase in receivables for taxes of 0.2 million in 2016 (1.3 percent). Most tax receivables held the line from 2015 to 2016 with property tax increasing $0.4 million (2.6 percent), and telecom decreasing $0.1 million (16.4 percent). The Village continued to invest in itself through capital improvement and asset purchases. Capital assets government wide increased $9.4 million (9.7 percent). The majority of the assets increases were streets, storm sewers, water infrastructure and sanitary sewer infrastructure. The business-type activities cash and equivalents increased $2.4 million (171 percent), was derived from an increase in the rates for those services and the addition of a storm water utility fee implemented in 2016. The Village has adopted a philosophy of funding capital improvements to a large extent on a pay-as-you-go basis, and retires debt obligations quickly, resulting in positive net position calculations. Declines in “Capital Assets” are primarily as a result of depreciation. Changes in Net Position. The Village’s total revenues and expenses for governmental and business-type activities are reflected in the following chart: - 9 - Village of Buffalo Grove Changes in Net Position For the Years Ended December 31, 2016 and 2015 Governmental Business-Type Total Primary Activities Activities Government Revenues 2016 2015 2016 2015 2016 2015 Program Revenues Charges for Service 4.7 3.4 13.7 12.9 18.4 16.3 Grants and Contributions Operating 1.3 1.2 - - 1.3 1.2 Capital - - 0.1 - 0.1 - General Revenue Property Tax 15.0 14.7 - - 15.0 14.7 Sales and Use Tax 10.1 9.3 - - 10.1 9.3 Income Tax 4.0 5.4 - - 4.0 5.4 Telecommunications Tax 1.5 1.6 - - 1.5 1.6 Utility Taxes 2.7 2.6 - - 2.7 2.6 Property Transfer Tax 1.1 0.9 - - 1.1 0.9 Other 2.8 2.7 0.2 - 3.0 2.7 Total Revenue 43.2 41.8 14.0 12.9 57.2 54.7 Expenses Governmental Activities General Government 6.4 5.9 6.4 5.9 Public Safety 30.5 27.2 30.5 27.2 Public Works 8.1 11.6 8.1 11.6 Interest 0.4 0.3 0.4 0.3 Business Type Water and Sewer 9.0 8.5 9.0 8.5 Refuse Services 0.7 0.7 0.7 0.7 Golf 2.9 3.3 2.9 3.3 Total Expenses 45.4 45.0 12.6 12.5 58.0 57.5 Excess before transfers and special items (2.2) (3.2) 1.4 0.4 (0.8) (2.8) Transfers In (Out) 1.1 0.8 (1.1) (0.8) - - Special items - - - - Change in Net Position (1.1) (2.4) 0.3 (0.4) (0.8) (2.8) Net position - beginning (as restated) 17.9 20.3 46.2 46.6 64.1 66.9 Net position – ending 16.8 17.9 46.5 46.2 63.3 64.1 - 10 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Normal Impacts Revenues Economic Condition – which can reflect a declining, stable or growing economic environment and has a substantial impact on property, sales, income, utility tax revenues as well as public spending habits for building permits, elective user fees and volumes of consumption. Increase/Decrease in the Village Approved Rates – while certain tax rates are set by statute, the Village has significant authority to impose and periodically increase/decrease rates (water, building and licensing fees, ambulance fee, etc.) Changing patterns in Intergovernmental and Grant Revenue – (both recurring and non-recurring) – certain recurring revenue (state shared revenues) may experience significant changes periodically while non-recurring (one-time) grants are less predictable and often distorting in their impact on year-to-year comparisons. Market Impact on Investment Income – the Village’s investment portfolio is structured to meet certain liabilities as they become due and the income generated is subject to market conditions that may cause the investment income to fluctuate. Expenses Changes in Authorized Personnel – changes in service demand may cause the Village to increase/decrease authorized staffing. Salary Increase (general wage adjustments and merit) – compensation adjustments to ensure the Village is able to attract and retain high level employees. Inflation – while overall inflation appears to be reasonably modest, the Village is a major consumer of certain commodities such as supplies, fuels, and parts. Some functions may experience unusual commodity-specific increases (e.g. fuel, road salt) Current Year Impacts Government Activities: Governmental activities decreased the Village’s net position by $1.1 million to $16.8 million. Significant elements contributing to this net change are as follows; Revenues: Revenues for the Village’s governmental activities for the year ended December 31, 2016 are $43.2 million, an increase of $1.4 million or 3.3 percent. Property taxes continue to be the Village’s largest source of revenue (34.7 percent) at $15.0 million. Included within the property tax revenues are the pension levies for the Police and Firefighter Pension Funds and IMRF/Social Security Levies. The pension levies account for 30.38 percent of the property tax levy. Other taxes and intergovernmental revenue including sales tax, state income tax, utility tax, prepared food and beverage tax, hotel tax, and real estate transfer tax total $22.2 million or 51.4 percent of total governmental activities revenue. - 11 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Property taxes increased by $0.3 million. The increase in the corporate agency tax levy collected in 2016 was 2.0 percent. The 2016 corporate levy, to be collected in 2017, is funding Police and Fire Protection. The Police Protection levy increased $0.06 million (2.0 percent) and the Fire Protection Levy increased $0.11 million (2.0 percent). The total tax levy increased 2.6 percent in total. The Village abated $0.65 million of bond principle and interest, which would have increased the tax levy an additional 4.3 percent. The pension levies account for 38.0 percent of the total 2016 Tax Levy. Sales tax decreased by $0.05 million compared to the previous year. The decrease in sales tax equates to 1.0 percent. Utility taxes are up $0.02 million, or 0.6 percent. The region experienced a warm summer that continued late into the year leading to higher than normal electric consumption in the fourth quarter. Income and use taxes are down in 2016 as the state reduced the income tax rate from 5 to 3.75 percent. Income and use tax decreased, in aggregate, $0.42 million from FY 2015, a 7.7 percent slide. Property transfer taxes continue to trend upward with an increase of $0.2 million. Income tax, sales tax, and property transfer tax are key indicators for the Village of Buffalo Grove’s local economy and continue to hold steady year over year. Expenses: The cost of all governmental activities this year was $45.4 million resulting in an increase of 0.9 percent from the previous year ($45.0 million). Public Works reduced expenditures $3.5 million in 2016. Public Safety expenditures grew by $3.3 million (13.0 percent) for a total of $30.5 million dollars. 11% 3% 35% 23% 9% 3% 6% 3% 7% Village of Buffalo Grove 2016 Revenue by Source Govenmental Activities Charges for Service Grants and Contributions Property Tax Sales and Use Tax Income Tax Telecommunication Utility Tax Property Transfer Tax Other Taxes 14% 67% 18% 1% Village of Buffalo Grove 2016 Expenditure by Function Governemntal Activities Expenditures General Government Public Safety Public Works Interest - 12 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 The Statement of Activities on pages 21-22 shows that $4.7 million in revenue was generated to finance for the services rendered by those who use them. Another $1.3 million in revenue that finances, by operating and capital grants and contributions, capital expenditures incurred, are essentially subsidies for capital improvement that is needed or would be required over time. Business-Type Activities: Business-type activities net position decreased by $0.3 million. Significant changes are noted below. Revenue: Water sales increased $.8 million from the previous year. The average amount of water consumed in 2016 was about 8,083 gallons per month per residential household. The increase in revenue was driven by a 4 percent water rate increase. Average water consumption continues to be at historic lows due to maturing landscapes, more efficient appliances, vacant properties, and resource conservation. The two golf courses generated $2.2 million in 2016, which is consistent with the 2015 revenue earnings. The following graph shows a comparison of revenues and expenses for each business type activity (less depreciation and operating transfers). Expenses: Operating expenses from all business-type activities increased by $0.04 million or 0.3 percent. The Water Fund expenses increased by $0.5 million due to capital maintenance. Golf expenses decreased by $0.4 million which reflects the savings of outsourcing maintenance at both courses. Financial Analysis of the Village’s Funds As noted earlier the Village utilizes fund accounting to ensure and demonstrate compliance with finance related legal requirements. Governmental Funds The focus of the Village’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. 0 2 4 6 8 10 12 Water Fund Refuse Fund Arboretum Golf Buffalo Grove Golf Village of Buffalo Grove 2016 Business Type Activities Revenues and Expenditures Revenues Expenditures - 13 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 The Village’s governmental funds for the year ended December 31, 2016 reflect a combined fund balance of $22.8 million on its balance sheet (pages 25-26). This represents a $1.3 million dollar increase over the balance posted last year. The Village grew revenues to match inflation and insurance cost, which continue to be the driving force behind the increase in expenditures on an annual basis. Of the total fund balance of $22.8 million, $12.3 million is unassigned indicating availability for future obligations. The 2016 unassigned fund balance increased by $1.0 million. This was achieved through oversight of the budget and a surplus which is noted by the increase in cash and investments on the balance sheet. Nonspendable fund balance ($.17 million) represents amounts set aside for inventory, deposits, and prepaid items. Restricted fund balance ($1.9 million) is allocated to capital projects and employee pension benefits. Committed fund balance ($8.5 million) is to be use for future capital replacement. The General Fund is the Village’s main operating fund and accounts for core municipal services including, public safety (police and fire), public works, building and zoning, and general administration. As such, it is useful to review the liquidity of the fund by comparing the unassigned fund balance against the General Fund operating budget. As of December 31, 2016, the unassigned fund balance represents 54.3 percent of the FY 2017 operating budget (less transfers). The General Fund, fund balance increased by $1.7 million from the previous fiscal year. A majority of the growth was generated through budget management. The General Fund’s revenues increased by $1.3 million in 2016. Sales tax decreased 1 percent, while the reduction of the state income tax rate from 5 to 3.75 percent was reflected in the decrease of $0.5 million. The housing stock continues to turn over in the Village as real estate transfer tax continues its uptick for the fourth consecutive year. Charges for services increased $0.2 million (15.4 percent) and Fines and Fees followed suit, up $1.1 million. Property Tax revenue grew $.3 million while Interest Income increased 161.8 percent in 2016 due to the market rebounding and providing more value in its offerings. Miscellaneous Income and Licensing and Permits both decreased in 2016 from the previous year actuals. The overall growth in the General Fund of 3.3 percent is a positive indicator that the Village has been able to generate adequate revenues. The under performing revenues also give the Village an opportunity to re-evaluate those sources if there is a trend emerging or if it was related to a short term aberration. 0246810121416 Village of Buffalo Grove 2016 General Fund Revenue 2016 2015 - 14 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 General Fund expenditures increased by $2.0 million or 5.6 percent. The surplus of revenues over expenditures was $2.8 million. Adding in the Other Financing Sources (Uses), the net change to fund balance resulted in an increase of $1.8 million. Public safety expenditures increased $2.2 million, 8.73 percent, in FY 2016. The general government expenditures increased $0.6 million (12.2 percent) while public works was able to reduce their expenditures $0.8 million (12.7 percent). Special Revenue Funds have a combined fund balance of $1.6 million as of December 31, 2016 down $0.2 million from December 31, 2015. In 2016 the Village continued its initiative to improve local roadways by resurfacing streets, repairing bridges, and maintaining street, curb and gutter as needed. These projects were funded through Motor Fuel Tax (MFT) Fund, the Capital Projects Street Maintenance Fund, grant revenues, and a debt service issuance of $6.1 million in 2016. Revenues received from the state share of the Motor Fuel Tax were $1.1 million. The cost of the 2016 street maintenance program was $8.8 million. The scope of each year’s identified maintenance, as determined through pavement analysis studies, has surpassed the relatively inelastic source of funding (more specifically the Motor Fuel Tax allotments). Given both the rise in the cost of maintenance and the declining revenue, the amount of street surface area repaired each year will decline. The intention of the debt issuance was to catch up with maintenance in order to maintain appropriate pavement standards and try to complete all repairs before road resurfacing turns into a compete rebuild of the pavement. The Street Maintenance Fund expended $7.5 million and the Village had access to $1.1 million in MFT funds. Some street projects are not complete as of December 31, 2016, the remainder will be expended in FY 2017. The Village continues to make streets a priority spending over the annual allotment for MFT by transferring general fund revenues to funds that build and improve roadway infrastructure. The Debt Service Fund has a fund balance of $0 at the end of FY 2016. The Debt Service Fund is not designed to carry a fund balance nor generate more revenue than is needed for the current year tax levy. The Village Debt totals $15.6 million as of December 31, 2016. All Village bond issues are general obligation bonds, $.53 million in principal was retired in the current year. The interest paid associated with the debt retired was $369,540. Debt per capita is $376.87 as of December 31, 2016. The Village has the sixth lowest total outstanding debt amongst all the taxing bodies represented on the 2016 Lake and Cook County property tax bill. 0 5 10 15 20 25 30 General Government Public Safety Public Works Village of Buffalo Grove 2016 General Fund Expenditures 2016 2015 - 15 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 The Village’s Capital Improvement plan continued in 2016. The Village expended over $0.8 million from the Facilities Development Fund for infrastructure. The Water and sewer funds added $4.8 million to the capital asset bottom line. Vehicles and Equipment increased $0.7 million over FY 2016 through fleet replacements. Proprietary Funds The Village of Buffalo Grove’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The Village reports the both the Water and Sewer Fund and the Arboretum Golf Course as major proprietary funds. The Water and Sewer Fund accounts for all operating expenses of the municipal water system. Water is purchased wholesale from the City of Evanston through the Northwest Water Commission of which the Village is one of four members. Sanitary sewer service is provided by the Lake County Public Works Department for those property owners in Lake County. The Village acts as a billing partner to reduce administrative costs. The Metropolitan Water Reclamation District of Greater Chicago handles all the sanitary sewer treatment for Cook County residents and recovers its expenses through a property tax levy. The water and sewer utility experienced net operating income before contributions and transfers of $1.6 million for FY 2016, an increase of $0.6 million (65.2 percent) over the prior fiscal year. A rate increase of 4 percent was applied to all usage after January 1, 2016. Sewer operations accounted for 43.3 percent, or $3.9 million, of the total Water and Sewer operational expenditures. Water operations accounted for almost half of that at $2.0 million (22.2 percent). Purchased water expense was $1.7 million, and sanitary sewer fees collected on behalf of Lake County Public Works was $3 million for FY 2016. These two pass through expenditures account for 52.2 percent of the total operating expense of the fund. Non-operating revenue (expense) increased $0.1 million due to an intergovernmental grant. The unrestricted net position of the Water and Sewer Fund at the end of the current fiscal year was $10.0 million. Of that amount $6.8 million is the Village’s equity interest in the Northwest Water Commission and $0.5 million is invested and available to cash finance any major infrastructure improvements or enhancements to the water system. The Village also reported the Arboretum Golf Course Fund as a major proprietary fund. This fund accounts for all operations of the Arboretum Golf Course. The course reported a year end unrestricted net position deficit balance of $(37,106). Total revenues were down $0.05 million compared to the previous year. The Village of Buffalo Grove owns and operates two municipal golf courses. Golf rounds are returning to pre-recession levels. A total of 53,599 paid rounds were played between the two courses in 2016. General Fund Budgetary Highlights The budget is formally presented to the Village Board in November and approved in December in conjunction with the tax levy request. As the Village operates under the Appropriations Act, a public hearing is conducted after the budget is adopted for public comment on the Appropriations Ordinance. The Ordinance sets the legal spending ceiling for each fund. The budget is the day-to-day management tool to ensure fiscal accountability. - 16 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 General Fund Budgetary Highlights For the Fiscal Year Ended December 31, 2016 (in thousands) Budget Actual Revenues and Transfers: Taxes 35,713 34,930 Fines and Fees 3.837 4,322 Licenses and permits 285 326 Other Revenues 1,016 1,669 Transfers in 864 1,158 Total Revenues and Transfers 41,714 42,404 Expenditures and Transfers Expenditures 39,590 38,496 Transfers Out 2,080 2,154 Total expenditures and Transfers 41,670 40,650 Change in fund balance 44 1,754 Revenue performed better than expected due a high rate of collection on fines and fees and an increase in other revenue. Actual expenditures came in below budget due to budget management strategy and outsourcing. Capital Assets At the end of December 31, 2016, the Village had a combined total of capital assets of $103.81 million invested in a broad range of capital assets including, buildings, streets, storm sewers, and equipment. This amount represents a net increase (including additions and deductions) of $9.21 million. Village of Buffalo Grove Capital Assets at Year End Net of Depreciation As of December 31, 2016 (in millions) Governmental Business-Type Activities Activities Total 2016 2015 2016 2015 2016 2015 Land 36.90 35.96 6.2 6.2 43.10 42.16 Construction in progress 1.44 .76 .05 4.12 1.49 4.88 Land Improvements 2.83 2.17 . . 2.83 2.17 Buildings 3.34 2.70 1.71 2.12 5.05 4.82 Equipment and Vehicles 4.24 3.54 . . 4.24 3.54 Streets and storm sewers 12.30 9.52 . . 12.30 9.52 Water and Sewer Infrastructure . . 34.80 27.51 34.80 27.51 Total 61.05 54.65 42.76 39.95 103.81 94.60 - 17 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 The Governmental Activities net capital assets increased from last year by $6.4 million (11.7 percent). For the Business-type activities, the net capital assets increased by $2.81 million or (7.0 percent). The most significant capital activity was through the road program. The Village issued $6.1 million in general obligation bonds to fund much needed road rebuild that included replacing water mains, storm sewer, and sanitary sewer. Financing the replacement of the roads allows the Village to avoid rebuilding those roads before they completely fail, which would be a more costly replacement in the future. Detailed information on the Village’s capital assets is included in Note 3 section C on pages 65-66 . At year end, the Village had total bonded debt outstanding of $15.6 million as shown in the next table: Village of Buffalo Grove General Obligation Bonds As of December 31, 2016 and 2015 (in millions) Governmental Business-Type Activities Activities Total 2016 2015 2016 2015 2016 2015 General obligation bonds $15.64 $10.04 $ - $ - $15.64 $10.04 Long-Term Debt The Village maintains assigned “AAA” ratings on its general obligation bonds respectively from both Moody’s Investor Services and Standard and Poor’s Corporation. The total per capita general obligation (GO) debt for the community stands at $376.87 and represents 1.04 percent of the total assessed value of the equalized assessed valuation of the Village. The Village, under its home rule authority, does not have a legal debt limit. Detailed information on the Village’s long-term debt can be found in note 3 section F on pages 69-72. Economic Factors and Next Year’s Budgets and Rates The Village entered 2017 with a balanced operating budget. The budget for the fiscal year beginning January 1, 2017, is $75,120,613 a 0.3 percent increase from the previous year. The operating budget totals $42,002,395 resulting in a 0.8 percent increase over the previous year. Total capital spending during the year is estimated to be $8.0 million. Continued emphasis will remain on developing innovative ways to deliver services and reduce costs while actively working to improve sales tax collections through economic development. - 18 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2016 Property taxes remain the Village’s most stable revenue although the total assessed value of all taxable property is expected to increase about 1.5 percent for the 2016 tax levy (extended and collected in 2017). A tax levy was adopted for the 2017 budget that was 2.6 percent over the last year’s request. The growth in the levy almost entirely matches the additional funds needed for the 2016 bond issue. Other tax revenues, including municipal and home-rule sales tax are expected to increase due also to inflation. Much of the sales taxes are generate through restaurants, grocery stores, and building material sales. Income taxes are expected to increase by 3 percent. A twenty-year proforma was completed on the Water Fund in FY 2016 and subsequently a water and sewer rate recommendation was made, and adopted, that will increase water rates by 4 percent in 2017. A Storm Water Management User Fee was introduced in the FY 2016 budget. This user fee will offset the costs related to maintaining, repairing and developing an infrastructure reserve for future system needs. The new revenue will result in an additional $1.2 million to the General Fund. A twenty-year proforma was completed to show the estimated cost and replacement of storm sewer infrastructure and revenue generated from the new fee. Budgeted expenditures include general wage adjustment for non-represented employees and contractual salary adjustments which are part of labor agreements. The Village currently has two represented employee groups (police and fire). Health insurance increases were minimized through the change to the Intergovernmental Professional Benefits Cooperative (IPBC). All other expenditures will be generally unchanged. There is no additional staffing recommended for FY 2017. CONTACTING THE VILLAGE’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, customers, investors, and creditors with a general overview of the Village’s finances and to demonstrate the Village’s accountability for the money it receives. Questions concerning this report or requests for additional financial information should be directed to Scott Anderson, Director of Finance, Village of Buffalo Grove, 50 Raupp Boulevard, Buffalo Grove, IL 60089. VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION As of December 31, 2016 Governmental Activities Business-type Activities Totals ASSETS Cash and equivalents $22,027,112 $3,743,976 $25,771,088 Investments 2,684,462 505,125 3,189,587 Receivables Property taxes 15,594,223 -15,594,223 Accounts - water and sewer -1,591,948 1,591,948 Municipal sales tax 2,746,351 -2,746,351 Illinois income tax 1,124,315 -1,124,315 Motor fuel tax 98,440 -98,440 Telecommunications tax 365,568 -365,568 Food and beverage tax 75,366 -75,366 Utility tax 265,786 -265,786 Interest 7,782 312 8,094 Other 822,945 370,934 1,193,879 Inventories 79,667 33,318 112,985 Prepaid items 60,000 -60,000 Due from fiduciary funds 84,936 -84,936 Deposits 28,290 -28,290 Investment in joint venture -6,846,607 6,846,607 Internal balances 38,947 (38,947)- Capital Assets Land 36,896,667 6,198,514 43,095,181 Construction in progress 1,443,830 50,114 1,493,944 Buildings 24,224,501 10,337,636 34,562,137 Land improvements 3,242,060 1,966,488 5,208,548 Equipment and vehicles 11,477,792 94,510 11,572,302 Streets and storm sewers 61,291,877 -61,291,877 Water and sewer system infrastructure -70,758,397 70,758,397 Less: Accumulated depreciation (77,529,175)(46,651,081)(124,180,256) Total Assets 107,151,742 55,807,851 162,959,593 DEFERRED OUTFLOWS OF RESOURCES Deferred charge on refunding 57,331 -57,331 Deferred outflows of resources related to pensions 14,349,267 1,001,686 15,350,953 Total Deferred Outflows of Resources 14,406,598 1,001,686 15,408,284 LIABILITIES Accounts payable 3,377,930 1,018,931 4,396,861 Accrued wages 462,550 38,139 500,689 State withholding taxes payable 35,961 -35,961 Development deposits 298,482 144,137 442,619 Due to fiduciary funds 105,570 -105,570 Short term notes payable 3,400,000 -3,400,000 Other 988 18,174 19,162 Noncurrent Liabilities Due within one year 1,407,861 285,891 1,693,752 Due in more than one year 77,395,547 8,673,976 86,069,523 Total Liabilities 86,484,889 10,179,248 96,664,137 See accompanying notes to financial statements. Page 19 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION As of December 31, 2016 Governmental Activities Business-type Activities Totals DEFERRED INFLOWS OF RESOURCES Property taxes levied for a future period $15,594,223 $-$15,594,223 Deferred inflows of resources related to pensions 2,681,990 101,393 2,783,383 Total Deferred Inflows of Resources 18,276,213 101,393 18,377,606 NET POSITION Net investment in capital assets 51,756,933 35,494,070 