Loading...
2015 CAFRCOMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE VILLAGE OF BUFFALO GROVE, ILLINOIS As of and for the Year Ended December 31, 2015 Prepared by the Department of Finance and General Services Scott Anderson Director of Finance and General Services VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS As of and for the Year Ended December 31, 2015 Page(s) INTRODUCTORY SECTION Letter of Transmittal i - iv Certificate of Achievement for Excellence in Financial Reporting v Organizational Chart vi List of Elected and Appointed Officials vii FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT 1 - 3 REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis 4 - 18 BASIC FINANCIAL STATEMENTS Government-W ide Financial Statements Statement of Net Position 19 - 20 Statement of Activities 21 - 22 Fund Financial Statements Balance Sheet - Governmental Funds 23 - 24 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 25 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 26 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 27 Statement of Net Position - Proprietary Funds 28 - 31 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 32 - 33 Statement of Cash Flows - Proprietary Funds 34 - 37 Statement of Fiduciary Net Position - Fiduciary Funds 38 Statement of Changes in Fiduciary Net Position - Fiduciary Funds 39 Index to Notes to Financial Statements 40 Notes to Financial Statements 41 - 92 REQUIRED SUPPLEMENTARY INFORMATION General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General 93 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2015 Page(s) REQUIRED SUPPLEMENTARY INFORMATION (cont.) Historical Pension Information Illinois Municipal Retirement Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 94 Illinois Municipal Retirement Fund - Schedule of Employer Contributions 95 Police Pension Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 96 Police Pension Fund - Schedule of Employer Contributions 97 Police Pension Fund - Schedule of Investment Returns 98 Firefighters' Pension Fund - Schedule of Changes in the Village's Net Pension Liability and Related Ratios 99 Firefighters' Pension Fund - Schedule of Employer Contributions 100 Firefighters' Pension Fund - Schedule of Investment Returns 101 Other Post Employment Benefits - Schedule of Employer Contributions and Schedule of Funding Progress 102 Notes to Required Supplementary Information 103 SUPPLEMENTARY INFORMATION Governmental Funds Combining Balance Sheet - Nonmajor Governmental Funds 104 - 105 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 106 Schedules of Revenues, Expenditures and Changes in Fund Balances (Deficit) - Budget and Actual Motor Fuel Tax - Nonmajor special revenue fund 107 Metra Parking Lot - Nonmajor special revenue fund 108 Debt Service - Nonmajor debt service fund 109 Street Maintenance - Nonmajor capital projects fund 110 Facilities Development - Major capital projects fund 111 Enterprise Funds Combining Statement of Net Position - Nonmajor Enterprise Funds 112 Combining Statement of Revenue, Expenses and Changes in Fund Net Position - Nonmajor Enterprise Funds 113 Combining Statement of Cash Flows - Nonmajor Enterprise Funds 114 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2015 Page(s) SUPPLEMENTARY INFORMATION (cont.) Schedules of Revenues, Expenses and Changes in Fund Net Position - Budget and Actual - Non-GAAP Budgetary Basis Buffalo Grove Golf - Nonmajor enterprise Fund 115 Refuse Service - Nonmajor enterprise Fund 116 Water and Sewerage - Major enterprise Fund 117 Arboretum Golf - Major enterprise Fund 118 Combining Statement of Net Position - Internal Services Funds 119 Combining Statement of Revenues, Expenses and Changes in Fund Net Position - Internal Service Funds 120 Statement of Revenues, Expenses and Changes in Fund Net Position - Budget and Actual Information Technology - Internal Service Fund 121 Central Garage - Internal Service Fund 122 Building Maintenance - Internal Service Fund 123 Combining Statement of Cash Flows - Internal Service Funds 124 Combining Statement of Fiduciary Net Position - Pension Trust Funds 125 Combining Statement of Changes in Fiduciary Net Position - Pension Trust Funds 126 Schedules of Changes in Fiduciary Net Position - Budget and Actual Police Pension - Pension Trust Fund 127 Firefighters' Pension - Pension Trust Fund 128 Statement of Changes in Fiduciary Assets and Liabilities - School and Park Donations - Agency Fund 129 STATISTICAL SECTION Net Position by Component 130 - 131 Change in Net Position 132 - 135 Fund Balances of Governmental Funds 136 - 137 Change in Fund Balances of Governmental Funds 138 - 139 Assessed and Actual Value of Taxable Property 140 - 141 Property Tax Rates - Direct and Overlapping Governments 142 - 143 Principal Property Taxpayers 144 - 145 Property Tax Levy and Collections 146 - 147 Sales Tax Revenue and Number of Principal Payers - Revenue by Category 148 - 149 VILLAGE OF BUFFALO GROVE TABLE OF CONTENTS (cont.) As of and for the Year Ended December 31, 2015 Page(s) STATISTICAL SECTION (cont.) Direct and Overlapping Sales Tax Rates 150 Ratio of Outstanding Debt by Type 151 - 152 Ratio of General Bonded Debt Outstanding 153 Direct and Overlapping Governmental Activities Debt 154 Schedule of Legal Debt Margin 155 Demographic and Economic Statistics 156 Principal Village Employers 157 Full-Time Equivalent Employees 158 - 159 Operating Indicators 160 - 161 Capital Asset Statistics 162 - 163 VlllAGE OF BUFFALO GROVE Department of Finance & General Services Fifty Raupp Bl vd. Buffalo Grove, IL 60089-2100 Phone 847-459-2500 Fax 847-459·0332 June 29, 2016 The Honorable Beverly Sussman Members of the Village Board Citizens of the Village of Buffalo Grove The Comprehensive Annual Financial Report (CAFR) of the Village of Buffalo Grove for the year ended December 31, 2015 is submitted herewith. This report represents a comprehensive picture of the Village's financial activities during Fiscal Year 2015 and the financial condition of its various funds at December 31, 2015. State law requires that all general-purpose local governments publish within six months of the close of each fiscal year a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audit in accordance with generally accepted auditing standards by a firm oflicensed certified public accountants. Management assumes full responsibility for the completeness and reliability of all of the information presented in the report based upon a comprehensive internal control framework. Because the cost of internal controls should not outweigh their benefits, the Village's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Baker Tilly, Independent Certified Public Accountants, have issued an unmodified (clean) opinion on the Village's financial statements for the fiscal year ended December 31, 2015. The independent auditors' report is presented at the front of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of a Management's Discussion and Analysis (MD&A). The letter of transmittal is designated to complement the MD&A and should be read in conjunction with it The Village ofBuffalo Grove's MD&A can be found immediately following the report of the independent auditors. Profile of the Village of Buffalo Grove The Village of Buffalo Grove was incorporated March 7, 1958, and is located approximately 29 miles northwest of the downtown of the City of Chicago. The Village resides in both Cook and Lake Counties and spans 9.2 square miles and, based on the 2010 U .S. Census, serves a population of 41,496. The Village of Buffalo Grove is empowered to levy a property tax on real property located within its boundaries. It is also empowered by state statute to extend its corporate limits by annexation, which it has done from time to time. The Village became a home rule unit by referendum on July 1, 1980, giving it additional powers to tax and regulate in ways not specifically granted, or prohibited, by the Illinois Constitution. As a home rule entity, the Village has no tax rate or debt limits, nor is it required to conduct a referendum to authorize the issuance of debt or to increase property taxes. The Village operates under a Council/Manager form of government Policy making and legislative authority are vested with the Village Board, which consists of a President and a six member Board of Trustees. The Village Board is responsible, for passing ordinances and resolutions, adopting the annual budget, appointing committees, and hiring the Village's Manager and Attorney . The Village Manager is responsible for carrying out the policies, ordinances and resolutions of the Village Board, developing and presenting an annual budget, overseeing the day-to-day operations of the Village, and appointing department directors. ii The Village provides a full range of services including, police and fire protection,construction and maintenance of streets and infrastructure, Village planning and zoning, water and sewer utilities, and general administrative services.The Village also operates two golf courses and a municipal commuter parking lot.To provide these services there were 216 full-time and 78 part-time/seasonal positions in the Fiscal Year 2015 annual budget. Budgetary Control and Accounting Systems The annual budget serves as the foundation for the Village’s financial planning and as a management spending control document.All departments of the Village of Buffalo Grove are required to submit budget requests by a specified date each year. These requests serve as the starting point for budget development. The proposed budget is presented to the Village Board in November and adopted by resolution in December with the property tax levy. Legal spending thresholds are established through an Appropriation Ordinance. The Village Board is required to hold a public hearing on the Appropriation Ordinance and must adopt a final budget no later than December 31st of each year. The appropriated budget is prepared by fund, and department (e.g., police). Department directors may make transfers of appropriations within a department. Transfers of appropriations between fund/account groups, however, require the special approval of the Village Board. The accounts of the Village are organized on the basis of funds, each of which is considered a separate and distinct accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures. Revenues are allocated to and accounted for in individual funds based upon the purpose for which they are to be expended and the means by which spending activities are controlled. The accounting records for general governmental operations are maintained on the modified accrual basis, with revenues being recorded when available and measurable and expenditures being recorded when the material or services are received and the liability is incurred. Accounting records for the Village’s enterprise funds, internal service funds, agency funds and pension trust funds are maintained on the accrual basis of accounting. Factors Affecting Financial Condition Local Economy The Village is primarily residential, with supporting commercial activity and limited industrial and manufacturing activity. There are approximately 705 licensed business operating in the Village. The majority of residents are employed in management, professional, sales and office occupations. The Village’s unemployment statistics have consistently beat the national and state averages, with an unemployment rate at the end of the year at 5.0 percent besting the state by 2.1 percent. External economic factors at the national and state level continue to impact the Village’s revenue profile and, subsequently its ability to manage operating and capital resources. Sales taxes (municipal and home rule) totaled $9,274,777 which is an increase from the previous year’s total of $8,455,972 an increase of 8.5 percent. Income and Use Tax increased from $4,104,736 to $5,409,875 or 31.8 percent. Real estate transfer taxes generated $904,311 in 2015 versus $790,819 in 2014.Sales of commercial and industrial properties increased considerably in the current fiscal year. The Village equalized assessed valuation increased by $8 million or .6 percent to $1.43 billion in the 2014 levy year.The increase is due primarily to new properties. The unassigned fund balance of the General Fund will again exceed the 25 percent threshold of the subsequent year’s budgeted expenditures, less non-operating transfers, which is policy established by the Village Board. iii Unassigned Budgeted Fiscal Year Ended Fund Balance Expenditures Percent December 31, 2007 $14,991,907 $30,202,380 49.64% December 31, 2008 $11,587,937 $31,021,971 37.35% December 31, 2009 $ 9,005,069 $29,418,559 30.61% December 31, 2010 $ 9,563,655 $29,266,181 32.68% December 31, 2011 $ 9,872,594 $29,271,054 33.73% December 31, 2012 $10,302,515 $29,768,828 34.61% December 31, 2013 $12,395,113 $35,511,109*34.90% December 31, 2014 $13,225,644 $37,083,251 35.67% December 31, 2015 $14,991,907 $38,165,617 39.29% *Budget number includes employer pension costs beginning in FY 2013. Long-Term Financial Planning The Village compiles a Five-Year Financial Forecast annually which provides an analysis of future revenue and expenditures. This report is completed in tandem with the start of the annual budget process. Other long-range financial plans include the five-year Capital Improvement Plan, Twenty-Year Water Fund Pro- Forma, and Reserve for Capital Replacement Funding Report. The village assesses its capital needs through the Capital Improvement Plan (CIP) update. This document is a planning tool to identify short and medium term capital needs (facilities, infrastructure and roadways) and measure those demands against the village’s ability to pay. For a project to be incorporated into the CIP, it must involve the creation, improvement, or acquisition of a tangible asset with an original cost of at least $25,000. Within the next five years it is anticipated that the Village will require nearly $42.7 million in capital improvements. Transportation-related projects represent a large percentage of the improvements at $24.9 million. Routine maintenance of existing streets accounts for $21 million of those projects. Approximately $13.7 million is allocated to improving and maintaining the water utility system. The Twenty-Year Water Fund Pro-Forma provides an overview of the Water Fund and adequacy of the current water rate to fund operating expenses and infrastructure improvements as well as generating a reserve to continue with a pay-as-yo u-go approach to capital budgeting.The Reserve for Capital Replacement Funding Report lists all Village owned vehicles, the service life, and its respective reserve balance. Major Initiatives In 2015, the Village of Buffalo Grove issued over 2,500 commercial and residential building permits. These permits represent a total project valuation of over $40,000,000 invested into the Buffalo Grove community. In addition to building permit activity, the following major projects were approved in 2015: Sky Fitness, a private fitness and recreational facility at 1501 Busch Parkway is adding 19,050 square feet to their facility. Hamilton Partners is building the next and final phase of the Chevy Chase Business Park at 1050 Johnson Drive. This phase includes the development of a new multi-tenant, one-story 66,526 square foot warehouse and office facility. Flextronics recently opened a new facility at 700-800 Corporate Grove Drive in Buffalo Grove. Representatives have stated they are in the process of investing over $100 million in their Buffalo Grove facilities and have hired 300 employees. Flextronics recently opened a new facility at 700-800 Corporate Grove Drive in Buffalo Grove . Representatives have stated they are in the process of investing over $100 million in their Buffalo Grove facilities and have hired 300 employees. In 2015, 77 businesses opened, expanded and/or relocated in the Village of Buffalo Grove. Developed and completed the Village's first Economic Development Strategic Plan. The Village outsourced maintenance operations at both the Arboretum and Buffalo Grove Golf Course resulting in significant savings on course maintenance costs . Awards and acknowledgments. The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the Village of Buffalo Grove for its comprehensive annual financial report (CAFR) for the fiscal year ended December 31,2015. This was the thirty-third consecutive year that the government has received this prestigious award. In order to be awarded a Certificate of Achievement, the government published an easily readable and efficiently organized CAFR. This report satisfies both GAAP and applicable legal requirements . A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program 's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. In addition, the Village also received the GFOA's Distinguished Budget Presentation Award for its annual budget document for the fiscal year beginning January 1, 2015. In order to qualify for the Distinguished Budget Presentation Award, the Village's budget document had to be judged proficient as a policy document, a financial plan, an operations guide, and a communications device. The preparation of this report would not have been possible without the dedicated services of the entire staff of the Finance Department especially Deputy Finance Director Andrew Brown. Credit also must be given to the Village President and Board of Trustees, and the Village Manager Dane Bragg for their assistance in planning and conducting the fiscal affairs of the Village in a responsible manner. Scott D. Anderson Director of Finance/Village Treasurer IV Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to Village of Buffalo Grove lllinois For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31,2014 Executive Director/CEO vi Organizational Chart Residents of Buffalo Grove Village Board Village Manager Community Development Building and Zoning Enviromental Health Planning and Economic Development Police Department Patrol Investigations Youth Services Admin Police Records Fire Department Emergency Management Services Fire Suppression and Rescue Fire Prevention &Education Emergnecy Management Agency Office of the Village Manager Legal Human Resources Golf Operations Information Technology Finance General Services Deputy Village Clerk Village Treasurer Procurement Public Works Admin and Building Maintenance Engineering Operations Central Garage Streets, Drainage & Sewer Forestry Water vii VILLAGE OF BUFFALO GROVE, ILLINOIS List of Elected and Appointed Officials December 31, 2015 Beverly Sussman Janet M. Sirabian Village President Village Clerk Board of Trustees Jeffrey Berman Andrew Stein Joann Johnson Steven Trilling Lester Ottenheimer David Weidenfeld Appointed Officials Dane Bragg Village Manager Jennifer Maltas Scott Anderson Deputy Village Manager Finance Director/Village Treasurer Steven Casstevens Mike Baker Chief of Police Fire Chief Michael Reynolds Arthur Malinowski Public Works Director Human Resource Director Darren Monico Christopher Stilling Village Engineer Director of Community Development Geoff Tollefson Brian Sheehan Golf Course Manager Building Commissioner ~AKER TILLY Baker Ti lly Vi rchow Krause, LLP 130 I W 22nd St, Ste 400 Oak Brook, IL 60523 -3389 te l 630 990 313 1 fax 630 990 0039 bake rtill y.com INDEPENDENT AUDITORS' REPORT To the Village President and Board of Trustees Village of Buffalo Grove Buffalo Grove , Illinois Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities , the business-type activities, each major fund , and the aggregate remaining fund information of the Village of Buffalo Grove , Illinois , as of and for the year ended December 31 , 2015 , and the related notes to the financial statements, which collectively comprise the Village of Buffalo Grove's basic financial statements as listed in the table of contents. Management's Responsibility fo r the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design , implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express opin ions on these financial statements based on our audit. We did not audit the financial statements of the investment in joint venture , which represent 13 .61 percent and 14 .96 percent, respectively, of the assets and net position of the business-type activities and 16.76 percent and 18.68 percent, respectively , of the assets and net position of the Water and Sewerage Fund. Those statements were audited by other auditors whose report has been furn ished to us, and our opinion , insofar as it relates to the amounts included for investment in joint venture , is based solely on the report of the other auditors . We conducted our audit in accordance with auditing standards generally accepted in the United States of America . Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements . The procedures selected depend on the auditors' judgment, including the assessment of the risks of material misstatement of the financial statements , whether due to fraud or error. In mak ing those risk assessments, the auditor considers internal control relevant to the Village of Buffalo Grove's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances but not for the purpose of ex pressing an opinion on the effectiveness of the Village of Buffalo Grove's internal control. Accordingly , we ex press no such opinion . An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements . ~ an Independent member of BAKER TILLY INTERNATIONAL Page 1 To the Village President and Board of Trustees Village of Buffalo Grove We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, based on our audit and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Buffalo Grove, Illinois, as of December 31, 2015 and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter As discussed in Note I, the Village of Buffalo Grove adopted the provisions of GASB Statement No. 68, Accounting and Financial Reporting for Pensions-an amendment of GASB Statement No. 27 and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date-an amendment of GASB Statement No. 68, effective January 1, 2015. Net position as of January 1, 2015 has been restated as a result. Our opinions are not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the required supplementary information as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village of Buffalo Grove's basic financial statements. The supplementary information as listed in the table of contents is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information is fairly stated in all material respects, in relation to the basic financial statements as a whole. Page2 To the Village President and Board of Trustees Village of Buffalo Grove Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village of Buffalo Grove's basic financial statements. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. g'~rdltJV~K'~1 LLP Oak Brook, Illinois June 29, 2016 Page 3 - 4 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 The Village of Buffalo Grove’s Management’s Discussion and Analysis (MD&A) offers the readers of the Village of Buffalo Grove’s financial statements this narrative overview and analysis of the financial activities of the Village of Buffalo Grove for the fiscal year ended December 31, 2015. This information presented here should be considered in conjunction with additional information provided in the letter of transmittal, which is found on pages i-iv. Financial Highlights • The assets and deferred outflows of the Village exceeded its liabilities and deferred inflows at December 31, 2015 by $64.1 million (net position). The Net Position for governmental activities is $17.9 million or 28.0 percent of the total and business-type activities account for $46.2 million. Of this amount, $(26.8) million is unrestricted, the negative amount of unrestricted assets is directly related to the recognition of all the Villages pension obligations as noncurrent liabilities, which increased from $13.1 million in 2014 to $70.6 million in 2015. • The Village’s net position decreased by $47.2 million (or 42.4 percent) during the fiscal year ending December 31, 2015. The governmental net position decreased by $46.5 million (72.2 percent) and the business-type activities net position decreased by $0.7 million (1.5 percent). • As of December 31, 2015, the Village of Buffalo Grove’s general fund reported combined ending fund balances of $23.3 million, an increase of $ 1.9 million from the prior year. Of this amount, $15.0 million was unassigned. • The Village’s total debt decreased by $0.5 million (or 5 percent). Total debt outstanding is $10.0 million. Overview of the Financial Statements The MD&A is intended to serve as an introduction to the Village’s basic financial statements. The Village of Buffalo Grove’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-wide financial statements The government-wide financial statements (found on pages 19-22) are designed to provide readers with a broad overview of the Village’s finances statements similar to the corporate sector in that all governmental and business- type activities are consolidated into columns that add to total for the Primary Government. The statement of net position presents information on all the Village’s assets and deferred outflows and liabilities and deferred inflows, with the difference between the two reported as net position. Changing of the net position total over time can be one useful indicator in assessing the financial position of the Village. This statement combines and consolidates governmental funds’ current financial resources (short-term spendable resources) with capital assets and long-term obligations using the accrual basis of accounting and economic resources measurement focus. The statement of activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event causing the change occurs, regardless of the timing of related cash flows. Revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods (e.g., uncollected taxes). - 5 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 Both of the government-wide financial statements distinguish functions of the Village that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Village include public safety (police and fire), public works, streets and sidewalks, building and zoning, and general government. Property taxes, state and home rule sales tax, shared state income tax, real estate transfer tax, prepared food and beverage tax, and utility taxes finance the majority of these services. The Business- type Activities reflect private sector type operations and include Water and Sewer Funds, Refuse Fund, Buffalo Grove Golf Course and Arboretum Golf Course. The intent is for the fees to cover the costs of operations, infrastructure replacement, and debt services expenses. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Village uses fund accounting to ensure and demonstrate fiscal accountability and legal compliance. All of the funds of the Village can be divided into three categories; governmental funds, proprietary funds, and fiduciary funds. Governmental Funds (see pages 23-27) are used to account for primarily the same functions reported as governmental activities in the government-wide financial statements. The focus, unlike the government-wide financial statement, is on the sources and uses of available resources (cash and cash equivalents), in order to provide a near, or short-term view of the Village’s operations. This information is useful in the evaluation of short-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Village of Buffalo Grove maintains six individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General and Facilities Development Funds, which are classified as major funds. Data on the other four governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in the report. Proprietary Funds (see pages 28-37) are used to report the same functions presented as business-type activities in the government-wide financial statements. The Village uses enterprise funds to account for its water and sewer utility, refuse service, and activities at the Buffalo Grove and Arboretum Golf Courses. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Water and Sewerage Fund and the Arboretum Golf Fund as they are considered to be major funds. The basic proprietary fund financial statements can be found on pages 28-37 of this report. Fiduciary Funds (see pages 38-39) are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Village’s own programs. The accounting used for fiduciary funds is much - 6 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 like that used for proprietary funds. The basic fiduciary fund financial statements can be found on pages 38-39 of this report. Notes to the financial statement provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 40-92 of this report. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the budgetary comparison to actual for the general fund, as well as the Village’s progress in funding its obligation to provide pension and OPEB benefits to its employees. Required supplementary information can be found on pages 93-103 of this report. Government-wide Financial Analysis The assets and deferred outflows of the Village of Buffalo Grove exceeded liabilities and deferred inflows by $64.1 million as of December 31, 2015. The largest portion of the Village’s net position reflects its investment in capital assets (138.8 percent). Those capital assets include land, buildings, streets, utility infrastructure, and equipment, less any outstanding debt related to the original acquisition. The Village uses these capital assets to help facilitate service delivery to its residents; consequently, these assets are not available for future spending. Although the Village’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay the debt must be provided from other sources, since the capital assets cannot be used to reduce these liabilities. An additional portion of the Village’s net position ($1.9 million) represents resources that are subject to external restrictions on how they may be used. $1.8 million is restricted for contractual construction obligations including the street project that was debt financed. The remaining balance of unrestricted net position ($(26.8) million) reduces total net position significantly due to GASB 67 and 68, which requires the Village to show the outstanding pension obligations in noncurrent liabilities. The total decrease in unrestricted net position from the prior year is 49.0 million (222.7 percent). The Village’s combined net position decreased by $47.2 million as a result of governmental activities decreasing by $46.5 million and business-type activities decreasing by $0.7 million. The net position of the Village’s governmental fund was $17.9 million. The Village’s unrestricted net position for governmental activities that are available for day-to- day financial operations were $(34.6) million compared to $11.0 million at December 31, 2014. The net position of business-type activities was $46.2 million. The business type activities unrestricted net position decreased by $3.2 million from the previous year. - 7 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 Please refer to table below for condensed Statement of Net Position: Table 1 Village of Buffalo Grove’s Net Position As of December 31, 2015 (in millions) Governmental Business-Type Activities Activities Total 2015 2014* 2015 2014* 2015 2014* Current and Other Assets $42.8 $43.7 $10.8 $12.6 $53.6 $56.3 Capital Assets 54.6 55.3 39.9 36.3 94.5 91.6 Total Assets $97.4 $99.0 $50.7 $48.9 $148.1 $147.9 Deferred Outflows 12.7 0.1 0.5 0.0 13.2 0.1 Long-Term Liabilities 67.9 12.5 2.7 0.6 $70.6 $13.1 Other Liabilities 6.6 7.5 2.2 1.4 8.8 8.9 Total Liabilities $74.5 $20.0 $4.9 $2.0 $79.4 $22.0 Deferred Inflows 17.7 14.7 0.1 0.0 17.8 14.7 Net Position: Net Investment in Capital Assets $50.6 $50.7 $38.4 $35.9 $89.0 $86.6 Restricted 1.9 2.7 0.0 0.0 1.9 2.7 Unrestricted (34.6) 11.0 7.8 11.0 (26.8) 22.0 Total Net Position $17.9 $64.4 $46.2 $46.9 $64.1 $111.3 *Prior year information has not been updated for the effects of restatement due to the implementation of GASB statement No. 68 and No. 71 in 2015. Normal Impacts There are five basic (normal) transactions that will affect the comparability of the Statement of Net Position summary presentation. Net Results of Activities – which will impact (increase/decrease) current assets and unrestricted net position. Borrowing of Capital – which will increase current assets and long term debt. - 8 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 Spending Borrowed Proceeds on New Capital – which will reduce current assets and increase capital assets. There is a second impact, an increase in invested in capital assets and an increase in related net debt which will not change the net investment in capital assets. Reduction of Capital Assets through Depreciation – which will reduce capital assets and net investment in capital assets. Current Year Impacts At the end of the current fiscal year, the Village reported positive balances in all three categories of net position, both for the government as a whole, as well as for its separate governmental and business-type activities. Within the governmental activities, the Village decrease in “Current and Other Assets” of $0.9 million is attributed to the elimination of the net pension asset line item ($0.6 million in 2014). The Village experienced an increase in receivables for taxes of 0.7 million in 2015 (3.8 percent). Due to the current uncertainty of the State of Illinois and lack of an operating budget the Village of Buffalo Grove took a more liquid approach to its investment strategy as the State of Illinois withheld and delayed many tax revenues from the Local Government Distributive Fund. This strategy is reflected in the shift downward in investments and increase in cash and equivalents. The Village continued to receive funding for capital improvements from the State of Illinois Department of Commerce and Economic Opportunity. These funds are designated for street and bridge improvements. The excess receivable for water and sewer accounts, $0.14 million (10 percent), was derived from an increase in the rates for those services. The Village has adopted a philosophy of funding capital improvements to a large extent on a pay-as-you –go basis, and retires debt obligations quickly, resulting in positive net position calculations. Declines in “Capital Assets” are primarily as a result of depreciation. Changes in Net Position. The Village’s total revenues and expenses for governmental and business-type activities are reflected in the following chart: - 9 - Village of Buffalo Grove Changes in Net Position For the Years Ended December 31, 2015 and 2014 Governmental Business-Type Total Primary Activities Activities Government Revenues 2015 2014* 2015 2014* 2015 2014* Program Revenues Charges for Service 3.4 3.6 12.9 12.4 16.3 16.0 Grants and Contributions Operating 1.2 1.3 - - 1.2 1.3 Capital - - - - - - General Revenue Property Tax 14.7 14.6 - - 14.7 14.6 Sales and Use Tax 9.3 8.5 - - 9.3 8.5 Income Tax 5.4 4.1 - - 5.4 4.1 Telecommunications Tax 1.6 1.7 - - 1.6 1.7 Utility Taxes 2.6 2.8 - - 2.6 2.8 Property Transfer Tax 0.9 0.8 - - 0.9 0.8 Other 2.7 2.6 - 0.5 2.7 3.1 Total Revenue 41.8 40.0 12.9 12.9 54.7 52.9 Expenses Governmental Activities General Government 5.9 5.8 5.9 5.8 Public Safety 27.2 22.9 27.2 22.9 Public Works 11.6 13.6 11.6 13.6 Interest 0.3 0.3 0.3 0.3 Business Type Water and Sewer 8.5 8.4 8.5 8.4 Refuse Services 0.7 0.8 0.7 0.8 Golf 3.3 2.8 3.3 2.8 Total Expenses 45.0 42.6 12.5 12.0 57.5 54.6 Excess before transfers and special items (3.2) (2.6) 0.4 0.9 (2.8) (1.7) Transfers In (Out) 0.8 1.1 (0.8) (1.1) - - Special items - - - - Change in Net Position (2.4) (1.5) (0.4) (0.2) (2.8) (1.7) Net position - beginning (as restated) 20.3 65.9 46.6 47.1 66.9 113.0 Net position – ending 17.9 64.4 46.2 46.9 64.1 111.3 *Prior year information has not been updated for the effects of restatement due to the implementation of GASB Statement No. 68 and No. 71 in 2015. - 10 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 Normal Impacts Revenues Economic Condition – which can reflect a declining, stable or growing economic environment and has a substantial impact on property, sales, income, utility tax revenues as well as public spending habits for building permits, elective user fees and volumes of consumption Increase/Decrease in the Village Approved Rates – while certain tax rates are set by statute, the Village has significant authority to impose and periodically increase/decrease rates (water, building and licensing fees, ambulance fee, etc.) Changing patterns in Intergovernmental and Grant Revenue – (both recurring and non-recurring) – certain recurring revenue (state shared revenues) may experience significant changes periodically while non-recurring (one-time) grants are less predictable and often distorting in their impact on year-to-year comparisons. Market Impact on Investment Income – the Village’s investment portfolio is structured to meet certain liabilities as they become due and the income generated is subject to market conditions that may cause the investment income to fluctuate. Expenses Changes in Authorized Personnel – changes in service demand may cause the Village to increase/decrease authorized staffing. Salary Increase (general wage adjustments and merit) – compensation adjustments to ensure the Village is able to attract and retain high level employees. Inflation – while overall inflation appears to be reasonably modest, the Village is a major consumer of certain commodities such as supplies, fuels, and parts. Some functions may experience unusual commodity-specific increases (e.g. fuel, road salt) Current Year Impacts Government Activities: Governmental activities decreased the Village’s net position by $46.5 million to $17.9 million. Significant elements contributing to this net change are as follows; Revenues: Revenues for the Village’s governmental activities for the year ended December 31, 2015 were $41.8 million an increase of $1.8 million or 4.5 percent. Property taxes continue to be the Village’s largest source of revenue (35.2 percent) at $14.7 million. Included within the property tax revenues are the pension levies for the Police and Firefighter Pension Funds and IMRF/Social Security Levies. The pension levies account for 40.5 percent of the property tax levy. Other taxes and intergovernmental revenue including sales tax, state income tax, utility tax, prepared food and beverage tax, hotel tax, and real estate transfer tax total $19.8 million or 47.6 percent of total governmental activities revenue. - 11 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis(Unaudited) December 31, 2015 Property taxes increased by $0.48 million. The increase in the corporate agency tax levy collected in 2015 was 4.0 percent. The corporate levy for 2015 is funding Police and Fire Protection. The Police Protection levy increased $2.7 million (465.2 percent) and the Fire Protection Levy increased $1.2 million (28.9 percent). The total tax levy increased 3.2 percent in total with decreases in the IMRF and Social Security levies of 2.3 percent. The pensions levy increased 8.1 percent. Sales tax increased by $0.82 million compared to the previous year. The growth in sales tax was 9.6 percent. Utility taxes are down $.18 million, or 6.2 percent. The region experienced a moderate winter, leading to less natural gas consumption than average. Income taxes have begun to rebound increasing $1.3 million from FY 2014, a 31.7 percent jump. Property transfer taxes continue to trend upward with an increase of $0.1 million. Income tax, sales tax, and property transfer tax are key indicators for the Village of Buffalo Grove’s local economy and are improving year over year. Expenses: The cost of all governmental activities this year was $45.0 million resulting in an increase of 5.6 percent from the previous year ($42.6 million). The largest reduction was made in the Public Works reducing expenditures $2.0 million in 2015. Public Safety expenditures grew by $4.3 million (18.8 percent) for a total of $27.2 million dollars. 8% 3% 35% 22% 13% 4% 6% 2% 7% Village of Buffalo Grove 2015 Revenue by Source Governmental Activities Charges for Service Grants and Contributions Property Tax Sales and Use Tax Income Tax Telecommunications Tax Utility Tax Property Transfer Tax 13.1% 60.4% 25.8% 0.7% Village of Buffalo Grove 2015 Expenditure by Function Gvernmental Activities General Government Public Safety Public Works Interest - 12 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 The Statement of Activities on pages 21-22 shows that $3.4 million in revenue was generated to finance for the services rendered by those who use them. Another $1.2 million in revenue that finances, by operating and capital grants and contributions, capital expenditures incurred, are essentially subsidies for capital improvement that is needed or would be required over time. Business-Type Activities: Business-type activities net position decreased by $0.4 million. Significant changes are noted below. Revenue: Water sales increased $.5 million from the previous year. The average amount of water consumed in 2014 was about 6,062 gallons per month per residential household. The increase in revenue was driven by a 4 percent water rate increase. Average water consumption continues to be at historic lows due to maturing landscapes, more efficient appliances, vacant properties, and resource conservation. The two golf courses generated $2.4 million in 2015, which is consistent with the 2014 revenue earnings. The following graph shows a comparison of revenues and expenses for each business type activity (less depreciation and operating transfers). Expenses: Expenses from all business-type activities increased by $0.5 million or 4.2 percent. The Water Fund expenses increased by $0.1 million due to capital maintenance. Golf expenses increased by $0.5 million due to internal service fund and capital reserve contribution increases. Financial Analysis of the Village’s Funds As noted earlier the Village utilizes fund accounting to ensure and demonstrate compliance with finance related legal requirements. Governmental Funds The focus of the Village’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. 0 2 4 6 8 10 Water Fund Refuse Fund Arboretum Golf Buffalo Grove Golf Village of Buffalo Grove 2015 Business-Type Activities Revenues and Expenses (in millions) Revenue Expenditure - 13 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 The Village’s governmental funds for the year ended December 31, 2015 reflect a combined fund balance of $21.6 million on its balance sheet (pages 23-24). This represents a $0.6 million dollar increase over the balance posted last year. The Village grew revenues to match inflation and insurance cost, which continue to be the driving force behind the increase in expenditures on an annual basis. Of the total fund balance of $21.6 million, $11.3 million is unassigned indicating availability for future obligations. The 2015 unassigned fund balance increased by $0.4 million. The largest contributing factor is due to a decrease in total liabilities for the general fund of over $2.2 million (55 percent). Nonspendable fund balance ($.55 million) represents amounts set aside for inventory and deposits. Restricted fund balance ($2.2 million) is allocated to capital projects and employee pension benefits. Committed fund balance ($7.5 million) is to be use for future capital replacement. The General Fund is the Village’s main operating fund and accounts for core municipal services including, public safety (police and fire), public works, building and zoning, and general administration. As such, it useful to review the liquidity of the fund by comparing the unassigned fund balance against the operating General Fund operating budget. As of December 31, 2015, the unassigned fund balance represents 38.4 percent of the FY 2016 operating budget (less transfers). The Fund Balance of the General Fund increased by $1.9 million from December 31, 2015. A majority of the growth was generated through budget management. The General Fund’s revenues increased by $1.6 million in 2015. Sales and income tax both rebounded during the fiscal year, with a positive outlook for FY 2016. The housing market continued its recover in 2015 as revenue continues the uptick for the third consecutive year. Property taxes increased $1.5 million, while Miscellaneous Income regressed $.3 million. Other Taxes grew $.15 million and charges for service went down 3.0 percent. Interest Income dropped 76.6 percent in 2015 due to the uncertainty with the state of Illinois and its budget situation. It was in the Villages best interest to take a more liquid position not knowing if disbursements would be held or distributed throughout 2015. Fines and Fees and Licensing and Permits both increased in 2015 from the previous year actuals. The overall growth in the General Fund of 4.3 percent is a positive indicator that the Village has been able to generate adequate revenues. The under performing revenues also give the Village an opportunity to re- evaluate those sources if there is a trend emerging or if it was related to a short term aberration. 