87,251,003 Restricted for Road construction 1,539,455 -1,539,455 Parking lot operations 93,479 -93,479 Unrestricted (36,592,629)11,034,826 (25,557,803) TOTAL NET POSITION $16,797,238 $46,528,896 $63,326,134 See accompanying notes to financial statements. Page 20 VILLAGE OF BUFFALO GROVE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2016 Program Revenues Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities General government $6,441,707 $1,855,506 $-$- Public safety 30,528,127 1,718,647 225,217 - Public works 7,099,195 1,151,594 1,056,515 - Buildings and grounds 979,679 --- Interest and fiscal charges 356,799 --- Total Governmental Activities 45,405,507 4,725,747 1,281,732 - Business-type Activities Water and Sewerage 9,001,632 10,304,638 -94,326 Refuse Service 703,565 1,135,748 -- Arboretum Golf 1,710,697 1,193,609 -- Buffalo Grove Golf 1,175,707 1,047,259 -- Total Business-type Activities 12,591,601 13,681,254 -94,326 Total $57,997,108 $18,407,001 $1,281,732 $94,326 General Revenues Taxes Property Home rule sales Telecommunications taxes Utility Property transfer Other Intergovernmental State sales tax Income and use Other Investment income Gain on sale of assets Miscellaneous Total General Revenues Transfers Change in net position NET POSITION - Beginning of Year NET POSITION - END OF YEAR See accompanying notes to financial statements. Page 21 Net (Expenses) Revenues and Changes in Net Position Governmental Activities Business-type Activities Totals $(4,586,201)$-$(4,586,201) (28,584,263)-(28,584,263) (4,891,086)-(4,891,086) (979,679)-(979,679) (356,799)-(356,799) (39,398,028)-(39,398,028) -1,397,332 1,397,332 -432,183 432,183 -(517,088)(517,088) -(128,448)(128,448) -1,183,979 1,183,979 (39,398,028)1,183,979 (38,214,049) 15,034,583 -15,034,583 3,508,292 -3,508,292 1,513,254 -1,513,254 2,659,554 -2,659,554 1,115,360 -1,115,360 906,574 -906,574 5,587,179 -5,587,179 4,994,426 -4,994,426 203,929 -203,929 65,600 14,159 79,759 1,385 -1,385 1,596,806 249,946 1,846,752 37,186,942 264,105 37,451,047 1,062,190 (1,062,190)- (1,148,896)385,894 (763,002) 17,946,134 46,143,002 64,089,136 $16,797,238 $46,528,896 $63,326,134 See accompanying notes to financial statements. Page 22 VILLAGE OF BUFFALO GROVE BALANCE SHEET GOVERNMENTAL FUNDS As of December 31, 2016 General Fund Facilities Development Street Maintenance Nonmajor Governmental Funds ASSETS Cash and equivalents $19,921,405 $-$-$1,826,976 Investments 2,684,462 --- Receivables Property taxes 14,574,329 --1,019,894 Municipal sales tax 2,746,351 --- Illinois income tax 1,124,315 --- Motor fuel tax ---98,440 Telecommunication tax 365,568 --- Food and beverage tax 75,366 --- Utility tax 265,786 --- Interest 7,782 --- Other 687,300 -135,645 - Due from other funds 334,751 --- Due from fiduciary funds 84,936 --- Inventory 79,667 --- Deposits 28,290 --- Prepaid items 60,000 --- TOTAL ASSETS $43,040,308 $-$135,645 $2,945,310 See accompanying notes to financial statements. Page 23 Totals $21,748,381 2,684,462 15,594,223 2,746,351 1,124,315 98,440 365,568 75,366 265,786 7,782 822,945 334,751 84,936 79,667 28,290 60,000 $46,121,263 See accompanying notes to financial statements. Page 24 VILLAGE OF BUFFALO GROVE BALANCE SHEET GOVERNMENTAL FUNDS As of December 31, 2016 General Fund Facilities Development Street Maintenance Nonmajor Governmental Funds LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities Accounts payable $2,480,523 $86,986 $284,805 $292,482 Accrued wages 430,707 --- Development deposits 298,482 --- Due to fiduciary funds 105,570 --- Due to other funds 61,794 139,211 57,190 27,417 Payroll deductions payable 35,961 --- Short-term notes payable -3,400,000 -- Total Liabilities 3,413,037 3,626,197 341,995 319,899 Deferred Inflows of Resources Property taxes levied for a future period 14,574,329 --1,019,894 Total Deferred Inflows of Resources 14,574,329 --1,019,894 Fund Balances (Deficit) Nonspendable for inventory 79,667 --- Nonspendable for deposits 28,290 --- Nonspendable for prepaid items 60,000 --- Restricted for road construction ---1,539,455 Restricted for employee pension benefits 229,953 --- Restricted for parking lot operations ---93,479 Committed for capital replacement 8,511,306 --- Unassigned (deficit)16,143,726 (3,626,197)(206,350)(27,417) Total Fund Balances (deficit)25,052,942 (3,626,197)(206,350)1,605,517 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES $43,040,308 $-$135,645 $2,945,310 See accompanying notes to financial statements. Page 25 Totals $3,144,796 430,707 298,482 105,570 285,612 35,961 3,400,000 7,701,128 15,594,223 15,594,223 79,667 28,290 60,000 1,539,455 229,953 93,479 8,511,306 12,283,762 22,825,912 $46,121,263 See accompanying notes to financial statements. Page 26 VILLAGE OF BUFFALO GROVE RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION As of December 31, 2016 Total Fund Balances - Governmental Funds $22,825,912 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental funds are not financial resources and therefore are not reported in the funds. Land 36,896,667 Construction in progress 1,443,830 Buildings 24,224,501 Land Improvements 3,242,060 Equipment and vehicles 11,477,792 Streets and storm sewers 61,291,877 Less: Accumulated depreciation (77,529,175) A deferred charge on refunding represents a consumption of net position that applies to a future period and, therefore, is not reported in the funds.57,331 Deferred outflows of resources related to pensions do not relate to current financial resources and are not reported in the Governmental Funds Balance Sheet.14,349,267 Less amount reported in internal service funds below.(749,278) Deferred inflows of resources related to pensions do not relate to current financial resources and are not reported in the Governmental Funds Balance Sheet.(2,681,990) Less amount reported in internal service funds below.75,844 Some liabilities, including long-term debt, are not due and payable in the current period and therefore, are not reported in the funds. Bonds payable (15,640,000) Compensated absences (1,518,278) Net other post-employment obligation (969,738) Unamortized debt premium (241,408) Net pension liability (60,433,984) Less amount reported in internal service funds below.1,168,445 The net position of the internal service funds are included in the governmental activities in the Statement of Net Position (492,437) NET POSITION OF GOVERNMENTAL ACTIVITIES $16,797,238 See accompanying notes to financial statements. Page 27 VILLAGE OF BUFFALO GROVE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the Year Ended December 31, 2016 General Facilities Development Street Maintenance Nonmajor Governmental Funds REVENUES Property taxes $14,441,210 $-$-$593,373 Other taxes 9,701,271 --- Charges for services 1,503,266 --1,134 Fines and fees 2,818,888 --206,740 Licenses and permits 326,177 --- Intergovernmental 10,787,297 --1,056,515 Interest 65,600 --- Miscellaneous income 1,602,527 --8,219 Total Revenues 41,246,236 --1,865,981 EXPENDITURES Current General government 5,529,349 --163,793 Public safety 27,407,019 --- Public works 5,559,733 -135,955 1,282,619 Capital Outlay -846,993 7,405,611 - Debt Service Principal ---525,000 Interest ---371,456 Total Expenditures 38,496,101 846,993 7,541,566 2,342,868 Excess (deficiency) of revenues over expenditures 2,750,135 (846,993)(7,541,566)(476,887) OTHER FINANCING SOURCES (USES) Sales of capital assets 1,385 --- General obligation debt issued --6,125,000 - Transfers in 1,157,065 928,356 1,049,727 267,447 Transfers out (2,154,537)-(87,447)(12,000) Premium on debt issued --100,778 - Total Other Financing Sources (Uses)(996,087)928,356 7,188,058 255,447 Net Change in Fund Balances 1,754,048 81,363 (353,508)(221,440) FUND BALANCES (DEFICIT) - Beginning of Year 23,298,894 (3,707,560)147,158 1,826,957 FUND BALANCES (DEFICIT) - END OF YEAR $25,052,942 $(3,626,197)$(206,350)$1,605,517 See accompanying notes to financial statements. Page 28 Totals $15,034,583 9,701,271 1,504,400 3,025,628 326,177 11,843,812 65,600 1,610,746 43,112,217 5,693,142 27,407,019 6,978,307 8,252,604 525,000 371,456 49,227,528 (6,115,311) 1,385 6,125,000 3,402,595 (2,253,984) 100,778 7,375,774 1,260,463 21,565,449 $22,825,912 See accompanying notes to financial statements. Page 29 VILLAGE OF BUFFALO GROVE RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2016 Net change in fund balances - total governmental funds $1,260,463 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of net position the cost of these assets is capitalized, and they are depreciated over their estimated useful lives and reported as depreciation expense in the statement of activities. Capital outlay is reported as an expenditure in the fund financial statements but is capitalized in the government-wide financial statements 8,604,115 Depreciation is reported in the government-wide financial statements (2,193,260) Net effect of certain miscellaneous adjustments to capital assets (12,723) Debt issued provides current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position. Debt issued (6,125,000) Principal repaid 525,000 Governmental funds report debt premiums and discounts as other financing sources (uses) or expenditures. However, in the statement of net position, these are reported as additions to or deductions from long-term debt. These are allocated over the period the debt is outstanding in the statement of activities and are reported as interest expense Premium on bonds sold (100,778) Amortization of bond premium 21,823 Some expenses in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences (165,587) Net other post employment benefit obligation (210,765) Net pension liability (4,279,112) Deferred outflows of resources due to pensions 1,679,526 Deferred inflows of resources due to pensions (148,006) Amortization of deferred charge on refunding (7,166) Less amount reported in internal service funds below.63,108 Internal service funds are used by management to charge information technology, central garage, and building maintenance costs to individual funds. The change in net position of the internal service funds is reported with governmental activities.(60,534) CHANGE IN NET POSITION OF GOVERNMENTAL ACTIVITIES $(1,148,896) See accompanying notes to financial statements. Page 30 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION PROPRIETARY FUNDS As of December 31, 2016 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals ASSETS Current Assets Cash and equivalents $2,464,597 $-$1,279,379 $3,743,976 Investments 505,125 --505,125 Receivables Accounts - water and sewer 1,591,948 --1,591,948 Interest 312 --312 Other 208,855 176 161,903 370,934 Due from other funds -41,532 20,262 61,794 Inventory -13,863 19,455 33,318 Total Current Assets 4,770,837 55,571 1,480,999 6,307,407 Noncurrent Assets Capital Assets Land -5,219,738 978,776 6,198,514 Land improvements -1,516,051 450,437 1,966,488 Construction in progress 37,310 -12,804 50,114 Buildings and improvements -8,474,799 1,862,837 10,337,636 Machinery, equipment and furnishings --94,510 94,510 Water and sewer infrastructure 70,758,397 --70,758,397 Less: Accumulated depreciation (35,955,397)(8,405,303)(2,290,381)(46,651,081) Other Assets Investment in joint venture 6,846,607 --6,846,607 Total Noncurrent Assets 41,686,917 6,805,285 1,108,983 49,601,185 Total Assets 46,457,754 6,860,856 2,589,982 55,908,592 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions 748,242 59,092 194,352 1,001,686 Total Deferred Outflows of Resources 748,242 59,092 194,352 1,001,686 See accompanying notes to financial statements. Page 31 Governmental Activities - Internal Service Funds $278,731 - - - - - - 278,731 - - - - - - - - - 278,731 749,278 749,278 See accompanying notes to financial statements. Page 32 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION PROPRIETARY FUNDS As of December 31, 2016 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals LIABILITIES Current Liabilities Accounts payable 920,046 7,925 90,960 1,018,931 Accrued wages 31,410 1,492 5,237 38,139 Other -1,119 17,055 18,174 Development deposits 44,137 -100,000 144,137 Due to other funds 51,614 43,103 6,024 100,741 IEPA loan payable 17,828 --17,828 Compensated absences 5,620 -6,395 12,015 Installment note payable - current 256,048 --256,048 Other current liabilities ---- Total Current Liabilities 1,326,703 53,639 225,671 1,606,013 Noncurrent Liabilities Long-Term Debt Compensated absences 58,605 -66,682 125,287 IEPA loan payable 348,233 --348,233 Net pension liability 1,166,830 92,149 303,078 1,562,057 Installment note payable - long term 6,638,399 --6,638,399 Total Noncurrent Liabilities 8,212,067 92,149 369,760 8,673,976 Total Liabilities 9,538,770 145,788 595,431 10,279,989 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions 75,739 5,981 19,673 101,393 Total Deferred Inflows of Resources 75,739 5,981 19,673 101,393 NET POSITION Net investment in capital assets 27,579,802 6,805,285 1,108,983 35,494,070 Unrestricted (deficit)10,011,685 (37,106)1,060,247 11,034,826 TOTAL NET POSITION $37,591,487 $6,768,179 $2,169,230 $46,528,896 See accompanying notes to financial statements. Page 33 Governmental Activities - Internal Service Funds 233,134 31,843 - - 10,192 - - - 988 276,157 - - 1,168,445 - 1,168,445 1,444,602 75,844 75,844 - (492,437) $(492,437) See accompanying notes to financial statements. Page 34 VILLAGE OF BUFFALO GROVE STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS For the Year Ended December 31, 2016 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals OPERATING REVENUES Water and sewer charges $10,129,149 $-$-$10,129,149 Daily greens fee and memberships -750,853 685,129 1,435,982 Merchandise sales -58,066 70,139 128,205 Connection and recapture fees 175,489 --175,489 Cart, club, and other rentals -234,655 208,299 442,954 Driving range fees --58,014 58,014 SW ANCC user fees --1,135,748 1,135,748 Miscellaneous 249,946 150,035 25,678 425,659 Internal service contributions ---- Total Operating Revenues 10,554,584 1,193,609 2,183,007 13,931,200 OPERATING EXPENSES Water operations 1,739,505 --1,739,505 Sewer operations 3,911,630 --3,911,630 Water purchases 1,663,914 --1,663,914 Golf operations -1,203,530 1,090,783 2,294,313 Cost of sales - pro shop -50,058 52,140 102,198 Refuse operations --703,565 703,565 Loss from joint venture 57,767 --57,767 Depreciation 1,342,484 457,109 32,784 1,832,377 Internal service fund expenses ---- Total Operating Expenses 8,715,300 1,710,697 1,879,272 12,305,269 Operating Income (Loss)1,839,284 (517,088)303,735 1,625,931 NONOPERATING REVENUES (EXPENSES) Intergovernmental - grants 94,326 --94,326 Interest revenue 14,159 --14,159 Interest expense (286,332)--(286,332) Total Nonoperating Revenues (Expenses)(177,847)--(177,847) Income (Loss) Before Transfers 1,661,437 (517,088)303,735 1,448,084 TRANSFERS Transfers in -202,095 174,359 376,454 Transfers out (1,037,644)(55,400)(345,600)(1,438,644) Total Transfers (1,037,644)146,695 (171,241)(1,062,190) Change in Net Position 623,793 (370,393)132,494 385,894 NET POSITION (DEFICIT) - Beginning of Year 36,967,694 7,138,572 2,036,736 46,143,002 NET POSITION (DEFICIT) - END OF YEAR $37,591,487 $6,768,179 $2,169,230 $46,528,896 See accompanying notes to financial statements. Page 35 Governmental Activities - Internal Service Funds $- - - - - - - - 3,720,374 3,720,374 - - - - - - - - 3,694,487 3,694,487 25,887 - - - - 25,887 - (86,421) (86,421) (60,534) (431,903) $(492,437) See accompanying notes to financial statements. Page 36 VILLAGE OF BUFFALO GROVE STATEMENT OF CASH FLOW S PROPRIETARY FUNDS For the Year Ended December 31, 2016 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals CASH FLOWS FROM OPERATING AC TIVITIES Received from customers $10,485,118 $1,208,355 $2,216,768 $13,910,241 Received from interfund charges ---- Paid to suppliers for goods and services (7,013,748)(1,131,540)(1,257,980)(9,403,268) Paid to employees for services (1,256,669)(222,317)(428,954)(1,907,940) Net Cash Flows From Operating Activities 2,214,701 (145,502)529,834 2,599,033 CASH FLOWS FROM INVESTING AC TIVITIES Investments sold and matured (10,680)--(10,680) Interest income 19,995 --19,995 Net Cash Flows From Investing Activities 9,315 --9,315 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers in -202,095 174,359 376,454 Transfers (out)(1,023,742)(15,297)(343,576)(1,382,615) Net Cash Flows From Noncapital Financing Activities (1,023,742)186,798 (169,217)(1,006,161) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Cash received from capital grants 94,326 --94,326 Purchase of capital assets (4,664,684)(53,277)(18,988)(4,736,949) Water installment note proceeds received 5,777,400 --5,777,400 Water installment note principal paid (76,552)--(76,552) Water installment note interest paid (277,630)--(277,630) IEPA loan principal paid (17,426)--(17,426) IEPA loan interest paid (8,702)--(8,702) Net Cash Flows From Capital and Related Financing Activities 826,732 (53,277)(18,988)754,467 Net Change in Cash and Cash Equivalents 2,027,006 (11,981)341,629 2,356,654 CASH AND CASH EQUIVALENTS - Beginning of Year 437,591 11,981 937,750 1,387,322 CASH AND CASH EQUIVALENTS - END OF YEAR $2,464,597 $-$1,279,379 $3,743,976 See accompanying notes to financial statements. Page 37 Governmental Activities - Internal Service Funds $- 3,720,374 (2,136,347) (1,368,381) 215,646 - - - - (76,229) (76,229) - - - - - - - - 139,417 139,314 $278,731 See accompanying notes to financial statements. Page 38 VILLAGE OF BUFFALO GROVE STATEMENT OF CASH FLOW S PROPRIETARY FUNDS For the Year Ended December 31, 2016 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$1,839,284 $(517,088)$303,735 $1,625,931 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows From Operating Activities Depreciation 1,342,484 457,109 32,784 1,832,377 Loss on joint venture 57,767 --57,767 Changes in assets and liabilities Accounts receivable (69,466)14,746 33,761 (20,959) Accounts payable (1,047,502)(69,624)54,216 (1,062,910) Accrued salaries 16,287 806 2,224 19,317 Deposits -2,999 100,000 102,999 Compensated absences 9,152 -13,728 22,880 Deferred outflows - pensions (417,665)(2,281)(86,890)(506,836) Deferred inflows - pensions (24,711)(11,281)(12,981)(48,973) Net pension liability 509,071 (20,888)89,257 577,440 NET CASH FLOWS FROM OPERATING ACTIVITIES $2,214,701 $(145,502)$529,834 $2,599,033 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES None See accompanying notes to financial statements. Page 39 Governmental Activities - Internal Service Funds $25,887 - - - 109,779 16,872 - - (415,399) (25,609) 504,116 $215,646 See accompanying notes to financial statements. Page 40 VILLAGE OF BUFFALO GROVE STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS As of December 31, 2016 Pension Trusts Agency Fund ASSETS Cash $1,722,664 $253,494 Investments U.S. treasuries 12,663,886 - U.S. agencies 20,725,251 - Mutual funds - other than bond funds 38,661,792 - Equity securities 29,132,573 - Municipal bonds 3,213,043 - Corporate bonds 7,448,510 - Receivables Interest 198,320 - Prepaid items 5,838 - Due from primary government 105,570 - Total Assets 113,877,447 253,494 LIABILITIES Accounts payable 86,297 - Due to primary government 84,936 - Due to other governments -253,494 Total Liabilities 171,233 253,494 NET POSITION Restricted for pensions $113,706,214 $- See accompanying notes to financial statements. Page 41 VILLAGE OF BUFFALO GROVE STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS For the Year Ended December 31, 2016 Pension Trusts AD DITIONS Contributions Employer $4,596,057 Plan members 1,138,620 Total Contributions 5,734,677 Investment income Interest 728,190 Net appreciation in fair value of investments 6,426,856 Total Investment Income 7,155,046 Less Investment expense 321,419 Net Investment Income 6,833,627 Total Additions 12,568,304 DEDUCTIONS Administration 86,253 Pension benefits and refunds 5,508,953 Total Deductions 5,595,206 Change in Net Position 6,973,098 NET POSITION - Beginning of Year 106,733,116 NET POSITION - END OF YEAR $113,706,214 See accompanying notes to financial statements. Page 42 VILLAGE OF BUFFALO GROVE INDEX TO NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE Page I Summary of Significant Accounting Policies 44 A.Reporting Entity 44 B.Government-W ide and Fund Financial Statements 45 C.Measurement Focus, Basis of Accounting, and Financial Statement Presentation 48 D.Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources, and Net Position or Equity 49 1.Deposits and Investments 49 2.Receivables 53 3.Inventories and Prepaid Items 54 4.Capital Assets 54 5.Deferred Outflows of Resources 55 6.Compensated Absences 55 7.Long-Term Obligations 55 8.Deferred Inflows of Resources 56 9. Equity Classifications 56 II Stewardship, Compliance, and Accountability 58 A.Excess Expenditures Over Appropriations 58 B.Deficit Balances 58 III Detailed Notes on All Funds 59 A.Deposits and Investments 59 B.Receivables 64 C.Capital Assets 65 D.Interfund Receivables/Payables and Transfers 67 E.Short-Term Debt Activity 69 F.Long-Term Obligations 69 G.Lease Disclosures 73 IV Other Information 73 A.Employees' Retirement System 73 B.Risk Management 87 C.Commitments and Contingencies 87 D.Joint Ventures 88 E.Other Postemployment Benefits 90 F.Tax Abatement 93 G.Effect of New Accounting Standards on Current-Period Financial Statements 95 Page 43 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Village of Buffalo Grove, Illinois (the Village) was incorporated in 1958. The Village is a home-rule municipality, under the 1970 Illinois Constitution, located in both Lake County, Illinois and Cook County, Illinois. The Village operates under a Council-Manager form of government and provides the following services as authorized by its charter: public safety (police and fire protection), sanitation (water and sewer), building and zoning, engineering, recreation, civil defense and overall administration. The accounting policies of the Village of Buffalo Grove, Illinois conform to accounting principles generally accepted in the United States of America as applicable to governmental units. The accepted standard- setting body for establishing governmental accounting and financial reporting principles is the Governmental Accounting Standards Board (GASB). A.REPORTING ENTITY This report includes all of the funds of the Village. The reporting entity for the Village consists of the primary government and its component units. Component units are legally separate organizations for which the primary government is financially accountable or other organizations for which the nature and significance of their relationship with the primary government are such that their exclusion would cause the reporting entity's financial statements to be misleading. The Village has not identified any organizations that meet this criteria. The Police Pension Employees Retirement System (PPERS) is established for the Village's police employees. PPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one pension beneficiary elected by the membership, and two police employees elected by the membership constitute the pension board. The Village and the PPERS participants are obligated to fund all PPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many characteristics of a legally separate government, PPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s police employees and because of the fiduciary nature of such activities. PPERS is reported as a pension trust fund and the data for the pension is included in the government's fiduciary fund financial statements. No separate annual financial report is issued for the PPERS. The Firefighters’ Pension Employees Retirement System (FPERS) is established for the Village's firefighters. FPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one pension beneficiary elected by the membership; and two fire employees elected by the membership constitute the pension board. The Village and the FPERS participants are obligated to fund all FPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, FPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s firefighters because of the fiduciary nature of such activities. FPERS is reported as a pension trust fund and the data for the pension is included in the government's fiduciary fund financial statements. No separate annual financial report is issued for the FPERS. Page 44 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS In February 2015, the GASB issued statement No. 72 - Fair Value Measurement and Application. This statement addresses accounting and financial reporting issues related to fair value measurements. It defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This standard was implemented January 1, 2016. In August 2015, the GASB issued statement No. 77 - Tax Abatement Disclosures. This statement addresses financial reporting related to tax abatement programs. It establishes requirements for disclosures about a reporting government's own tax abatements agreements and agreements entered into by other governments that reduce the reporting government's tax revenues. This standard was implemented January 1, 2016. Government-Wide Financial Statements The statement of net position and statement of activities display information about the reporting government as a whole. They include all funds of the reporting entity except for fiduciary funds.The statements distinguish between governmental and business-type activities. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange revenues. Business-type activities are financed in whole or in part by fees charged to external parties for goods or services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The Village does not allocate indirect expenses to functions in the statement of activities. Program revenues include 1) charges to customers or applicants who purchase, use or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not included among program revenues are reported as general revenues. Internally dedicated resources are reported as general revenues rather than as program revenues. Fund Financial Statements Financial statements of the Village are organized into funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts, which constitute its assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position/fund balance, revenues, and expenditures/expenses. Page 45 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) Funds are organized as major funds or nonmajor funds within the governmental and proprietary statements. An emphasis is placed on major funds within the governmental and proprietary categories. A fund is considered major if it is the primary operating fund of the Village or meets the following criteria: a. Total assets/deferred outflows of resources, liabilities/deferred inflows of resources, revenues, or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type, and b. The same element of the individual governmental or enterprise fund that met the 10% test is at least 5% of the corresponding total for all governmental and enterprise funds combined. c. In addition, any other governmental or enterprise fund that the Village believes is particularly important to financial statement users may be reported as a major fund. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. The Village reports the following major governmental funds: General Fund - accounts for the Village's primary operating activities. It is used to account for and report all financial resources except those accounted for and reported in another fund. Facilities Development Fund - to account for and report financial resources that are restricted, committed, or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities and other capital assets. Street Maintenance Fund - used to account for and report financial resources that are restricted, committed, or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities and other capital assets. The Village reports the following major enterprise funds: Water and Sewerage Fund - accounts for operations of the water and sewerage system. Arboretum Golf Fund - accounts for operations of the Arboretum golf course. All activities necessary to provide the service are accounted for in this fund including, but not limited to, administration, operations, maintenance and related debt service. Page 46 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) The Village reports the following nonmajor governmental and enterprise funds: Special Revenue Funds - used to account for and report the proceeds of specific revenue sources that are restricted or committed to expenditures for specified purposes (other than debt service or capital projects). Motor Fuel Tax Fund Metra Parking Lot Fund Debt Service Fund - used to account for and report financial resources that are restricted, committed, or assigned to expenditure for the payment of general long-term debt principal, interest, and related costs. Debt Service Fund Enterprise Funds - used to account for and report any activity for which a fee is charged to external uses for goods or services, and must be used for activities which meet certain debt or cost recovery criteria. Buffalo Grove Golf Fund Refuse Service Fund In addition, the Village reports the following fund types: Internal Service Funds - used to account for and report the financing of goods or services provided by one department or agency to other departments or agencies of the Village, or to other governmental units, on a cost-reimbursement basis. Information Technology Fund Central Garage Fund Building Maintenance Fund Pension Trust Funds - used to account for and report resources that are required to be held in trust for the members and beneficiaries of defined benefit pension plans. Police Pension Fund Firefighters' Pension Fund Page 47 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) Agency Fund - used to account for and report assets held by the Village in a trustee capacity or as an agent for individuals, private organizations, and/or other governmental units. School and Park Donations Fund C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION Government-Wide Financial Statements The government-wide statement of net position and statement of activities are reported using the economic resources measurement focus and the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Property taxes are recognized as revenues in the year for which they are levied. Taxes receivable for the following year are recorded as receivables and deferred inflows. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider are met. Special assessments are recorded as revenue when earned. Unbilled receivables are recorded as revenues when services are provided. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. Fund Financial Statements Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recorded when they are both measurable and available. Available means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 90 days of the end of the current fiscal period. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on long-term debt, claims, judgments, compensated absences, and pension expenditures, which are recorded as a fund liability when expected to be paid with expendable available financial resources. Property taxes are recorded in the year levied as receivables and deferred inflows. They are recognized as revenues in the succeeding year when services financed by the levy are being provided. Intergovernmental aids and grants are recognized as revenues in the period the Village is entitled the resources and the amounts are available. Amounts owed to the Village which are not available are recorded as receivables and unavailable revenues. Amounts received before eligibility requirements (excluding time requirements) are met are recorded as liabilities. Amounts received in advance of meeting time requirements are recorded as deferred inflows. Page 48 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION (cont.) Fund Financial Statements (cont.) Revenues susceptible to accrual include property taxes, miscellaneous taxes, public charges for services, special assessments and interest. Other general revenues such as fines and forfeitures, inspection fees, recreation fees, and miscellaneous revenues are recognized when received in cash or when measurable and available under the criteria described above. Proprietary and fiduciary fund financial statements (other than agency funds) are reported using the economic resources measurement focus and the accrual basis of accounting, as described previously in this note. Agency funds follow the accrual basis of accounting, and do not have a measurement focus. The proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Water and Sewer fund are charges to customers for sales and services. Special assessments are recorded as receivables and contribution revenue when levied. Operating expenses for proprietary funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. All Financial Statements The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, deferred outflows of resources, liabilities, and deferred inflows of resources and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results could differ from those estimates. D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND NET POSITION OR EQUITY 1.Deposits and Investments For purposes of the statement of cash flows, the Village considers all highly liquid investments with an initial maturity of three months or less when acquired to be cash equivalents. Illinois Statutes authorize the Village to make deposits/investments in insured commercial banks, savings and loan institutions, obligations of the U.S. Treasury and U.S. Agencies, insured credit union shares, money market mutual funds with portfolios of securities issued or guaranteed by the United States or agreement to repurchase these same obligations, repurchase agreements, short-term commercial paper rated within the three highest classifications by at least two standard rating services, and the Illinois Funds Investment Pool. Page 49 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Pension funds may also invest in certain non-U.S. obligations, Illinois municipal corporations tax anticipation warrants, veteran’s loans, obligations of the State of Illinois and its political subdivisions, and the Illinois insurance company general and separate accounts, mutual funds meeting certain requirements, equity securities, and corporate bonds meeting certain requirements. Pension funds with net assets in excess of $10,000,000 and an appointed investment advisor may invest an additional portion of its assets in common and preferred stocks and mutual funds, that meet certain requirements. The police pension fund’s investment policy allows investments in all of the above listed accounts, but does exclude any repurchase agreements. The firefighters pension fund allows funds to be invested in any type of security authorized by the Illinois Pension Code. The police pension fund's investment policy, in accordance with Illinois Statutes, establishes the following target allocation across asset classes: Asset Class Target Long-Term Expected Real Rate of Return Cash 2%0.00% Fixed income 33%4.50% Large cap domestic equities 52%4.75% Small cap domestic equities 5%5.00% International equities 5%5.50% Real estate 3%3.75% Illinois Compiled Statues (ILCS) limit the police pension fund's investments in equities, mutual funds and variable annuities to 65%. Securities in any one company should not exceed 5% of the total fund. The blended asset class is comprised of all other asset classes to allow for rebalancing the portfolio. The long-term expected rate of return on the police pension fund's investments was determined using a building block method. The best-estimate of future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates or arithmetic real rates of return for each major asset class included in the police pension fund's target asset allocation are listed in the table above. The firefighters' pension fund's investment policy, in accordance with Illinois Statutes, establishes the following target allocation across asset classes: Page 50 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Asset Class Target Long-Term Expected Real Rate of Return U.S. treasury bills/notes/bonds 15%1.25% U.S. government agency securities (non-MBS)17.5%1.25% U.S. government agency securities - callable 10%1.25% U.S. government agency securities (MBS)2.5%1.25% Taxable municipal securities 5%1.25% U.S. large company stocks 35%6.45% U.S. small company stocks 10%8.45% International stocks 5%6.75% Illinois Compiled Statues (ILCS) limit the firefighters' pension fund's investments in equities, mutual funds and variable annuities to 65%. Securities in any one company should not exceed 5% of the total fund. The blended asset class is comprised of all other asset classes to allow for rebalancing the portfolio. The long-term expected rate of return on the firefighters' pension fund's investments was determined using an asset allocation study conducted by the firefighters' pension fund's investment management consultant in 2016 in which best-estimate ranges of expected future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates or arithmetic real rates of return for each major asset class included in the firefighters' pension fund's target asset allocation are listed in the table above The Village, Police and Firefighters' pensions have adopted an investment policy. That policy follows the state statute for allowable investments. Interest Rate Risk The Village's investment policy protects against fair value losses resulting from rising interest rates by diversifying its investment portfolio to prevent over-concentration of assets in a specific maturity, a specific issuer, or a specific class of securities. The Village does not have a formal policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. Page 51 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Credit Risk The Village's investment policy applies the "prudent person" standard in managing its investment portfolio. As such, all investments are made with such judgment and care, under circumstances then prevailing, which persons of prudence, discretion and intelligence exercise in management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. The Village's investment policy also limits investments in commercial paper to the highest rating classifications, as established by at least two of the four major rating services, and which mature not later than 180 days from the purchase date. Such purchases may not exceed 10% of the issuer corporation's outstanding obligations. Concentration of Credit Risk The Village limits the amount that can be invested in commercial paper to one-third of the Village's total investments. Custodial Credit Risk - Deposits The Village's investment policy requires securing deposit collateral from depository institutions when deposits are in excess of FDIC limits. The amount of deposits not collateralized or insured by an agency of the federal government shall not exceed 75% of the capital stock and surplus of a banking institution. These values shall be reviewed on a quarterly basis comparing actual deposits not insured or collateralized against the capital stock and surplus measure. Values shall be taken from published regulatory agency reports required by either the Comptroller of the Currency or the Commissioner of Banks and Trust Companies. If deposits are maintained with a savings and loan association, the amount of deposits not collateralized or insured shall not exceed 75% of the net worth of the institution as defined and reported to the regulatory agencies. The Police and Firefighters’ Pension investment policies limit exposure to deposit custodial credit risk by requiring deposits in excess of FDIC insurable limits to be collateralized. Custodial Credit Risk - Investments The Village's investment policy requires all investments and investment collateral to be held in safekeeping by a third party custodial institution as designated by the Treasurer in the Village's name. Direct investments guaranteed by the United States or an agency of the United States do not require collateral. Page 52 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Investments are stated at fair value, which is the amount at which an investment could be exchanged in a current transaction between willing parties. Fair values are based on quoted market prices. No investments are reported at amortized cost. Adjustments necessary to record investments at fair value are recorded in the operating statement as increases or decreases in investment income. Investment income on commingled investments of municipal accounting funds is allocated based on average balances. The difference between the bank statement balance and carrying value is due to outstanding checks and/or deposits in transit. Illinois Funds is an investment pool managed by the State of Illinois, Office of the Treasurer, which allows governments within the State to pool their funds for investment purposes. Illinois Funds is not registered with the SEC as an investment company, but does operate in a manner consistent with Rule 2a7 of the Investment Company Act of 1940. Investments in Illinois Funds are valued at Illinois Fund’s share price, the price for which the investments could be sold. Illinois Metropolitan Investment Fund (IMET) is a not-for-profit investment trust formed pursuant to the Illinois Municipal Code and managed by a Board of Trustees elected from the participating members. IMET is not registered with the SEC as an investment company. Investments in IMET are valued at IMET's share price, the price for which the investment could be sold. Investment in IMET's 1-3 year fund may be redeemed with 5 business days' notice. See Note III. A. for further information. 2.Receivables Property taxes for levy year 2016 attaches as an enforceable lien on January 1, 2016, on property values assessed as of the same date. Taxes are levied by December following the lien date (by passage of a Tax Levy Ordinance). Tax bills for levy year 2015 are prepared by Cook County and issued on or about February 1, 2016 and July 1, 2016, and are payable in two installments, on or about March 1, 2016 and August 1, 2016 or within 30 days of the tax bills being issued. Tax bills for levy year 2015 are prepared by Lake County and issued on or about June 1, 2016 and August 1, 2016, and are payable in two installments, on or about July 1, 2016 and September 1, 2016 or within 30 days of the tax bills being issued. The counties collect such taxes and remits them periodically. The 2016 property tax levy is recognized as a receivable and deferred inflow in fiscal 2016. As the taxes become available to finance current expenditures, they are recognized as revenues. At December 31, 2016, the property taxes receivable and related deferred inflows consisted of the estimated amount collectible from the 2016 levy. Page 53 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 2.Receivables (cont.) During the course of operations, transactions occur between individual funds that may result in amounts owed between funds. Short-term interfund loans are reported as "due to and from other funds." Long-term interfund loans (noncurrent portion) are reported as "advances from and to other funds." Interfund receivables and payables between funds within governmental activities are eliminated in the statement of net position. Any residual balances outstanding between the governmental activities and business-type activities are reported in the governmental-wide financial statements as internal balances. In the governmental fund financial statements, advances to other funds are offset equally by a nonspendable fund balance account which indicates that they do not constitute expendable available financial resources and, therefore, are not available for appropriation or by a restricted fund balance account, if the funds will ultimately be restricted when the advance is repaid. 3.Inventories and Prepaid Items Governmental fund inventories, if material, are recorded at cost based on the FIFO method using the consumption method of accounting. Inventories consist of golf pro shop merchandise and central garage fuel reserves. The cost of inventory is recorded as expenditures/expenses when consumed rather than when purchased. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. The cost of prepaid items are recorded as expenditures/expenses when consumed rather than when purchased. 4.Capital Assets Government-Wide Statements Capital assets, which include property, plant and equipment, are reported in the government-wide financial statements. Capital assets are defined by the government as assets with an initial cost of more than $10,000 and an estimated useful life in excess of 1 year. All capital assets are valued at historical cost, or estimated historical cost if actual amounts are unavailable. Donated capital assets are recorded at their estimated fair value at the date of donation. Depreciation and amortization of all exhaustible capital assets is recorded as an allocated expense in the statement of activities, with accumulated depreciation and amortization reflected in the statement of net position. Depreciation and amortization is provided over the assets' estimated useful lives using the straight-line method. The range of estimated useful lives by type of asset is as follows: Page 54 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 4.Capital Assets (cont.) Government-Wide Statements (cont.) Buildings 20 Years Well and System Improvements 5 - 50 Years Furniture and Equipment 2 - 10 Years Vehicles 2 - 12 Years Fund Financial Statements In the fund financial statements, capital assets used in governmental fund operations are accounted for as capital outlay expenditures of the governmental fund upon acquisition. Capital assets used in proprietary fund operations are accounted for the same way as in the government-wide statements. 5. Deferred Outflows of Resources A deferred outflow of resources represents a consumption of net position/fund balance that applies to a future period and will not be recognized as an outflow of resources (expense/expenditure) until that future time. 6.Compensated Absences Vacation pay does vest; employees may carry over vacation time equivalent of one full year's allowance. All vacation hours carried over from the previous year must be used in the current year or be subject to forfeit. Terminated employees are reimbursed for any accumulated and earned vacation pay. The amounts of such accumulated vacation benefits are not material. In the event of termination, any vested amounts due to Village employees for accumulated unused sick leave will be paid to ICMA Retirement Corporation based on the formula set forth in the Village's personnel manual. Except for those amounts for known retirements in the upcoming year, accrued amounts are generally considered to be due after one year. Amounts are reported as liabilities in the Government-wide Statement of Net Position. No liability is recorded for nonvesting accumulating rights to receive sick pay benefits. A liability for these amounts is reported in governmental funds only if they have mature, for example, as a result of employee resignations or retirements and are payable with expendable resources. 7.Long-Term Obligations All long-term obligations to be repaid from governmental and business-type resources are reported as liabilities in the government-wide statements. The long-term obligations consist primarily of bonds payable. Page 55 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 7.Long-Term Obligations Long-term obligations for governmental funds are not reported as liabilities in the fund financial statements. The face value of debts (plus any premiums) are reported as other financing sources and payments of principal and interest are reported as expenditures. The accounting in proprietary funds is the same as it is in the government-wide statements. For the government-wide statements and proprietary fund statements, bond premiums and discounts are amortized over the life of the issue using the effective interest method. The balance at year end is shown as an increase or decrease in the liability section of the statement of net position. 8.Deferred Inflows of Resources A deferred inflow of resources represents an acquisition of net position/fund balance that applies to a future period and therefore will not be recognized as an inflow of resources (revenue) until that future time. 9. Equity Classifications Government-Wide Statements Equity is classified as net position and displayed in three components: a. Net investment in capital assets - Consists of capital assets including restricted capital assets, net of accumulated depreciation and reduced by the outstanding balances (excluding unspent debt proceeds) of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. b. Restricted net position - Consists of net position with constraints placed on their use either by 1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments or, 2) law through constitutional provisions or enabling legislation. c. Unrestricted net position - All other net positions that do not meet the definitions of "restricted" or "net investment in capital assets." When both restricted and unrestricted resources are available for use, it is the Village's policy to use restricted resources first, then unrestricted resources as they are needed. Page 56 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) Fund Statements Governmental fund balances are displayed as follows: a. Nonspendable - Includes fund balance amounts that cannot be spent either because they are not in spendable form or because legal or contractual requirements require them to be maintained intact. b. Restricted - Consists of fund balances with constraints placed on their use either by 1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments or 2) law through constitutional provisions or enabling legislation. c. Committed - Includes fund balance amounts that are constrained for specific purposes that are internally imposed by the government through formal action of the highest level of decision making authority. Fund balance amounts are committed through a formal action (ordinance) of the Village Board. This formal action must occur prior to the end of the reporting period, but the amount of the commitment, which will be subject to the constraints, may be determined in the subsequent period. Any changes to the constraints imposed require the same formal action of the Village Board that originally created the commitment. d. Assigned - Includes spendable fund balance amounts that are intended to be used for specific purposes that do not meet the criteria to be classified as restricted or committed. The Village has adopted a financial policy authorizing the Director of Finance to assign amounts for a specific purpose. Assignments may take place after the end of the reporting period. e. Unassigned - Includes residual positive fund balance within the general fund which has not been classified within the other above mentioned categories. Unassigned fund balance may also include negative balances for any governmental fund if expenditures exceed amounts restricted, committed, or assigned for those purposes. Proprietary fund equity is classified the same as in the government-wide statements. The Village considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available unless there are legal documents / contracts that prohibit doing this, such as in grant agreements requiring dollar for dollar spending. Additionally, the Village would first use committed, then assigned and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The Village has a formal minimum fund balance policy. That policy is to maintain fund balance in the General Fund to fund operations for a period of at least three months. The amount in the General Fund is adjusted annually with the adoption of the annual budget and is calculated as three months (25 percent) of General Fund expenditures (excluding transfers to fund capital projects and pensions). The balance at year end was $9,897,713, and is included in unassigned General Fund fund balance. Page 57 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE II - STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY A.EXCESS EXPENDITURES OVER APPROPRIATIONS Funds Budgeted Expenditures Actual Expenditures Excess Expenditures Over Budget Motor Fuel Tax $1,000,000 $1,282,619 $282,619 Debt Service 810,063 896,456 86,393 Street Maintenance 1,049,727 7,541,566 6,491,839 Firefighters' Pension 2,006,491 2,267,694 261,203 The Village controls expenditures at the department level. Some individual departments experienced expenditures which exceeded appropriations. The detail of those items can be found in the Village's year- end budget to actual report. B.DEFICIT BALANCES Generally accepted accounting principles require disclosure of individual funds that have deficit balances at year end. As of December 31, 2016, the following individual funds held a deficit balance: Funds Amount Reason Debt Service $(27,417)Expenditures exceeded revenues Facilities Development (3,626,197)Expenditures exceeded revenues Street Maintenance (206,350)Expenditures exceeded revenues Central Garage (291,058)Expenses exceeded revenues Building