0 2 4 6 8 10 12 14 16 Village of Buffalo Grove 2015 General Fund Revenue (in millions) 2015 2014 - 14 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 General fund expenditures decreased by $.4 million or 1.11 percent. The surplus of revenues over expenditures was $3.5 million. Adding in the Other Financing Sources (Uses), the net change to fund balance resulted in an increase of $1.9 million. Public Safety Expenditures increased $2.5 million, 11 percent, in FY 2015. Public Works and General Government were able to reduce their expenditures $2.5 million and $0.4 million respectively. Special Revenue Funds have a combined fund balance of $1.8 million as of December 31, 2015 up $0.1 million from December 31, 2014. In 2014 the Village continued its initiative to improve local roadways by resurfacing streets, repairing bridges, and maintaining street, curb and gutter as needed. These projects were funded through Motor Fuel Tax (MFT) funds, the Capital Projects Street Maintenance fund, and grant revenues in 2015. The Village historically contributes .20 percent of home rule sales tax revenue to the MFT Fund. Revenues received from the state share of the motor fuel tax were $1.01 million. The cost of the 2015 street maintenance program was $1.9 million. The scope of each year’s identified maintenance, as determined through pavement analysis studies, has surpassed the relatively inelastic source of funding (more specifically the Motor Fuel Tax allotments). Given both the rise in the cost of maintenance and the declining revenue, the amount of street surface area repaired each year will decline. The intention of the debt issuance was to catch up with maintenance in order to maintain appropriate pavement standards and try to complete all repairs before road resurfacing turns into a compete rebuild of the pavement. The Street Maintenance Fund expended $0.08 million and the Village had access to $1.01 million in grant funds. Some street projects tied to Grant funding are not complete as of December 31, 2015, the remainder will be expended in FY 2016. The Village continues to make streets a priority spending over the annual allotment for MFT by transferring general fund revenues to funds that build and improve roadway infrastructure. The Debt Service Fund has a fund balance of $0 at the end of FY 2015 an increase of over $25,486 from the previous year. The Village Debt totals $10.0 million and are all general obligation bonds, $.51 million in principal was retired in the current year. The interest paid associated with the debt retired was $296,747. Debt per capita is $241.91 as of December 31, 2015. The Village has the fourth lowest total outstanding debt amongst all the taxing bodies represented on the 2015 Lake and/or Cook County property tax bill. 0 5 10 15 20 25 30 General Governemnt Public Safety Public Works Village of Buffalo Grove 2015 General Fund Expenditures (in millions) 2015 2014 - 15 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 The Village’s Capital Improvement plan continued in 2015. The Village expended over $2.7 million to the Facilities Development fund infrastructure in FY 2015. The Water and Sewer funds added $1.2 million in Capital Assets and an additional $4.0 million in process. Vehicles and Equipment decreased $1.1 million over FY 2015 due to disposals and asset retirements. Proprietary Funds The Village of Buffalo Grove’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The Village reports the both the Water and Sewer Fund and the Arboretum Golf Course as major proprietary funds. The Water and Sewer Fund accounts for all operating expenses of the municipal water system. Water is purchased wholesale from the City of Evanston through the Northwest Water Commission of which the Village is one of four members. Sanitary sewer service is provided by the Lake County Public Works Department for those property owners in Lake County. The Village acts as a billing partner to reduce administrative costs. The Metropolitan Water Reclamation District of Greater Chicago handles all the sanitary sewer treatment for Cook County residents and recovers its expenses through a property tax levy. The water and sewer utility experienced net operating income before contributions and transfers of $0.95 million for FY 2015, which is 17.4 percent of revenue generated entity wide. A rate increase of 4 percent was applied to all usage after January 1, 2015. Sewer operations accounted for 44.2 percent, or $3.8 million of the total Water and Sewer operational expenditures. Water operations accounted for less than half of that at $1.9 million (22 percent). Purchased water expense was $1.7 million, and sanitary sewer fees collected on behalf of Lake County Public Works was $3 million for FY 2015. These two pass through expenditures account for 54.7 percent of the total operating expense of the fund. Purchased water expense increased over $3,000 from the prior year. Non-operating revenue (expense) decreased $8,708 due to a reduction in the amount of assets invested in the market. The unrestricted net position of the Water and Sewer Fund at the end of the current fiscal year was $6.93 million. Of that amount $6.90 million is the Village’s equity interest in the Northwest Water Commission and $0.4 million is available to cash finance any major infrastructure improvements or enhancements to the water system. The Village also reported the Arboretum Golf Course Fund as a major proprietary fund. This fund accounts for all operations of the Arboretum Golf Course. The course reported a year end unrestricted net position deficit balance of $70,545. Total revenues were $50,000 more than the previous year. The Village of Buffalo Grove owns and operates two municipal golf courses. Golf rounds are returning to pre-recession levels. A total of 68,602 paid rounds were played between the two courses. General Fund Budgetary Highlights The budget is formally presented to the Village Board in November and approved in December in conjunction with the tax levy request. As the Village operates under the Appropriations Act, a public hearing is conducted after the budget is adopted for public comment on the Appropriations Ordinance. The Ordinance sets the legal spending ceiling for each fund. The budget is the day-to-day management tool to ensure fiscal accountability. - 16 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 General Fund Budgetary Highlights For the Fiscal Year Ended December 31, 2015 (in thousands) Budget Actual Revenues and Transfers: Taxes 33,956 35,085 Fines and Fees 2,480 3,079 Licenses and permits 292 350 Other Revenues 1,458 1,431 Transfers in 853 1,120 Total Revenues and Transfers 39,039 41,065 Expenditures and Transfers Expenditures 38,001 36,460 Transfers Out 1,026 2,674 Total expenditures and Transfers 39,027 39,134 Change in fund balance 12 1,931 Revenue (taxes) performed better than expected due to strong sales and income tax revenue. Actual expenditures exceeded budgeted expenditures due to unexpected, or scope modifications, of capital improvements. Capital Assets At the end of December 31, 2015, the Village had a combined total of capital assets of $94.6 million invested in a broad range of capital assets including, buildings, streets, storm sewers, and equipment. This amount represents a net increase (including additions and deductions) of $3.08 million. Village of Buffalo Grove Capital Assets at Year End Net of Depreciation As of December 31, 2015 (in millions) Governmental Business-Type Activities Activities Total 2015 2014 2015 2014 2015 2014 Land 35.96 35.96 6.2 6.2 42.16 42.16 Construction in progress .76 .47 4.12 - 4.88 .47 Land Improvements 2.17 2.90 . . 2.17 2.90 Buildings 2.70 2.78 2.12 2.66 4.82 5.44 Equipment and Vehicles 3.54 3.55 . . 3.54 3.55 Streets and storm sewers 9.52 9.59 . . 9.52 9.59 Water and Sewer Infrastructure . . 27.51 27.41 27.51 27.41 Total 54.65 55.25 39.95 36.27 94.60 91.52 - 17 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 The Governmental Activities net capital assets decreased from last year by $0.6 million (1.09 percent). For the Business-type activities, the net capital assets increased by $3.68 million or (10.15 percent). The most significant capital activity was the start of the Water Meter Replacement Program in the Water Fund. The Village is replacing all water meters throughout the Village. The change will also allow the Village to replace the touch read system, with communication device that will allow each meter to be read from one location. This decreases expenses operating expenses while increasing efficiency. Detailed information on the Village’s capital assets is included in Note 3 section C on pages 61-62 . At year end, the Village had total bonded debt outstanding of $10.0 million as shown in the next table: Village of Buffalo Grove General Obligation Bonds As of December 31, 2015 and 2014 (in millions) Governmental Business-Type Activities Activities Total 2015 2014 2015 2014 2015 2014 General obligation bonds $10.04 $10.55 $ - $ - $10.04 $10.55 Long-Term Debt The Village maintains assigned “AAA” ratings on its general obligation bonds respectively from both Moody’s Investor Services and Standard and Poor’s Corporation. The total per capita general obligation (GO) debt for the community stands at $241.91 and represents .67 percent of the percentage of equalized assessed valuation of the Village. The Village, under its home rule authority, does not have a legal debt limit. Detailed information on the Village’s long-term debt can be found in note 3 section F on pages 65-68. Economic Factors and Next Year’s Budgets and Rates The Village entered 2016 with a balanced operating budget. The budget for the fiscal year beginning January 1, 2016, is $74,908,609 a 4.9 percent decrease from the previous year. The operating budget totals $41,670,875 resulting in a 3.2 percent increase over the previous year. Total capital spending during the year is estimated to be $10.8 million. Continued emphasis will remain on developing innovative ways to deliver services and reduce costs while actively working to improve sales tax collections through economic development. - 18 - VILLAGE OF BUFFALO GROVE, ILLINOIS Management’s Discussion and Analysis (Unaudited) December 31, 2015 Property taxes remain the Village’s most stable revenue although the total assessed value of all taxable property is expected to increase about .9 percent for the 2015 tax levy (extended and collected in 2016). A tax levy was adopted for the 2016 budget that was 3.2 percent over the last year’s request. Half of the growth in the levy is due to match inflation. Other tax revenues, including municipal and home-rule sales tax are expected to increase due also to inflation. Much of the sales taxes are generate through restaurants, grocery stores, and building material sales. Income taxes are expected to increase by 3 percent. A twenty year proforma was completed on the Water Fund in FY 2015 and subsequently a water and sewer rate recommendation was made, and adopted, that will increase water rates by 4 percent in 2015. A Storm Water Management User Fee was introduced in the FY 2016 budget. This new user fees will offset the costs related to maintaining, repairing and developing an infrastructure reserve for future system needs. The new revenue will result in an additional $1.2 million to the General Fund. Budgeted expenditures include general wage adjustment for non-represented employees and contractual salary adjustments which are part of labor agreements. The Village current has two represented employee groups (police and fire). Health insurance increases were minimized through the change to the Intergovernmental Professional Benefits Cooperative (IPBC). All other expenditures will be generally unchanged. There is no additional staffing recommended for FY 2016. CONTACTING THE VILLAGE’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, customers, investors, and creditors with a general overview of the Village’s finances and to demonstrate the Village’s accountability for the money it receives. Questions concerning this report or requests for additional financial information should be directed to Scott Anderson, Director of Finance, Village of Buffalo Grove, 50 Raupp Boulevard, Buffalo Grove, IL 60089. VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION As of December 31, 2015 Governmental Activities Business-type Activities Totals ASSETS Cash and equivalents $19,433,252 $1,387,322 $20,820,574 Investments 1,845,049 500,280 2,345,329 Receivables Property taxes 15,192,849 -15,192,849 Accounts - water and sewer -1,522,482 1,522,482 Municipal sales tax 2,787,581 -2,787,581 Illinois income tax 1,181,466 -1,181,466 Motor fuel tax 93,652 -93,652 Telecommunications tax 437,785 -437,785 Food and beverage tax 76,700 -76,700 Utility tax 228,040 -228,040 Interest 7,782 312 8,094 Other 414,460 246,015 660,475 Inventories 79,667 33,318 112,985 Due from fiduciary funds 84,936 -84,936 Other 435,675 -435,675 Deposits 471,575 173,426 645,001 Investment in joint venture -6,904,375 6,904,375 Internal balances (17,082)17,082 - Capital Assets Land 35,963,844 6,198,514 42,162,358 Construction in progress 761,660 4,118,394 4,880,054 Buildings 23,210,214 10,284,359 33,494,573 Land improvements 3,242,060 1,966,488 5,208,548 Equipment and vehicles 11,884,949 94,510 11,979,459 Streets and storm sewers 57,385,410 -57,385,410 Water and sewer system infrastructure -62,106,468 62,106,468 Less: Accumulated depreciation (77,798,717)(44,818,704)(122,617,421) Total Assets 97,402,807 50,734,641 148,137,448 DEFERRED OUTFLOWS OF RESOURCES Deferred charge on refunding 64,497 -64,497 Deferred outflows of resources related to pensions 12,669,741 494,850 13,164,591 Total Deferred Outflows of Resources 12,734,238 494,850 13,229,088 LIABILITIES Accounts payable 1,938,021 2,187,587 4,125,608 Accrued wages 293,944 18,822 312,766 State withholding taxes payable 17,386 -17,386 Development deposits 309,572 44,137 353,709 Due to fiduciary funds 36,166 -36,166 Short term notes payable 3,400,000 -3,400,000 Other -9,452 9,452 Noncurrent Liabilities Due within one year 614,910 101,583 716,493 Due in more than one year 67,854,079 2,574,542 70,428,621 Total Liabilities 74,464,078 4,936,123 79,400,201 See accompanying notes to financial statements. Page 19 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION As of December 31, 2015 Governmental Activities Business-type Activities Totals DEFERRED INFLOWS OF RESOURCES Property taxes levied for a future period $15,192,849 $-$15,192,849 Deferred inflows of resources related to pensions 2,533,984 150,366 2,684,350 Total Deferred Inflows of Resources 17,726,833 150,366 17,877,199 NET POSITION Net investment in capital assets 50,609,420 38,372,943 88,982,363 Restricted for Road construction 1,765,559 -1,765,559 Capital projects 147,158 -147,158 Parking lot operations 61,398 -61,398 Unrestricted (34,637,401)7,770,059 (26,867,342) TOTAL NET POSITION $17,946,134 $46,143,002 $64,089,136 See accompanying notes to financial statements. Page 20 VILLAGE OF BUFFALO GROVE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2015 Program Revenues Functions/Programs Expenses Charges for Services Operating Grants and Contributions Governmental Activities General government $5,885,811 $1,624,134 $- Public safety 27,256,737 1,745,580 214,559 Public works 10,901,771 61,194 1,014,469 Buildings and grounds 649,835 -- Interest and fiscal charges 285,863 -- Total Governmental Activities 44,980,017 3,430,908 1,229,028 Business-type Activities Water and Sewerage 8,561,248 9,495,691 - Refuse Service 702,106 1,039,876 - Arboretum Golf 1,920,654 1,238,090 - Buffalo Grove Golf 1,368,228 1,097,838 - Total Business-type Activities 12,552,236 12,871,495 - Total $57,532,253 $16,302,403 $1,229,028 General Revenues Taxes Property Home rule sales Telecommunications taxes Utility Property transfer Other Intergovernmental State sales tax Income and use Other Investment income Gain on sale of assets Miscellaneous Total General Revenues Transfers Change in net position NET POSITION - Beginning of Year (as restated) NET POSITION - END OF YEAR See accompanying notes to financial statements. Page 21 Net (Expenses) Revenues and Changes in Net Position Governmental Activities Business-type Activities Totals $(4,261,677)$-$(4,261,677) (25,296,598)-(25,296,598) (9,826,108)-(9,826,108) (649,835)-(649,835) (285,863)-(285,863) (40,320,081)-(40,320,081) -934,443 934,443 -337,770 337,770 -(682,564)(682,564) -(270,390)(270,390) -319,259 319,259 (40,320,081)319,259 (40,000,822) 14,742,622 -14,742,622 3,631,432 -3,631,432 1,644,309 -1,644,309 2,643,642 -2,643,642 904,311 -904,311 889,024 -889,024 5,643,345 -5,643,345 5,409,875 -5,409,875 203,530 -203,530 25,061 10,112 35,173 1,601 -1,601 1,458,118 5,737 1,463,855 37,196,870 15,849 37,212,719 749,027 (749,027)- (2,374,184)(413,919)(2,788,103) 20,320,318 46,556,921 66,877,239 $17,946,134 $46,143,002 $64,089,136 See accompanying notes to financial statements. Page 22 VILLAGE OF BUFFALO GROVE BALANCE SHEET GOVERNMENTAL FUNDS As of December 31, 2015 General Fund Facilities Development Nonmajor Governmental Funds Totals ASSETS Cash and equivalents $17,368,527 $-$1,925,411 $19,293,938 Investments 1,845,049 --1,845,049 Receivables Property taxes 14,593,786 -599,063 15,192,849 Municipal sales tax 2,787,581 --2,787,581 Illinois income tax 1,181,466 --1,181,466 Motor fuel tax --93,652 93,652 Telecommunication tax 437,785 --437,785 Food and beverage tax 76,700 --76,700 Utility tax 228,040 --228,040 Interest 7,782 --7,782 Other 55,498 -358,962 414,460 Due from other funds 44,712 --44,712 Due from fiduciary funds 84,936 --84,936 Inventory 79,667 --79,667 Other assets 435,675 --435,675 Deposits 471,575 --471,575 TOTAL ASSETS $39,698,779 $-$2,977,088 $42,675,867 See accompanying notes to financial statements. Page 23 General Fund Facilities Development Nonmajor Governmental Funds Totals LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities Accounts payable $1,103,196 $307,560 $403,910 $1,814,666 Accrued wages 277,985 --277,985 Development deposits 309,572 --309,572 Due to fiduciary funds 36,166 --36,166 Due to other funds 61,794 --61,794 Payroll deductions payable 17,386 --17,386 Short-term notes payable -3,400,000 -3,400,000 Total Liabilities 1,806,099 3,707,560 403,910 5,917,569 Deferred Inflows of Resources Property taxes levied for a future period 14,593,786 -599,063 15,192,849 Total Deferred Inflows of Resources 14,593,786 -599,063 15,192,849 Fund Balances (Deficit) Nonspendable for inventory 79,667 --79,667 Nonspendable for deposits 471,575 --471,575 Restricted for road construction --1,765,559 1,765,559 Restricted for capital project --147,158 147,158 Restricted for employee pension benefits 223,622 --223,622 Restricted for parking lot operations --61,398 61,398 Committed for capital replacement 7,532,123 --7,532,123 Unassigned (deficit)14,991,907 (3,707,560)-11,284,347 Total Fund Balances (deficit)23,298,894 (3,707,560)1,974,115 21,565,449 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES $39,698,779 $-$2,977,088 $42,675,867 See accompanying notes to financial statements. Page 24 VILLAGE OF BUFFALO GROVE RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION As of December 31, 2015 Total Fund Balances - Governmental Funds $21,565,449 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental funds are not financial resources and therefore are not reported in the funds. Land 35,963,844 Construction in progress 761,660 Buildings 23,210,214 Land Improvements 3,242,060 Equipment and vehicles 11,884,949 Streets and storm sewers 57,385,410 Less: Accumulated depreciation (77,798,717) A deferred charge on refunding represents a consumption of net position that applies to a future period and, therefore, is not reported in the funds.64,497 Deferred outflows of resources related to pensions do not relate to current financial resources and are not reported in the Governmental Funds Balance Sheet.12,669,741 Less amount reported in internal service funds below.(333,879) Deferred inflows of resources related to pensions do not related to current financial resources and are not reported in the Governmental Funds Balance Sheet.(2,533,984) Less amount reported in internal service funds below.101,453 Some liabilities, including long-term debt, are not due and payable in the current period and therefore, are not reported in the funds. Bonds payable (10,040,000) Compensated absences (1,352,691) Net other post-employment obligation (758,973) Unamortized debt premium (162,453) Net pension liability (56,154,872) Less amount reported in internal service funds below.664,329 The net position of the internal service funds are included in the governmental activities in the Statement of Net Position (431,903) NET POSITION OF GOVERNMENTAL ACTIVITIES $17,946,134 See accompanying notes to financial statements. Page 25 VILLAGE OF BUFFALO GROVE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the Year Ended December 31, 2015 General Facilities Development Nonmajor Governmental Funds Totals REVENUES Property $14,114,565 $-$628,057 $14,742,622 Other taxes 9,712,718 --9,712,718 Charges for services 1,330,097 -672 1,330,769 Fines and fees 1,748,855 -182,657 1,931,512 Licenses and permits 350,042 --350,042 Intergovernmental 11,256,750 -1,014,469 12,271,219 Interest 25,061 --25,061 Miscellaneous income 1,404,841 --1,404,841 Total Revenues 39,942,929 -1,825,855 41,768,784 EXPENDITURES Current General government 4,911,919 -172,853 5,084,772 Public safety 25,237,115 --25,237,115 Public works 6,310,830 -1,781,905 8,092,735 Capital Outlay -2,746,734 81,460 2,828,194 Debt Service Principal --510,000 510,000 Interest --296,747 296,747 Total Expenditures 36,459,864 2,746,734 2,842,965 42,049,563 Excess (deficiency) of revenues over expenditures 3,483,065 (2,746,734)(1,017,110)(280,779) OTHER FINANCING SOURCES (USES) Sales of capital assets 1,601 --1,601 Transfers in 1,120,393 1,337,984 1,063,383 3,521,760 Transfers out (2,674,312)-(12,000)(2,686,312) Total Other Financing Sources (Uses)(1,552,318)1,337,984 1,051,383 837,049 Net Change in Fund Balances 1,930,747 (1,408,750)34,273 556,270 FUND BALANCES (DEFICIT) - Beginning of Year 21,368,147 (2,298,810)1,939,842 21,009,179 FUND BALANCES (DEFICIT) - END OF YEAR $23,298,894 $(3,707,560)$1,974,115 $21,565,449 See accompanying notes to financial statements. Page 26 VILLAGE OF BUFFALO GROVE RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2015 Net change in fund balances - total governmental funds $556,270 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of net position the cost of these assets is capitalized and they are depreciated over their estimated useful lives and reported as depreciation expense in the statement of activities. Capital outlay is reported as an expenditure in the fund financial statements but is capitalized in the government-wide financial statements 2,828,194 Some items reported as capital outlay were not capitalized (1,088,574) Depreciation is reported in the government-wide financial statements (2,184,305) Net book value of assets retired (168,877) Debt issued provides current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position. Principal repaid 510,000 Governmental funds report debt premiums and discounts as other financing sources (uses) or expenditures. However, in the statement of net position, these are reported as additions to or deductions from long-term debt. These are allocated over the period the debt is outstanding in the statement of activities and are reported as interest expense Debt premium 18,050 Some expenses in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences (106,302) Net other post employment benefit obligation (249,486) Net pension liability (11,092,321) Deferred outflows of resources due to pensions 11,474,767 Deferred inflows of resources due to pensions (2,432,531) Amortization of deferred charge on refunding (7,166) Internal service funds are used by management to charge information technology, central garage, and building maintenance costs to individual funds. The change in net position of the internal service funds is reported with governmental activities.