Maintenance (201,379)Expenses exceeded revenues Page 58 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS A.DEPOSITS AND INVESTMENTS The Village's deposits and investments at year end were comprised of the following: Carrying Value Statement Balances Associated Risks Deposits $9,893,811 $9,996,646 Custodial Credit Risk - Deposits Money market mutual funds 1,940,010 1,940,010 Credit Risk Illinois Funds 9,105,056 8,605,056 Credit Risk IMET - money market 2,146,322 2,146,322 Credit Risk IMET - 1-3 year fund 4,659,348 4,659,348 Credit Risk, Custodial Credit Risk - Investments, Interest Rate Risk U.S. treasuries 12,663,886 12,663,886 Custodial Credit Risk - Investments, Interest Rate Risk U.S. agencies 22,660,500 22,660,500 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Mutual funds - other than bond funds 38,661,792 38,661,792 N/A Equity securities 29,132,573 29,132,573 Custodial Credit Risk - Investments, Concentration of Credit Risk Municipal bonds 4,467,380 4,467,380 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Corporate bonds 7,448,510 7,448,510 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Petty cash 2,700 -N/A Total Deposits and Investments $142,781,888 $142,382,023 Page 59 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Reconciliation to financial statements Per statement of net position Cash and equivalents $25,771,088 Investments 3,189,587 Per statement of net position - fiduciary funds Cash - pension trusts 1,722,664 Cash - agency 253,494 U.S. treasuries 12,663,886 U.S. agencies 20,725,251 Mutual funds - other than bond funds 38,661,792 Equity securities 29,132,573 Municipal bonds 3,213,043 Corporate bonds 7,448,510 Total Deposits and Investments $142,781,888 Deposits in each local and area bank are insured by the FDIC in the amount of $250,000 for time and savings accounts (including NOW accounts) and $250,000 for demand deposit accounts (interest-bearing and noninterest-bearing). In addition, if deposits are held in an institution outside of the state in which the government is located, insured amounts are further limited to a total of $250,000 for the combined amount of all deposit accounts. The Village categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. Page 60 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) The valuation methods for recurring fair value measurements are as follows: As of December 31, 2016, the Village's investments were measured using the market valuation method and valuation inputs as follows: Village December 31, 2016 Investment Type Level 1 Level 2 Level 3 Total U.S. agencies $-$1,935,249 $-$1,935,249 Municipal bonds -1,254,338 -1,254,338 Total $-$3,189,587 $-$3,189,587 Police Pension December 31, 2016 Investment Type Level 1 Level 2 Level 3 Total U.S. treasuries $-$9,636,997 $-$9,636,997 U.S. agencies -6,007,441 -6,007,441 Corporate bonds -7,448,510 -7,448,510 Equity securities 29,132,573 --29,132,573 Mutual funds - other than bond funds 5,759,944 --5,759,944 Total $34,892,517 $23,092,948 $-$57,985,465 Firefighters' Pension December 31, 2016 Investment Type Level 1 Level 2 Level 3 Total U.S. treasuries $-$3,026,889 $-$3,026,889 U.S. agencies -14,717,810 -14,717,810 Municipal bonds -3,213,043 -3,213,043 Mutual funds - other than bond funds 32,901,848 --32,901,848 Total $32,901,848 $20,957,742 $-$53,859,590 Page 61 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Custodial Credit Risk Deposits Custodial credit risk is the risk that in the event of a financial institution failure, the Village's deposits may not be returned to the Village. The Village does not have any deposits exposed to custodial credit risk. Investments For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the Village will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The Village does not have any investments exposed to custodial credit risk. Credit Risk Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. As of December 31, 2016, the Village's investments were rated as follows: Investment Type Standard & Poors Moody's Investors Services Money market mutual funds Not Rated Not Rated Illinois Funds AAA Not Rated Illinois Metropolitan Investment Fund AAA Not Rated U.S. agencies Not Rated, AA+ to AAA Not Rated, Aaa Municipal bonds Not Rated, A to AAA Not Rated, A3 to Aaa Corporate bonds Not Rated, A- to AAA Not Rated, A3 to Aaa Page 62 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Interest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the value of an investment. As of December 31, 2016, the Village's investments were as follows: Village Maturity Investment Type Fair Value Less than one year 1 - 5 years U.S. agencies $1,935,249 $-$1,935,249 Municipal bonds 1,254,338 250,688 1,003,650 Totals $3,189,587 $250,688 $2,938,899 Police Pension Maturity Investment Type Fair Value Less than one year 1-5 years 6-10 years More than 10 years U.S. treasuries $9,636,997 $-$6,952,486 $-$2,684,511 U.S. agencies 6,007,441 1,311,086 2,645,350 1,273,201 777,804 Corporate bonds 7,448,510 1,535,661 3,030,186 2,144,709 737,954 Totals $23,092,948 $2,846,747 $12,628,022 $3,417,910 $4,200,269 Firefighters' Pension Maturity Investment Type Fair Value Less than one year 1-5 years 6-10 years More than 10 years U.S. treasuries $3,026,889 $-$2,344,471 $682,418 $- U.S. agencies 14,717,810 450,222 3,001,678 10,963,230 302,680 Municipal bonds 3,213,043 145,941 1,447,375 1,457,118 162,609 Totals $20,957,742 $596,163 $6,793,524 $13,102,766 $465,289 Page 63 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Money-Weighted Rate of Return Police Pension Fund For the year ended December 31, 2016, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was 5.71%. The money-weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. Firefighters' Pension Fund For the year ended December 31, 2016, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was 6.78%. The money-weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. See Note I.D.1. for further information on deposit and investment policies. B.RECEIVABLES All of the receivables on the balance sheet are expected to be collected within one year. Page 64 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) C.CAPITAL ASSETS Capital asset activity for the year ended December 31, 2016, was as follows: Beginning Balance Adjustments*Additions Deletions Ending Balance Governmental Activities Capital assets not being depreciated Land $35,963,844 $-$932,823 $-$36,896,667 Construction in progress 761,660 -1,443,830 761,660 1,443,830 Total Capital Assets Not Being depreciated 36,725,504 -2,376,653 761,660 38,340,497 Capital assets being depreciated Buildings 23,210,214 -1,014,287 -24,224,501 Equipment and vehicles 11,884,949 (35,730)2,068,368 2,439,795 11,477,792 Land improvements 3,242,060 ---3,242,060 Streets 19,720,121 -3,293,169 -23,013,290 Storm sewers 37,665,289 -613,298 -38,278,587 Total Capital Assets Being Depreciated 95,722,633 (35,730)6,989,122 2,439,795 100,236,230 Total Capital Assets 132,448,137 (35,730)9,365,775 3,201,455 138,576,727 Less: Accumulated depreciation for Buildings (20,412,076)-(471,985)-(20,884,061) Equipment and vehicles (8,956,160)(23,007)(750,373)2,439,795 (7,243,731) Land improvements (342,002)-(64,845)-(406,847) Streets (12,492,600)-(437,511)-(12,930,111) Storm sewers (35,595,879)-(468,546)-(36,064,425) Total Accumulated depreciation (77,798,717)(23,007)(2,193,260)2,439,795 (77,529,175) Net Capital Assets Being Depreciated 17,923,916 (12,723)4,795,862 -22,707,055 Total Governmental Activities Capital Assets, Net of Accumulated Depreciation $54,649,420 $(12,723)$7,172,515 $761,660 $61,047,552 * The Village made adjustments to their capital asset records during the fiscal year in order to properly report net book values. Page 65 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) C.CAPITAL ASSETS (cont.) Depreciation expense was charged to functions as follows: Governmental Activities General government $271,197 Public safety 578,716 Public works 1,343,347 Total Governmental Activities Depreciation Expense $2,193,260 Beginning Balance Additions Deletions Ending Balance Business-type Activities Capital assets not being depreciated Land $6,198,514 $-$-$6,198,514 Construction in progress 4,118,394 50,114 4,118,394 50,114 Total Capital Assets Not Being depreciated 10,316,908 50,114 4,118,394 6,248,628 Capital assets being depreciated Buildings 10,284,359 53,277 -10,337,636 Land improvements 1,966,488 --1,966,488 Equipment 94,510 --94,510 Water/Sewer infrastructure 62,106,468 8,651,929 -70,758,397 Total Capital Assets Being Depreciated 74,451,825 8,705,206 -83,157,031 Total Capital Assets 84,768,733 8,755,320 4,118,394 89,405,659 Less: Accumulated depreciation for Buildings (8,144,793)(488,420)-(8,633,213) Land improvements (1,966,488)(1,473)-(1,967,961) Equipment (94,510)--(94,510) Water/Sewer infrastructure (34,612,913)(1,342,484)-(35,955,397) Total Accumulated depreciation (44,818,704)(1,832,377)-(46,651,081) Net Capital Assets Being Depreciated 29,633,121 6,872,829 -36,505,950 Business-type Capital Assets, Net of Accumulated depreciation $39,950,029 $6,922,943 $4,118,394 $42,754,578 Page 66 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) D.INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS Interfund Receivables/Payables The following is a schedule of interfund receivables and payables including any overdrafts on pooled cash and investment accounts: Receivable Fund Payable Fund Amount General Water and Sewerage $51,614 General Arboretum Golf 43,103 General Nonmajor Business Type 6,024 General Internal Service 10,192 General Street Maintenance 57,190 General Facilities Development 139,211 General Nonmajor Governmental 27,417 Arboretum Golf General 41,532 Nonmajor Business Type General 20,262 Total - Fund Financial Statements 396,545 Less: Fund eliminations (357,598) Total Internal Balances - Government-W ide Statement of Net Position $38,947 All amounts are due within one year. The principal purpose of these interfunds is due to negative cash balances in certain funds and other cash related transactions. All remaining balances resulted from the time lag between the dates that (1) interfund goods and services are provided or reimbursable expenditures occur, (2) transactions are recorded in the accounting system, and (3) payments between funds are made. Page 67 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) D.INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS (cont.) Transfers The following is a schedule of interfund transfers: Fund Transferred To Fund Transferred From Amount Principal Purpose General Water and Sewerage $857,644 To fund administrative, operating, and maintenance expenses General Arboretum Golf 55,400 Administrative expenses General Nonmajor Governmental 12,000 Administrative expenses General Nonmajor Business Type 145,600 Administrative expenses General Internal Service Funds 86,421 Funding of capital reserve Facilities Development General 928,356 Funding of capital projects Street Maintenance General 849,727 Funding of capital projects Street Maintenance Nonmajor Business Type 200,000 Funding of capital projects Arboretum Golf General 202,095 Administrative expenses Nonmajor Business Type General 174,359 Administrative expenses Nonmajor Governmental Water and Sewerage 180,000 To fund debt service Nonmajor Governmental Street Maintenance 87,447 To fund debt service Total - Fund Financial Statements 3,779,049 Less: Fund eliminations (2,716,859) Total Transfers - Government-W ide Statement of Activities $1,062,190 Generally, transfers are used to (1) move revenues from the fund that collects them to the fund that the budget requires to expend them, (2) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund, and (3) use unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations. For the statement of activities, interfund transfers within the governmental activities or business-type activities are netted and eliminated. Page 68 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) E.SHORT-TERM DEBT ACTIVITY The Village issued short-term debt for funding costs related to the Emerald Ash Borer reforestation. Short-term debt activity for the year ended December 31, 2016, was as follows: Beginning Balance Issued Redeemed Ending Balance Line of credit $3,400,000 $-$-$3,400,000 Totals $3,400,000 $-$-$3,400,000 F.LONG-TERM OBLIGATIONS Long-term obligations activity for the year ended December 31, 2016, was as follows: Beginning Balance Increases Decreases Ending Balance Amounts Due Within One Year Governmental Activities Bonds Payable General obligation debt $10,040,000 $6,125,000 $525,000 $15,640,000 $1,275,000 Premium 162,453 100,778 21,823 241,408 - Sub-totals 10,202,453 6,225,778 546,823 15,881,408 1,275,000 Other Liabilities Vested compensated absences 1,352,691 298,448 132,861 1,518,278 132,861 Other postemployment benefits 758,973 633,942 423,177 969,738 - Net pension liability 56,154,872 9,794,776 5,515,664 60,433,984 - Total Other Liabilities 58,266,536 10,727,166 6,071,702 62,922,000 132,861 Total Governmental Activities Long-Term Liabilities $68,468,989 $16,952,944 $6,618,525 $78,803,408 $1,407,861 Business-type Activities Loans and Notes Payable IEPA loan payable $383,487 $-$17,426 $366,061 $17,828 Water installment note 1,193,599 5,777,400 76,552 6,894,447 256,048 Sub-totals 1,577,086 5,777,400 93,978 7,260,508 273,876 Other Liabilities Vested compensated absences 114,422 47,217 24,337 137,302 12,015 Net pension liability 984,617 749,670 172,230 1,562,057 - Total Other Liabilities 1,099,039 796,887 196,567 1,699,359 12,015 Total Business-type Activities Long-Term Liabilities $2,676,125 $6,574,287 $290,545 $8,959,867 $285,891 Page 69 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) General Obligation Debt All general obligation bonds payable are backed by the full faith and credit of the Village. Bonds in the governmental funds will be retired by future property tax levies or tax increments accumulated by the debt service fund. Governmental Activities General Obligation Debt Date of Issue Final Maturity Interest Rates Original Indebtedness Balance December 31, 2016 General Obligation Bonds Series 2010A 4/6/2010 12/31/2020 2.0-4.0%$5,160,000 $1,470,000 General Obligation Bonds Series 2010B 4/6/2010 12/31/2025 2.5-3.85%2,600,000 2,045,000 General Obligation Bonds Series 2012 8/27/2012 6/30/2030 2.0-2.75%6,000,000 6,000,000 General Obligation Bonds Series 2016 5/3/2016 12/30/2031 2.0 - 3.0%6,125,000 6,125,000 Total Governmental Activities - General Obligation Debt $15,640,000 Debt service requirements to maturity are as follows: Governmental Activities General Obligation Debt Years Principal Interest 2017 $1,275,000 $399,144 2018 1,315,000 367,694 2019 1,210,000 331,119 2020 1,285,000 296,369 2021 940,000 259,469 2022-2026 5,005,000 946,179 2027-2031 4,610,000 336,781 Totals $15,640,000 $2,936,755 Page 70 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) IEPA Loan Payable The Village borrowed funds from the Illinois Environmental Protection Agency (IEPA) for the design, construction, and installation of various architectural, mechanical and electrical improvements to the Village's four existing pump stations. Under loan agreement #L17-4103, the Village can borrow up to $710,000 and has borrowed $407,307 as of December 31, 2016. Business-type Activities IEPA Loan Payable Date of Issue Final Maturity Interest Rates Original Indebtedness Balance December 31, 2016 IEPA Loan Payable 11/20/2013 12/1/2033 2.295%$407,307 $366,061 Total Business-type Activities IEPA Loan Payable $366,061 Debt service requirements to maturity are as follows: Business-type Activities IEPA Loan Payable Years Principal Interest 2017 $17,828 $8,299 2018 18,240 7,888 2019 18,661 7,467 2020 19,092 7,036 2021 19,532 6,595 2022-2026 104,636 26,063 2027-2031 117,282 13,357 2032-2033 50,790 1,465 Totals $366,061 $78,170 Page 71 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) Water Installment Note In fiscal year 2015, the Village entered into an installment note agreement with U.S. Bankcorp to fund its water meter project. The Village receives installment proceeds as water meters are purchased or work is performed on the project. U.S. Bankcorp (seller of the installment note) placed $6,970,999 into escrow on the closing date of the agreement. As of December 31, 2016, the Village had received all of the installment note proceeds. Business-type Activities Water Installment Note Date of Issue Final Maturity Interest Rates Original Indebtedness Balance December 31, 2016 Water Installment Note 3/27/2015 6/1/2029 2.350%$6,970,999 $6,894,447 Total Business-type Activities Incentive Agreements $6,894,447 Debt service requirements to maturity are as follows: Business-type Activities IEPA Loan Payable Years Principal Interest 2017 $256,048 $160,088 2018 296,530 153,703 2019 340,052 146,338 2020 386,802 137,921 2021 436,970 128,372 2022-2026 3,072,004 453,014 2027-2031 2,106,041 68,041 Totals $6,894,447 $1,247,477 Other Debt Information In the governmental activities, the Village's obligation for compensated absences, other postemployment benefits, and net pension liability will be repaid from the General Fund. Prior-Year Defeasance of Debt In prior years, the Village defeased certain general obligation and other bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the Village's financial statements. At December 31, 2016, $1,570,000 of bonds outstanding are considered defeased. Page 72 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) G. LEASE DISCLOSURES Lessee - Operating Leases The Village has commitments with non-Village entities to lease certain property. Future minimum rental commitments as of December 31, 2016 are as follows: Years Amount 2017 $124,176 2018 126,660 2019 129,193 2020 131,777 2021 134,412 2022-2025 515,937 Totals $1,162,155 NOTE IV - OTHER INFORMATION A.EMPLOYEES' RETIREMENT SYSTEM The Village contributes to three defined benefit pension plans, the Illinois Municipal Retirement Fund (IMRF), an agent-multiple-employer public employee retirement system; the Police Pension Plan which is a single-employer pension plan; and the Firefighters' Pension Plan which is a single-employer pension plan. The benefits, benefits levels, employee contributions and employer contributions for the plans are governed by Illinois Compiled Statutes and can only be amended by the Illinois General Assembly. The Police Pension Plan and the Firefighters' Pension Plan do not issue separate reports on the pension plans. IMRF does issue a publicly available report that includes financial statements and supplementary information for the plan as a whole, but not for individual employers. That report can be obtained from IMRF, 2211 York Road, Suite 500, Oak Brook, Illinois 60523. Illinois Municipal Retirement Fund Plan description.All employees (other than those covered by the Police and Firefighters' Pension plans) hired in positions that meet or exceed the prescribed annual hourly standard must be enrolled in IMRF as participating members. IMRF has a two tier plan. Members who first participated in IMRF or an Illinois Reciprocal System prior to January 1, 2011 participate in Tier 1. All other members participate in Tier 2. For Tier 1 participants, pension benefits vest after 8 years of service. Participating members who retire at age 55 (at reduced benefits) or after age 60 (at full benefits) with 8 years of service are entitled to an annual retirement benefit, payable monthly for life in an amount equal to 1-2/3% of their final rate of earnings (average of the highest 48 consecutive months' earnings during the last 10 years) for credited service up to 15 years and 3% for each year thereafter. Page 73 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Employees hired on or after January 1, 2011, are eligible for Tier 2 benefits. For Tier 2 participants, pension benefits vest after 10 years of service. Participating members who retire at age 62 (at reduced benefits) or after age 67 (at full benefits) with 10 years of service are entitled to an annual retirement benefit, payable monthly for life in an amount equal to 1-2/3% of their final rate of earnings for the first 15 years of service credit, plus 2% for each year of service after 15 years to a maximum of 75% of their final rate of earnings. Final rate of earnings is the highest total earnings during any 96 consecutive months within the last 10 years of service, divided by 96. Under Tier 2, the pension is increased every year after retirement, upon reaching age 67, by the lesser of 3% of the original pension amount or 1/2 of the increase in the Consumer Price Index of the original pension amount. Plan membership. At December 31, 2015, the measurement date, membership in the plan was as follows: Retirees and beneficiaries 99 Inactive, non-retired members 58 Active members 94 Total 251 Contributions. As set by statute, Village employees participating in IMRF are required to contribute 4.50% of their annual covered salary. The statute requires the Village to contribute the amount necessary, in addition to member contributions, to finance the retirement coverage of its own employees. The Village’s actuarially determined contribution rate for calendar year 2015 was 13.40% of annual covered payroll for IMRF. The Village also contributes for disability benefits, death benefits and supplemental retirement benefits, all of which are pooled at the IMRF level. Contribution rates for disability and death benefits are set by the IMRF Board of Trustees, while the supplemental retirement benefits rate is set by statute. Net Pension Liability/(Asset). The net pension liability/(asset) was measured as of December 31, 2015, and the total pension liability used to calculate the net pension liability/(asset) was determined by an actuarial valuation as of that date. Summary of Significant Accounting Policies. For purposes of measuring the net pension liability/(asset), deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of IMRF and additions to/deductions from IMRF fiduciary net position have been determined on the same basis as they are reported by IMRF. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Page 74 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Actuarial Assumptions. The total pension liability for IMRF was determined by actuarial valuations performed as of December 31, 2015 using the following actuarial methods and assumptions: Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Investment Rate of Return 7.47% Inflation 3.50% Salary increases 3.75% to 14.50%, including inflation Price inflation 2.75% Mortality. For non-disabled retirees, an IMRF specific mortality table was used with fully generational projection scale MP-2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Blue Collar Health Annuitant Mortality Table with adjustments to match current IMRF experience. For disabled retirees, an IMRF specific mortality table was used with fully generational projection scale MP- 2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Disabled Retirees Mortality Table applying the same adjustment that were applied for non-disabled lives. For active members, an IMRF specific mortality table was used with fully generational projection scale MP-2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Employee Mortality Table with adjustments to match current IMRF experience. Long-Term Expected Real Rate of Return. The long-term expected rate of return on pension plan investments was determined using an asset allocation study in which best-estimate ranges of expected future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic and geometric real rates of return for each major asset class are summarized in the following table: Projected Returns/Risks Asset Class Target Allocation One Year Arithmetic Ten Year Geometric Equities 38.00%8.85%7.39% International equities 17.00%9.55%7.59% Fixed income 27.00%3.05%3.00% Real estate 8.00%7.20%6.00% Alternatives 9.00% Private equity 13.15%8.15% Hedge funds 5.55%5.25% Commodities 4.40%2.75% Cash equivalents 1.00%2.25%2.25% Page 75 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Discount rate.The discount rate used to measure the total pension liability for IMRF was 7.47%. The discount rate calculated using the December 31, 2014 measurement date was 7.49%. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rate and the member rate. Based on those assumptions, the fiduciary net position was projected not to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on investments of 7.50% was blended with the index rate of 3.57% for tax exempt 20-year general obligation municipal bonds with an average AA credit rating at December 31, 2015 to arrive at a discount rate of 7.47%used to determine the total pension liability. The year ending December 31, 2084 is the last year in the 2016 to 2115 projection period for which projected benefit payments are fully funded. Discount rate sensitivity. The following is a sensitivity analysis of the net pension liability/(asset) to changes in the discount rate. The table below presents net pension liability/(asset) of the Village calculated using the discount rate of 7.47% as well as what the net pension liability/(asset) would be if it were to be calculated using a discount rate that is 1 percentage point lower (6.47%) or 1 percentage point higher (8.47%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $66,453,583 $58,559,118 $52,091,222 Plan fiduciary net pension 48,644,743 48,644,743 48,644,743 Net pension liability/(asset)$17,808,840 $9,914,375 $3,446,479 Page 76 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset). The changes in net pension liability/(asset)for the calendar year ended December 31, 2015 were as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/(Asset) (a) - (b) Balances at December 31, 2014 $54,600,269 $48,803,503 $5,796,766 Service cost 860,654 -860,654 Interest on total pension liability 4,031,299 -4,031,299 Differences between expected and actual experience of the total pension liability 1,338,146 -1,338,146 Change of assumptions 145,117 -145,117 Benefit payments, including refunds of employee contributions (2,416,367)(2,416,367)- Contributions - employer -1,093,142 (1,093,142) Contributions - employee -402,168 (402,168) Net investment income -241,715 (241,715) Other (net transfer)-520,582 (520,582) Balances at December 31, 2015 $58,559,118 $48,644,743 $9,914,375 Plan fiduciary net position as a percentage of the total pension liability %83.07 Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2016, the Village recognized pension expense of $1,592,229. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $1,038,019 $643,540 Assumption changes 1,104,182 - Net difference between projected and actual earnings on pension plan investments 3,095,285 - Contributions subsequent to the measurement date 1,120,212 - Total $6,357,698 $643,540 Page 77 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amount reported as deferred outflows resulting from contributions subsequent to the measurement date in the above table will be recognized as a reduction in the net pension liability/(asset) for the year ending . The remaining amounts reported as deferred outflows and inflows of resources related to pensions ($4,593,946) will be recognized in pension expense as follows: Year Ending December 31,Village 2016 $1,268,271 2017 1,268,271 2018 1,224,135 2019 833,269 Total $4,593,946 Police Pension Plan description. Police sworn personnel are covered by the Police Pension Plan, which is a defined benefit single-employer pension plan. Although this is a single employer pension plan, the defined benefits and employee and employer contribution levels are governed by Illinois State Statutes (Chapter 40 ILCS 5/3) and may be amended only by the Illinois legislature. The Village accounts for the plan as a pension trust fund. As provided for in the Illinois Compiled Statutes, the Plan provides retirement benefits as well as death and disability benefits to employees grouped into two tiers. Tier 1 is for employees hired prior to January 1, 2011 and Tier 2 is for employees hired after that date. The following is a summary of the Police Pension Fund as provided for in Illinois Compiled Statutes. Tier 1 - Covered employees attaining the age of 50 or more with 20 or more years of creditable service are entitled to receive an annual retirement benefit of one half of the salary attached to the rank on the last day of service, or for one year prior to the last day, whichever is greater. The pension shall be increased by 2.5% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75% of such salary. Employees with at least 8 years but less than 20 years of credited service may retire at or after age 60 and receive a reduced retirement benefit. The monthly pension of a police officer who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and paid upon reaching at least the age of 55, by 3% of the original pension and 3% compounded annually thereafter. Tier 2 - Covered employees attaining the age of 55 or more with 10 or more years of creditable service are entitled to receive a monthly pension of 2.5% of the final average salary for each year of creditable service. The salary is initially capped at $106,800 but increases annually thereafter and is limited to 75% of final average salary. Employees with 10 or more years of creditable service may retire at or after age 50 and receive a reduced retirement benefit. The monthly pension of a police officer shall be increased annually on the January 1 occurring either on or after the attainment of age 60 or the first anniversary of the pension start date, whichever is later. Each annual increase shall be calculated at 3% or one half the annual unadjusted percentage increase in the CPI, whichever is less. Page 78 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Plan membership. At December 31, 2016, the Police Pension membership consisted of: Retirees and beneficiaries 48 Inactive, non-retired members 3 Active members 63 Total 114 Contributions. Covered employees are required to contribute 9.91% of their base salary to the Police Pension Plan. If an employee leaves covered employment with less than 20 years of service, accumulated employee contributions may be refunded without accumulated interest. The Village is required to contribute the remaining amounts necessary to finance the plans as actuarially determined by an enrolled actuary. Effective January 1, 2011 the Village’s contributions must accumulate to the point where the past service cost for the Police Pension Plan is 90% funded by the year 2040. The Village's actuarially determined contribution rate for the fiscal year ending December 31, 2016 was 37.50% of annual covered payroll. Net Pension Liability/(Asset). The net pension liability/(asset) was measured as of December 31, 2016, and the total pension liability used to calculate the net pension liability/(asset) was determined by an annual actuarial valuation as of that date. Summary of Significant Accounting Policies. The financial statements of the Police Pension Plan are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which contributions are due. The Village’s contributions are recognized when due and a formal commitment to provide the contributions are made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. Plan investments are reported at fair value. Short-term investments are reported at cost, which approximated fair value. Investments that do not have an established market are reported at estimated fair values. Actuarial Assumptions. The total pension liability was determined by an actuarial valuation performed as of December 31, 2016 using the following actuarial methods and assumptions: Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Interest rate 6.72% Inflation 2.50% Projected salary increases 3.50% Cost-of-living adjustments 2.50% Page 79 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Mortality rates were based on the L&A 2016 Illinois Police Mortality Table. The actuarial assumptions were based on the results of an actuarial experience study conducted by Lauterbach & Amen, LLP in 2016. Discount rate. The discount rate used to measure the total pension liability for the Police Pension Plan was 6.72%. The discount rate calculated using the December 31, 2015 measurement date was 6.81%. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the Plan’s fiduciary net position was projected not to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on Plan investments of 7.00% was blended with the index rate of 3.78% for tax exempt 20-year general obligation municipal bonds with an average AA credit rating as of December 31, 2016 to arrive at a discount rate of 6.72% used to determine the total pension liability. The year ending December 31, 2067 is the last year in the 2016 to 2096 projection period for which projected benefit payments are fully funded. Discount rate sensitivity.The following is a sensitivity analysis of the net pension liability to changes in the discount rate. The table below presents the pension liability of the Village calculated using the discount rate of 6.72% as well as what the net pension liability would be if it were to be calculated using a discount rate that is 1 percentage point lower (5.72%) or 1 percentage point higher (7.72%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $107,962,350 $93,634,056 $82,030,469 Plan fiduciary net position 59,527,769 59,527,769 59,527,769 Net pension liability $48,434,581 $34,106,287 $22,502,700 Page 80 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset).The Village's changes in net pension liability/(asset) for the calendar year ended December 31, 2016 was as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/Asset (a) - (b) Balances at December 31, 2015 $88,992,905 $56,384,952 $32,607,953 Service cost 1,534,051 -1,534,051 Interest on total pension liability 5,861,687 -5,861,687 Differences between expected and actual experience of the total pension liability 358,140 -358,140 Change of assumptions 170,816 -170,816 Benefit payments, including refunds of employee contributions (3,283,543)(3,283,543)- Contributions - employer -2,430,017 (2,430,017) Contributions - employee -622,198 (622,198) Net investment income -3,418,114 (3,418,114) Administration -(43,969)43,969 Balances at December 31, 2016 $93,634,056 $59,527,769 $34,106,287 Plan fiduciary net position as a percentage of the total pension liability 63.57% Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2016, the Village recognized pension expense of $4,443,500. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $402,544 $684,888 Assumption changes 3,290,945 - Net difference between projected and actual earnings on pension plan investments 2,664,884 - Total $6,358,373 $684,888 Page 81 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amounts reported as deferred outflows and inflows of resources related to pensions ($5,673,485) will be recognized in pension expense as follows: Year Ending December 31,Amount 2017 $1,563,302 2018 1,563,302 2019 1,563,299 2020 813,457 2021 161,545 Thereafter 8,580 Total $5,673,485 Firefighters' Pension Plan description. Fire sworn personnel are covered by the Firefighters' Pension Plan, which is a defined benefit single-employer pension plan. Although this is a single employer pension plan, the defined benefits and employee and employer contribution levels are governed by Illinois State Statutes (Chapter 40 ILCS 5/3) and may be amended only by the Illinois legislature. The Village accounts for the plan as a pension trust fund. As provided for in the Illinois Compiled Statutes, the Firefighters' Pension Plan provides retirement benefits as well as death and disability benefits to employees grouped into two tiers. Tier 1 is for employees hired prior to January 1, 2011 and Tier 2 is for employees hired after that date. The following is a summary of the Firefighters' Pension Plan as provided for in Illinois Compiled Statutes. Tier 1 - Covered employees attaining the age of 50 or more with 20 or more years of creditable service are entitled to receive a monthly retirement benefit of one half of the monthly salary attached to the rank held in the fire service at the date of retirement. The monthly pension shall be increased by one twelfth of 2.5% of such monthly salary for each additional month over 20 years of service through 30 years of service to a maximum of 75% of such monthly salary. Employees with at least 10 years but less than 20 years of credited service may retire at or after age 60 and receive a reduced retirement benefit. The monthly pension of a firefighter who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and paid upon reaching at least the age of 55, by 3% of the original pension and 3% compounded annually thereafter. Tier 2 - Covered employees attaining the age of 55 or more with 10 or more years of creditable service are entitled to receive a monthly pension of 2.5% of the final average salary for each year of creditable service. The salary is initially capped at $106,800 but increases annually thereafter and is limited to 75% of final average salary. Employees with 10 or more years of creditable service may retire at or after age 50 and receive a reduced retirement benefit. The monthly pension of a firefighter shall be increased annually on the January 1 occurring either on or after the attainment of age 60 or the first anniversary of the pension start date, whichever is later. Each annual increase shall be calculated at 3% or one-half the annual unadjusted percentage increase in the CPI, whichever is less. Page 82 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Plan membership. At December 31, 2016, the Firefighters' Pension Plan membership consisted of: Retirees and beneficiaries 35 Inactive, non-retired members 1 Active members 55 Total 91 Contributions. Participants contribute a fixed percentage of their base salary to the plans. At December 31, 2016, the contribution percentage was 9.455%. If a participant leaves covered employment with less than 20 years of service, accumulated participant contributions may be refunded without accumulated interest. The Village is required to contribute the remaining amounts necessary to finance the plans as actuarially determined by an enrolled actuary. Effective January 1, 2011 the Village’s contributions must accumulate to the point where the past service cost for the Firefighters' Pension Plan is 90% funded by the year 2040. The Village's actuarially determined contribution rate for the fiscal year ending December 31, 2016 was 32.10% of annual covered payroll. Net pension liability/(asset). The net pension liability/(asset) was measured as of December 31, 2016, and the total pension liability used to calculate the net pension liability/(asset) was determined by an annual actuarial valuation as of that date. Summary of significant accounting policies. The financial statements of the Firefighters' Pension Plan are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which contributions are due. The Village’s contributions are recognized when due and a formal commitment to provide the contributions are made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. Plan investments are reported at fair value. Short-term investments are reported at cost, which approximated fair value. Investments that do not have an established market are reported at estimated fair values. Actuarial assumptions. The total pension liability was determined by an actuarial valuation performed as of December 31, 2016 using the following actuarial methods and assumptions: Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Interest rate 7.00% Inflation 2.50% Projected salary increases 3.50% Cost-of-living adjustments 2.50% Page 83 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Mortality rates were based on the L&A 2016 Illinois Firefighters' Mortality Table. The actuarial assumptions were based on the results of an actuarial experience study conducted by Lauterbach & Amen, LLP in 2016.. Discount rate. The discount rate used to measure the total pension liability for the Firefighters' Pension Plan was 7.00%, the same as the prior valuation. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the Plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on Plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Discount rate sensitivity.The following is a sensitivity analysis of the net pension liability to changes in the discount rate. The table below presents the pension liability of the Village calculated using the discount rate of 7.00% as well as what the net pension liability would be if it were to be calculated using a discount rate that is 1 percentage point lower (6.00%) or 1 percentage point higher (8.00%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $83,383,819 $72,153,824 $63,054,432 Plan fiduciary net position 54,178,445 54,178,445 54,178,445 Net pension liability $29,205,374 $17,975,379 $8,875,987 Page 84 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset).The Village's changes in net pension liability/(asset) for the calendar year ended December 31, 2016 was as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/Asset (a) - (b) Balances at December 31, 2015 $69,082,934 $50,348,164 $18,734,770 Service cost 1,260,242 -1,260,242 Interest on total pension liability 4,757,916 -4,757,916 Differences between expected and actual experience of the total pension liability (133,067)-(133,067) Change of assumptions (588,791)-(588,791) Benefit payments, including refunds of employee contributions (2,225,410)(2,225,410)- Contributions - employer -2,166,040 (2,166,040) Contributions - employee -516,422 (516,422) Net investment income -3,415,513 (3,415,513) Administration -(42,284)42,284 Balances at December 31, 2016 $72,153,824 $54,178,445 $17,975,379 Plan fiduciary net position as a percentage of the total net position 75.09% Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2016, the Village recognized pension expense of $2,516,726. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $-$936,763 Assumption changes 864,601 518,192 Net difference between projected and actual earnings on pension plan investments 1,770,281 - Total $2,634,882 $1,454,955 Page 85 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amounts reported as deferred outflows and inflows of resources related to pensions ($1,179,927) will be recognized in pension expense as follows: Year Ending December 31,Amount 2017 $502,474 2018 502,474 2019 502,470 2020 (54,725) 2021 (79,397) Thereafter (193,369) Total $1,179,927 PENSION SEGMENT INFORMATION Fiduciary Net Position Pension Trust Police Pension Firefighters' Pension Total Assets Cash $1,549,434 $173,230 $1,722,664 Investments U.S. treasuries 9,636,997 3,026,889 12,663,886 U.S. agencies 6,007,441 14,717,810 20,725,251 Mutual funds - other than bond funds 5,759,944 32,901,848 38,661,792 Equity securities 29,132,573 -29,132,573 Municipal bonds -3,213,043 3,213,043 Corporate bonds 7,448,510 -7,448,510 Receivables Interest 74,182 124,138 198,320 Prepaid items 3,426 2,412 5,838 Due from primary government 52,237 53,333 105,570 Total Assets 59,664,744 54,212,703 113,877,447 Liabilities Accounts payable 52,346 33,951 86,297 Due to primary government 84,629 307 84,936 Total Liabilities 136,975 34,258 171,233 Net Position Held in trust for pension benefits $59,527,769 $54,178,445 $113,706,214 Page 86 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in Plan Net Position Pension Trust Police Pension Firefighters' Pension Total Additions Contributions Employer $2,430,017 $2,166,040 $4,596,057 Plan members 622,198 516,422 1,138,620 Total Contributions 3,052,215 2,682,462 5,734,677 Investment Income Net appreciation in fair value of investments 3,477,459 2,949,397 6,426,856 Interest 129,646 598,544 728,190 Total Investment income 3,607,105 3,547,941 7,155,046 Less investment income 188,991 132,428 321,419 Net investment income 3,418,114 3,415,513 6,833,627 Total Additions 6,470,329 6,097,975 12,568,304 Deductions Administration 43,969 42,284 86,253 Pension benefits and refunds 3,283,543 2,225,410 5,508,953 Total Deductions 3,327,512 2,267,694 5,595,206 Net change in net position 3,142,817 3,830,281 6,973,098 Net position, beginning of year 56,384,952 50,348,164 106,733,116 Net position, end of year $59,527,769 $54,178,445 $113,706,214 B.RISK MANAGEMENT The Village is exposed to various risks of loss related to torts; theft of, damage to, or destruction of assets; errors and omissions; workers compensation; and health care of its employees. All of these risks are covered through the purchase of commercial insurance, with minimal deductibles. Settled claims have not exceeded the commercial coverage in any of the past three years. There were no significant reductions in coverage compared to the prior year. C.COMMITMENTS AND CONTINGENCIES Claims and judgments are recorded as liabilities if all the conditions of Governmental Accounting Standards Board pronouncements are met. The liability and expenditure for claims and judgments are only reported in governmental funds if it has matured. Claims and judgments are recorded in the government-wide statements and proprietary funds as expenses when the related liabilities are incurred. Page 87 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES Solid Waste Agency of Northern Cook County (SWANCC) The Village is a member of the Solid W aste Agency of Northern Cook County (the Agency), which consists of 23 municipalities. The Agency is a municipal corporation and public body politic and corporate established pursuant to the Constitution of the State of Illinois and the Intergovernmental Cooperation Act of the State of Illinois, as amended (the Act). The Agency is empowered under the Act to plan, construct, finance, operate and maintain a solid waste disposal system to serve its members. The Agency is governed by a Board of Directors, which consists of one appointed Mayor or President from each member municipality. Each Director has an equal vote. The officers of the Agency are appointed by the Board of Directors. The Board of Directors determines the general policy of the Agency, makes all appropriations, approves contracts, adopts resolutions providing for the issuance of bonds or notes by the Agency, adopts by-laws, rules and regulations, and exercises such powers and performs such duties as may be prescribed in the Agency Agreement or the by-laws. The Executive Committee of the Agency consists of seven members elected by the Board of Directors. Each member is entitled to one vote on the Executive Committee. The Executive Committee may take any action not specifically reserved to the Board of Directors by the Act, the Agency Agreement or the Bylaws. The Agency covenants to establish fees and charges sufficient to provide revenues to meet all its requirements. The Agency has entered into Solid W aste Disposal Contracts with the member municipalities. The Contracts are irrevocable and may not be terminated or amended except as provided in the Contract. Each member is obligated, on a "take or pay" basis, to purchase or in any event to pay for a minimum annual cost of the System. The minimum annual cost includes operation and maintenance of the System as well as project costs. The obligation of the Village to make all payments as required by this Contract is unconditional and irrevocable, without regard to performance or nonperformance by the Agency of its obligations under this Contract. The payments required to be made by the Village under this Contract shall be required to be made solely from revenues to be derived by the Village from the operation of the Village's System. The Village is not prohibited by the Contract from using any other available funds to make the payments required by the Contract. The Contract shall not constitute an indebtedness of the Village within the meaning of any statutory or constitutional limitation. In accordance with the joint venture agreement, the Village remitted $703,565 to SW ANCC for the year ended December 31, 2016. Page 88 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES (cont.) The Village has committed to make payments to the Solid W aste Agency of Northern Cook County. The Village has committed to pay approximately $1,000,000 annually. This amount has been calculated using the Village's current allocation percentage of 6.37%. In future years, this allocation percentage will be subject to change. Complete financial statements for SW ANCC can be obtained from the Agency's administrative office at 2700 Patriot Boulevard, Suite 110, Glenview, Illinois 60026. Northwest Water Commission (NWWC) The Village is a member of the Northwest W ater Commission (the Commission), which consists of four municipalities. The Commission is a municipal corporation and public body politic and corporate established pursuant to the Constitution of the State of Illinois and the Intergovernmental Cooperation Act of the State of Illinois, as amended (the Act). The Commission is empowered under the Act to plan, construct, improve, extend, acquire, finance, operate and maintain a water supply system to serve its members and other potential water purchasers. The members form a contiguous geographic service area which is located northwest of downtown Chicago. Under the Commission Agreement, additional members may join the Commission upon the approval of each member. The Commission is governed by a Board of Commissioners, which consists of one Village Manager from each member municipality. Each Commissioner has an equal vote. The officers of the Commission are appointed by the Board of Commissioners. The Board of Commissioners determines the general policy of the Commission, makes all appropriations, approves contracts for sale or purchase of water, adopts resolutions providing for the issuance of bonds or notes by the Commission, adopts by laws, rules and regulations, and exercises such powers and performs such duties as may be prescribed in the Commission Agreement or the by-laws. The Commission has entered into W ater Supply Contracts with the four member municipalities for a term of 40 years, extending to 2025. The Contracts are irrevocable and may not be terminated or amended except as provided in the Contract. Each member is obligated, on a "take or pay" basis, to purchase or in any event to pay for a minimum annual quantity of water. The Commission has entered into an agreement with the City of Evanston under which the City has agreed to sell quantities of lake water sufficient to supply the projected water needs of the Commission through the year 2025. The obligation of the Village to make all payments as required by this Contract is unconditional and irrevocable, without regard to performance or nonperformance by the Commission of its obligations under this Contract. Page 89 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES (cont.) The payments required to be made by the Village under this Contract shall be required to be made solely from revenues to be derived by the Village from the operation of the Village's System. The Village is not prohibited by the Contract from using any other available funds to make the payments required by the contract. The Contract shall not constitute an indebtedness of the Village within the meaning of any statutory or constitutional limitation. The obligation of the Village to make payments required by this Contract from revenues of the Village's System shall be payable from the operation and maintenance account of the Village's W ater and Sewerage Fund and from all other accounts of the Village's W ater and Sewerage Fund in which there are available funds. In accordance with the joint venture agreement, the Village remitted $1,663,914 to NW WC for the year ended December 31, 2016. The Village's equity interest in NW WC was $6,846,607 at December 31, 2016. The Village's net investment and its share of the operating results of NW WC are recorded in the Village's W ater and Sewerage Fund. The Village has committed to retire a portion of the outstanding debt of the Northwest W ater Commission of approximately $3 million. These amounts have been calculated using the Village's current allocation percentage of 18.45%. In future years, this allocation percentage will be subject to change. Complete financial statements for NW WC can be obtained from the Commission's administrative office at 1525 North W olf Road, Des Plaines, Illinois 60016. E.OTHER POSTEMPLOYMENT BENEFITS The Village administers a single-employer defined benefit healthcare plan The (Village of Buffalo Grove Group Health Plan (the plan) provides health insurance contributions for eligible retirees and their spouses through the Village’s group health insurance plan, which cover both active and retired members. Benefit provisions are established through personnel policy guidelines and state that eligible retirees and their spouses receive healthcare insurance to age 65 at established contribution rates. The plan does not issue a publicly available financial report. Contribution requirements are established through personnel policy guidelines and may be amended by the action of the governing body.The plan may be amended by the Village Board and is detailed in the "Plan Document and Summary Plan Description." The required contribution is based on projected pay-as- you-go financing requirements. For fiscal year 2016, the Village contributed $423,177 to