(431,903) CHANGE IN NET POSITION OF GOVERNMENTAL ACTIVITIES $(2,374,184) See accompanying notes to financial statements. Page 27 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION PROPRIETARY FUNDS As of December 31, 2015 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals ASSETS Current Assets Cash and equivalents $437,591 $11,981 $937,750 $1,387,322 Investments 500,280 --500,280 Receivables Accounts - water and sewer 1,522,482 --1,522,482 Interest 312 --312 Other 35,429 14,922 195,664 246,015 Due from other funds -41,532 20,262 61,794 Inventory -13,863 19,455 33,318 Total Current Assets 2,496,094 82,298 1,173,131 3,751,523 Noncurrent Assets Capital Assets Land -5,219,738 978,776 6,198,514 Land improvements -1,516,051 450,437 1,966,488 Construction in progress 4,118,394 --4,118,394 Buildings and improvements -8,421,522 1,862,837 10,284,359 Machinery, equipment and furnishings --94,510 94,510 Water and sewer infrastructure 62,106,468 --62,106,468 Less: Accumulated depreciation (34,612,913)(7,948,194)(2,257,597)(44,818,704) Other Assets Deposits 173,426 --173,426 Investment in joint venture 6,904,375 --6,904,375 Total Noncurrent Assets 38,689,750 7,209,117 1,128,963 47,027,830 Total Assets 41,185,844 7,291,415 2,302,094 50,779,353 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions 330,577 56,811 107,462 494,850 Total Deferred Outflows of Resources 330,577 56,811 107,462 494,850 See accompanying notes to financial statements. Page 28 Governmental Activities - Internal Service Funds $139,314 - - - - - - 139,314 - - - - - - - - - - 139,314 333,879 333,879 See accompanying notes to financial statements. Page 29 VILLAGE OF BUFFALO GROVE STATEMENT OF NET POSITION PROPRIETARY FUNDS As of December 31, 2015 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals LIABILITIES Current Liabilities Accounts payable 2,061,387 77,549 48,651 2,187,587 Accrued wages 15,123 686 3,013 18,822 Other -(1,880)11,332 9,452 Development deposits 44,137 --44,137 Due to other funds 37,712 3,000 4,000 44,712 IEPA loan payable 17,426 --17,426 Compensated absences 3,611 -3,945 7,556 Installment note payable - current 76,552 --76,552 Total Current Liabilities 2,255,948 79,355 70,941 2,406,244 Noncurrent Liabilities Long-Term Debt Compensated absences 51,462 -55,404 106,866 IEPA loan payable 366,061 --366,061 Net pension liability 657,759 113,037 213,821 984,617 Installment note payable - long term 1,117,047 --1,117,047 Total Noncurrent Liabilities 2,192,329 113,037 269,225 2,574,591 Total Liabilities 4,448,277 192,392 340,166 4,980,835 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions 100,450 17,262 32,654 150,366 Total Deferred Inflows of Resources 100,450 17,262 32,654 150,366 NET POSITION Net investment in capital assets 30,034,863 7,209,117 1,128,963 38,372,943 Unrestricted (deficit)6,932,831 (70,545)907,773 7,770,059 TOTAL NET POSITION $36,967,694 $7,138,572 $2,036,736 $46,143,002 See accompanying notes to financial statements. Page 30 Governmental Activities - Internal Service Funds 123,355 15,959 - - - - - - 139,314 - - 664,329 - 664,329 803,643 101,453 101,453 - (431,903) $(431,903) See accompanying notes to financial statements. Page 31 VILLAGE OF BUFFALO GROVE STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS For the Year Ended December 31, 2015 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals OPERATING REVENUES Water and sewer charges $9,401,310 $-$-$9,401,310 Daily greens fee and memberships -819,935 723,398 1,543,333 Merchandise sales -58,073 70,320 128,393 Connection and recapture fees 94,381 --94,381 Cart, club, and other rentals -252,957 222,306 475,263 Driving range fees --62,116 62,116 SW ANCC user fees --1,039,876 1,039,876 Miscellaneous 5,737 107,125 19,698 132,560 Internal service contributions ---- Total Operating Revenues 9,501,428 1,238,090 2,137,714 12,877,232 OPERATING EXPENSES Water operations 1,857,580 --1,857,580 Sewer operations 3,824,799 --3,824,799 Water purchases 1,671,152 --1,671,152 Golf operations -1,384,020 1,286,038 2,670,058 Cost of sales - pro shop -47,978 49,406 97,384 Refuse operations --702,106 702,106 Loss from joint venture 77,861 --77,861 Depreciation 1,129,856 488,656 32,784 1,651,296 Internal service fund expenses ---- Total Operating Expenses 8,561,248 1,920,654 2,070,334 12,552,236 Operating Income (Loss)940,180 (682,564)67,380 324,996 NONOPERATING REVENUES Interest 10,112 --10,112 Total Nonoperating Revenues 10,112 --10,112 Income (Loss) Before Transfers 950,292 (682,564)67,380 335,108 TRANSFERS Transfers in -234,840 218,105 452,945 Transfers out (1,038,044)(34,828)(129,100)(1,201,972) Total Transfers (1,038,044)200,012 89,005 (749,027) Change in Net Position (87,752)(482,552)156,385 (413,919) NET POSITION - Beginning of Year (as restated)37,055,446 7,621,124 1,880,351 46,556,921 NET POSITION - END OF YEAR $36,967,694 $7,138,572 $2,036,736 $46,143,002 See accompanying notes to financial statements. Page 32 Governmental Activities - Internal Service Funds $- - - - - - - - 3,879,087 3,879,087 - - - - - - - - 4,224,569 4,224,569 (345,482) - - (345,482) - (86,421) (86,421) (431,903) - $(431,903) See accompanying notes to financial statements. Page 33 VILLAGE OF BUFFALO GROVE STATEMENT OF CASH FLOW S PROPRIETARY FUNDS For the Year Ended December 31, 2015 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals CASH FLOWS FROM OPERATING AC TIVITIES Received from customers $9,366,309 $1,247,512 $2,081,964 $12,695,785 Received from interfund charges ---- Paid to suppliers for goods and services (6,808,744)(1,076,134)(1,532,645)(9,417,523) Paid to employees for services (746,826)(351,028)(428,768)(1,526,622) Net Cash Flows From Operating Activities 1,810,739 (179,650)120,551 1,751,640 CASH FLOWS FROM INVESTING AC TIVITIES Investments sold and matured (500,000)--(500,000) Interest income 9,832 --9,832 Gain (Loss) on investment 1,855 --1,855 Net Cash Flows From Investing Activities (488,313)--(488,313) CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers in -193,308 197,843 391,151 Transfers (out)(1,009,332)(34,828)(129,100)(1,173,260) Proceeds from notes 1,193,599 --1,193,599 Net Cash Flows From Noncapital Financing Activities 184,267 158,480 68,743 411,490 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Purchase of capital assets (4,180,134)--(4,180,134) IEPA loan paid (17,033)--(17,033) Net Cash Flows From Capital and Related Financing Activities (4,197,167)--(4,197,167) Net Change in Cash and Cash Equivalents (2,690,474)(21,170)189,294 (2,522,350) CASH AND CASH EQUIVALENTS - Beginning of Year 3,128,065 33,151 748,456 3,909,672 CASH AND CASH EQUIVALENTS - END OF YEAR $437,591 $11,981 $937,750 $1,387,322 See accompanying notes to financial statements. Page 34 Governmental Activities - Internal Service Funds $- 3,879,087 (2,771,425) (881,927) 225,735 - - - - - (86,421) - (86,421) - - - 139,314 - $139,314 See accompanying notes to financial statements. Page 35 VILLAGE OF BUFFALO GROVE STATEMENT OF CASH FLOW S PROPRIETARY FUNDS For the Year Ended December 31, 2015 Business-type Activities - Enterprise Funds Water and Sewerage Arboretum Golf Nonmajor Enterprise Funds Totals RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$940,180 $(682,564)$67,380 $324,996 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows From Operating Activities Depreciation 1,129,856 488,656 32,784 1,651,296 Loss on joint venture 77,861 --77,861 Changes in assets and liabilities Accounts receivable (135,503)9,422 (55,750)(181,831) Accounts payable (334,364)60,956 21,589 (251,819) Accrued salaries (39,223)(14,877)(17,466)(71,566) Deposits 384 (1,880)-(1,496) Inventory -4,163 1,480 5,643 Compensated absences 30,937 (96,859)6,100 (59,822) Deferred outflows - pensions (208,930)(6,736)(49,193)(264,859) Deferred inflows - pensions 100,450 17,262 32,654 150,366 Net pension liability 249,091 42,807 80,973 372,871 NET CASH FLOWS FROM OPERATING ACTIVITIES $1,810,739 $(179,650)$120,551 $1,751,640 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES None See accompanying notes to financial statements. Page 36 Governmental Activities - Internal Service Funds $(345,482) - - - 123,355 15,959 - - - (333,879) 101,453 664,329 $225,735 See accompanying notes to financial statements. Page 37 VILLAGE OF BUFFALO GROVE STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS As of December 31, 2015 Pension Trusts Agency Fund ASSETS Cash $4,584,562 $525,757 Investments U.S. treasuries 11,235,508 - U.S. agencies 19,168,606 - Mutual funds - other than bond funds 33,259,723 - Equity securities 26,445,824 - Municipal bonds 3,203,140 - Corporate bonds 8,783,622 - Receivables Interest 182,779 - Prepaid items 5,378 - Due from primary government 36,166 - Total Assets 106,905,308 525,757 LIABILITIES Accounts payable 87,256 - Due to primary government 84,936 - Due to other governments -525,757 Total Liabilities 172,192 525,757 NET POSITION Held in trust for pension benefits $106,733,116 $- See accompanying notes to financial statements. Page 38 VILLAGE OF BUFFALO GROVE STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS For the Year Ended December 31, 2015 Pension Trusts AD DITIONS Contributions Employer $4,486,453 Plan members 1,193,791 Total Contributions 5,680,244 Investment income Interest 1,080,293 Net appreciation in fair value of investments 68,185 Total Investment Income 1,148,478 Less Investment expense 307,218 Net Investment Income 841,260 Total Additions 6,521,504 DEDUCTIONS Administration 88,233 Pension benefits and refunds 5,111,325 Total Deductions 5,199,558 Change in Net Position 1,321,946 NET POSITION - Beginning of Year 105,411,170 NET POSITION - END OF YEAR $106,733,116 See accompanying notes to financial statements. Page 39 VILLAGE OF BUFFALO GROVE INDEX TO NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE Page I Summary of Significant Accounting Policies 41 A.Reporting Entity 41 B.Government-W ide and Fund Financial Statements 42 C.Measurement Focus, Basis of Accounting, and Financial Statement Presentation 45 D.Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources, and Net Position or Equity 46 1.Deposits and Investments 46 2.Receivables 50 3.Inventories 51 4.Capital Assets 51 5.Deferred Outflows of Resources 52 6.Compensated Absences 52 7.Long-Term Obligations 52 8.Deferred Inflows of Resources 53 9. Equity Classifications 53 II Stewardship, Compliance, and Accountability 55 A.Excess Expenditures Over Appropriations 55 B.Deficit Balances 55 III Detailed Notes on All Funds 56 A.Deposits and Investments 56 B.Receivables 60 C.Capital Assets 61 D.Interfund Receivables/Payables and Transfers 63 E.Short-Term Debt Activity 65 F.Long-Term Obligations 65 G.Lease Disclosures 68 H.Restatement of Net Position 69 IV Other Information 69 A.Employees' Retirement System 69 B.Risk Management 83 C.Commitments and Contingencies 84 D.Joint Ventures 85 E.Other Postemployment Benefits 87 F.Subsequent Events 90 G.Effect of New Accounting Standards on Current-Period Financial Statements 90 H.Pledged Revenue 91 See accompanying notes to financial statements. Page 40 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Village of Buffalo Grove, Illinois (the Village) was incorporated in 1958. The Village is a home-rule municipality, under the 1970 Illinois Constitution, located in both Lake County, Illinois and Cook County, Illinois. The Village operates under a Council-Manager form of government and provides the following services as authorized by its charter: public safety (police and fire protection), sanitation (water and sewer), building and zoning, engineering, recreation, civil defense and overall administration. The accounting policies of the Village of Buffalo Grove, Illinois conform to accounting principles generally accepted in the United States of America as applicable to governmental units. The accepted standard- setting body for establishing governmental accounting and financial reporting principles is the Governmental Accounting Standards Board (GASB). A.REPORTING ENTITY This report includes all of the funds of the Village. The reporting entity for the Village consists of the primary government and its component units. Component units are legally separate organizations for which the primary government is financially accountable or other organizations for which the nature and significance of their relationship with the primary government are such that their exclusion would cause the reporting entity's financial statements to be misleading. The Village has not identified any organizations that meet this criteria. The Police Pension Employees Retirement System (PPERS) is established for the Village's police employees. PPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one pension beneficiary elected by the membership, and two police employees elected by the membership constitute the pension board. The Village and the PPERS participants are obligated to fund all PPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many characteristics of a legally separate government, PPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s police employees and because of the fiduciary nature of such activities. PPERS is reported as a pension trust fund and the data for the pension is included in the government's fiduciary fund financial statements. No separate annual financial report is issued for the PPERS. The Firefighters’ Pension Employees Retirement System (FPERS) is established for the Village's firefighters. FPERS functions for the benefit of these employees and is governed by a five-member pension board. Two members appointed by the Village’s President, one pension beneficiary elected by the membership; and two fire employees elected by the membership constitute the pension board. The Village and the FPERS participants are obligated to fund all FPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Village is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, FPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Village’s firefighters because of the fiduciary nature of such activities. FPERS is reported as a pension trust fund and the data for the pension is included in the government's fiduciary fund financial statements. No separate annual financial report is issued for the FPERS. Page 41 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS In June 2012, the GASB issued statement No. 68 - Accounting and Financial Reporting for Pensions - an amendment of GASB Statement No. 27. This statement establishes standards for measuring and recognizing assets, liabilities, deferred outflows of resources, deferred inflows of resources, and expense/expenditures related to pensions. In November 2013, the GASB issued statement No. 71 - Pension Transition for Contributions Made Subsequent to the Measurement Date - an amendment of GASB Statement No. 68. This statement addresses an issue regarding application of the transition provisions of Statement No. 68. These standards were implemented January 1, 2015. Government-Wide Financial Statements The statement of net position and statement of activities display information about the reporting government as a whole. They include all funds of the reporting entity except for fiduciary funds.The statements distinguish between governmental and business-type activities. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange revenues. Business-type activities are financed in whole or in part by fees charged to external parties for goods or services. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The Village does not allocate indirect expenses to functions in the statement of activities. Program revenues include 1) charges to customers or applicants who purchase, use or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not included among program revenues are reported as general revenues. Internally dedicated resources are reported as general revenues rather than as program revenues. Fund Financial Statements Financial statements of the Village are organized into funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts, which constitute its assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position/fund balance, revenues, and expenditures/expenses. Page 42 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) Funds are organized as major funds or nonmajor funds within the governmental and proprietary statements. An emphasis is placed on major funds within the governmental and proprietary categories. A fund is considered major if it is the primary operating fund of the Village or meets the following criteria: a. Total assets/deferred outflows of resources, liabilities/deferred inflows of resources, revenues, or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type, and b. The same element of the individual governmental or enterprise fund that met the 10% test is at least 5% of the corresponding total for all governmental and enterprise funds combined. c. In addition, any other governmental or enterprise fund that the Village believes is particularly important to financial statement users may be reported as a major fund. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. The Village reports the following major governmental funds: General Fund - accounts for the Village's primary operating activities. It is used to account for and report all financial resources except those accounted for and reported in another fund. Facilities Development Fund - to account for and report financial resources that are restricted, committed, or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities and other capital assets. The Village reports the following major enterprise funds: Water and Sewerage Fund - accounts for operations of the water and sewerage system. Arboretum Golf Fund - accounts for operations of the Arboretum golf course. All activities necessary to provide the service are accounted for in this fund including, but not limited to, administration, operations, maintenance and related debt service. Page 43 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) The Village reports the following nonmajor governmental and enterprise funds: Special Revenue Funds - used to account for and report the proceeds of specific revenue sources that are restricted or committed to expenditures for specified purposes (other than debt service or capital projects). Motor Fuel Tax Fund Metra Parking Lot Fund Debt Service Fund - used to account for and report financial resources that are restricted, committed, or assigned to expenditure for the payment of general long-term debt principal, interest, and related costs. Debt Service Fund Capital Projects Fund - used to account for and report financial resources that are restricted, committed, or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities and other capital assets. Street Maintenance Fund Enterprise Funds - used to account for and report any activity for which a fee is charged to external uses for goods or services, and must be used for activities which meet certain debt or cost recovery criteria. Buffalo Grove Golf Fund Refuse Service Fund In addition, the Village reports the following fund types: Internal Service Fund - used to account for and report the financing of goods or services provided by one department or agency to other departments or agencies of the Village, or to other governmental units, on a cost-reimbursement basis. Information Technology Fund Central Garage Fund Building Maintenance Fund Page 44 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (cont.) Fund Financial Statements (cont.) Pension Trust Funds - used to account for and report resources that are required to be held in trust for the members and beneficiaries of defined benefit pension plans. Police Pension Fund Firefighters' Pension Fund Agency Fund - used to account for and report assets held by the Village in a trustee capacity or as an agent for individuals, private organizations, and/or other governmental units. School and Park Donations Fund C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION Government-Wide Financial Statements The government-wide statement of net position and statement of activities are reported using the economic resources measurement focus and the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Property taxes are recognized as revenues in the year for which they are levied. Taxes receivable for the following year are recorded as receivables and deferred inflows. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider are met. Special assessments are recorded as revenue when earned. Unbilled receivables are recorded as revenues when services are provided. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. Fund Financial Statements Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recorded when they are both measurable and available. Available means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 90 days of the end of the current fiscal period. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on long-term debt, claims, judgments, compensated absences, and pension expenditures, which are recorded as a fund liability when expected to be paid with expendable available financial resources. Property taxes are recorded in the year levied as receivables and deferred inflows. They are recognized as revenues in the succeeding year when services financed by the levy are being provided. Page 45 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION (cont.) Fund Financial Statements (cont.) Intergovernmental aids and grants are recognized as revenues in the period the Village is entitled the resources and the amounts are available. Amounts owed to the Village which are not available are recorded as receivables and unavailable revenues. Amounts received before eligibility requirements (excluding time requirements) are met are recorded as liabilities. Amounts received in advance of meeting time requirements are recorded as deferred inflows. Revenues susceptible to accrual include property taxes, miscellaneous taxes, public charges for services, special assessments and interest. Other general revenues such as fines and forfeitures, inspection fees, recreation fees, and miscellaneous revenues are recognized when received in cash or when measurable and available under the criteria described above. Proprietary and fiduciary fund financial statements (other than agency funds) are reported using the economic resources measurement focus and the accrual basis of accounting, as described previously in this note. Agency funds follow the accrual basis of accounting, and do not have a measurement focus. The proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Water and Sewer fund are charges to customers for sales and services. Special assessments are recorded as receivables and contribution revenue when levied. Operating expenses for proprietary funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. All Financial Statements The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, deferred outflows of resources, liabilities, and deferred inflows of resources and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results could differ from those estimates. D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND NET POSITION OR EQUITY 1.Deposits and Investments For purposes of the statement of cash flows, the Village considers all highly liquid investments with an initial maturity of three months or less when acquired to be cash equivalents. Page 46 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Illinois Statutes authorize the Village to make deposits/investments in insured commercial banks, savings and loan institutions, obligations of the U.S. Treasury and U.S. Agencies, insured credit union shares, money market mutual funds with portfolios of securities issued or guaranteed by the United States or agreement to repurchase these same obligations, repurchase agreements, short-term commercial paper rated within the three highest classifications by at least two standard rating services, and the Illinois Funds Investment Pool. Pension funds may also invest in certain non-U.S. obligations, Illinois municipal corporations tax anticipation warrants, veteran’s loans, obligations of the State of Illinois and its political subdivisions, and the Illinois insurance company general and separate accounts, mutual funds meeting certain requirements, equity securities, and corporate bonds meeting certain requirements. Pension funds with net assets in excess of $10,000,000 and an appointed investment advisor may invest an additional portion of its assets in common and preferred stocks and mutual funds, that meet certain requirements. The police pension fund’s investment policy allows investments in all of the above listed accounts, but does exclude any repurchase agreements. The firefighters pension fund allows funds to be invested in any type of security authorized by the Illinois Pension Code. The police pension fund's investment policy, in accordance with Illinois Statutes, establishes the following target allocation across asset classes: Asset Class Target Long-Term Expected Real Rate of Return Cash 2%(0.25)% Fixed income 33%4.14% Large cap domestic equities 52%5.34% Small cap domestic equities 5%6.55% International equities 5%5.84% Real estate 3%5.92% Illinois Compiled Statues (ILCS) limit the police pension fund's investments in equities, mutual funds and variable annuities to 65%. Securities in any one company should not exceed 5% of the total fund. The blended asset class is comprised of all other asset classes to allow for rebalancing the portfolio. Page 47 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) The long-term expected rate of return on the police pension fund's investments was determined using a building block method. The best-estimate of future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates or arithmetic real rates of return for each major asset class included in the police pension fund's target asset allocation are listed in the table above. The firefighters' pension fund's investment policy, in accordance with Illinois Statutes, establishes the following target allocation across asset classes: Asset Class Target Long-Term Expected Real Rate of Return U.S. treasury bills/notes/bonds 15%2.20% U.S. government agency securities (non-MBS)17.5%2.20% U.S. government agency securities - callable 10%2.20% U.S. government agency securities (MBS)2.5%2.20% Taxable municipal securities 5%2.20% U.S. large company stocks 35%7.00% U.S. small company stocks 10%9.10% International stocks 5%7.20% Illinois Compiled Statues (ILCS) limit the firefighters' pension fund's investments in equities, mutual funds and variable annuities to 65%. Securities in any one company should not exceed 5% of the total fund. The blended asset class is comprised of all other asset classes to allow for rebalancing the portfolio. The long-term expected rate of return on the firefighters' pension fund's investments was determined using an asset allocation study conducted by the firefighters' pension fund's investment management consultant in 2015 in which best-estimate ranges of expected future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates or arithmetic real rates of return for each major asset class included in the firefighters' pension fund's target asset allocation are listed in the table above The Village, Police and Firefighters' pensions have adopted an