the Plan. Plan members receiving benefits contributed $449,498 through their required contribution of $614 per month for retiree only coverage and $1,241 per month for retiree and spouse coverage. Page 90 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) E.OTHER POSTEMPLOYMENT BENEFITS (cont.) The Village’s annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC). The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the Village’s annual OPEB cost for the year, the amount actually contributed to plan, and changes in the Village’s net OPEB obligation to the Retiree Health Plan: Annual required contribution $628,882 Interest on net OPEB obligation 30,359 Adjustment to annual required contribution (25,299) Annual OPEB cost 633,942 Contributions made (423,177) Increase in net OPEB obligation (asset)210,765 Net OPEB Obligation (Asset) - Beginning of Year 758,973 Net OPEB Obligation (Asset) - End of Year $969,738 The Village's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2016 were as follows: Fiscal Year Ended Annual OPEB Cost Percentage of Annual OPEB Cost Contributed Net OPEB Obligation December 31, 2014 $269,622 81.16%$425,400 December 31, 2015 302,918 72.24%758,973 December 31, 2016 633,942 66.75%969,738 Page 91 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) E.OTHER POSTEMPLOYMENT BENEFITS (cont.) The funded status of the plan as of December 31, 2015, the most recent actuarial valuation date, was as follows: Actuarial accrued liability (AAL)$9,333,479 Actuarial value of plan assets - Unfunded Actuarial Accrued Liability (UAAL)$9,333,479 Funded ratio (actuarial value of plan assets/AAL)-% Covered payroll (active plan members)$19,769,052 UAAL as a percentage of covered payroll 47% Actuarial valuations of an ongoing plan involve estimates for the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the employer and plan members to that point. The methods and assumptions used include techniques that are designed to reduce short- term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the December 31, 2015 actuarial valuation, the entry age actuarial cost method was used. The actuarial assumptions include a 4.00% investment rate of return and an annual healthcare cost trend rate of 7.30% initially, reduced by decrements to an ultimate rate of 5.50% after 10 years. Both rates include a 3.00% inflation assumption. The actuarial value of Retiree Health Plan assets was determined using techniques that spread the effects of short-term volatility in the market value of investments over a three-year period. The plan’s unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The amortization period at December 31, 2016, was 30 years. Page 92 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) F.TAX ABATEMENT Tax abatements are a reduction in tax revenues that results from an agreement between one or more governments and an individual or entity in which (a) one or more governments promise to forgo tax revenues to which they are otherwise entitled and (b) the individual or entity promises to take a specific action after the agreement has been entered into that contributes to economic development or otherwise benefits the governments or the citizens of those governments. The Village is disclosing all abatement agreements individually. The Village of Buffalo Grove has entered into a tax abatement agreement with W oodman’s Food Market, Inc. as an incentive to stimulate economic development. The abatement is authorized through a Development Improvement Agreement passed by the Village board in Ordinance 2016-067 on December 19, 2016. W oodman’s will be financially responsible for constructing all necessary offsite roadway and intersection improvements as required by the Village, County, or State along the public roadways along the perimeter of the property. The offsite improvements are estimated to be $4,000,000. The Village will reimburse W oodman’s, an amount not to exceed $4,000,000 for the roadway improvements and an additional payment of $3,000,000 for a combined total of $7,000,000. In order to promote and assist Woodman’s with the project, the Village agrees to share certain sales tax received that corresponds to the new sales tax revenue generated from the retail sales of the project. The sales tax allowable is limited to the sales tax associated with grocery, general merchandise, and products only. W oodman’s must acquire or otherwise be authorized to use the premise in Buffalo Grove, construct and operate the business, and construct the offsite roadway improvements to be eligible for the incentives. Incentive payments as of December 31, 2016 were $0. The Village of Buffalo Grove has entered into a tax abatement agreement with Edward Hines Lumber Co. as an incentive to stimulate economic development. The abatement is authorized through Village Ordinance 2000-67 on November 20, 2000 and has since been amended with Village Ordinance 2003-18 on March 3, 2003 and Ordinance 2009-47 on August 3, 2009. Edward Hines Lumber Co. shall maintain a single order-acceptance point policy for all Credit Sales and shall not relocate the single order-acceptance point outside of the Village unless it violates or contravenes any state or federal law or court decision/determination. The Village will remit 60 percent of the Municipal Sales tax resulting from the Credit Sales received by the Village to Edward Hines Lumber Co. The Village will keep the remaining 40 percent. Incentive payments as of December 31, 2016 were $1,223,458. Page 93 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) F.TAX ABATEMENT (cont.) The Village of Buffalo Grove has entered into a tax abatement agreement with LAB Development, LLC as an incentive to stimulate economic development. The abatement is authorized through Village Ordinance 2011-14 on March 21, 2011 and has since been amended with Village Ordinance 2016-032 on May 10, 2016. LAB Development, LLC shall conduct its business in Buffalo Grove, maintain a single order- acceptance point on premise. The amendment to the original agreement in 2016 requires LAB Development to extend their current lease at the premise in Buffalo Grove and expand the operation from 61,416 square feet to 124,605 square feet. The lease extension must be no less than 8.5 years, commencing January 1, 2016. The original agreement provided LAB Development with a tax abatement of 100% of the Municipal Sales Tax in year one of the agreement, this percentage decreases 10% per year until year seven of the agreement. The amount of Municipal Sales tax abated to LAB Development could not exceed $500,000 over the seven year term. The amended agreement extended the abatements to LAB Development under new terms. LAB is entitled to 80 percent of the base Municipal Sales Tax above $162,207 in year one. The percentage per year decreases 10 percent until year five, from year five to eight and a half the percentage is fixed at 50 percent. The base Municipal Sales tax amount of $162,207 is fixed for the term of the contract and prorated for the half year in 2024. The amount of Municipal Sales Tax to be abated is not to exceed $2,600,000 over the life of the amended agreement. If LAB Development, LLC relocates or ceases business operations on the premise within five years of the commencement date of the amended contract they shall reimburse the Village 100 percent of the Municipal Sales Tax payments to the Village within ninety days. If LAB Development, LLC relocates or ceases business operations on the premise after the fifth year they will remit $750,000 to the Village within ninety days. If LAB Development, LLC relocates or ceases business operations on the premise after the sixth year they will remit $375,000 to the Village within ninety days. If LAB Development, LLC relocates or ceases business operations on the premise after the seventh year they will remit $187,500 to the Village within ninety days. If LAB Development conducts less than $30,000,000 of taxable sales at the premise in any given year of the contract they shall not receive more than 50 percent of the Municipal Sales Tax increment for that year. Incentive payments as of December 31, 2016 were $248,322. The Village of Buffalo Grove has entered into a tax abatement agreement with Bob V. Rohrman as an incentive to stimulate economic development. The abatement is authorized through Village Ordinance 2014-61 on August 29, 2014. The Village will remit 50 percent of the Municipal Sales tax resulting from the Municipal Sales Tax generated to Bob V. Rohrman. The amount remitted may not exceed $1,500,000 and the Village is not obligated to make any Municipal Sales Tax payment for any sales tax year in which gross receipts on the premise are less than $15,000,000. Incentive payments as of December 31, 2016 were $0. Page 94 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2016 NOTE IV - OTHER INFORMATION (cont.) G.EFFECT OF NEW ACCOUNTING STANDARDS ON CURRENT-PERIOD FINANCIAL STATEMENTS The Governmental Accounting Standards Board (GASB) has approved the following: Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not Within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68 Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions Statement No. 80, Blending Requirements for Certain Component Units - an Amendment of GASB Statement No. 14 Statement No. 81, Irrevocable Split-Interest Agreements Statement No. 82, Pension Issues - an Amendment of GASB Statements No. 67, No. 68, and No. 73 Statement No. 83, Certain Asset Retirement Obligations Statement No. 84, Fiduciary Activities Statement No. 85, Omnibus 2017 Statement No. 86, Certain Debt Extinguishment Issues When they become effective, application of these standards may restate portions of these financial statements. Page 95 R E Q U I R E D S U P P L E M E N T A R Y I N F O R M A T I O N VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - GENERAL For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Property taxes $14,550,225 $14,441,210 $(109,015) Other taxes 9,770,513 9,701,271 (69,242) Charges for services 1,017,123 1,503,266 486,143 Fines and fees 2,819,672 2,818,888 (784) Licenses and permits 284,810 326,177 41,367 Intergovernmental 11,392,400 10,787,297 (605,103) Interest 49,950 65,600 15,650 Miscellaneous income 966,050 1,602,527 636,477 Total Revenues 40,850,743 41,246,236 395,493 EXPENDITURES Current: General government 5,818,380 5,529,349 289,031 Public safety 26,725,894 27,407,019 (681,125) Public works 7,046,579 5,559,733 1,486,846 Total Expenditures 39,590,853 38,496,101 1,094,752 Excess of revenues over expenditures 1,259,890 2,750,135 1,490,245 OTHER FINANCING SOURCES (USES) Sales of capital assets -1,385 1,385 Transfers in 864,000 1,157,065 293,065 Transfers out (2,080,022)(2,154,537)(74,515) Total Other Financing Sources (Uses)(1,216,022)(996,087)219,935 Net Change in Fund Balance $43,868 1,754,048 $1,710,180 FUND BALANCE - Beginning of Year 23,298,894 FUND BALANCE - END OF YEAR $25,052,942 See independent auditors' report and accompanying notes to required supplementary information. Page 96 See independent auditors' report and accompanying notes to required supplementary information. Page 97 VILLAGE OF BUFFALO GROVE ILLINOIS MUNICIPAL RETIREMENT FUND SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS For the past two fiscal years 2015 2016 Total pension liability Service cost 964,574$ 860,654$ Interest 3,808,085 4,031,299 Differences between expected and actual experience (1,126,970) 1,338,146 Changes of assumptions 1,736,515 145,117 Benefit payments, including refunds of member contributions (2,148,231) (2,416,367) Net change in total pension liability 3,233,973 3,958,849 Total pension liability - beginning 51,366,296 54,600,269 Total pension liability - ending (a)54,600,269$ 58,559,118$ Plan fiduciary net position Employer contributions 1,071,994$ 1,093,142$ Employee contributions 369,278 402,168 Net investment income 2,892,087 241,715 Benefit payments, including refunds of member contributions (2,148,231) (2,416,367) Other (net transfer)(1,146,370) 520,582 Net change in plan fiduciary net position 1,038,758 (158,760) Plan fiduciary net position - beginning 47,764,745 48,803,503 Plan fiduciary net position - ending (b)48,803,503$ 48,644,743$ Employer's net pension liability - ending (a) - (b)5,796,766$ 9,914,375$ Plan fiduciary net position as a percentage of the total pension liability 89.38%83.07% Covered-employee payroll 8,195,678$ 8,157,772$ Employer's net pension liability as a percentage of covered- employee payroll 70.73%121.53% Notes to Schedule: The Village implemented GASB Statement No. 68 in fiscal year 2015. Information prior to fiscal year 2015 is not available. See independent auditors' report and accompanying notes to required supplementary information. Page 98 VILLAGE OF BUFFALO GROVE ILLINOIS MUNICIPAL RETIREMENT FUND SCHEDULE OF EMPLOYER CONTRIBUTIONS For the past two fiscal years 2015 2016 Actuarially determined contribution 1,071,995$ 1,093,141$ Contributions in relation to the actuarially determined contribution (1,071,994) (1,093,142) Contribution deficiency (excess)1$ (1)$ Covered-employee payroll 8,195,678$ 8,157,772$ Contributions as a percentage of covered- employee payroll 13.08%13.40% Notes to Schedule: Valuation date: Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation 3.00% Salary increases Investment rate of return 7.50% Retirement Age Mortality RP-2000 CHBCA Other information: There were no benefit changes during the year. Actuarially determined contribution rates are calculated as of December 31 each year, one year prior to the end of the fiscal year in which contributions are reported. The Village implemented GASB Statement No. 68 in fiscal year 2015. Information prior to fiscal year 2015 is not available. Entry age normal Level percentage of payroll, closed 28 Years 5-Year Smoothed Market 4.40% to 16.00% including inflation Experience-based table of rates that are specific to the type of eligibility condition See independent auditors' report and accompanying notes to required supplementary information. Page 99 2014 2015 2016 Total pension liability Service cost 1,415,171$ 1,386,660$ 1,534,051$ Interest 5,318,732 5,438,273 5,861,687 Difference between expected and actual experience - (1,015,708) 358,140 Changes in assumptions - 4,811,344 170,816 Benefit payments, including refunds of member contributions (2,747,592) (2,969,657) (3,283,543) Net change in total pension liability 3,986,311 7,650,912 4,641,151 Total pension liability - beginning 77,355,682 81,341,993 88,992,905 Total pension liability - ending (a)81,341,993$ 88,992,905$ 93,634,056$ Plan fiduciary net position Employer contributions 2,083,758$ 2,284,315$ 2,430,017$ Employee contributions 654,693 669,077 622,198 Net investment income 3,756,487 186,635 3,418,114 Benefit payments, including refunds of member contributions (2,747,592) (2,969,657) (3,283,543) Administration (33,343) (39,870) (43,969) Net change in plan fiduciary net position 3,714,003 130,500 3,142,817 Plan fiduciary net position - beginning 52,540,449 56,254,452 56,384,952 Plan fiduciary net position - ending (b)56,254,452$ 56,384,952$ 59,527,769$ Village's net pension liability - ending (a) - (b)25,087,541$ 32,607,953$ 34,106,287$ Plan fiduciary net position as a percentage of the total pension liability 69.16%63.36%63.57% Covered-employee payroll 5,984,178$ 6,056,962$ 6,406,672$ Village's net pension liability as a percentage of covered- employee payroll 419.23%538.35%532.36% Notes to Schedule: VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS As of and for the Year Ended December 31, 2016 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. See independent auditors' report and accompanying notes to required supplementary information. Page 100 2014 2015 2016 Actuarially determined contribution 2,359,777$ 2,256,676$ 2,407,865$ Contributions in relation to the actuarially determined contribution 2,083,758 2,284,315 2,430,017 Contribution deficiency (excess)276,019$ (27,639)$ (22,152)$ Covered-employee payroll 5,984,178$ 6,056,962$ 6,406,672$ Contributions as a percentage of covered- employee payroll 34.82%37.71%37.93% Notes to Schedule: Valuation date: January 1, 2016 Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation Salary increases Investment rate of return 7.00%, net of pension plan investment expense, including inflation Mortality Mortality rates were based on L&A 2016 Illinois Police table. VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF EMPLOYER CONTRIBUTIONS For the Year Ended December 31, 2016 The Plan implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. Entry-age Level percentage of payroll, closed 24 years Market Value 2.50% 4.00% to 8.67%, average, including See independent auditors' report and accompanying notes to required supplementary information. Page 101 2014 2015 2016 Annual money-weighted rate of return, net of investment expense 7.00%0.67%5.71% Notes to Schedule: VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF INVESTMENT RETURNS As of December 31, 2016 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. See independent auditors' report and accompanying notes to required supplementary information. Page 102 2014 2015 2016 Total pension liability Service cost 1,378,069$ 1,179,270$ 1,260,242$ Interest 4,304,137 4,508,473 4,757,916 Differences between expected and actual experience 218,159 (1,080,688) (133,067) Changes of assumptions (938,734) 1,139,953 (588,791) Benefit payments, including refunds of member contributions (1,943,411) (2,141,668) (2,225,410) Net change in total pension liability 3,018,220 3,605,340 3,070,890 Total pension liability - beginning 62,459,374 65,477,594 69,082,934 Total pension liability - ending (a)65,477,594$ 69,082,934$ 72,153,824$ Plan fiduciary net position Employer contributions 2,168,844$ 2,202,138$ 2,166,040$ Employee contributions 502,014 524,714 516,422 Net investment income 3,195,916 654,625 3,415,513 Benefit payments, including refunds of member contributions (1,943,409) (2,141,668) (2,225,410) Administration (42,368) (48,363) (42,284) Net change in plan fiduciary net position 3,880,997 1,191,446 3,830,281 Plan fiduciary net position - beginning 45,275,721 49,156,718 50,348,164 Plan fiduciary net position - ending (b)49,156,718$ 50,348,164$ 54,178,445$ Village's net pension liability - ending (a) - (b)16,320,876$ 18,734,770$ 17,975,379$ Plan fiduciary net position as a percentage of the total pension liability 75.07%72.88%75.09% Covered-employee payroll 5,224,950$ 5,308,713$ 5,390,509$ Village's net pension liability as a percentage of covered- employee payroll 312.36%352.91%333.46% Notes to Schedule: VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS As of and for the Year Ended December 31, 2016 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. See independent auditors' report and accompanying notes to required supplementary information. Page 103 2014 2015 2016 Actuarially determined contribution 1,884,815$ 1,848,990$ 1,728,496$ Contributions in relation to the actuarially determined contribution 2,168,844 2,202,138 2,166,040 Contribution deficiency (excess)(284,029)$ (353,148)$ (437,544)$ Covered-employee payroll 5,224,950$ 5,308,713$ 5,390,509$ Contributions as a percentage of covered- employee payroll 41.51%41.48%40.18% Notes to Schedule: Valuation date: January 1, 2016 Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation Salary increases Investment rate of return Mortality The Plan implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. Mortality rates were based on the L&A 2016 Illinois 2.50% 7.00%, net of pension plan investment expense, including Entry-age Level percentage of payroll, closed 24 years Market Value 4.00% to 9.73%, average, including VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF EMPLOYER CONTRIBUTIONS For the Year Ended December 31, 2016 See independent auditors' report and accompanying notes to required supplementary information. Page 104 2014 2015 2016 Annual money-weighted rate of return, net of investment expense 7.08%1.32%6.78% Notes to Schedule: VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF INVESTMENT RETURNS As of December 31, 2016 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. VILLAGE OF BUFFALO GROVE OTHER POST EMPLOYMENT BENEFITS SCHEDULE OF EMPLOYER CONTRIBUTIONS AND SCHEDULE OF FUNDING PROGRESS December 31, 2016 Year Ended Annual Required Contribution Percentage Contributed 12/31/16 $628,882 67.29 % 12/31/15 604,694 58.97 12/31/14 300,421 72.84 Actuarial Valuation Date Actuarial Value of Assets (a) Actuarial Accrued Liability (AAL) - Entry Age (b) Unfunded AAL (UAAL) (b-a) Funded Ratio (a/b) Covered Payroll (c) UAAL as a Percentage of Covered Payroll ((b-a)/c) 12/31/15 $-$9,333,479 $9,333,479 0.00%$19,951,806 46.78% 12/31/13 -4,545,910 4,545,910 0.00%19,787,930 22.97% 12/31/11 -4,375,822 4,375,822 0.00%18,846,443 23.22% Note: In the current year, the actuarial valuation had an assumption change regarding the implicit costs for retiree coverage. The prior report estimated the implicit liability using a factor of 40% of the premium. The current year report revised the determination method for implicit costs to calculate gross costs on an age specific basis and compare to the blended premium to generate implicit retiree costs. The current year report also revised the expected increases in medical costs. See independent auditors' report and accompanying notes to required supplementary information. Page 105 VILLAGE OF BUFFALO GROVE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2016 BUDGETARY INFORMATION The budget data included in the financial statements represent the Village's program budget and the appropriations represent the Village's legal expenditure limit. Budgets are adopted for General, Special Revenue, Debt Service, Capital Projects, Proprietary, Pension Trust Funds and Internal Service Funds. All governmental fund-type budgets, pension trust fund-type budgets and internal service fund-type budgets are adopted on a basis consistent with GAAP. Proprietary funds are adopted on a basis other than GAAP in that depreciation expense, income from the joint venture, and contributions from developers are not budgeted, and principal payments on long-term debt (if any) are budgeted. The Village Board of Trustees follows these procedures in establishing the budgetary and appropriations data reflected in the financial statements: (1)The Village Manager submits to the Board a proposed program budget for the fiscal year commencing January 1. The program budget includes proposed expenditures and the means of financing them. (2)Appropriation ordinance public hearings are conducted by the Village to obtain taxpayer comments, and the ordinance is subsequently adopted by the Board. (3)The program budget is legally enacted through a resolution adopted by the Board. (4) Any expenditures that exceed the total appropriations at the fund level must be approved by the Board of Trustees. The Village Manager is authorized to transfer budgeted amounts between departments within any fund. However, any modifications to the legally adopted appropriation ordinance may not exceed expenditure limits, at the fund level, mandated by the appropriation ordinance without approval by the Board. Appropriations, which are not expended by year-end, lapse and must be reappropriated in the following year for the expenditure to be made. The Village does not employ the encumbrance method of accounting to reserve net position for subsequent year expenditures. See independent auditors' report. Page 106 S U P P L E M E N T A R Y I N F O R M A T I O N VILLAGE OF BUFFALO GROVE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS As of December 31, 2016 Motor Fuel Tax Metra Parking Lot Debt Service Total Nonmajor Governmental Funds ASSETS Cash $1,729,363 $97,613 $-$1,826,976 Receivables Property taxes --1,019,894 1,019,894 Motor fuel tax 98,440 --98,440 TOTAL ASSETS $1,827,803 $97,613 $1,019,894 $2,945,310 LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities Accounts payable $288,348 $4,134 $-$292,482 Due to other funds --27,417 27,417 Total Liabilities 288,348 4,134 27,417 319,899 Deferred Inflows of Resources Property taxes levied for a future period --1,019,894 1,019,894 Total Deferred Inflows of Resources --1,019,894 1,019,894 Fund Balances Restricted for parking lot operations -93,479 -93,479 Restricted for road construction 1,539,455 --1,539,455 Unassigned --(27,417)(27,417) Total Fund Balances 1,539,455 93,479 (27,417)1,605,517 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES $1,827,803 $97,613 $1,019,894 $2,945,310 Page 107 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For the Year Ended December 31, 2016 Motor Fuel Tax Metra Parking Lot Debt Service Total Nonmajor Governmental Funds REVENUES Property taxes $-$-$593,373 $593,373 Intergovernmental 1,056,515 --1,056,515 Miscellaneous income --8,219 8,219 Charges for services -1,134 -1,134 Fines and fees -206,740 -206,740 Total Revenues 1,056,515 207,874 601,592 1,865,981 EXPENDITURES Current General government -163,793 -163,793 Capital improvement 1,282,619 --1,282,619 Debt Service Principal --525,000 525,000 Interest --371,456 371,456 Total Expenditures 1,282,619 163,793 896,456 2,342,868 Excess (deficiency) of revenues over expenditures (226,104)44,081 (294,864)(476,887) OTHER FINANCING SOURCES (USES) Transfers in --267,447 267,447 Transfers out -(12,000)-(12,000) Total Other Financing Sources (Uses)-(12,000)267,447 255,447 Net Change in Fund Balances (226,104)32,081 (27,417)(221,440) FUND BALANCES - Beginning of Year 1,765,559 61,398 -1,826,957 FUND BALANCES (DEFICIT) - END OF YEAR $1,539,455 $93,479 $(27,417)$1,605,517 Page 108 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - MOTOR FUEL TAX - NONMAJOR SPECIAL REVENUE FUND For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Intergovernmental $1,000,000 $1,056,515 $56,515 Total Revenues 1,000,000 1,056,515 56,515 EXPENDITURES Current: Public works 1,000,000 1,282,619 (282,619) Total Expenditures 1,000,000 1,282,619 (282,619) Net Change in Fund Balance $-(226,104)$(226,104) FUND BALANCE - Beginning of Year 1,765,559 FUND BALANCE - END OF YEAR $1,539,455 Page 109 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - METRA PARKING LOT - NONMAJOR SPECIAL REVENUE FUND For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Charges for services $1,050 $1,134 $84 Fines and fees 228,950 206,740 (22,210) Total Revenues 230,000 207,874 (22,126) EXPENDITURES Current: General government 181,654 163,793 17,861 Total Expenditures 181,654 163,793 17,861 Excess (deficiency) of revenues over (under) expenditures 48,346 44,081 (4,265) OTHER FINANCING SOURCES (USES) Transfers out (12,000)(12,000)- Total Other Financing