investment policy. That policy follows the state statute for allowable investments. Page 48 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Interest Rate Risk The Village's investment policy protects against fair value losses resulting from rising interest rates by diversifying its investment portfolio to prevent over-concentration of assets in a specific maturity, a specific issuer, or a specific class of securities. The Village does not have a formal policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. Credit Risk The Village's investment policy applies the "prudent person" standard in managing its investment portfolio. As such, all investments are made with such judgment and care, under circumstances then prevailing, which persons of prudence, discretion and intelligence exercise in management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. The Village's investment policy also limits investments in commercial paper to the highest rating classifications, as established by at least two of the four major rating services, and which mature not later than 180 days from the purchase date. Such purchases may not exceed 10% of the issuer corporation's outstanding obligations. Concentration of Credit Risk The Village limits the amount that can be invested in commercial paper to one-third of the Village's total investments. Custodial Credit Risk - Deposits The Village's investment policy requires securing deposit collateral from depository institutions when deposits are in excess of FDIC limits. The amount of deposits not collateralized or insured by an agency of the federal government shall not exceed 75% of the capital stock and surplus of a banking institution. These values shall be reviewed on a quarterly basis comparing actual deposits not insured or collateralized against the capital stock and surplus measure. Values shall be taken from published regulatory agency reports required by either the Comptroller of the Currency or the Commissioner of Banks and Trust Companies. If deposits are maintained with a savings and loan association, the amount of deposits not collateralized or insured shall not exceed 75% of the net worth of the institution as defined and reported to the regulatory agencies. The Police and Firefighters’ Pension investment policies limit exposure to deposit custodial credit risk by requiring deposits in excess of FDIC insurable limits to be collateralized. Page 49 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 1.Deposits and Investments (cont.) Custodial Credit Risk - Investments The Village's investment policy requires all investments and investment collateral to be held in safekeeping by a third party custodial institution as designated by the Treasurer in the Village's name. Direct investments guaranteed by the United States or an agency of the United States do not require collateral. Investments are stated at fair value, which is the amount at which an investment could be exchanged in a current transaction between willing parties. Fair values are based on quoted market prices. No investments are reported at amortized cost. Adjustments necessary to record investments at fair value are recorded in the operating statement as increases or decreases in investment income. Investment income on commingled investments of municipal accounting funds is allocated based on average balances. The difference between the bank statement balance and carrying value is due to outstanding checks and/or deposits in transit. Illinois Funds is an investment pool managed by the State of Illinois, Office of the Treasurer, which allows governments within the State to pool their funds for investment purposes. Illinois Funds is not registered with the SEC as an investment company, but does operate in a manner consistent with Rule 2a7 of the Investment Company Act of 1940. Investments in Illinois Funds are valued at Illinois Fund’s share price, the price for which the investments could be sold. Illinois Metropolitan Investment Fund (IMET) is a not-for-profit investment trust formed pursuant to the Illinois Municipal Code and managed by a Board of Trustees elected from the participating members. IMET is not registered with the SEC as an investment company. Investments in IMET are valued at IMET's share price, the price for which the investment could be sold. See Note III. A. for further information. 2.Receivables Property taxes for levy year 2015 attaches as an enforceable lien on January 1, 2015, on property values assessed as of the same date. Taxes are levied by December following the lien date (by passage of a Tax Levy Ordinance). Tax bills for levy year 2014 are prepared by Cook County and issued on or about February 1, 2015 and July 1, 2015, and are payable in two installments, on or about March 1, 2015 and August 1, 2015 or within 30 days of the tax bills being issued. Tax bills for levy year 2014 are prepared by Lake County and issued on or about June 1, 2015 and August 1, 2015, and are payable in two installments, on or about July 1, 2015 and September 1, 2015 or within 30 days of the tax bills being issued. Page 50 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 2.Receivables (cont.) The counties collect such taxes and remits them periodically. The 2015 property tax levy is recognized as a receivable and deferred inflow in fiscal 2015. As the taxes become available to finance current expenditures, they are recognized as revenues. At December 31, 2015, the property taxes receivable and deferred inflow consisted of the estimated amount collectible from the 2015 levy. During the course of operations, transactions occur between individual funds that may result in amounts owed between funds. Short-term interfund loans are reported as "due to and from other funds." Long-term interfund loans (noncurrent portion) are reported as "advances from and to other funds." Interfund receivables and payables between funds within governmental activities are eliminated in the statement of net position. Any residual balances outstanding between the governmental activities and business-type activities are reported in the governmental-wide financial statements as internal balances. In the governmental fund financial statements, advances to other funds are offset equally by a nonspendable fund balance account which indicates that they do not constitute expendable available financial resources and, therefore, are not available for appropriation or by a restricted fund balance account, if the funds will ultimately be restricted when the advance is repaid. 3.Inventories Governmental fund inventories, if material, are recorded at cost based on the FIFO method using the consumption method of accounting. Inventories consist of golf pro shop merchandise and central garage fuel reserves. 4.Capital Assets Government-Wide Statements Capital assets, which include property, plant and equipment, are reported in the government-wide financial statements. Capital assets are defined by the government as assets with an initial cost of more than $10,000 and an estimated useful life in excess of 1 year. All capital assets are valued at historical cost, or estimated historical cost if actual amounts are unavailable. Donated capital assets are recorded at their estimated fair value at the date of donation. Depreciation and amortization of all exhaustible capital assets is recorded as an allocated expense in the statement of activities, with accumulated depreciation and amortization reflected in the statement of net position. Depreciation and amortization is provided over the assets' estimated useful lives using the straight-line method. The range of estimated useful lives by type of asset is as follows: Page 51 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 4.Capital Assets (cont.) Government-Wide Statements (cont.) Buildings 20 Years Well and System Improvements 5 - 50 Years Furniture and Equipment 2 - 10 Years Vehicles 2 - 12 Years Fund Financial Statements In the fund financial statements, capital assets used in governmental fund operations are accounted for as capital outlay expenditures of the governmental fund upon acquisition. Capital assets used in proprietary fund operations are accounted for the same way as in the government-wide statements. 5. Deferred Outflows of Resources A deferred outflow of resources represents a consumption of net position/fund balance that applies to a future period and will not be recognized as an outflow of resources (expense/expenditure) until that future time. 6.Compensated Absences Vacation pay does vest; employees may carry over vacation time equivalent of one full year's allowance. All vacation hours carried over from the previous year must be used in the current year or be subject to forfeit. Terminated employees are reimbursed for any accumulated and earned vacation pay. The amounts of such accumulated vacation benefits are not material. In the event of termination, any vested amounts due to Village employees for accumulated unused sick leave will be paid to ICMA Retirement Corporation based on the formula set forth in the Village's personnel manual. Except for those amounts for known retirements in the upcoming year, accrued amounts are generally considered to be due after one year. Amounts are reported as liabilities in the Government-wide Statement of Net Position. No liability is recorded for nonvesting accumulating rights to receive sick pay benefits. A liability for these amounts is reported in governmental funds only if they have mature, for example, as a result of employee resignations or retirements and are payable with expendable resources. 7.Long-Term Obligations All long-term obligations to be repaid from governmental and business-type resources are reported as liabilities in the government-wide statements. The long-term obligations consist primarily of bonds payable. Page 52 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) 7.Long-Term Obligations Long-term obligations for governmental funds are not reported as liabilities in the fund financial statements. The face value of debts (plus any premiums) are reported as other financing sources and payments of principal and interest are reported as expenditures. The accounting in proprietary funds is the same as it is in the government-wide statements. For the government-wide statements and proprietary fund statements, bond premiums and discounts are amortized over the life of the issue using the effective interest method. The balance at year end is shown as an increase or decrease in the liability section of the statement of net position. 8.Deferred Inflows of Resources A deferred inflow of resources represents an acquisition of net position/fund balance that applies to a future period and therefore will not be recognized as an inflow of resources (revenue) until that future time. 9. Equity Classifications Government-Wide Statements Equity is classified as net position and displayed in three components: a. Net investment in capital assets - Consists of capital assets including restricted capital assets, net of accumulated depreciation and reduced by the outstanding balances (excluding unspent debt proceeds) of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. b. Restricted net position - Consists of net position with constraints placed on their use either by 1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments or, 2) law through constitutional provisions or enabling legislation. c. Unrestricted net position - All other net positions that do not meet the definitions of "restricted" or "net investment in capital assets." When both restricted and unrestricted resources are available for use, it is the Village's policy to use restricted resources first, then unrestricted resources as they are needed. Page 53 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (cont.) D.ASSETS, DEFERRED OUTFLOWS OF RESOURCES, LIABILITIES, DEFERRED INFLOWS OF RESOURCS AND NET POSITION OR EQUITY (cont.) Fund Statements Governmental fund balances are displayed as follows: a. Nonspendable - Includes fund balance amounts that cannot be spent either because they are not in spendable form or because legal or contractual requirements require them to be maintained intact. b. Restricted - Consists of fund balances with constraints placed on their use either by 1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments or 2) law through constitutional provisions or enabling legislation. c. Committed - Includes fund balance amounts that are constrained for specific purposes that are internally imposed by the government through formal action of the highest level of decision making authority. Fund balance amounts are committed through a formal action (ordinance) of the Village Board. This formal action must occur prior to the end of the reporting period, but the amount of the commitment, which will be subject to the constraints, may be determined in the subsequent period. Any changes to the constraints imposed require the same formal action of the Village Board that originally created the commitment. d. Assigned - Includes spendable fund balance amounts that are intended to be used for specific purposes that do not meet the criteria to be classified as restricted or committed. The Village has adopted a financial policy authorizing the Director of Finance to assign amounts for a specific purpose. Assignments may take place after the end of the reporting period. e. Unassigned - Includes residual positive fund balance within the general fund which has not been classified within the other above mentioned categories. Unassigned fund balance may also include negative balances for any governmental fund if expenditures exceed amounts restricted, committed, or assigned for those purposes. Proprietary fund equity is classified the same as in the government-wide statements. The Village considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available unless there are legal documents / contracts that prohibit doing this, such as in grant agreements requiring dollar for dollar spending. Additionally, the Village would first use committed, then assigned and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The Village has a formal minimum fund balance policy. That policy is to maintain fund balance in the General Fund to fund operations for a period of at least three months. The amount in the General Fund is adjusted annually with the adoption of the annual budget and is calculated as three months (25 percent) of General Fund expenditures (excluding transfers to fund capital projects and pensions). The balance at year end was $9,760,213, and is included in unassigned General Fund fund balance. Page 54 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE II - STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY A.EXCESS EXPENDITURES OVER APPROPRIATIONS Funds Budgeted Expenditures Actual Expenditures Excess Expenditures Over Budget Street Maintenance $50,000 $81,460 $31,460 Police Pension 3,090,627 3,192,215 101,588 Firefighters' Pension 2,203,491 2,314,561 111,070 Arboretum Golf 1,361,050 1,431,998 70,948 Motor Fuel Tax 1,679,205 1,781,905 102,700 Metra Parking Lot 152,935 172,853 19,918 Buffalo Grove Golf 1,264,596 1,335,444 70,848 The Village controls expenditures at the department level. Some individual departments experienced expenditures which exceeded appropriations. The detail of those items can be found in the Village's year- end budget to actual report. B.DEFICIT BALANCES Generally accepted accounting principles require disclosure of individual funds that have deficit balances at year end. As of December 31, 2015, the following individual funds held a deficit balance: Fund Amount Reason Facilities Development $(3,707,560)Expenditures exceeded revenues Central Garage (256,541)Expenses exceeded revenues Building Maintenance (175,362)Expenses exceeded revenues Page 55 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS A.DEPOSITS AND INVESTMENTS The Village's deposits and investments at year end were comprised of the following: Carrying Value Statement Balances Associated Risks Deposits $10,108,960 $10,601,657 Custodial Credit Risk - Deposits Money market mutual funds 5,116,509 5,116,509 Credit Risk Illinois Funds 4,664,982 4,584,744 Credit Risk IMET - money market 1,825,561 1,825,561 Credit Risk IMET - 1-3 year fund 4,212,181 4,212,181 Credit Risk, Custodial Credit Risk - Investments, Interest Rate Risk U.S. treasuries 11,235,508 11,235,508 Custodial Credit Risk - Investments, Interest Rate Risk U.S. agencies 21,018,363 21,018,363 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Mutual funds - other than bond funds 33,259,723 33,259,723 N/A Equity securities 26,445,824 26,445,824 Custodial Credit Risk - Investments, Concentration of Credit Risk Municipal bonds 3,698,712 3,698,712 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Corporate bonds 8,783,622 8,783,622 Credit Risk, Custodial Credit Risk - Investments, Concentration of Credit Risk, Interest Rate Risk Petty cash 2,700 -N/A Total Deposits and Investments $130,372,645 $130,782,404 Page 56 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Reconciliation to financial statements Per statement of net position Cash and equivalents $20,820,574 Investments 2,345,329 Per statement of net position - fiduciary funds Cash - pension trusts 4,584,562 Cash - agency 525,757 U.S. treasuries 11,235,508 U.S. agencies 19,168,606 Mutual funds - other than bond funds 33,259,723 Equity securities 26,445,824 Municipal bonds 3,203,140 Corporate bonds 8,783,622 Total Deposits and Investments $130,372,645 Deposits in each local and area bank are insured by the FDIC in the amount of $250,000 for time and savings accounts (including NOW accounts) and $250,000 for demand deposit accounts (interest-bearing and noninterest-bearing). In addition, if deposits are held in an institution outside of the state in which the government is located, insured amounts are further limited to a total of $250,000 for the combined amount of all deposit accounts. Custodial Credit Risk Deposits Custodial credit risk is the risk that in the event of a financial institution failure, the Village's deposits may not be returned to the Village. The Village does not have any deposits exposed to custodial credit risk. Investments For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the Village will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The Village does not have any investments exposed to custodial credit risk. Credit Risk Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Page 57 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Credit Risk (cont.) As of December 31, 2015, the Village's investments were rated as follows: Investment Type Standard & Poors Moody's Investors Services Money market mutual funds Not Rated Not Rated Illinois Funds AAA Not Rated Illinois Metropolitan Investment Fund AAA Not Rated U.S. agencies Not Rated, AA+ to AAA Not Rated, Aaa Municipal bonds Not Rated, A to AAA Not Rated, A3 to Aaa Corporate bonds Not Rated, A- to AAA Not Rated, A3 to Aaa Interest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the value of an investment. As of December 31, 2015, the Village's investments were as follows: Village Maturity Investment Type Fair Value Less than one year 1 - 5 years U.S. agencies $1,849,757 $-$1,849,957 Municipal bonds 495,572 -495,572 Totals $2,345,329 $-$2,345,529 Page 58 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Interest Rate Risk (cont.) Police Pension Maturity Investment Type Fair Value Less than one year 1-5 years 6-10 years More than 10 years U.S. treasuries $8,022,404 $1,197,394 $6,825,010 $-$- U.S. agencies 3,767,589 993,288 1,276,027 1,498,274 - Corporate bonds 8,783,622 -5,563,307 1,497,779 1,722,536 Totals $20,573,615 $2,190,682 $13,664,344 $2,996,053 $1,722,536 Firefighters' Pension Maturity Investment Type Fair Value Less than one year 1-5 years 6-10 years More than 10 years U.S. treasuries $3,213,104 $501,672 $2,083,236 $628,196 $- U.S. agencies 15,401,017 201,601 3,691,955 10,747,923 759,538 Municipal bonds 3,203,140 155,000 1,136,792 1,435,828 475,520 Totals $21,817,261 $858,273 $6,911,983 $12,811,947 $1,235,058 Page 59 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) A.DEPOSITS AND INVESTMENTS (cont.) Money-Weighted Rate of Return Police Pension Fund For the year ended December 31, 2015, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was 0.67%. The money-weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. Firefighters' Pension Fund For the year ended December 31, 2015, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was 1.32%. The money-weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. See Note I.D.1. for further information on deposit and investment policies. B.RECEIVABLES All of the receivables on the balance sheet are expected to be collected within one year. Page 60 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) C.CAPITAL ASSETS Capital asset activity for the year ended December 31, 2015, was as follows: Beginning Balance Additions Deletions Ending Balance Governmental Activities Capital assets not being depreciated Land $35,963,844 $-$-$35,963,844 Construction in progress 472,361 453,593 164,294 761,660 Total Capital Assets Not Being depreciated 36,436,205 453,593 164,294 36,725,504 Capital assets being depreciated Buildings 22,722,897 487,317 -23,210,214 Equipment and vehicles 12,954,041 221,316 1,290,408 11,884,949 Land improvements 3,179,774 62,286 -3,242,060 Streets 19,040,719 679,402 -19,720,121 Storm sewers 37,665,289 --37,665,289 Total Capital Assets Being Depreciated 95,562,720 1,450,321 1,290,408 95,722,633 Total Capital Assets 131,998,925 1,903,914 1,454,702 132,448,137 Less: Accumulated depreciation for Buildings (19,943,035)(469,041)-(20,412,076) Equipment and vehicles (9,402,542)(675,149)1,121,531 (8,956,160) Land improvements (277,156)(64,846)-(342,002) Streets (12,111,137)(381,463)-(12,492,600) Storm sewers (35,002,073)(593,806)-(35,595,879) Total Accumulated depreciation (76,735,943)(2,184,305)1,121,531 (77,798,717) Net Capital Assets Being Depreciated 18,826,777 (733,984)168,877 17,923,916 Total Governmental Activities Capital Assets, Net of Accumulated Depreciation $55,262,982 $(280,391)$333,171 $54,649,420 Depreciation expense was charged to functions as follows: Governmental Activities General government $250,916 Public safety 161,845 Public works 1,771,544 Total Governmental Activities Depreciation Expense $2,184,305 Page 61 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) C.CAPITAL ASSETS (cont.) Beginning Balance Additions Deletions Ending Balance Business-type Activities Capital assets not being depreciation Land $6,198,514 $-$-$6,198,514 Construction in progress -4,118,394 -4,118,394 Total Capital Assets Not Being depreciation 6,198,514 4,118,394 -10,316,908 Capital assets being depreciated Buildings 10,284,359 --10,284,359 Land improvements 1,966,488 --1,966,488 Equipment 94,510 --94,510 Water/Sewer infrastructure 60,899,559 1,206,909 -62,106,468 Total Capital Assets Being Depreciated 73,244,916 1,206,909 -74,451,825 Total Capital Assets 79,443,430 5,325,303 -84,768,733 Less: Accumulated depreciation for Buildings (7,623,353)(521,440)-(8,144,793) Land improvements (1,966,488)--(1,966,488) Equipment (94,510)--(94,510) Water/Sewer infrastructure (33,483,057)(1,129,856)-(34,612,913) Total Accumulated depreciation (43,167,408)(1,651,296)-(44,818,704) Net Capital Assets Being Depreciated 30,077,508 (444,387)-29,633,121 Business-type Capital Assets, Net of Accumulated depreciation $36,276,022 $3,674,007 $-$39,950,029 Page 62 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) D.INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS Interfund Receivables/Payables The following is a schedule of interfund receivables and payables including any overdrafts on pooled cash and investment accounts: Receivable Fund Payable Fund Amount General Water and Sewerage $37,712 General Arboretum Golf 3,000 General Nonmajor Business Type 4,000 Arboretum Golf General 41,532 Nonmajor Business Type General 20,262 Total - Fund Financial Statements 106,506 Less: Fund eliminations (123,588) Total Internal Balances - Government-W ide Statement of Net Position $(17,082) All amounts are