Sources (Uses)(12,000)(12,000)- Net Change in Fund Balance $36,346 32,081 $(4,265) FUND BALANCE - Beginning of Year 61,398 FUND BALANCE - END OF YEAR $93,479 Page 110 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - DEBT SERVICE - NONMAJOR DEBT SERVICE FUND For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Property taxes $627,063 $593,373 $(33,690) Miscellaneous income -8,219 8,219 Total Revenues 627,063 601,592 (25,471) EXPENDITURES Debt Service Principal 525,000 525,000 - Interest 285,063 371,456 (86,393) Total Expenditures 810,063 896,456 (86,393) Excess (deficiency) of revenues over (under) expenditures (183,000)(294,864)(111,864) OTHER FINANCING SOURCES Transfers in 180,000 267,447 87,447 Total Other Financing Sources 180,000 267,447 87,447 Net Change in Fund Balance $(3,000)(27,417)$(24,417) FUND BALANCE - Beginning of Year - FUND BALANCE (DEFICIT) - END OF YEAR $(27,417) Page 111 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - FACILITIES DEVELOPMENT - MAJOR CAPITAL PROJECTS FUND For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Miscellaneous income $500,000 $-$(500,000) Total Revenues 500,000 -(500,000) EXPENDITURES Capital Outlay 1,428,356 846,993 581,363 Total Expenditures 1,428,356 846,993 581,363 Excess (deficiency) of revenues over (under) expenditures (928,356)(846,993)81,363 OTHER FINANCING SOURCES Transfers in 928,356 928,356 - Total Other Financing Sources 928,356 928,356 - Net Change in Fund Balance $-81,363 $81,363 FUND BALANCE (DEFICIT) - Beginning of Year (3,707,560) FUND BALANCE (DEFICIT) - END OF YEAR $(3,626,197) Page 112 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - STREET MAINTENANCE - MAJOR CAPITAL PROJECTS FUND For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget REVENUES Total Revenues $-$-$- EXPENDITURES Public works -135,955 (135,955) Capital Outlay 1,049,727 7,405,611 (6,355,884) Total Expenditures 1,049,727 7,541,566 (6,491,839) Excess (deficiency) of revenues over (under) expenditures (1,049,727)(7,541,566)(6,491,839) OTHER FINANCING SOURCES Transfers in 1,049,727 1,049,727 - Transfers out -(87,447)(87,447) General obligation bonds issued -6,125,000 6,125,000 Premium on debt issued -100,778 100,778 Total Other Financing Sources 1,049,727 7,188,058 6,138,331 Net Change in Fund Balance $-(353,508)$(353,508) FUND BALANCE - Beginning of Year 147,158 FUND BALANCE (DEFICIT) - END OF YEAR $(206,350) Page 113 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF NET POSITION NONMAJOR ENTERPRISE FUNDS As of December 31, 2016 Buffalo Grove Golf Refuse Service Total Nonmajor Enterprise Funds ASSETS Current Assets Cash and equivalents $110,970 $1,168,409 $1,279,379 Receivables Other 1,828 160,075 161,903 Due from other funds 20,262 -20,262 Inventory 19,455 -19,455 Total Current Assets 152,515 1,328,484 1,480,999 Noncurrent Assets Capital Assets Land 978,776 -978,776 Construction in progress 12,804 -12,804 Land improvements 450,437 -450,437 Buildings and improvements 1,862,837 -1,862,837 Machinery, equipment and furnishings 94,510 -94,510 Less: Accumulated depreciation (2,290,381)-(2,290,381) Total Noncurrent Assets 1,108,983 -1,108,983 Total Assets 1,261,498 1,328,484 2,589,982 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions 194,352 -194,352 Total Deferred Outflows of Resources 194,352 -194,352 LIABILITIES Current Liabilities Accounts payable 17,484 73,476 90,960 Accrued wages 5,237 -5,237 Due to other funds 6,024 -6,024 Other 17,055 -17,055 Compensated absences 6,395 -6,395 Development deposits 100,000 -100,000 Total Current Liabilities 152,195 73,476 225,671 Noncurrent Liabilities Long-Term Debt Compensated absences 66,682 -66,682 Net pension liability 303,078 -303,078 Total Noncurrent Liabilities 369,760 -369,760 Total Liabilities 521,955 73,476 595,431 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions 19,673 -19,673 Total Deferred Inflows of Resources 19,673 -19,673 NET POSITION Net investment in capital assets 1,108,983 -1,108,983 Unrestricted (deficit)(194,761)1,255,008 1,060,247 TOTAL NET POSITION $914,222 $1,255,008 $2,169,230 Page 114 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION NONMAJOR ENTERPRISE FUNDS For the Year Ended December 31, 2016 Buffalo Grove Golf Refuse Service Total Nonmajor Enterprise Funds OPERATING REVENUES Daily greens fee and memberships $685,129 $-$685,129 Merchandise sales 70,139 -70,139 Cart, club, and other rentals 208,299 -208,299 Driving range fees 58,014 -58,014 SW ANCC user fees -1,135,748 1,135,748 Miscellaneous 25,678 -25,678 Total Operating Revenues 1,047,259 1,135,748 2,183,007 OPERATING EXPENSES Golf operations 1,090,783 -1,090,783 Cost of sales - pro shop 52,140 -52,140 Refuse operations -703,565 703,565 Depreciation 32,784 -32,784 Total Operating Expenses 1,175,707 703,565 1,879,272 Operating Income (Loss)(128,448)432,183 303,735 TRANSFERS Transfers in 174,359 -174,359 Transfers out (70,600)(275,000)(345,600) Total Transfers 103,759 (275,000)(171,241) Change in Net Position (24,689)157,183 132,494 NET POSITION - Beginning of Year 938,911 1,097,825 2,036,736 NET POSITION - END OF YEAR $914,222 $1,255,008 $2,169,230 Page 115 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CASH FLOW S NONMAJOR ENTERPRISE FUNDS For the Year Ended December 31, 2016 Buffalo Grove Golf Refuse Service Totals CASH FLOWS FROM OPERATING ACTIVITIES Received from customers $1,081,020 $1,135,748 $2,216,768 Paid to suppliers for goods and services (627,891)(630,089)(1,257,980) Paid to employees for services (428,954)-(428,954) Net Cash Flows From Operating Activities 24,175 505,659 529,834 CASH FLOWS FROM NONCAPITAL FINANCING AC TIVITIES Transfers in 174,359 -174,359 Transfers (out)(68,576)(275,000)(343,576) Net Cash Flows From Noncapital Financing Activities 105,783 (275,000)(169,217) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets (18,988)-(18,988) Net Cash Flows From Capital and Related Financing Activities (18,988)-(18,988) Net Change in Cash and Cash Equivalents 110,970 230,659 341,629 CASH AND CASH EQUIVALENTS - Beginning of Year -937,750 937,750 CASH AND CASH EQUIVALENTS - END OF YEAR $110,970 $1,168,409 $1,279,379 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$(128,448)$432,183 $303,735 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows From Operating Activities Depreciation 32,784 -32,784 Changes in assets and liabilities Accounts payable (19,260)73,476 54,216 Accrued wages 2,224 -2,224 Accounts receivable 33,761 -33,761 Compensated absences 13,728 -13,728 Deferred outflows - pensions (86,890)-(86,890) Deferred inflows - pensions (12,981)-(12,981) Net pension liability 89,257 -89,257 Deposits 100,000 -100,000 NET CASH FLOWS FROM OPERATING AC TIVITIES $24,175 $505,659 $529,834 NONCASH CAPITAL AND RELATED FINANCING AC TIVITIES None Page 116 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS BUFFALO GROVE GOLF - NONMAJOR ENTERPRISE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Daily greens fee and memberships $717,500 $685,129 $(32,371) Merchandise sales 70,850 70,139 (711) Cart, club, and other rentals 236,300 208,299 (28,001) Driving range fees 61,500 58,014 (3,486) Miscellaneous 15,500 25,678 10,178 Total Operating Revenues 1,101,650 1,047,259 (54,391) OPERATING EXPENSES Golf operations 1,192,963 1,090,783 102,180 Cost of sales - pro shop 50,000 52,140 (2,140) Add: Capital assets capitalized -12,804 (12,804) Total Operating Expenses 1,242,963 1,155,727 87,236 Operating Income (Loss) - Non-GAAP Budgetary Basis (141,313)(108,468)32,845 TRANSFERS Transfers in 146,919 174,359 27,440 Transfers out -(70,600)(70,600) Net Transfers 146,919 103,759 (43,160) Change in net position - Non-GAAP Budgetary Basis $5,606 $(4,709)$(10,315) Page 117 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS REFUSE SERVICE - NONMAJOR ENTERPRISE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES SW ANCC user fees $1,040,000 $1,135,748 $95,748 Total Operating Revenues 1,040,000 1,135,748 95,748 OPERATING EXPENSES Refuse operations 751,740 703,565 48,175 Total Operating Expenses 751,740 703,565 48,175 Operating Income - Non-GAAP Budgetary Basis 288,260 432,183 143,923 TRANSFERS Transfers out (275,000)(275,000)- Net Transfers (275,000)(275,000)- Change in net position - Non-GAAP Budgetary Basis $13,260 $157,183 $143,923 Page 118 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS WATER AND SEW ERAGE - MAJOR ENTERPRISE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Water and sewer charges $10,772,975 $10,129,149 $(643,826) Connection and recapture fees 52,500 175,489 122,989 Miscellaneous 3,000,000 249,946 (2,750,054) Total Operating Revenues 13,825,475 10,554,584 (3,270,891) OPERATING EXPENSES Water operations 6,333,472 1,739,505 4,593,967 Sewer operations 5,658,145 3,911,630 1,746,515 Water purchases 1,700,000 1,663,914 36,086 Add: Capital assets capitalized -4,762,569 (4,762,569) Total Operating Expenses 13,691,617 12,077,618 1,613,999 Operating Income (Loss) - Non-GAAP Budgetary Basis 133,858 (1,523,034)(1,656,892) NON-OPERATING REVENUES (EXPENSES) Intergovernmental - grants -94,326 94,326 Interest Revenue 9,000 14,159 5,159 Interest Expense (277,630)(286,332)(8,702) Total Non-Operating Revenues (Expenses)(268,630)(177,847)90,783 Net Income (Loss) Before Transfers - Non- GAAP Budgetary Basis (134,772)(1,700,881)(1,566,109) TRANSFERS Transfers out (945,000)(1,037,644)(92,644) Net Transfers (945,000)(1,037,644)(92,644) Change in net position - Non-GAAP Budgetary Basis $(1,079,772)$(2,738,525)$(1,658,753) Page 119 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS ARBORETUM GOLF - MAJOR ENTERPRISE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Daily greens fee and memberships $819,000 $750,853 $68,147 Merchandise sales 55,080 58,066 (2,986) Cart, club, and other rentals 248,900 234,655 14,245 Miscellaneous 146,200 150,035 (3,835) Total Operating Revenues 1,269,180 1,193,609 (75,571) OPERATING EXPENSES Golf operations 1,369,886 1,203,530 166,356 Cost of sales - pro shop 45,000 50,058 (5,058) Add: Capital assets capitalized -53,277 (53,277) Total Operating Expenses 1,414,886 1,306,865 108,021 Operating (Loss) - Non-GAAP Budgetary Basis (145,706)(113,256)32,450 TRANSFERS Transfers in 155,020 202,095 47,075 Transfers out -(55,400)(55,400) Net Transfers 155,020 146,695 (8,325) Change in net position - Non-GAAP Budgetary Basis $9,314 $33,439 $24,125 Page 120 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS As of December 31, 2016 Information Technology Central Garage Building Maintenance Totals ASSETS Current Assets Cash $100,744 $64,636 $113,351 $278,731 Total Current Assets 100,744 64,636 113,351 278,731 Total Assets 100,744 64,636 113,351 278,731 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions -432,220 317,058 749,278 Total Deferred Outflows of Resources -432,220 317,058 749,278 LIABILITIES Current Liabilities Accounts payable 100,400 50,060 82,674 233,134 Accrued wages -14,281 17,562 31,843 Other current liabilities 344 204 440 988 Due to other funds -5,602 4,590 10,192 Total Current Liabilities 100,744 70,147 105,266 276,157 Noncurrent Liabilities Net pension liability -674,016 494,429 1,168,445 Total Noncurrent Liabilities -674,016 494,429 1,168,445 Total Liabilities 100,744 744,163 599,695 1,444,602 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions -43,751 32,093 75,844 NET POSITION Unrestricted -(291,058)(201,379)(492,437) TOTAL NET POSITION $-$(291,058)$(201,379)$(492,437) Page 121 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS For the Year Ended December 31, 2016 Information Technology Central Garage Building Maintenance Totals OPERATING REVENUES Internal service contributions $1,064,828 $1,456,984 $1,198,562 $3,720,374 Total Operating Revenues 1,064,828 1,456,984 1,198,562 3,720,374 OPERATING EXPENSES Information technology 1,032,609 --1,032,609 Central garage -1,456,426 -1,456,426 Building maintenance --1,205,452 1,205,452 Total Operating Expenses 1,032,609 1,456,426 1,205,452 3,694,487 Operating Income (Loss)32,219 558 (6,890)25,887 Income (Loss) Before Transfers 32,219 558 (6,890)25,887 TRANSFERS Transfers out (32,219)(35,075)(19,127)(86,421) Total Transfers (32,219)(35,075)(19,127)(86,421) Change in net position -(34,517)(26,017)(60,534) NET POSITION (DEFICIT) - Beginning of Year -(256,541)(175,362)(431,903) NET POSITION (DEFICIT) - END OF YEAR $-$(291,058)$(201,379)$(492,437) Page 122 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL INFORMATION TECHNOLOGY - INTERNAL SERVICE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $1,224,249 $1,064,828 $(159,421) Total Operating Revenues 1,224,249 1,064,828 (159,421) OPERATING EXPENSES Information technology 1,224,249 1,032,609 191,640 Total Operating Expenses 1,224,249 1,032,609 191,640 Operating Income -32,219 32,219 TRANSFERS Transfers out -(32,219)(32,219) Total Transfers -(32,219)(32,219) Change in net position $-$-$- Page 123 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL CENTRAL GARAGE - INTERNAL SERVICE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $1,791,878 $1,456,984 $(334,894) Total Operating Revenues 1,791,878 1,456,984 (334,894) OPERATING EXPENSES Central garage 1,791,878 1,456,426 335,452 Total Operating Expenses 1,791,878 1,456,426 335,452 Operating Income -558 558 TRANSFERS Transfers out -(35,075)(35,075) Total Transfers -(35,075)(35,075) Change in net position $-$(34,517)$(34,517) Page 124 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL BUILDING MAINTENANCE - INTERNAL SERVICE FUND For the Year Ended December 31, 2016 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $1,396,763 $1,198,562 $(198,201) Total Operating Revenues 1,396,763 1,198,562 (198,201) OPERATING EXPENSES Building maintenance 1,396,763 1,205,452 191,311 Total Operating Expenses 1,396,763 1,205,452 191,311 Operating Income -(6,890)(6,890) TRANSFERS Transfers out -(19,127)(19,127) Total Transfers -(19,127)(19,127) Change in net position $-$(26,017)$(26,017) Page 125 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CASH FLOW S INTERNAL SERVICE FUNDS For the Year Ended December 31, 2016 Information Technology Central Garage Building Maintenance Totals CASH FLOWS FROM OPERATING AC TIVITIES Received from interfund charges $1,064,828 $1,456,984 $1,198,562 $3,720,374 Paid to suppliers for goods and services (1,008,950)(617,481)(509,916)(2,136,347) Paid to employees for services 344 (787,867)(580,858)(1,368,381) Net Cash Flows From Operating Activities 56,222 51,636 107,788 215,646 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers (out)(32,219)(29,473)(14,537)(76,229) Net Cash Flows From Noncapital Financing Activities (32,219)(29,473)(14,537)(76,229) Net Change in Cash and Cash Equivalents 24,003 22,163 93,251 139,417 CASH AND CASH EQUIVALENTS - Beginning of Year 76,741 42,473 20,100 139,314 CASH AND CASH EQUIVALENTS - END OF YEAR $100,744 $64,636 $113,351 $278,731 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$32,219 $558 $(6,890)$25,887 Changes in assets and liabilities Accounts payable 23,659 16,827 69,293 109,779 Accrued wages 344 5,245 11,283 16,872 Deferred outflows - pensions -(233,903)(181,496)(415,399) Deferred inflows - pensions -(16,510)(9,099)(25,609) Net pension liability -279,419 224,697 504,116 NET CASH FLOWS FROM OPERATING ACTIVITIES $56,222 $51,636 $107,788 $215,646 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES None Page 126 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF FIDUCIARY NET POSITION PENSION TRUST FUNDS As of December 31, 2016 Police Pension Firefighters' Pension Totals ASSETS Cash $1,549,434 $173,230 $1,722,664 Investments U.S. treasuries 9,636,997 3,026,889 12,663,886 U.S. agencies 6,007,441 14,717,810 20,725,251 Mutual funds - other than bond funds 5,759,944 32,901,848 38,661,792 Equity securities 29,132,573 -29,132,573 Municipal bonds -3,213,043 3,213,043 Corporate bonds 7,448,510 -7,448,510 Receivables Interest 74,182 124,138 198,320 Prepaid items 3,426 2,412 5,838 Due from primary government 52,237 53,333 105,570 Total Assets 59,664,744 54,212,703 113,877,447 LIABILITIES Accounts payable 52,346 33,951 86,297 Due to primary government 84,629 307 84,936 Total Liabilities 136,975 34,258 171,233 NET POSITION Restricted for pensions $59,527,769 $54,178,445 $113,706,214 Page 127 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET POSITION PENSION TRUST FUNDS For the Year Ended December 31, 2016 Police Pension Firefighters' Pension Total AD DITIONS Contributions Employer $2,430,017 $2,166,040 $4,596,057 Plan members 622,198 516,422 1,138,620 Total Contributions 3,052,215 2,682,462 5,734,677 Investment income Interest 129,646 598,544 728,190 Net appreciation in fair value of investments 3,477,459 2,949,397 6,426,856 Total Investment Income 3,607,105 3,547,941 7,155,046 Less Investment expense 188,991 132,428 321,419 Net Investment Income 3,418,114 3,415,513 6,833,627 Total Additions 6,470,329 6,097,975 12,568,304 DEDUCTIONS Pension benefits and refunds 3,283,543 2,225,410 5,508,953 Administration 43,969 42,284 86,253 Total Deductions 3,327,512 2,267,694 5,595,206 Change in Net Position 3,142,817 3,830,281 6,973,098 NET POSITION - Beginning of Year 56,384,952 50,348,164 106,733,116 NET POSITION, END OF YEAR $59,527,769 $54,178,445 $113,706,214 Page 128 VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF CHANGES IN FIDUCIARY NET POSITION - BUDGET AND ACTUAL For the Year Ended December 31, 2016 Original and Final Budget Actual Variance with Final Budget Additions Contributions Employer $2,440,239 $2,430,017 $(10,222) Plan members 663,222 622,198 (41,024) Total contributions 3,103,461 3,052,215 (51,246) Investment Income Interest 495,000 129,646 (365,354) Net appreciation in fair value of investments 2,635,000 3,477,459 842,459 Total investment income 3,130,000 3,607,105 477,105 Less Investment expense 250,000 188,991 61,009 Net investment income 2,880,000 3,418,114 538,114 Total additions 5,983,461 6,470,329 486,868 Deductions Pension benefits and refunds 3,320,216 3,283,543 36,673 Administration 42,500 43,969 (1,469) Total deductions 3,362,716 3,327,512 35,204 Change in net position $2,620,745 3,142,817 $522,072 Net position, beginning of year 56,384,952 Net position, end of year $59,527,769 Page 129 VILLAGE OF BUFFALO GROVE FIREFIGHTERS' PENSION FUND SCHEDULE OF CHANGES IN FIDUCIARY NET POSITION - BUDGET AND ACTUAL For the Year Ended December 31, 2016 Original and Final Budget Actual Variance and Final Budget Additions Contributions Employer $2,174,632 $2,166,040 $(8,592) Plan members 525,067 516,422 (8,645) Total contributions 2,699,699 2,682,462 (17,237) Investment Income Interest 475,000 598,544 123,544 Net appreciation in fair value of investments 1,455,000 2,949,397 1,494,397 Total investment income 1,930,000 3,547,941 1,617,941 Less Investment expense 125,000 132,428 (7,428) Net investment income 1,805,000 3,415,513 1,610,513 Total additions 4,504,699 6,097,975 1,593,276 Deductions Pension benefits and refunds 1,966,491 2,225,410 (258,919) Administration 40,000 42,284 (2,284) Total deductions 2,006,491 2,267,694 (261,203) Change in net position $2,498,208 3,830,281 $1,332,073 Net position, beginning of year 50,348,164 Net position, end of year $54,178,445 Page 130 Page 131 VILLAGE OF BUFFALO GROVE AGENCY FUND SCHOOL AND PARK DONATIONS STATEMENT OF CHANGES IN FIDUCIARY NET POSITION For the Year Ended December 31, 2016 Balances Balances January 1 Additions Deletions December 31 Assets Cash & Cash Equivalents 525,757$ 114,582$ 386,845$ 253,494$ Liabilities Due to Other Governments 525,757$ 114,582$ 386,845$ 253,494$ Statistical Section Contents Page Financial Trends 132 - 141 Revenue Capacity 142 - 152 Debt Capacity 153 - 157 Demographic and Economic Information 158 - 161 Operating Information 162 - 165 This portion of the Village of Buffalo Grove's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the Village's overall economic condition. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. These schedules contain trend information to help the reader understand how the Village's financial performance and well-being have changed over time. These schedules contain information to help the reader assess the factors affecting the Village's ability to generate its property and sales taxes. These schedules present information to help the reader assess the affordability of the Village's current levels of outstanding debt and the Village's ability to issue additional debt. These schedules offer demographic and economic indicators to help the reader understand the environment within which the Village's financial activities take place and to help make comparisons over time and other governments. These schedules contain information about the Village's operations and resources to help the reader understand how the Village's financial information relates to the services the Village provides and the activities it performs. Page 132 VILLAGE OF BUFFALO GROVE, ILLINOIS Net Position by Component Last Ten Fiscal Years Fiscal Years 2016 2015 2014 2013 Governmental Activities Net Investment in Capital Assets 51,756,933$ 50,609,420$ 50,712,982$ 51,011,919$ Restricted 1,632,934 1,974,115 2,664,110 2,412,222 Unrestricted (36,592,629) (34,637,401) 11,048,700 12,387,400 Total Governmental Activities Net Position 16,797,238$ 17,946,134$ 64,425,792$ 65,811,541$ Business-type Activities Net Investment in Capital Assets 35,494,070$ 38,372,943$ 35,871,503$ 35,553,648$ Unrestricted 11,034,826 7,770,059 11,067,173 11,515,793 Total Business-type Activities Net Position 46,528,896$ 46,143,002$ 46,938,676$ 47,069,441$ Primary Government Net Investment in Capital Assets 87,251,003$ 88,982,363$ 86,584,485$ 86,565,567$ Restricted 1,632,934 1,974,115 2,664,110 2,412,222 Unrestricted (25,557,803) (26,867,342) 22,115,873 23,903,193 Total Primary Government Net Position 63,326,134$ 64,089,136$ 111,364,468$ 112,880,982$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. ***Beginning in 2015, the Village implemented GASB 68 which resulted in the inclusion of a net pension liability. Data Source Audited Financial Statements Page 133 2012**2011 2010 2009 2008 2007* 52,096,183$ 53,362,147$ 53,742,519$ 54,563,385$ 53,551,265$ 53,702,484$ 6,268,039 1,918,263 956,803 140,712 80,438 33,167 11,550,011 13,429,876 15,738,272 16,590,052 23,259,339 27,184,985 69,914,233$ 68,710,286$ 70,437,594$ 71,294,149$ 76,891,042$ 80,920,636$ 36,706,161$ 37,807,146$ 38,410,966$ 39,808,889$ 41,374,269$ 42,667,740$ 11,242,301 12,989,124 14,644,341 15,011,209 17,003,316 17,509,194 47,948,462$ 50,796,270$ 53,055,307$ 54,820,098$ 58,377,585$ 60,176,934$ 88,802,344$ 91,169,293$ 92,153,485$ 94,372,274$ 94,925,534$ 96,370,224$ 6,268,039 1,918,263 956,803 140,712 80,438 33,167 22,792,312 26,419,000 30,382,613 31,601,261 40,262,655 44,694,179 117,862,695$ 119,506,556$ 123,492,901$ 126,114,247$ 135,268,627$ 141,097,570$ Page 134 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Net Position Last Ten Fiscal Years Fiscal Years 2016 2015 2014 2013 Expenses Governmental Activities General Government 6,441,707$ 5,885,811$ 5,843,623$ 6,567,545$ Public Safety 30,528,127 27,256,737 22,920,180 21,964,989 Public Works 7,099,195 10,901,771 13,553,093 15,091,414 Building and Grounds 979,679 649,835 - - Interest 356,799 285,863 302,781 374,511 Total Governmental Activities Expenses 45,405,507$ 44,980,017$ 42,619,677$ 43,998,459$ Business-type Activities Water & Sewer 9,001,632 8,561,248 8,435,463 8,079,364 Refuse Service 703,565 702,106 803,039 902,811 Golf Courses 2,886,404 3,288,882 2,739,077 2,942,747 Total Business-type Activities Expenditures 12,591,601 12,552,236 11,977,579 11,924,922 Total Primary Government Expenses 57,997,108$ 57,532,253$ 54,597,256$ 55,923,381$ Program Revenue Governmental Activities Charges for Services General Government 1,855,506$ 1,624,134$ 1,901,996$ 1,207,504$ Public Safety 1,718,647 1,745,580 1,623,171 1,498,819 Public Works 1,151,594 61,194 88,665 82,393 Operating Grants and Contributions 1,281,732 1,229,028 1,285,396 1,161,509 Total Governmental Activities Program Revenues 6,007,479 4,659,936 4,899,228 3,950,225 Business-type activities Charges for Services Water & Sewer 10,304,638 9,495,691 9,076,261 8,692,812 Refuse Service 1,135,748 1,039,876 1,044,442 1,040,878 Golf Courses 2,240,868 2,335,928 2,257,494 1,178,368 Operating Grants and Contributions - - - 1,072,499 Capital Grants and Contributions 94,326 - - - Total Business-type Activities Program Revenues 13,775,580 12,871,495 12,378,197 11,984,557 Total Primary Government Revenues 19,783,059$ 17,531,431$ 17,277,425$ 15,934,782$ Net (Expense) Revenue Governmental Activities (39,398,028)$ (40,320,081)$ (37,720,449)$ (40,048,234)$ Business-type Activities 1,183,979 319,259 400,618 59,635 Total Primary Government Net Expense (38,214,049)$ (40,000,822)$ (37,319,831)$ (39,988,599)$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. Page 135 2012**2011 2010 2009 2008 2007* 6,101,008$ 5,010,274$ 4,769,874$ 6,182,475$ 5,705,497$ 4,019,032$ 22,344,117 22,657,643 22,312,910 22,753,590 21,115,737 15,324,061 12,026,911 11,106,433 11,081,374 10,421,659 13,222,026 8,232,685 - - - - - - 384,180 248,539 194,655 334,142 379,501 216,379 40,856,216$ 39,022,889$ 38,358,813$ 39,691,866$ 40,422,761$ 27,792,157$ 8,931,336 8,753,149 9,865,981 9,519,169 8,684,651 5,165,701 874,366 935,365 942,757 944,392 1,017,164 777,716 2,991,170 3,057,912 3,043,367 3,118,647 3,423,903 2,637,072 12,796,872 12,746,426 13,852,105 13,582,208 13,125,718 8,580,489 53,653,088$ 51,769,315$ 52,210,918$ 53,274,074$ 53,548,479$ 36,372,646$ 1,226,552$ 1,240,547$ 1,195,928$ 977,464$ 1,211,188$ 1,139,242$ 1,283,956 1,404,308 1,419,761 1,563,236 1,514,666 1,050,920 118,547 86,421 71,606 50,709 94,670 94,670 1,178,442 1,230,387 1,253,103 1,349,044 1,307,895 950,383 3,807,497 3,961,663 3,940,398 3,940,453 4,128,419 3,235,215 7,464,870 7,782,000 9,091,520 8,008,360 7,538,534 4,799,193 1,050,386 1,036,872 1,041,661 1,004,431 923,207 704,841 2,221,714 2,175,418 2,088,106 2,320,247 2,356,962 2,141,860 - - - - - - - - - - 133,599 497,875 10,736,970 10,994,290 12,221,287 11,333,038 10,952,302 8,143,769 14,544,467$ 14,955,953$ 16,161,685$ 15,273,491$ 15,080,721$ 11,378,984$ (37,048,719)$ (35,061,226)$ (34,418,415)$ (35,751,413)$ (36,294,342)$ (24,556,942)$ (2,059,902) (1,752,136) (1,630,818) (2,249,170) (2,173,416) (436,720) (39,108,621)$ (36,813,362)$ (36,049,233)$ (38,000,583)$ (38,467,758)$ (24,993,662)$ Page 136 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Net Position (Cont.) Last Ten Fiscal Years Fiscal Years 2016 2015 2014 2013 General Revenues and Other Changes in Net Position Governmental Activities Taxes Property 15,034,583$ 14,742,622$ 14,554,564$ 14,504,750$ Sales and Home Rule 9,095,471 9,274,777 8,455,972 7,803,749 Income and Use 4,994,426 5,409,875 4,104,736 4,737,656 Telecommunications 1,513,254 