due within one year. The principal purpose of these interfunds is due to negative cash balances in certain funds and other cash related transactions. All remaining balances resulted from the time lag between the dates that (1) interfund goods and services are provided or reimbursable expenditures occur, (2) transactions are recorded in the accounting system, and (3) payments between funds are made. Page 63 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) D.INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS (cont.) Transfers The following is a schedule of interfund transfers: Fund Transferred To Fund Transferred From Amount Principal Purpose General Water and Sewerage $858,044 To fund administrative, operating, and maintenance expenses General Arboretum Golf 34,828 Administrative expenses General Nonmajor Business Type 129,100 Administrative expenses General Nonmajor Governmental 12,000 To fund projects General Internal Service Funds 86,421 Funding of capital reserve Nonmajor Governmental General 883,383 Administrative expenses and funding of capital reserve Nonmajor Governmental Water and Sewerage 180,000 To fund debt service Arboretum Golf General 234,840 Administrative expenses Nonmajor Business Type General 218,105 Administrative expenses Facilities Development General 1,337,984 Administrative expenses and funding of capital reserve Total - Fund Financial Statements 3,974,705 Less: Fund eliminations (3,225,678) Total Transfers - Government-W ide Statement of Activities $749,027 Generally, transfers are used to (1) move revenues from the fund that collects them to the fund that the budget requires to expend them, (2) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund, and (3) use unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations. For the statement of activities, interfund transfers within the governmental activities or business-type activities are netted and eliminated. Page 64 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) E.SHORT-TERM DEBT ACTIVITY The Village issued short-term debt for funding costs related to the Emerald Ash Borer reforestation. Short-term debt activity for the year ended December 31, 2015, was as follows: Beginning Balance Issued Redeemed Ending Balance Line of credit $2,400,000 $1,000,000 $-$3,400,000 Totals $2,400,000 $1,000,000 $-$3,400,000 F.LONG-TERM OBLIGATIONS Long-term obligations activity for the year ended December 31, 2015, was as follows: Beginning Balance (as restated)Increases Decreases Ending Balance Amounts Due Within One Year Governmental Activities Bonds Payable General obligation debt $10,550,000 $-$510,000 $10,040,000 $525,000 Premium 180,503 -18,050 162,453 - Sub-totals 10,730,503 -528,050 10,202,453 525,000 Other Liabilities Vested compensated absences 1,246,389 196,212 89,910 1,352,691 89,910 Other postemployment benefits 509,487 608,091 358,605 758,973 - Net pension liability 44,398,222 11,756,650 -56,154,872 - Total Other Liabilities 46,154,098 12,560,953 448,515 58,266,536 89,910 Total Governmental Activities Long-Term Liabilities $56,884,601 $12,560,953 $976,565 $68,468,989 $614,910 Business-type Activities Loans and Notes Payable IEPA loan payable $400,519 $-$17,032 $383,487 $17,426 Water installment note -1,193,599 -1,193,599 76,552 Sub-totals 400,519 1,193,599 17,032 1,577,086 93,978 Other Liabilities Vested compensated absences 174,244 61,695 121,517 114,422 7,605 Net pension liability 611,746 372,871 -984,617 - Total Other Liabilities 785,990 434,566 121,517 1,099,039 7,605 Total Business-type Activities Long-Term Liabilities $1,186,509 $1,628,165 $138,549 $2,676,125 $101,583 Page 65 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) General Obligation Debt All general obligation bonds payable are backed by the full faith and credit of the Village. Bonds in the governmental funds will be retired by future property tax levies or tax increments accumulated by the debt service fund. Governmental Activities General Obligation Debt Date of Issue Final Maturity Interest Rates Original Indebtedness Balance December 31, 2015 General Obligation Bonds Series 2010A 4/6/2010 12/31/2020 2.0-4.0%$5,160,000 $1,805,000 General Obligation Bonds Series 2010B 4/6/2010 12/31/2025 2.5-3.85%2,600,000 2,235,000 General Obligation Bonds Series 2012 8/27/2012 6/30/2030 2.0-2.75%6,000,000 6,000,000 Total Governmental Activities - General Obligation Debt $10,040,000 Debt service requirements to maturity are as follows: Governmental Activities General Obligation Debt Years Principal Interest 2016 $525,000 $282,063 2017 545,000 266,313 2018 665,000 249,463 2019 680,000 225,888 2020 715,000 201,738 2021-2025 3,410,000 711,423 2026-2030 3,500,000 276,125 Totals $10,040,000 $2,213,013 IEPA Loan Payable The Village borrowed funds from the Illinois Environmental Protection Agency (IEPA) for the design, construction, and installation of various architectural, mechanical and electrical improvements to the Village's four existing pump stations. Under loan agreement #L17-4103, the Village can borrow up to $710,000 and has borrowed $383,487 as of December 31, 2015. Page 66 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) Business-type Activities IEPA Loan Payable Date of Issue Final Maturity Interest Rates Original Indebtedness Balance December 31, 2015 IEPA Loan Payable 11/20/2013 12/1/2033 2.295%$407,307 $383,487 Total Business-type Activities IEPA Loan Payable $383,487 Debt service requirements to maturity are as follows: Business-type Activities IEPA Loan Payable Years Principal Interest 2016 $17,426 $8,702 2017 17,828 8,299 2018 18,240 7,888 2019 18,661 7,467 2020 19,092 7,036 2021-2025 102,275 28,364 2026-2030 114,636 16,003 2031-2033 75,329 3,054 Totals $383,487 $86,813 Water Installment Note In fiscal year 2015, the Village entered into an installment note agreement with U.S. Bankcorp to fund its water meter project. The Village receives installment proceeds as water meters are purchased or work is performed on the project. U.S. Bankcorp (seller of the installment note) placed $6,970,999 into escrow on the closing date of the agreement. As of December 31, 2015, the Village had received $1,193,599 in installment note proceeds. The Village received an additional $3,421,774 in installment note proceeds during fiscal year 2016. As the Village has not finished borrowing on the note, a debt service to maturity schedule is not known. The Village is required to start making payments in 2016 ($76,552). Other Debt Information In the governmental activities, the Village's obligation for compensated absences, other postemployment benefits, and net pension liability will be repaid from the General Fund. Page 67 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) F.LONG-TERM OBLIGATIONS (cont.) Prior-Year Defeasance of Debt In prior years, the Village defeased certain general obligation and other bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the Village's financial statements. At December 31, 2015, $1,915,000 of bonds outstanding are considered defeased. G. LEASE DISCLOSURES Lessee - Operating Leases The Village has commitments with non-Village entities to lease certain property. Future minimum rental commitments as of December 31, 2015 are as follows: Years Amount 2016 $121,741 2017 124,176 2018 126,660 2019 129,193 2020 131,777 2021-2025 650,349 Totals $1,283,896 Page 68 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE III - DETAILED NOTES ON ALL FUNDS (cont.) H.RESTATEMENT OF NET POSITION Net position has been restated as a result of the implementation of GASB Statement No. 68 - Accounting and Financial Reporting for Pensions - an Amendment of GASB Statement No. 27 and implementation of GASB Statement No. 71 - Pension Transition for Contributions Made Subsequent to the Measurement Date. These statements require the net pension liability and related deferred outflows and deferred inflows, if any, to be reported in the financial statements. The details of this restatement are as follows: Government-W ide Financial Statements Proprietary Financial Statements Governmental Activities Business-type Activities Water & Sewerage Arboretum Golf Non-major Enterprise Funds Net Position - December 31, 2014 (as reported)$64,425,792 $46,938,676 $37,342,467 $7,641,279 $1,119,875 Add: Prior year police net pension liability 46,710 ---- Less: Prior year fire pension asset (615,057)---- Less: Net Pension liability - IMRF (2,989,805)(611,746)(408,688)(70,230)(132,848) Add: Deferred outflows related to pensions - IMRF 861,095 229,991 121,647 50,075 58,269 Less: Net pension liability - Police (25,087,541)---- Less: Net pension liability - Fire (16,320,876)---- Net position - December 31, 2014 (as restated)$20,320,318 $46,556,921 $37,055,426 $7,621,124 $1,045,296 NOTE IV - OTHER INFORMATION A.EMPLOYEES' RETIREMENT SYSTEM The Village contributes to three defined benefit pension plans, the Illinois Municipal Retirement Fund (IMRF), an agent-multiple-employer public employee retirement system; the Police Pension Plan which is a single-employer pension plan; and the Firefighters' Pension Plan which is a single-employer pension plan. The benefits, benefits levels, employee contributions and employer contributions for the plans are governed by Illinois Compiled Statutes and can only be amended by the Illinois General Assembly. The Police Pension Plan and the Firefighters' Pension Plan do not issue separate reports on the pension plans. IMRF does issue a publicly available report that includes financial statements and supplementary information for the plan as a whole, but not for individual employers. That report can be obtained from IMRF, 2211 York Road, Suite 500, Oak Brook, Illinois 60523. Page 69 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Illinois Municipal Retirement Fund Plan description. All employees (other than those covered by the Police and Firefighters' Pension plans) hired in positions that meet or exceed the prescribed annual hourly standard must be enrolled in IMRF as participating members. IMRF has a two tier plan. Members who first participated in IMRF or an Illinois Reciprocal System prior to January 1, 2011 participate in Tier 1. All other members participate in Tier 2. For Tier 1 participants, pension benefits vest after 8 years of service. Participating members who retire at or after age 60 with 8 years of service are entitled to an annual retirement benefit, payable monthly for life in an amount equal to 1 2/3% of their final rate of earnings (average of the highest 48 consecutive months' earnings during the last 10 years) for credited service up to 15 years and 2% for each year thereafter. For Tier 2 participants, pension benefits vest after 10 years of service. Participating members who retire at or after age 67 with 10 years of service are entitled to an annual retirement benefit, payable monthly for life in an amount equal to 1 2/3% of their final rate of earnings (average of the highest 96 consecutive months' earnings during the last 10 years, capped at $106,800) for credited service up to 15 years and 2% for each year thereafter. However, an employee’s total pension cannot exceed 75% of their final rate of earnings. If an employee retires after 10 years of service between the ages of 62 and 67, and has less than 30 years of service credit, the pension will be reduced by 1/2% for each month that the employee is under the age of 67. If an employee retires after 10 years of service between the ages of 62 and 67, and has between 30 and 35 years of service credit, the pension will be reduced by the lesser of 1/2% for each month that the employee is under the age of 67 or 1/2% for each month of service credit less than 35 years. IMRF also provides death and disability benefits. These benefit provisions and all other requirements are established by Illinois Compiled Statutes. Plan membership. At December 31, 2014, the measurement date, membership in the plan was as follows: Retirees and beneficiaries 90 Inactive, non-retired members 51 Active members 107 Total 248 Contributions. As set by statute, Village employees participating in IMRF are required to contribute 4.50% of their annual covered salary. The statute requires the Village to contribute the amount necessary, in addition to member contributions, to finance the retirement coverage of its own employees. The Village's actuarially determined contribution rate for calendar year 2014 was 13.08% percent of annual covered payroll. The Village also contributes for disability benefits, death benefits and supplemental retirement benefits, all of which are pooled at the IMRF level. Contribution rates for disability and death benefits are set by the IMRF Board of Trustees, while the supplemental retirement benefits rate is set by statute. Net Pension Liability/(Asset). The net pension liability/(asset) was measured as of December 31, 2014, and the total pension liability used to calculate the net pension liability/(asset) was determined by an actuarial valuation as of that date. Page 70 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Summary of Significant Accounting Policies. For purposes of measuring the net pension liability/(asset), deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of IMRF and additions to/deductions from IMRF fiduciary net position have been determined on the same basis as they are reported by IMRF. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Actuarial Assumptions. The assumptions used to measure the total pension liability in the December 31, 2014 annual actuarial valuation included a 7.49% investment rate of return, (b) projected salary increases from 3.75% to 14.50%, including inflation, and (c) inflation of 3.50% and price inflation of 2.75%. The retirement age is based on experience-based table of rates that are specific to the type of eligibility condition. The tables were last updated for the 2014 valuation pursuant to an experience study of the period 2011-2013. Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Investment Rate of Return 7.49% Inflation 3.50% Salary increases 3.75% to 14.50%, including inflation Price inflation 2.75% Mortality. For non-disabled retirees, an IMRF specific mortality table was used with fully generational projection scale MP-2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Blue Collar Health Annuitant Mortality Table with adjustments to match current IMRF experience. For disabled retirees, an IMRF specific mortality table was used with fully generational projection scale MP- 2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Disabled Retirees Mortality Table applying the same adjustment that were applied for non-disabled lives. For active members, an IMRF specific mortality table was used with fully generational projection scale MP-2014 (base year 2014). The IMRF specific rates were developed from the RP-2014 Employee Mortality Table with adjustments to match current IMRF experience. Page 71 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Long-Term Expected Real Rate of Return. The long-term expected rate of return on pension plan investments was determined using an asset allocation study in which best-estimate ranges of expected future real rates of return (net of pension plan investment expense and inflation) were developed for each major asset class. These ranges were combined to produce long-term expected rate of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic and geometric real rates of return for each major asset class are summarized in the following table: Projected Returns/Risks Asset Class Target Allocation One Year Arithmetic Ten Year Geometric Equities 63.20%9.15%7.60% International Equities 2.60%9.80%7.80% Fixed income 23.50%3.05%3.00% Real estate 4.30%7.35%6.15% Alternatives 4.50% Private equity 13.55%8.50% Hedge funds 5.55%5.25% Commodities 4.40%2.75% Cash equivalents 1.90%2.25%2.25% Discount rate.The discount rate used to measure the total pension liability for IMRF was 7.49%. The discount rate calculated using the December 31, 2013 measurement date was 7.50%. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the fiduciary net position was projected not to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on investments of 7.50% was blended with the index rate of 3.56% for tax exempt 20-year general obligation municipal bonds with an average AA credit rating at December 31, 2014 to arrive at a discount rate of 7.49% used to determine the total pension liability. The year ending December 31, 2086 is the last year in the 2015 to 2114 projection period for which projected benefit payments are fully funded. Discount rate sensitivity. The following is a sensitivity analysis of the net pension liability/(asset) to changes in the discount rate. The table below presents the pension liability of the Village calculated using the discount rate of 7.49% as well as what the net pension liability/(asset) would be if it were to be calculated using a discount rate that is 1 percentage point lower (6.49%) or 1 percentage point higher (8.49%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $62,091,898 $54,600,269 $48,460,300 Plan fiduciary net pension 48,803,503 48,803,503 48,803,503 Net pension liability/(asset)$13,288,395 $5,796,766 $(343,203) Page 72 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset). The Village's changes in net pension liability/(asset) for the calendar year ended December 31, 2014 was as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/(Asset) (a) - (b) Balances at December 31, 2013 $51,366,296 $47,764,745 $3,601,551 Service cost 964,574 -964,574 Interest on total pension liability 3,808,085 -3,808,085 Differences between expected and actual experience of the total pension liability (1,126,970)-(1,126,970) Change of assumptions 1,736,515 -1,736,515 Benefit payments, including refunds of employee contributions (2,148,231)(2,148,231)- Contributions - employer -1,071,994 (1,071,994) Contributions - employee -369,278 (369,278) Net investment income -2,892,087 (2,892,087) Other (net transfer)-(1,146,370)1,146,370 Balances at December 31, 2014 $54,600,269 $48,803,503 $5,796,766 Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2015, the Village recognized pension expense of $2,291,785. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $-$885,255 Assumption changes 1,364,064 - Net difference between projected and actual earnings on pension plan investments 496,615 - Contributions subsequent to the measurement date 1,052,666 - Total $2,913,345 $885,255 Page 73 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amount reported as deferred outflows resulting from contributions subsequent to the measurement date in the above table will be recognized as a reduction in the net pension liability/(asset) for the year ending December 31, 2015. The remaining amounts reported as deferred outflows and inflows of resources related to pensions ($975,424) will be recognized in pension expense as follows: Year Ending December 31,Village 2015 $254,890 2016 254,890 2017 254,890 2018 210,754 Total $975,424 Police Pension Plan description. Police sworn personnel are covered by the Police Pension Plan, which is a defined benefit single-employer pension plan. Although this is a single employer pension plan, the defined benefits and employee and employer contribution levels are governed by Illinois State Statutes (Chapter 40 ILCS 5/3) and may be amended only by the Illinois legislature. The Village accounts for the plan as a pension trust fund. As provided for in the Illinois Compiled Statutes, the Plan provides retirement benefits as well as death and disability benefits to employees grouped into two tiers. Tier 1 is for employees hired prior to January 1, 2011 and Tier 2 is for employees hired after that date. The following is a summary of the Police Pension Fund as provided for in Illinois Compiled Statutes. Tier 1 - Covered employees attaining the age of 50 or more with 20 or more years of creditable service are entitled to receive an annual retirement benefit of one half of the salary attached to the rank on the last day of service, or for one year prior to the last day, whichever is greater. The pension shall be increased by 2.5% of such salary for each additional year of service over 20 years up to 30 years to a maximum of 75% of such salary. Employees with at least 8 years but less than 20 years of credited service may retire at or after age 60 and receive a reduced retirement benefit. The monthly pension of a police officer who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and paid upon reaching at least the age 55, by 3% of the original pension and 3% compounded annually thereafter. Tier 2 - Covered employees attaining the age of 55 or more with 10 or more years of creditable service are entitled to receive a monthly pension of 2.5% of the final average salary for each year of creditable service. The salary is initially capped at $106,800 but increases annually thereafter and is limited to 75% of final average salary. Employees with 10 or more years of creditable service may retire at or after age 50 and receive a reduced retirement benefit. The monthly pension of a police officer shall be increased annually on the January 1 occurring either on or after the attainment of age 60 or the first anniversary of the pension start date, whichever is later. Each annual increase shall be calculated at 3% or one half the annual unadjusted percentage increase in the CPI, whichever is less. Page 74 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Plan membership. At December 31, 2015, the Police Pension membership consisted of: Retirees and beneficiaries 46 Inactive, non-retired members 4 Active members 61 Total 111 Contributions. Covered employees are required to contribute 9.91% of their base salary to the Police Pension Plan. If an employee leaves covered employment with less than 20 years of service, accumulated employee contributions may be refunded without accumulated interest. The Village is required to contribute the remaining amounts necessary to finance the plans as actuarially determined by an enrolled actuary. Effective January 1, 2011 the Village’s contributions must accumulate to the point where the past service cost for the Police Pension Plan is 90% funded by the year 2040. The Village's actuarially determined contribution rate for the fiscal year ending December 31, 2015 was 37.50% of annual covered payroll. Net Pension Liability/(Asset). The net pension liability/(asset) was measured as of December 31, 2015, and the total pension liability used to calculate the net pension liability/(asset) was determined by an annual actuarial valuation as of that date. Summary of Significant Accounting Policies. The financial statements of the Police Pension Plan are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which contributions are due. The Village’s contributions are recognized when due and a formal commitment to provide the contributions are made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. Plan investments are reported at fair value. Short-term investments are reported at cost, which approximated fair value. Investments that do not have an established market are reported at estimated fair values. Page 75 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Actuarial Assumptions. The total pension liability was determined by an actuarial valuation performed as of December 31, 2015 using the following actuarial methods and assumptions: Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Interest rate 6.81% Inflation 2.50% Projected salary increases 3.50% Cost-of-living adjustments Tier 1 - 3.00% Tier 2 - 2.00% Mortality rates were based on the L&A 2016 Illinois Police Mortality Table. The actuarial assumptions were based on the results of an actuarial assumption study conducted by Lauterbach & Amen, LLP in 2016. Long-term expected real rate of return. See Note I. D. 1 for Police Pension Fund investment policy, including target allocations and long-term expected real rate of return. Discount rate. The discount rate used to measure the total pension liability for the Police Pension Plan was 6.81%, the same as the prior valuation. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the Plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on Plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Discount rate sensitivity.The following is a sensitivity analysis of the net pension liability to changes in the discount rate. The table below presents the pension liability of the Village calculated using the discount rate of 6.81% as well as what the net pension liability would be if it were to be calculated using a discount rate that is 1 percentage point lower (5.81%) or 1 percentage point higher (7.81%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $102,777,674 $88,992,906 $77,810,721 Plan fiduciary net position 56,384,953 56,384,953 56,384,953 Net pension liability $46,392,721 $32,607,953 $21,425,768 Page 76 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset).The Village's changes in net pension liability/(asset) for the calendar year ended December 31, 2015 was as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/Asset (a) - (b) Balances at January 1, 2015 $81,341,993 $56,254,452 $25,087,541 Service cost 1,386,660 -1,386,660 Interest on total pension liability 5,438,273 -5,438,273 Differences between expected and actual experience of the total pension liability (1,015,708)-(1,015,708) Change of assumptions 4,811,344 -4,811,344 Benefit payments, including refunds of employee contributions (2,969,657)(2,969,657)- Contributions - employer -2,284,315 (2,284,315) Contributions - employee -669,077 (669,077) Net investment income -186,635 (186,635) Administration -(39,870)39,870 Balances at December 31, 2015 $88,992,905 $56,384,952 $32,607,953 Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2015, the Village recognized pension expense of $2,247,587. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $-$848,925 Assumption changes 4,021,303 - Net difference between projected and actual earnings on pension plan investments 2,999,262 - Total $7,020,565 $848,925 Page 77 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amounts reported as deferred outflows and inflows of resources related to pensions ($6,171,640) will be recognized in pension expense as follows: Year Ending December 31,Amount 2016 $1,373,074 2017 1,373,074 2018 1,373,074 2019 1,373,072 2020 623,258 Thereafter 56,088 Total $6,171,640 Firefighters' Pension Plan description. Fire sworn personnel are covered by the Firefighters' Pension Plan, which is a defined benefit single-employer pension plan. Although this is a single employer pension plan, the defined benefits and employee and employer contribution levels are governed by Illinois State Statutes (Chapter 40 ILCS 5/3) and may be amended only by the Illinois legislature. The Village accounts for the plan as a pension trust fund. As provided for in the Illinois Compiled Statutes, the Firefighters' Pension Plan provides retirement benefits as well as death and disability benefits to employees grouped into two tiers. Tier 1 is for employees hired prior to January 1, 2011 and Tier 2 is for employees hired after that date. The following is a summary of the Firefighters' Pension Plan as provided for in Illinois Compiled Statutes. Tier 1 - Covered employees attaining the age of 50 or more with 20 or more years of creditable service are entitled to receive a monthly retirement benefit of one half of the monthly salary attached to the rank held in the fire service at the date of retirement. The monthly pension shall be increased by one twelfth of 2.5% of such monthly salary for each additional month over 20 years of service through 30 years of service to a maximum of 75% of such monthly salary. Employees with at least 10 years but less than 20 years of credited service may retire at or after age 60 and receive a reduced retirement benefit. The monthly pension of a firefighter who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and paid upon reaching at least the age 55, by 3% of the original pension and 3% compounded annually thereafter. Tier 2 - Covered employees attaining the age of 55 or more with 10 or more years of creditable service are entitled to receive a monthly pension of 2.5% of the final average salary for each year of creditable service. The salary is initially capped at $106,800 but increases annually thereafter and is limited to 75% of final average salary. Employees with 10 or more years of creditable service may retire at or after age 50 and receive a reduced retirement benefit. The monthly pension of a firefighter shall be increased annually on the January 1 occurring either on or after the attainment of age 60 or the first anniversary of the pension start date, whichever is later. Each annual increase shall be calculated at 3% or one-half the annual unadjusted percentage increase in the CPI, whichever is less. Page 78 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Plan membership. At December 31, 2015, the Firefighters' Pension Plan membership consisted of: Retirees and beneficiaries 33 Inactive, non-retired members 1 Active members 55 Total 89 Contributions. Participants contribute a fixed percentage of their base salary to the plans. At December 31, 2015, the contribution percentage was 9.455%. If a participant leaves covered employment with less than 20 years of service, accumulated participant contributions may be refunded without accumulated interest. The Village is required to contribute the remaining amounts necessary to finance the plans as actuarially determined by an enrolled actuary. Effective January 1, 2011 the Village’s contributions must accumulate to the point where the past service cost for the Firefighters' Pension Plan is 90% funded by the year 2040. The Village's actuarially determined contribution rate for the fiscal year ending December 31, 2015 was 40.07% of annual covered payroll. Net pension liability/(asset). The net pension liability/(asset) was measured as of December 31, 2015, and the total pension liability used to calculate the net pension liability/(asset) was determined by an annual actuarial valuation as of that date. Summary of significant accounting policies. The financial statements of the Firefighters' Pension Plan are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which contributions are due. The Village’s contributions are recognized when due and a formal commitment to provide the contributions are made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. Plan investments are reported at fair value. Short-term investments are reported at cost, which approximated fair value. Investments that do not have an established market are reported at estimated fair values. Page 79 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Actuarial assumptions. The total pension liability was determined by an actuarial valuation performed as of December, 2015 using the following actuarial methods and assumptions: Actuarial cost method Entry Age Normal Asset valuation method Market Value Actuarial assumptions Interest rate 7.00% Inflation 3.00% Projected salary increases 5.25% Cost-of-living adjustments Tier 1 - 3.00% Tier 2 - 2.00% Mortality rates were based on the L&A 2016 Illinois Firefighters Mortality Table. The actuarial assumptions were based on the results of an actuarial assumption study conducted by Lauterbach & Amen, LLP in 2016. Long-term expected real rate of return. See Note I. D. 1 for Firefighters' Pension Fund investment policy including target allocation and long-term expected real rate of return. Discount rate. The discount rate used to measure the total pension liability for the Firefighters' Pension Plan was 7.00%, the same as the prior valuation. The projection of cash flows used to determine the discount rate assumed that member contributions will be made at the current contribution rate and that Village contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the Plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on Plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Discount rate sensitivity.The following is a sensitivity analysis of the net pension liability to changes in the discount rate. The table below presents the pension liability of the Village calculated using the discount rate of 7.00% as well as what the net pension liability would be if it were to be calculated using a discount rate that is 1 percentage point lower (6.00%) or 1 percentage point higher (8.00%) than the current rate: 1% Decrease Current Discount Rate 1% Increase Total pension liability $79,990,118 $69,082,934 $60,228,179 Plan fiduciary net position 50,348,164 50,348,164 50,348,164 Net pension liability $29,641,954 $18,734,770 $9,880,015 Page 80 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in net pension liability/(asset).The Village's changes in net pension liability/(asset) for the calendar year ended December 31, 2015 was as follows: Increase (Decrease) Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability/Asset (a) - (b) Balances at January 1, 2015 $65,477,594 $49,156,718 $16,320,876 Service cost 1,179,270 -1,179,270 Interest on total pension liability 4,508,473 -4,508,473 Differences between expected and actual experience of the total pension liability (1,080,688)-(1,080,688) Change of assumptions 1,139,953 -1,139,953 Benefit payments, including refunds of employee contributions (2,141,668)(2,141,668)- Contributions - employer -2,202,138 (2,202,138) Contributions - employee -524,714 (524,714) Net investment income -654,625 (654,625) Administration -(48,363)48,363 Balances at December 31, 2015 $69,082,934 $50,348,164 $18,734,770 Pension expense and deferred outflows of resources and deferred inflows of resources related to pensions.For the year ended December 31, 2015, the Village recognized pension expense of $2,335,501. The Village reported deferred outflows and inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between expected and actual experience $-$950,170 Assumption changes 1,002,277 - Net difference between projected and actual earnings on pension plan investments 2,228,404 - Total $3,230,681 $950,170 Page 81 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) The amounts reported as deferred outflows and inflows of resources related to pensions ($2,280,511) will be recognized in pension expense as follows: Year Ending December 31,Amount 2016 $564,259 2017 564,259 2018 564,259 2019 564,259 2020 7,158 Thereafter 16,317 Total $2,280,511 PENSION SEGMENT INFORMATION Fiduciary Net Position Pension Trust Police Pension Firefighters' Pension Total Assets Cash $4,099,718 $484,844 $4,584,562 Investments U.S. treasuries 8,022,404 3,213,104 11,235,508 U.S. agencies 3,767,589 15,401,017 19,168,606 Mutual funds - other than bond funds 5,334,653 27,925,070 33,259,723 Equity securities 26,445,824 -26,445,824 Municipal bonds -3,203,140 3,203,140 Corporate bonds 8,783,622 -8,783,622 Receivables Interest 49,521 133,258 182,779 Prepaid items 3,297 2,081 5,378 Due from primary government 15,821 20,345 36,166 Total Assets 56,522,449 50,382,859 106,905,308 Liabilities Accounts payable 52,868 34,388 87,256 Due to primary government 84,629 307 84,936 Total Liabilities 137,497 34,695 172,192 Net Position Held in trust for pension benefits $56,384,952 $50,348,164 $106,733,116 Page 82 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) A.EMPLOYEES' RETIREMENT SYSTEM (cont.) Changes in Plan Net Position Pension Trust Police Pension Firefighters' Pension Total Additions Contributions Employer $2,284,315 $2,202,138 $4,486,453 Plan members 669,077 524,714 1,193,791 Total Contributions 2,953,392 2,726,852 5,680,244 Investment Income Net appreciation in fair value of investments (141,113)209,298 68,185 Interest 510,436 569,857 1,080,293 Total Investment income 369,323 779,155 1,148,478 Less investment income 182,688 124,530 307,218 Net investment income 186,635 654,625 841,260 Total Additions 3,140,027 3,381,477 6,521,504 Deductions Administration 39,870 48,363 88,233 Pension benefits and refunds 2,969,657 2,141,668 5,111,325 Total Deductions 3,009,527 2,190,031 5,199,558 Net change in net position 130,500 1,191,446 1,321,946 Net position, beginning of year 56,254,452 49,156,718 105,411,170 Net position, end of year $56,384,952 $50,348,164 $106,733,116 B.RISK MANAGEMENT The Village is exposed to various risks of loss related to torts; theft of, damage to, or destruction of assets; errors and omissions; workers compensation; and health care of its employees. The Village participates in a public entity risk pool called the Intergovernmental Risk Management Agency (IRMA) to provide coverage for losses from torts; theft of, damage to and destruction of assets; errors and omissions; natural disasters; and injuries to the Village's employees. The Village purchases commercial insurance coverage for health and related benefits. Page 83 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) B.RISK MANAGEMENT (cont.) Public Entity Risk Pool IRMA The Village participates in the Intergovernmental Risk Management Agency (IRMA). IRMA is an organization of municipalities and special districts in Northeastern Illinois that have formed an association under the Illinois Intergovernmental Co-operations Statute to pool their risk management needs. The agency administers a mix of self-insurance and commercial insurance coverages; property/casualty and workers’ compensation claim administration/litigation management services; unemployment claim administration; extensive risk management/loss control consulting and training programs; and a risk information system and financial reporting service for its members. The Village’s payments to IRMA are displayed on the financial statements as expenditures/expenses in appropriate funds. Each member assumes the first $2,500 of each occurrence, and IRMA has a mix of self-insurance and commercial insurance at various amounts above that level. Each member appoints one delegate, along with an alternate delegate, to represent the member on the Board of Directors. The Village does not exercise any control over the activities of IRMA beyond its representation on the Board of Directors. Initial contributions are determined each year based on the individual member’s eligible revenue as defined in the bylaws of IRMA and experience modification factors based on past member loss experience. Members have a contractual obligation to fund any deficit of IRMA attributable to any membership year during which they were a member. Supplemental contributions may be required to fund these deficits. C.COMMITMENTS AND CONTINGENCIES Claims and judgments are recorded as liabilities if all the conditions of Governmental Accounting Standards Board pronouncements are met. The liability and expenditure for claims and judgments are only reported in governmental funds if it has matured. Claims and judgments are recorded in the government-wide statements and proprietary funds as expenses when the related liabilities are incurred. Page 84 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES Solid Waste Agency of Northern Cook County (SWANCC) The Village is a member of the Solid W aste Agency of Northern Cook County (the Agency), which consists of 23 municipalities. The Agency is a municipal corporation and public body politic and corporate established pursuant to the Constitution of the State of Illinois and the Intergovernmental Cooperation Act of the State of Illinois, as amended (the Act). The Agency is empowered under the Act to plan, construct, finance, operate and maintain a solid waste disposal system to serve its members. The Agency is governed by a Board of Directors, which consists of one appointed Mayor or President from each member municipality. Each Director has an equal vote. The officers of the Agency are appointed by the Board of Directors. The Board of Directors determines the general policy of the Agency, makes all appropriations, approves contracts, adopts resolutions providing for the issuance of bonds or notes by the Agency, adopts by-laws, rules and regulations, and exercises such powers and performs such duties as may be prescribed in the Agency Agreement or the by-laws. The Executive Committee of the Agency consists of seven members elected by the Board of Directors. Each member is entitled to one vote on the Executive Committee. The Executive Committee may take any action not specifically reserved to the Board of Directors by the Act, the Agency Agreement or the Bylaws. The Agency covenants to establish fees and charges sufficient to provide revenues to meet all its requirements. The Agency has entered into Solid W aste Disposal Contracts with the member municipalities. The Contracts are irrevocable and may not be terminated or amended except as provided in the Contract. Each member is obligated, on a "take or pay" basis, to purchase or in any event to pay for a minimum annual cost of the System. The minimum annual cost includes operation and maintenance of the System as well as project costs. The obligation of the Village to make all payments as required by this Contract is unconditional and irrevocable, without regard to performance or nonperformance by the Agency of its obligations under this Contract. The payments required to be made by the Village under this Contract shall be required to be made solely from revenues to be derived by the Village from the operation of the Village's System. The Village is not prohibited by the Contract from using any other available funds to make the payments required by the Contract. The Contract shall not constitute an indebtedness of the Village within the meaning of any statutory or constitutional limitation. In accordance with the joint venture agreement, the Village remitted $702,105 to SW ANCC for the year ended December 31, 2015. Page 85 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES (cont.) The Village has committed to make payments to the Solid W aste Agency of Northern Cook County. The Village has committed to pay approximately $1,000,000 annually. This amount has been calculated using the Village's current allocation percentage of 6.37%. In future years, this allocation percentage will be subject to change. Complete financial statements for SW ANCC can be obtained from the Agency's administrative office at 2700 Patriot Boulevard, Suite 110, Glenview, Illinois 60026. Northwest Water Commission (NWWC) The Village is a member of the Northwest W ater Commission (the Commission), which consists of four municipalities. The Commission is a municipal corporation and public body politic and corporate established pursuant to the Constitution of the State of Illinois and the Intergovernmental Cooperation Act of the State of Illinois, as amended (the Act). The Commission is empowered under the Act to plan, construct, improve, extend, acquire, finance, operate and maintain a water supply system to serve its members and other potential water purchasers. The members form a contiguous geographic service area which is located northwest of downtown Chicago. Under the Commission Agreement, additional members may join the Commission upon the approval of each member. The Commission is governed by a Board of Commissioners, which consists of one Village Manager from each member municipality. Each Commissioner has an equal vote. The officers of the Commission are appointed by the Board of Commissioners. The Board of Commissioners determines the general policy of the Commission, makes all appropriations, approves contracts for sale or purchase of water, adopts resolutions providing for the issuance of bonds or notes by the Commission, adopts by laws, rules and regulations, and exercises such powers and performs such duties as may be prescribed in the Commission Agreement or the by-laws. The Commission has entered into W ater Supply Contracts with the four member municipalities for a term of 40 years, extending to 2025. The Contracts are irrevocable and may not be terminated or amended except as provided in the Contract. Each member is obligated, on a "take or pay" basis, to purchase or in any event to pay for a minimum annual quantity of water. The Commission has entered into an agreement with the City of Evanston under which the City has agreed to sell quantities of lake water sufficient to supply the projected water needs of the Commission through the year 2025. The obligation of the Village to make all payments as required by this Contract is unconditional and irrevocable, without regard to performance or nonperformance by the Commission of its obligations under this Contract. Page 86 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) D.JOINT VENTURES (cont.) The payments required to be made by the Village under this Contract shall be required to be made solely from revenues to be derived by the Village from the operation of the Village's System. The Village is not prohibited by the Contract from using any other available funds to make the payments required by the contract. The Contract shall not constitute an indebtedness of the Village within the meaning of any statutory or constitutional limitation. The obligation of the Village to make payments required by this Contract from revenues of the Village's System shall be payable from the operation and maintenance account of the Village's W ater and Sewerage Fund and from all other accounts of the Village's W ater and Sewerage Fund in which there are available funds. In accordance with the joint venture agreement, the Village remitted $1,671,152 to NW WC for the year ended December 31, 2015. The Village's equity interest in NW WC was $6,904,375 at December 31, 2015. The Village's net investment and its share of the operating results of NW WC are recorded in the Village's W ater and Sewerage Fund. The Village has committed to retire a portion of the outstanding debt of the Northwest W ater Commission of approximately $3 million. These amounts have been calculated using the Village's current allocation percentage of 18.45%. In future years, this allocation percentage will be subject to change. Complete financial statements for NW WC can be obtained from the Commission's administrative office at 1525 North W olf Road, Des Plaines, Illinois 60016. E.OTHER POSTEMPLOYMENT BENEFITS The Village administers a single-employer defined benefit healthcare plan The (the Village of Buffalo Grove Group Health Plan (the plan) provides for eligible retirees and their spouses through the Village’s which covers both active and retired members. Benefit provisions are established through and state that eligible retirees and their spouses at established contribution rates. Contribution requirements are established through personnel policy guidelines and may be amended by the action of the governing body.The plan may be amended by the Village Board and is detailed in the "Plan Document and Summary Plan Description." The required contribution is based on projected pay-as- you-go financing requirements. For fiscal year 2015, the Village contributed $358,605 to the Plan. Plan members receiving benefits contributed $391,140 through their required contribution of $614 per month for retiree only coverage and $1,241 per month for retiree and spouse coverage. Page 87 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) E.OTHER POSTEMPLOYMENT BENEFITS (cont.) The Village’s annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC) The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the Village’s annual OPEB cost for the year, the amount actually contributed to plan, and changes in the Village’s net OPEB obligation to the Retiree Health Plan: Annual required contribution $604,694 Interest on net OPEB obligation 20,380 Adjustment to annual required contribution (16,983) Annual OPEB cost 608,091 Contributions made (358,605) Increase in net OPEB obligation (asset)249,486 Net OPEB Obligation (Asset) - Beginning of Year 509,487 Net OPEB Obligation (Asset) - End of Year $758,973 The Village's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2015 were as follows: Fiscal Year Ended Annual OPEB Cost Percentage of Annual OPEB Cost Contributed Net OPEB Obligation December 31, 2013 $269,622 81.16%$425,400 December 31, 2014 302,918 72.24%509,487 December 31, 2015 608,091 58.97%758,973 Page 88 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) E.OTHER POSTEMPLOYMENT BENEFITS (cont.) The funded status of the plan as of December 31, 2015, the most recent actuarial valuation