1,644,309 1,679,653 1,943,811 Utility 2,659,554 2,643,642 2,819,427 2,629,997 Property Transfer 1,115,360 904,311 790,819 760,164 Other 1,110,503 1,092,554 1,113,831 1,052,788 Investment Earnings 65,600 25,061 107,765 54,522 Miscellaneous 1,596,806 1,458,118 1,636,721 1,506,994 Transfers 1,062,190 749,027 1,070,724 951,111 Gain on sale of assets 1,385 1,601 488 - Total Government Activities 38,249,132 37,945,897 36,334,700 35,945,542 Business-type Activities Investment Earnings 14,159$ 10,112$ 18,820$ 12,455$ Miscellaneous 249,946 5,737 520,521 - Transfers (1,062,190) (749,027) (1,070,724) (951,111) Total Business-type Activities (798,085) (733,178) (531,383) (938,656) Total Primary Government 37,451,047$ 37,212,719$ 35,803,317$ 35,006,886$ Change in Net Position Governmental Activities (1,148,896)$ (2,374,184)$ (1,385,749)$ (4,102,692)$ Business-type Activities 385,894 (413,919) (130,765) (879,021) Total Primary Government Change in Net Position (763,002)$ (2,788,103)$ (1,516,514)$ (4,981,713)$ Data Source Audited Financial Statements Page 137 2012 2011 2010 2009 2008 2007* 14,330,407$ 14,458,248$ 13,657,589$ 12,504,508$ 12,058,815$ 706,749$ 7,570,915 6,984,134 7,309,800 7,196,969 8,436,647 5,741,981 5,462,111 3,714,864 4,165,248 3,601,619 4,646,776 2,725,204 2,200,809 2,134,462 2,183,190 2,345,249 2,417,496 1,967,348 2,510,242 2,567,091 2,393,340 - - - 459,036 629,376 545,515 670,762 590,596 600,379 1,070,409 1,044,164 1,017,612 1,006,249 1,076,929 247,827 132,436 133,059 250,290 490,881 810,982 958,715 1,239,906 1,495,155 1,822,276 1,403,283 2,081,112 1,254,948 635,500 553,000 217,000 935,000 80,230 899,950 - - - - - - 35,611,771 33,713,553 33,561,860 30,154,520 32,199,583 15,103,101 27,087$ 41,100$ (46,666)$ (374,632)$ 267,263$ 292,375$ 1,259 4,999 2,133 1,315 187,034 - (635,500) (553,000) (217) (935,000) (80,230) (899,950) (607,154) (506,901) (44,750) (1,308,317) 374,067 (607,575) 35,004,617$ 33,206,652$ 33,517,110$ 28,846,203$ 32,573,650$ 14,495,526$ (1,436,948)$ (1,347,673)$ (856,555)$ (5,596,893)$ (4,094,759)$ (9,453,841)$ (2,667,056) (2,259,037) (1,675,568) (3,557,487) (1,799,349) (1,044,295) (4,104,004)$ (3,606,710)$ (2,532,123)$ (9,154,380)$ (5,894,108)$ (10,498,136)$ Page 138 VILLAGE OF BUFFALO GROVE, ILLINOIS Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Years 2016 2015 2014 2013 General Fund Nonspendable 167,957$ 551,242$ 573,812$ 562,399$ Restricted 229,953 223,622 130,435 162,274 Committed 8,511,306 7,532,123 7,438,256 7,345,420 Unassigned 16,143,726 14,991,907 13,225,644 12,395,113 Reserved - - - - Unreserved - - - - Total General Fund 25,052,942 23,298,894 21,368,147 20,465,206 All other Governmental Funds Restricted 1,632,934 1,974,115 1,965,328 1,796,997 Assigned - - - 101,213 Unassigned (3,859,964) (3,707,560) (2,324,296) (927,395) Unreserved - - - - Unreserved, Reported in Special Revenue Funds - - - - Capital Projects Funds - - - - Total All other Governmental Funds (2,227,030) (1,733,445) (358,968) 970,815 Total Governmental Funds 22,825,912$ 21,565,449$ 21,009,179$ 21,436,021$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. Data Source Audited Financial Statements Page 139 2012**2011 2010 2009 2008 2007* 518,437$ 1,031,936$ -$ -$ -$ -$ - - - - - - 7,335,685 7,948,344 - - - - 10,759,935 9,871,895 - - - - - - 1,138,273 1,248,428 1,536,571 1,846,137 - - 17,763,849 18,307,270 22,444,819 27,556,199 18,614,057 18,852,175 18,902,122 19,555,698 23,981,390 29,402,336 6,112,703 1,918,263 - - - - 144,075 146,116 - - - - (253,826) (234,206) - - - - - - 20,271 (12,970) 33,167 486,946 - - 2,124,937 1,252,015 1,239,501 1,942,258 - - 927,626 903,315 1,911,178 2,436,815 6,002,952 1,830,173 3,072,834 2,142,360 3,183,846 4,866,019 24,617,009$ 20,682,348$ 21,974,956$ 21,698,058$ 27,165,236$ 34,268,355$ Page 140 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Years 2016 2015 2014***2013 Revenues Property Taxes 15,034,583$ 14,742,622$ 14,554,564$ 14,504,750$ Other Taxes 9,701,271 9,712,718 9,564,978 19,240,365 Licenses and Permits 326,177 1,330,769 207,312 294,622 Intergovernmental 11,843,812 1,931,512 11,081,081 997,371 Fines and Forfeitures 3,025,628 350,042 1,803,317 1,647,364 Charges for Services 1,504,400 12,271,219 1,371,779 1,010,868 Investment Income 65,600 25,061 107,765 54,522 Miscellaneous 1,610,746 1,404,841 2,107,628 1,506,994 Total Revenue 43,112,217 41,768,784 40,798,424 39,256,856 Expenditure Current General Government 5,693,142$ 5,084,772$ 5,522,549 6,465,636 Public Safety 27,407,019 25,237,115 22,773,535 21,805,910 Public Works 6,978,307 8,092,735 10,878,278 12,178,705 Capital Outlay 8,252,604 2,828,194 2,018,451 1,347,276 Debt Service Principal 525,000 510,000 790,000 940,000 Interest 371,456 296,747 313,665 385,395 Other Charges - - - - Total Expenditures 49,227,528 42,049,563 42,296,478 43,122,922 Excess (Deficiency) of Revenues over Expenditures (6,115,311) (280,779) (1,498,054) (3,866,066) Other Financing Sources (Uses) Transfers In 3,402,595$ 3,521,760$ 2,552,288 2,119,313 Transfers Out (2,253,984) (2,686,312) (1,481,564) (1,434,235) Sales of fixed assets 1,385 1,601 488 Auction Proceeds - - - - Bond Issued 6,125,000 - - - Premium on Issuance of Debt 100,778 - - - Transfer to Escrow Agent - - - - Total Other Financing Sources (Uses)7,375,774 837,049 1,071,212 685,078 Net Change in Fund Balance 1,260,463$ 556,270$ (426,842) (3,180,988) Debt Service as a Percentage of Non-Capital Expenditures 2.19%2.06%2.68%3.17% *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. *** Beginning in 2014, state shared revenues have been recorded as intergovernmental revenues. Page 141 2012**2011 2010 2009 2008 2007* 14,330,407$ 14,458,248$ 13,657,589$ 12,504,508$ 12,058,815$ 5,797,846$ 18,325,614 17,074,091 17,614,705 14,806,744 17,168,444 11,282,739 275,434 280,139 278,164 276,857 278,965 245,148 1,011,949 1,060,719 1,096,794 1,106,234 1,134,407 815,669 1,283,956 1,404,308 1,419,761 1,559,190 1,514,666 1,050,918 1,236,158 1,216,497 1,145,679 970,537 1,200,381 1,028,810 132,457 133,196 249,396 490,881 790,244 911,444 1,239,861 1,442,617 1,720,640 1,444,610 2,081,112 1,254,948 37,835,836 37,069,815 37,182,728 33,159,561 36,227,034 22,387,522 5,556,101 5,509,433 4,979,904 5,596,822 5,458,962 3,455,213 21,791,218 22,008,351 21,802,732 20,882,745 20,499,004 14,211,380 9,865,723 8,256,079 8,704,005 10,337,090 10,792,931 7,225,387 1,561,904 1,510,924 3,157,156 1,245,940 1,286,175 502,701 920,000 1,055,000 980,000 1,165,000 1,150,000 1,312,381 285,420 248,539 194,655 334,142 379,501 424,220 - - 127,930 - - - 39,980,366 38,588,326 39,946,382 39,561,739 39,566,573 27,131,282 (2,144,530) (1,518,511) (2,763,654) (6,402,178) (3,339,539) (4,743,760) 2,621,132 1,891,354 2,153,190 2,909,382 4,121,451 3,064,166 (1,985,632) (1,338,354) (1,936,190) (1,974,382) (4,041,221) (2,164,216) 45 52,538 103,565 - - - 6,000,000 - 7,760,000 - - - 91,669 - 178,229 - - - - - (5,218,242) - - - 6,727,214 605,538 3,040,552 935,000 80,230 899,950 4,582,684 (912,973) 276,898 (5,467,178) (3,259,309) (3,843,810) 3.14%3.52%3.19%3.91%4.00%6.52% Page 142 VILLAGE OF BUFFALO GROVE, ILLINOIS Assessed and Actual Value of Taxable Property Last Ten Levy Years Tax Levy Residential Commercial Industrial Other Year Property Property Property Property 2016 *1,249,925,407 *302,093,041 *3,611,330 *636,718 2015 1,191,523,466 297,951,249 3,377,285 631,771 2014 1,120,788,463 294,457,084 9,119,150 696,091 2013 1,115,221,955 292,225,583 9,050,042 618,433 2012 1,223,424,081 296,910,564 10,221,534 617,198 2011 1,338,206,375 315,118,343 10,706,904 832,216 2010 1,435,137,071 325,603,742 12,723,472 636,502 2009 1,535,445,605 346,125,532 14,583,031 628,346 2008 1,510,235,133 353,063,176 17,166,096 630,017 2007 1,454,038,913 339,683,354 16,474,758 624,450 *Cook County property class and assessed valuation is an estimate. Cook County information not yet available. Note: Total Direct Tax Rate is weighted for both Cook and Lake Counties Data Source Office of Cook County Clerk Office of Lake County Clerks Page 143 Estimated Estimated Total Assessed Total Direct Actual Taxable Actual Taxable Value Tax Rate Value Value (%) *1,556,266,496 *1.0363 *4,668,799,488 *33.333% 1,493,483,771 1.0110 4,480,451,313 33.333% 1,425,060,788 1.0411 4,275,182,364 33.333% 1,417,116,013 1.0280 4,251,348,039 33.333% 1,531,173,377 0.9187 4,593,520,131 33.333% 1,664,431,364 0.8594 4,993,294,092 33.333% 1,774,100,787 0.7999 5,322,302,361 33.333% 1,896,782,514 0.7359 5,690,347,542 33.333% 1,881,094,422 0.6661 5,643,283,266 33.333% 1,810,821,475 0.6668 5,432,464,425 33.333% Page 144 VILLAGE OF BUFFALO GROVE, ILLINOIS Property Tax Rates - Direct and Overlapping Governments Last Ten Levy Years Comparative Tax Rates (Per $100 Assessed and Equalized Valuation) Tax Levy Year 2016 2015 2014 2013 2012 Lake County Village of Buffalo Grove 0.921 0.955 0.993 0.983 0.929 County, including Forest Preserve 0.825 0.871 0.893 0.881 0.820 Combined School Districts (102, 125, 532)6.680 7.034 7.164 7.068 6.779 Buffalo Grove Park District 0.492 0.517 0.553 0.537 0.511 Vernon Area Public Library 0.293 0.308 0.317 0.311 0.441 All Other (3)0.104 0.110 0.113 0.105 0.106 Total (4)9.315 9.794 10.033 9.885 9.586 -4.90%-2.38%1.50%3.12%10.26% Cook County Village of Buffalo Grove N/A 1.316 1.235 1.211 1.030 County, including Forest Preserve N/A 0.621 0.126 0.125 0.594 Metropolitan Water Reclamation District of Greater Chicago N/A 0.426 0.430 0.417 0.370 Combined School Districts (21, 214, 512)N/A 8.989 8.657 8.053 6.917 Buffalo Grove Park District N/A 0.714 0.677 0.658 0.557 Indian Trails Public Library District N/A 0.534 0.529 0.504 0.463 All Other (3)N/A 0.130 0.094 0.129 0.187 Total (5)N/A 12.730 11.748 11.097 10.118 Percentage Change Year -to-Year N/A 8.36%5.86%9.68%9.15% Notes: (1) Taxes Levied on a calendar year basis for collection in the subsequent year. (2) The Village is a home rule unit under the 1970 Illinois State Constitution and, as such, has no statutory tax rate limitations. (3) Includes Road and Bridge and General Assistance for the Township herein. (4) Representative tax rates for other government units are from Vernon Township Tax Code 16- 92, which represents the largest portion of the Village's 2013 EAV. (5) Representative tax rates for other government units are from Cook County Tax Code 38077, which represents the largest portion of the Village's 2012 EAV within Cook County. N/A - Not Yet Available Data Source Cook County Tax Extension Lake County Tax Extension Page 145 2011 2010 2009 2008 2007 0.852 0.797 0.750 0.665 0.649 0.755 0.703 0.664 0.652 0.645 6.158 5.610 5.301 5.102 5.066 0.452 0.425 0.351 0.370 0.380 0.385 0.315 0.301 0.222 0.219 0.092 0.102 0.094 0.092 0.092 8.694 7.952 7.461 7.103 7.051 9.33%6.58%5.04%0.74%-4.96% 0.886 0.810 0.691 0.670 0.729 0.520 0.474 0.464 0.466 0.499 0.320 0.274 0.261 0.252 0.263 6.565 5.792 5.103 5.004 5.035 0.479 0.439 0.371 0.376 0.416 0.393 0.347 0.307 0.308 0.297 0.107 0.071 0.068 0.067 0.079 9.270 8.207 7.265 7.143 7.318 12.95%12.97%1.71%-2.39%-8.98% Page 146 VILLAGE OF BUFFALO GROVE, ILLINOIS Principal Property Taxpayers Current Fiscal Year and Eight Years Ago 2016 Percentage of Total Village Equalized Taxable Assessed Assessed Taxpayer Valuation Rank Valuation Chevy Chase Business Park Ltd 27,410,584$ 1 1.786% Hamilton Partners(1)12,230,070 2 0.606% Millbrook 9,532,000 3 0.604% Riverwalk II LLC 9,109,603 4 0.577% Penobscot Management LLC(3)9,036,652 5 0.573% Riverwalk South LLC(2)8,264,447 6 0.549% Aptakisic Creek Corporate Park, LLC 7,827,747 7 0.524% Arthur J. Rogers and Company (4)7,487,894 8 0.522% Manufactures Life Insurance 6,310,270 9 0.408% MFREVF-Windbrooke LP 6,053,195 10 0.400% Amli at Chevy Chase, LP - - Remax Consumers Plastics, Inc - - Inland Wooland LLC - - NTL Shopping Plaza Inc - - 103,262,462$ 6.549% (1) Previously HP Riverwalk II, LLC (2) Previously Marack and Associates (3) Previously The Wheatlands LLC (4) Previously American National Bank and Trust of Chicago (4) Previously American National Bank and Trust of Chicago Data Source: Office of the County Clerk of Cook Office of the County Clerk of Lake Note: Every effort was made to seek out and report the largest taxpayers. However, many of the taxpayers contain mulitiple parcels, and it is possible that some parcels and their valuations have been overlooked. Page 147 2008 Percentage of Total Village Equalized Equalized Assessed Assessed Valuation Rank Valuation 18,960,235 2 1.050% 12,986,131 3 0.720% 11,978,786 4 0.660% - 0.000% 9,405,158 5 0.520% 9,241,551 6 0.510% - 0.000% 9,012,393 7 0.500% - 0.000% - 0.000% 22,307,549 1 1.230% 7,355,354 8 0.410% 6,464,954 9 0.360% 6,289,692 10 0.350% 114,001,803$ 6.310% Page 148 VILLAGE OF BUFFALO GROVE, ILLINOIS Property Tax Levy and Collections Last Ten Fiscal Years Lake County Cook County Collected within the Collected within the Fiscal Year After the Levy Fiscal Year After the Levy Levy Tax Percentage Tax Percentage Year Levied Amount of Levy Levied Amount of Levy 2015 11,678,742$ 11,426,115$ 97.84%3,514,106$ 3,608,468$ 102.69% 2014 11,339,326 11,322,087 99.85%3,500,800 3,409,452 97.39% 2013 11,413,067 11,172,745 97.89%3,424,515 3,381,819 98.75% 2012 11,183,780 11,105,274 99.30%3,449,572 3,399,477 98.55% 2011 11,026,478 11,019,638 99.94%3,279,285 3,225,824 98.37% 2010 10,911,629 10,902,757 99.92%3,280,083 3,203,676 97.67% 2009 10,826,999 10,818,398 99.92%3,131,059 2,992,768 95.58% 2008 9,648,296 9,639,444 99.91%2,882,493 2,902,223 100.68% 2007 9,137,324 9,133,824 99.96%2,937,238 2,871,428 97.76% 2006 8,389,127 8,383,359 99.93%2,572,578 2,538,174 98.66% Note: Data Source: Office of the County Clerk Page 149 Village Total Percentage Collected of Levy 15,034,583$ 98.96% 14,731,539 99.27% 14,554,564 98.09% 14,504,751 99.12% 14,245,462 99.58% 14,106,433 99.40% 13,811,166 98.95% 12,541,667 100.09% 12,005,252 99.43% 10,921,533 99.63% Page 150 VILLAGE OF BUFFALO GROVE, ILLINOIS Sales Tax Revenue and Number of Principal Payers Revenue By Category Last Ten Calendar Years 2016 2015 2014 2013 General Merchandise $86,125 66,228$ *9,098$ 10,105$ Food 1,481,195 1,552,983 1,080,556 1,133,605 Drinking and Eating Places 1,118,330 1,062,206 1,023,545 1,025,547 Apparel 92,409 94,538 104,229 120,210 Furniture, Households and radio 369,583 521,007 356,095 463,678 * Lumber, Building and Hardware 2,074,008 1,879,818 1,666,708 1,236,689 Automotive Filling Stations 867,250 918,216 947,278 857,713 Drugs and Miscellaneous Retail 1,986,578 1,790,381 2,349,469 1,915,937 Agriculture and All Other 2,231,299 2,313,502 1,693,506 1,572,248 Manufacturers 220,927 351,808 270,063 285,848 10,550,687$ 10,550,687$ 9,500,547$ 8,621,580$ Total Number of Payers 1,022 1,043 974 972 Village Direct Sales Tax rate 1.00%1.00%1.00%1.00% Village Home Rule Tax rate 1.00%1.00%1.00%1.00% Note: Blank Catagories have less than four taxpayers; therefore, no data is shown to protect the confidentiality of individual taxpayers. * Excludes values for taxpayers in Cook County. Data Source: Office of the County Clerk of Cook Office of the County Clerk of Lake Illinois Department of Revenue Page 151 Calendar Year 2012 2011 2010 2009 2008 2007 17,526$ 18,514$ 3,901$ 4,637$ 5,819$ 3,793$ 1,193,312 1,244,667 1,362,170 1,357,378 1,415,835 1,371,195 997,738 921,617 933,212 941,804 906,628 874,307 130,163 129,402 128,663 112,951 104,376 110,386 437,774 378,836 415,396 223,008 521,316 422,342 812,434 534,413 402,483 716,935 1,379,764 2,181,496 954,996 853,864 959,870 1,222,500 1,177,121 1,715,400 1,847,550 1,982,824 1,431,121 1,432,484 1,285,513 1,237,894 1,347,303 1,193,620 1,062,978 1,257,806 2,082,955 1,777,144 334,442 378,326 379,893 399,141 390,034 338,494 8,073,238$ 7,636,083$ 7,079,687$ 7,668,644$ 9,269,361$ 10,032,451$ 966 1,286 997 975 1,002 1,196 1.00%1.00%1.00%1.00%1.00%1.00% 1.00%1.00%1.00%1.00%1.00%1.00% Page 152 VILLAGE OF BUFFALO GROVE, ILLINOIS Direct and Overlapping Sales Tax Rates Last Ten Fiscal years State of Village Illinois Fiscal Direct Sales Tax Year Rate Rate 2016 1.00%6.50% 2015 1.00%6.50% 2014 1.00%6.50% 2013 1.00%6.50% 2012 1.00%6.50% 2011 1.00%6.50% 2010 1.00%6.50% 2009 1.00%6.50% 2008 1.00%6.50% *2007 1.00%6.50% *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Illinois Department of Revenue Page 153 VILLAGE OF BUFFALO GROVE, ILLINOIS Ratio of Outstanding Debt by Type Last Ten Years Governmental Activities General General Total Year Obligation Obligation IEPA Installment Primary Ended Bonds Bonds Loan Note Government 12/31/2016 15,881,408$ -$ 366,060$ 6,894,447$ 23,141,915$ 12/31/2015 10,202,453 - 383,487 1,193,599 11,779,539 12/31/2014 10,730,503 - 400,519 - 11,131,022 12/31/2013 11,340,000 - 173,618 - 11,513,618 12/31/2012 12,280,000 - - - 12,280,000 12/31/2011 7,200,000 - - - 7,200,000 12/31/2010 8,255,000 - - - 8,255,000 12/31/2009 6,575,000 - - - 6,575,000 12/31/2008 7,740,000 - - - 7,740,000 *12/31/2007 8,890,000 - - - 8,890,000 *Transitional fiscal year May 1, 2007 through December 31, 2007 December 31, 2007 represents an eight-month period. Notes: Details of the Village's outstanding debt can be found in the Notes to the Financial Statements. (1) See the Schedule of Demographic and Economic Statistics for equalized assessed valuation of property, personal income, and population data. Business-type Activities Page 154 Ratio of Total Outstanding Debt Debt to Total Outstanding Equalized Outstanding as a Percentage Assessed Debt of Personal Valuation Per Capita (1)Income 0.50%557.64 1.19% 0.26%283.82 0.61% 0.26%265.11 0.57% 0.27%275.59 0.61% 0.27%290.10 0.65% 0.14%171.79 0.39% 0.16%198.93 0.45% 0.12%156.62 0.36% 0.14%183.54 0.44% 0.16%209.47 0.51% Page 155 VILLAGE OF BUFFALO GROVE, ILLINOIS Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years Ratio of Total Amounts Outstanding Available Debt to Total General in Debt Equalized Outstanding Fiscal Obligation Service Assessed Debt Year Bonds Fund Total Valuation Per Capita (1) 2016 15,881,408$ -$ 15,881,408$ 0.34%382.68 2015 10,202,453 - 10,202,453 0.23%245.82 2014 10,730,503 - 10,730,503 0.25%255.57 2013 11,340,000 - 11,340,000 0.27%271.43 2012 12,280,000 19,527 12,260,473 0.27%289.64 2011 7,200,000 12,543 7,187,457 0.14%171.49 2010 8,255,000 20,271 8,234,729 0.15%198.45 2009 6,575,000 (12,970) 6,587,970 0.12%156.93 2008 7,740,000 33,167 7,706,833 0.14%182.76 2007*8,890,000 98,332 8,791,668 0.16%207.16 *Transitional fiscal year May 1, 2007 through December 31, 2007 Notes: Details of the Village's outstanding debt can be found in the Notes to the Financial Statements. (1) See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. Page 156 VILLAGE OF BUFFALO GROVE, ILLINOIS Direct and Overlapping Governmental Activities Debt As of December 31, 2016 Percentage of Village of Debt Applicable Buffalo Grove Gross to the Village of Share Debt Buffalo Grove*of Debt Overlapping Debt School Districts Cook County School District #21 33,950,000$ 17.83%6,053,285$ Killdeer Countryside Community Consolidated #96 155,000 38.30%59,365 Aptakisic-Tripp Community Consolidated #102 3,385,000 76.74%2,597,649 Lincolnshire-Half Day District #103 6,270,000 12.08%757,416 Adlai E. Stevenson H.S. District # 125 7,215,000 37.24%2,686,866 Wheeling Township H.S. District #214 49,035,000 3.76%1,843,716 Harper Community College #512 153,255,000 1.68%2,574,684 College of Lake County #532 64,070,000 5.39%3,453,373 Total School Districts 317,335,000 20,026,354 Other Than School Districts Lake County $186,350,000 5.11%$9,522,485 Lake County Forest Preserve 270,445,000 5.11%13,819,740 Cook County 3,313,286,750 0.21%6,957,902 Cook County Forest Preserve 176,365,000 0.21%370,367 Metropolitan Water Reclamation District 2,802,575,327 0.21%5,885,408 Buffalo Grove Park District 14,420,000 96.23%13,876,366 Wheeling Park District 9,705,000 8.05%781,253 Total Other than School Districts 6,773,147,077 51,213,520 Total Overlapping Debt 7,090,482,077 71,239,874 Total Village of Buffalo Grove Direct Debt 15,640,000 100.00%15,640,000 Total Direct and Overlapping Debt 7,106,122,077$ 86,879,874$ *Determined by ratio of assessed valuation of property subject to taxation in the Village of Buffalo Grove to valuation of property subject to overlapping unit Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village. This schedule estimates the portion of outstanding debt of those overlapping governments that is borne by the residents and businesses of the Village of Buffalo Grove. This process recognizes that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. Page 157 VILLAGE OF BUFFALO GROVE, ILLINOIS Schedule of Legal Debt Margin December 31, 2016 Under the 1970 Illinois Constitution, there is no legal limit for home rule municipalities except as set by the General Assembly. Page 158 VILLAGE OF BUFFALO GROVE, ILLINOIS Demographic and Economic Statistics Last Ten Years Equalized Per Capita Fiscal Assessed Personal Personal Per Capita Unemployment Year Population Valuation EAV Income Income Rate 2016 41,500 E 1,556,266,496$ 37,500 1,949,794,500$ 46,983 1 5.7% 2015 41,503 E 1,493,483,771 35,985 1,930,595,051 46,517 1 4.2% 2014 41,987 E 1,425,060,788 33,941 1,939,085,621 46,183 E 5.7% 2013 41,778 E 1,456,040,510 34,852 1,882,391,346 45,057 1 6.8% 2012 42,330 E 1,531,173,377 36,172 1,891,582,681 44,687 E 7.1% 2011 41,911 E 1,664,431,364 39,713 1,854,311,029 44,244 E 7.6% 2010 41,496 A 1,774,100,787 42,754 1,817,773,776 43,806 3 8.4% 2009 41,980 E 1,896,782,514 45,138 1,802,196,362 42,930 E 7.8% 2008 42,170 E 1,881,094,422 44,607 1,774,145,979 42,071 E 4.8% *2007 42,440 E 1,810,821,475 42,668 1,749,795,121 41,230 E 3.7% A - Actual 1- US Census E - Estimate 2- Northern Illinois University Estimate 3 - American Community Survey 3 Year Estimates *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: U.S. Department of Labor, Bureau of Labor Statistics U.S. Census Bureau Page 159 VILLAGE OF BUFFALO GROVE, ILLINOIS Principal Village Employers Current Year and Nine Years Ago 2016 2007 Percent Percent of Total of Total Village Village Employer Employees Rank Population Employees Rank Population Siemens Building Technologies 1,800 1 4.34%1,030 2 2.43% I.S.I.1,200 2 2.89% ESS 550 3 1.33% Plexus Corporation 370 4 0.89%400 5 0.94% Veritas Document Solutions 300 5 0.72% Dell 225 6 0.54% Intelligent Hospital Solutions 200 7 0.48% Vapor Bus Direct 200 8 0.48% Leica Microsystems, Inc 200 9 0.48% Berry Plastics 180 10 0.43% Crosscom National, LLC 170 11 0.43% Allstate Insurance Company 1,323 1 3.12% Rexam 599 3 1.41% Dominicks Finer Foods (3 locations)483 4 1.14% Harris Trust & Savings Bank 350 6 0.82% Federal Express 300 7 0.71% RG Ray 250 8 0.59% Village of Buffalo Grove 241 9 0.57% Automated Technologies 224 10 0.53% Data Source: Village Records - Earliest available Page 160 VILLAGE OF BUFFALO GROVE, ILLINOIS Full-Time Equivalent Employees Last Ten Years Function/Program 2016 2015 2014 2013 General Government Administration Village Managers Office 5.0 6.0 7.5 5.5 Planning - - 1.5 1.5 Information Technology - - 3.0 3.5 Finance 9.0 8.0 10.0 9.5 Building and Zoning 12.0 12.0 9.5 10.0 Public Safety Police Full-Time Police Officers 63.0 63.0 63.0 64.0 Community Service Officers 3.0 3.0 3.0 3.0 Civilians 15.5 15.0 15.0 17.0 Fire Full-time Firefighters/Paramedics 59.0 59.0 58.0 58.0 Civilians 1.0 1.0 1.5 3.5 Public Works Public Works Administration 6.0 6.0 6.0 5.0 Streets/Forestry 20.0 20.0 18.5 18.5 Water/Sewer 9.0 10.0 9.0 8.0 Central garage 5.5 5.5 5.5 5.5 Building Maintenance 6.0 6.0 6.0 4.0 Recreation Administration 3.0 19.5 19.5 18.0 Grounds Maintenance - 11.5 11.5 16.0 217.0 245.5 248.0 250.5 Recreation Seasonal 24.5 24.5 24.5 24.5 *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Village Finance Department Page 161 2012 2011 2010 2009 2008 2007* 4.5 4.0 4.0 4.5 5.0 5.0 1.5 1.5 1.5 1.5 1.5 1.5 3.5 3.5 3.5 3.5 3.5 3.5 8.5 8.5 8.5 9.0 9.5 9.5 10.0 10.0 10.0 10.0 10.5 10.5 69.0 69.0 69.0 71.0 71.0 71.0 3.0 3.0 3.0 3.0 3.0 3.0 16.5 17.5 17.5 20.5 21.5 21.5 62.0 62.0 62.0 62.0 62.0 61.0 3.5 6.0 6.0 6.0 6.0 6.0 11.0 11.0 12.0 12.0 14.5 14.5 20.0 20.0 20.0 20.0 20.0 20.0 13.0 13.0 13.0 13.0 14.0 14.0 5.5 5.5 5.5 5.5 5.0 5.0 4.0 4.0 4.0 4.0 4.0 4.0 13.5 13.5 13.5 13.5 13.5 13.5 15.0 15.0 15.0 15.0 15.0 15.0 264.0 267.0 268.0 274.0 279.5 278.5 34.0 34.0 34.0 34.0 34.0 34.0 Page 162 VILLAGE OF BUFFALO GROVE, ILLINOIS Operating Indicators Last Ten Fiscal Years Function/Program 2016 2015 2014 2013 General Government Building and Zoning Building Permits Issued 2,957 2,582 2,833 2,651 Building Inspections Conducted 9,053 11,625 7,074 7,456 Property Maintenance Inspections Conducted 2,160 1,894 3,172 3,288 Public Safety Police Physical Arrests 521 809 886 759 Parking Violations 5,754 3,766 3,634 2,984 Traffic Violations 6,054 7,969 8,349 13,171 DUI Arrests 74 97 154 124 Vehicle Crashes 1,473 363 1,429 1,507 Fire Ambulance Calls/EMS 3,160 3,123 3,385 2,613 Service Calls 309 340 1,245 483 Fire Calls 1,279 1,585 821 865 Auto Aid/Mutual Aid 987 1,055 1,063 654 Public Works Streets Street Resurfacing (Miles)11.40 2.45 3.28 10.84 Parks and Recreation Park Sites 46 46 46 46 Golf Course - Combined Golf Rounds Played - Paid 53,599 68,602 54,689 53,639 Water New Connections (Tap-ons)19 23 9 27 Average Daily consumption (1)3.60 3.39 3.58 3.70 Peak Daily consumption (1)5.54 5.14 5.40 6.20 (1) - Millions of Gallons *Transitional fiscal year May 1, 2007 through December 31, 2007 N/A - Not Available Data Source: Various Village Departments Page 163 2012 2011 2010 2009 2008 2007* 2,206 1,930 1,959 1,922 1,746 1,695 15,858 9,661 7,088 6,633 5,054 21,383 5,828 3,462 3,158 2,348 2,159 2,962 671 820 981 989 1,085 2,143 3,341 2,031 2,062 3,267 3,451 4,721 10,826 11,867 11,999 11,373 15,795 12,010 107 164 222 267 337 482 1,260 1,396 1,391 1,414 1,786 1,555 2,789 2,568 2,743 2,553 2,590 2,943 487 1,053 610 718 751 678 698 737 735 774 881 858 680 676 654 672 689 379 5.51 2.90 3.00 4.94 4.94 8.23 46 46 46 46 46 46 59,937 56,918 52,740 59,723 58,097 60,258 15 12 50 7 25 33 3.92 4.09 4.30 4.21 4.09 4.35 7.93 7.84 7.30 7.29 7.03 8.39 Page 164 VILLAGE OF BUFFALO GROVE, ILLINOIS Capital Asset Statistics Last Ten Fiscal Years Function/Program 2016 2015 2014 2013 Public Safety Police Stations 1 1 1 1 Patrol Units 29 30 29 28 Fire Stations 3 3 3 3 Fire Apparatus 20 20 20 21 Public Works Streets Street (Miles)118.22 118.20 118.20 117.70 Streetlights 2,789 2,789 2,786 2,778 Water Water Mains 181.31 181.14 180.90 180.30 Fire Hydrants 2,501 2,493 2,487 2,477 Wastewater Sanitary Sewers 139.92 139.92 139.80 139.30 *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Various Village Departments Page 165 2012 2011 2010 2009 2008 2007* 1 1 1 1 1 1 34 36 36 36 36 36 3 3 3 3 3 3 21 21 21 21 20 20 117.70 117.70 117.70 117.70 117.50 117.50 2,778 2,778 2,745 2,743 2,714 2,614 180.25 180.25 179.83 179.82 180.63 179.57 2,475 2,475 2,475 2,474 2,474 2,468 139.27 139.27 139.27 139.27 139.24 139.12