date, was as follows: Actuarial accrued liability (AAL)$9,333,479 Actuarial value of plan assets - Unfunded Actuarial Accrued Liability (UAAL)$9,333,479 Funded ratio (actuarial value of plan assets/AAL)-% Covered payroll (active plan members)$19,769,052 UAAL as a percentage of covered payroll 47% Actuarial valuations of an ongoing plan involve estimates for the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the employer and plan members to that point. The methods and assumptions used include techniques that are designed to reduce short- term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the December 31, 2015 actuarial valuation, the entry age actuarial cost method was used. The actuarial assumptions include a 4.00% investment rate of return and an annual healthcare cost trend rate of 7.30% initially, reduced by decrements to an ultimate rate of 5.50% after 10 years. Both rates include a 3.00% inflation assumption. The actuarial value of Retiree Health Plan assets was determined using techniques that spread the effects of short-term volatility in the market value of investments over a three-year period. The plan’s unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The amortization period at December 31, 2015, was 30 years. Page 89 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) F.SUBSEQUENT EVENTS On April 18, 2016 the Village issued general obligation corporate purpose bonds, series 2016 in the amount of $6,280,000 with annual principal payments ranging from $300,000 to $730,000 beginning December 30, 2017 and ending on December 30, 2031 with an interest rate of 2.00% to 3.00%. This amount will be used to finance street improvements and related infrastructure. G.EFFECT OF NEW ACCOUNTING STANDARDS ON CURRENT-PERIOD FINANCIAL STATEMENTS The Governmental Accounting Standards Board (GASB) has approved the following: Statement No. 72, Fair Value Measurement and Application Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not Within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68 Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions Statement No. 76, The Hierarchy of Generally Accepted Accounting Principles for State and Local Government Statement No. 77, Tax Abatement Disclosures Statement No. 78, Pensions Provided Through Certain Multiple-Employer Defined Benefit Pension Plans Statement No. 79, Certain External Investment Pools and Pool Participants Statement No. 80, Blending Requirements for Certain Component Units - an amendment of GASB Statement No. 14 Statement No. 81 Irrevocable Split-Interest Agreements Statement No. 82, Pension Issues - an amendment of GASB Statement No. 67, No. 68, and No. 73 When they become effective, application of these standards may restate portions of these financial statements. Page 90 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) H.PLEDGED REVENUE The Village has pledged a portion of future sales tax revenues to local retailers. In order to increase its competitiveness in the marketplace by establishing a single-order acceptance point for all its credit sales, the local retailers entered into a municipal sales tax incentive agreement with the Village, where the Village will pay to the retailers, a portion of the municipal component of the sales tax revenue generated by the retailers from credit sales as provided in the agreement. The first agreement commenced November 2000 (first sales tax year), was amended in March 2003 and August 2009, and terminates in calendar year 2020. The terms of the agreement indicate that beginning in November 2000, the Village and the retailer shall distribute on a monthly basis, the municipal sales taxes resulting from taxable credit sales with single-order acceptance at the retailer's property and received by the Village in the following amounts: For the first sales tax year through calendar year 2010, 80% to the retailer and 20% to the Village, in addition to any interest accrued on such amounts. For calendar years 2012 through 2020, 75% to the retailer and 25% to the Village; and Amended in August 2009 to reflect that for calendar years 2010 through 2020, 60% to the retailer and 40% to the Village. Notwithstanding the terms stated above, the minimum municipal sales taxes to be retained by the Village shall be as follows: No less than $500,000 annually beginning with calendar years 2011 through 2020; and Amended in August 2009, the minimum sales tax cap was eliminated. In the event that the municipal sales taxes retained by the Village fell below the minimum amount noted above, the Village was to document the difference and invoice the retailer for the said amount, which shall be paid within 30 days of receipt. The total municipal sales taxes remitted to the local retailer was $476,436. There was no municipal sales taxes due to the local retailer as of December 31, 2015. The second agreement commenced March 2011. The terms of the agreement indicate that beginning in March 2011, the Village and the retailer shall distribute on a monthly basis, the municipal sales taxes resulting from taxable credit sales with single-order acceptance at the retailer's property and received by the Village in the following amounts: For the first sales tax year, 100% of that year's incremental municipal sales tax, declining 10% each year until the sixth sales tax year. Page 91 VILLAGE OF BUFFALO GROVE NOTES TO FINANCIAL STATEMENTS As of and for the Year Ended December 31, 2015 NOTE IV - OTHER INFORMATION (cont.) H.PLEDGED REVENUE (cont.) For the seventh tax year, 50% of that year's incremental municipal sales tax will be distributed to the local retailer. The Village will continue the municipal tax payments for seven years through the term of the agreement or for an incentive of $500,000, whichever comes first. If the local retailer ceases its business on the premises within seven years of the commencement date of the agreement, the local retailer must reimburse the Village 100% of the payments received within 90 days of cessation of the business. Should the local retailer relocate or conduct less than $10,000 in sales tax in an annual period for two consecutive years, the local retailer must reimburse the Village 100% of the municipal tax payments received within 90 days of written demand from the Village. The total municipal sales taxes remitted to the local retailer was $167,175. There were no municipal sales taxes due to the local retailer as of December 31, 2015. Page 92 R E Q U I R E D S U P P L E M E N T A R Y I N F O R M A T I O N VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - GENERAL For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Charges for services $1,141,138 $1,330,097 $188,959 Licenses and permits 291,600 350,042 58,442 Fines and fees 1,773,738 1,748,855 (24,883) Property 14,034,943 14,114,565 79,622 Other taxes 9,619,268 9,712,718 93,450 Intergovernmental 10,302,182 11,256,750 954,568 Interest 60,050 25,061 (34,989) Miscellaneous income 963,050 1,404,841 441,791 Total Revenues 38,185,969 39,942,929 1,756,960 EXPENDITURES Current: General government 5,013,943 4,911,919 102,024 Public safety 26,018,564 25,237,115 781,449 Public works 6,050,744 6,310,830 (260,086) Total Expenditures 37,083,251 36,459,864 623,387 Excess of revenues over expenditures 1,102,718 3,483,065 2,380,347 OTHER FINANCING SOURCES (USES) Sales of capital assets -1,601 1,601 Transfers in 852,500 1,120,393 267,893 Transfers out (1,943,943)(2,674,312)(730,369) Total Other Financing Sources (Uses)(1,091,443)(1,552,318)(460,875) Net Change in Fund Balance $11,275 1,930,747 $1,919,472 FUND BALANCE - Beginning of Year 21,368,147 FUND BALANCE - END OF YEAR $23,298,894 See independent auditors' report and accompanying notes to required supplementary information. Page 93 See independent auditors' report and accompanying notes to required supplementary information. Page 94 VILLAGE OF BUFFALO GROVE ILLINOIS MUNICIPAL RETIREMENT FUND - REGULAR PLAN SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS Most Recent Fiscal Year 2015 Total pension liability Service cost 964,574$ Interest 3,808,085 Differences between expected and actual experience (1,126,970) Changes of assumptions 1,736,515 Benefit payments, including refunds of member contributions (2,148,231) Net change in total pension liability 3,233,973 Total pension liability - beginning 51,366,296 Total pension liability - ending (a)54,600,269$ Plan fiduciary net position Employer contributions 1,071,994$ Employee contributions 369,278 Net investment income 2,892,087 Benefit payments, including refunds of member contributions (2,148,231) Other (net transfer)(1,146,370) Net change in plan fiduciary net position 1,038,758 Plan fiduciary net position - beginning 47,764,745 Plan fiduciary net position - ending (b)48,803,503$ Employer's net pension liability - ending (a) - (b)5,796,766$ Plan fiduciary net position as a percentage of the total pension liability 89.38% Covered-employee payroll 8,195,678$ Employer's net pension liability as a percentage of covered- employee payroll 70.73% Notes to Schedule: The Village implemented GASB Statement No. 68 in fiscal year 2015. Information prior to fiscal year 2015 is not available. See independent auditors' report and accompanying notes to required supplementary information. Page 95 VILLAGE OF BUFFALO GROVE ILLINOIS MUNICIPAL RETIREMENT FUND - REGULAR PLAN SCHEDULE OF EMPLOYER CONTRIBUTIONS Most Recent Fiscal Year 2015 Actuarially determined contribution 1,071,995$ Contributions in relation to the actuarially determined contribution (1,071,994) Contribution deficiency (excess)1$ Covered-employee payroll 8,195,678$ Contributions as a percentage of covered- employee payroll 13.08% Notes to Schedule: Valuation date: Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation 3.00% Salary increases Investment rate of return 7.50% Retirement Age Mortality RP-2000 CHBCA Other information: There were no benefit changes during the year. 4.40% to 16.00% including inflation Experience-based table of rates that are specific to the type of eligibility condition Actuarially determined contribution rates are calculated as of December 31 each year, one year prior to the end of the fiscal year in which contributions are reported. The Village implemented GASB Statement No. 68 in fiscal year 2015. Information prior to fiscal year 2015 is not available. Entry age normal Level percentage of payroll, closed 29 years 5-Year Smoothed Market Page 96 2014 2015 Total pension liability Service cost 1,415,171$ 1,386,660$ Interest 5,318,732 5,438,273 Difference between expected and actual experience - (1,015,708) Changes in assumptions - 4,811,344 Benefit payments, including refunds of member contributions (2,747,592) (2,969,657) Net change in total pension liability 3,986,311 7,650,912 Total pension liability - beginning 77,355,682 81,341,993 Total pension liability - ending (a)81,341,993$ 88,992,905$ Plan fiduciary net position Employer contributions 2,083,758$ 2,284,315$ Employee contributions 654,693 669,077 Net investment income 3,756,487 186,635 Benefit payments, including refunds of member contriutions (2,747,592) (2,969,657) Administration (33,343) (39,870) Net change in plan fiduciary net position 3,714,003 130,500 Plan fiduciary net position - beginning 52,540,449 56,254,452 Plan fiduciary net position - ending (b)56,254,452$ 56,384,952$ Village's net pension liability - ending (a) - (b)25,087,541$ 32,607,953$ Plan fiduciary net position as a percentage of the total pension liability 69.16%63.36% Covered-employee payroll 5,984,178$ 6,056,962$ Village's net pension liability as a percentage of covered- employee payroll 419.23%538.35% Notes to Schedule: See independent auditors' report and accompanying notes to required supplementary information. VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS As of and for the Year Ended December 31, 2015 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. Page 97 2014 2015 Actuarially determined contribution 2,359,777$ 2,256,676$ Contributions in relation to the actuarially determined contribution 2,083,758 2,284,315 Cotnribution deficiency (excess)276,019$ (27,639)$ Covered-employee payroll 5,984,178$ 6,056,962$ Contributions as a percentage of covered- employee payroll 34.82%37.71% Notes to Schedule: Valuation date: January 1, 2016 Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation Salary increases Investment rate of return 7.00%, net of pension plan investment expense, including inflation Mortality Mortality rates were based on L&A 2016 Illinois Police table. The Plan implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. See independent auditors' report and accompanying notes to required supplementary information. Entry-age VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF EMPLOYER CONTRIBUTIONS For the Year Ended December 31, 2015 Level percentage of payroll, closed 30 years Market Value 2.50% 4.00% to 8.67%, average, including inflation Page 98 2014 2015 Annual money-weighted rate of return, net of investment expense 7.00%0.67% Notes to Schedule: See independent auditors' report and accompanying notes to required supplementary information. VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF INVESTMENT RETURNS As of December 31, 2015 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. Page 99 2014 2015 Total pension liability Service cost 1,378,069$ 1,179,270$ Interest Changes of benefit terms 4,304,137 4,508,473 Differences between expected and actual experience 218,159 (1,080,688) Changes of assumptions (938,734) 1,139,953 Benefit payments, including refunds of member contributions (1,943,411) (2,141,668) Net change in total pension liability 3,018,220 3,605,340 Total pension liability - beginning 62,459,374 65,477,594 Total pension liability - ending (a)65,477,594$ 69,082,934$ Plan fiduciary net position Employer contributions 2,168,844$ 2,202,138$ Employee contributions 502,014 524,714 Net investment income 3,195,916 654,625 Benefit payments, including refunds of member contriutions (1,943,409) (2,141,668) Administration (42,368) (48,363) Net change in plan fiduciary net position 3,880,997 1,191,446 Plan fiduciary net position - beginning 45,275,721 49,156,718 Plan fiduciary net position - ending (b)49,156,718$ 50,348,164$ Village's net pension liability - ending (a) - (b)16,320,876$ 18,734,770$ Plan fiduciary net position as a percentage of the total pension liability 75.07%72.88% Covered-employee payroll 5,224,950$ 5,308,713$ Village's net pension liability as a percentage of covered- employee payroll 312.36%352.91% Notes to Schedule: See independent auditors' report and accompanying notes to required supplementary information. VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF CHANGES IN THE VILLAGE'S NET PENSION LIABILITY AND RELATED RATIOS As of and for the Year Ended December 31, 2015 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. Page 100 2014 2015 Actuarially determined contribution 1,884,815$ 1,848,990$ Contributions in relation to the actuarially determined contribution 2,168,844 2,202,138 Cotnribution deficiency (excess)(284,029)$ (353,148)$ Covered-employee payroll 5,224,950$ 5,308,713$ Contributions as a percentage of covered- employee payroll 41.51%41.48% Notes to Schedule: Valuation date: January 1, 2016 Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Asset valuation method Inflation Salary increases Investment rate of return Mortality The Plan implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF EMPLOYER CONTRIBUTIONS For the Year Ended December 31, 2015 See independent auditors' report and accompanying notes to required supplementary information. Mortality rates were based on the L&A 2016 Illinois Firefighters Table. 2.50% 7.00%, net of pension plan investment expense, including inflation Entry-age Level percentage of payroll, closed 26 years Market Value 4.25% to 9.73%, average, including inflation Page 101 2014 2015 Annual money-weighted rate of return, net of investment expense 7.08%1.32% Notes to Schedule: See independent auditors' report and accompanying notes to required supplementary information. VILLAGE OF BUFFALO GROVE FIREFIGHTERS PENSION FUND SCHEDULE OF INVESTMENT RETURNS As of December 31, 2015 The Village implemented GASB Statement No. 67 in fiscal year 2014. Information prior to fiscal year 2014 is not available. VILLAGE OF BUFFALO GROVE OTHER POST EMPLOYMENT BENEFITS SCHEDULE OF EMPLOYER CONTRIBUTIONS AND SCHEDULE OF FUNDING PROGRESS December 31, 2015 Year Ended Annual Required Contribution Percentage Contributed 12/31/15 $604,694 58.97 % 12/31/14 300,421 72.84 12/31/13 267,125 81.92 Actuarial Valuation Date Actuarial Value of Assets (a) Actuarial Accrued Liability (AAL) - Entry Age (b) Unfunded AAL (UAAL) (b-a) Funded Ratio (a/b) Covered Payroll (c) UAAL as a Percentage of Covered Payroll ((b-a)/c) 12/31/15 $-$9,333,479 $9,333,479 0.00%$19,769,052 47.21% 12/31/13 -4,545,910 4,545,910 0.00%19,787,930 22.97% 12/31/11 -4,375,822 4,375,822 0.00%18,846,443 23.22% Note: In the current year, the actuarial valuation had an assumption change regarding the implicit costs for retiree coverage. The prior report estimated the implicit liability using a factor of 40% of the premium. The current year report revised the determination method for implicit costs to calculate gross costs on an age specific basis and compare to the blended premium to generate implicit retiree costs. The current year report also revised the expected increases in medical costs. See independent auditors' report and accompanying notes to required supplementary information. Page 102 VILLAGE OF BUFFALO GROVE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2015 BUDGETARY INFORMATION The budget data included in the financial statements represent the Village's program budget and the appropriations represent the Village's legal expenditure limit. Budgets are adopted for General, Special Revenue, Debt Service, Capital Projects, Proprietary, Pension Trust Funds and Internal Service Funds. All governmental fund-type budgets, pension trust fund-type budgets and internal service fund-type budgets are adopted on a basis consistent with GAAP. Proprietary funds are adopted on a basis other than GAAP in that depreciation expense, income from the joint venture, and contributions from developers are not budgeted, and principal payments on long-term debt (if any) are budgeted. The Village Board of Trustees follows these procedures in establishing the budgetary and appropriations data reflected in the financial statements: (1)The Village Manager submits to the Board a proposed program budget for the fiscal year commencing January 1. The program budget includes proposed expenditures and the means of financing them. (2)Appropriation ordinance public hearings are conducted by the Village to obtain taxpayer comments, and the ordinance is subsequently adopted by the Board. (3)The program budget is legally enacted through a resolution adopted by the Board. (4) Any expenditures that exceed the total appropriations at the fund level must be approved by the Board of Trustees. The Village Manager is authorized to transfer budgeted amounts between departments within any fund. However, any modifications to the legally adopted appropriation ordinance may not exceed expenditure limits, at the fund level, mandated by the appropriation ordinance without approval by the Board. Appropriations, which are not expended by year-end, lapse and must be reappropriated in the following year for the expenditure to be made. The Village does not employ the encumbrance method of accounting to reserve net position for subsequent year expenditures. See independent auditors' report. Page 103 S U P P L E M E N T A R Y I N F O R M A T I O N VILLAGE OF BUFFALO GROVE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS As of December 31, 2015 Motor Fuel Tax Metra Parking Lot Debt Service Street Maintenance ASSETS Cash $1,803,986 $67,943 $-$53,482 Receivables Property taxes --599,063 - Motor fuel tax 93,652 --- Other ---358,962 TOTAL ASSETS $1,897,638 $67,943 $599,063 $412,444 LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities Accounts payable $132,079 $6,545 $-$265,286 Total Liabilities 132,079 6,545 -265,286 Deferred Inflows of Resources Property taxes levied for a future period --599,063 - Total Deferred Inflows of Resources --599,063 - Fund Balances Restricted for capital project ---147,158 Restricted for parking lot operations -61,398 -- Restricted for road construction 1,765,559 --- Total Fund Balances 1,765,559 61,398 -147,158 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES $1,897,638 $67,943 $599,063 $412,444 Page 104 Total Nonmajor Governmental Funds $1,925,411 599,063 93,652 358,962 $2,977,088 $403,910 403,910 599,063 599,063 147,158 61,398 1,765,559 1,974,115 $2,977,088 Page 105 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For the Year Ended December 31, 2015 Motor Fuel Tax Metra Parking Lot Debt Service Street Maintenance Total Nonmajor Governmental Funds REVENUES Property $-$-$628,057 $-$628,057 Intergovernmental 1,014,469 ---1,014,469 Charges for services -672 --672 Fines and fees -182,657 --182,657 Total Revenues 1,014,469 183,329 628,057 -1,825,855 EXPENDITURES Current General government -172,853 --172,853 Capital improvement 1,781,905 ---1,781,905 Capital Outlay ---81,460 81,460 Debt Service Principal --510,000 -510,000 Interest --296,747 -296,747 Total Expenditures 1,781,905 172,853 806,747 81,460 2,842,965 Excess (deficiency) of revenues over expenditures (767,436)10,476 (178,690)(81,460)(1,017,110) OTHER FINANCING SOURCES (USES) Transfers in 859,207 -204,176 -1,063,383 Transfers out -(12,000)--(12,000) Total Other Financing Sources (Uses)859,207 (12,000)204,176 -1,051,383 Net Change in Fund Balances 91,771 (1,524)25,486 (81,460)34,273 FUND BALANCES (DEFICIT) - Beginning of Year 1,673,788 62,922 (25,486)228,618 1,939,842 FUND BALANCES - END OF YEAR $1,765,559 $61,398 $-$147,158 $1,974,115 Page 106 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - MOTOR FUEL TAX For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Intergovernmental $1,000,000 $1,014,469 $14,469 Total Revenues 1,000,000 1,014,469 14,469 EXPENDITURES Current: Public works 1,679,205 1,781,905 (102,700) Total Expenditures 1,679,205 1,781,905 (102,700) Excess (deficiency) of revenues over (under) expenditures (679,205)(767,436)(88,231) OTHER FINANCING SOURCES (USES) Transfers in 679,205 859,207 180,002 Total Other Financing Sources (Uses)679,205 859,207 180,002 Net Change in Fund Balance $-91,771 $91,771 FUND BALANCE - Beginning of Year 1,673,788 FUND BALANCE - END OF YEAR $1,765,559 Page 107 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - METRA PARKING LOT - NONMAJOR SPECIAL REVENUE FUND For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Charges for services $1,100 $672 $(428) Fines and fees 180,000 182,657 2,657 Total Revenues 181,100 183,329 2,229 EXPENDITURES Current: General government 152,935 172,853 (19,918) Total Expenditures 152,935 172,853 (19,918) Excess (deficiency) of revenues over (under) expenditures 28,165 10,476 (17,689) OTHER FINANCING SOURCES (USES) Transfers out -(12,000)(12,000) Total Other Financing Sources (Uses)-(12,000)(12,000) Net Change in Fund Balance $28,165 (1,524)$(29,689) FUND BALANCE - Beginning of Year 62,922 FUND BALANCE - END OF YEAR $61,398 Page 108 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - DEBT SERVICE - NONMAJOR DEBT SERVICE FUND For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Property $624,813 $628,057 $3,244 Total Revenues 624,813 628,057 3,244 EXPENDITURES Debt Service Principal 510,000 510,000 - Interest 297,813 296,747 1,066 Total Expenditures 807,813 806,747 1,066 Excess (deficiency) of revenues over (under) expenditures (183,000)(178,690)4,310 OTHER FINANCING SOURCES Transfers in 180,000 204,176 24,176 Total Other Financing Sources 180,000 204,176 24,176 Net Change in Fund Balance $(3,000)25,486 $28,486 FUND BALANCE (DEFICIT) - Beginning of Year (25,486) FUND BALANCE (DEFICIT) - END OF YEAR $- Page 109 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - STREET MAINTENANCE - NONMAJOR CAPITAL PROJECTS FUND For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Total Revenues $-$-$- EXPENDITURES Capital Outlay 50,000 81,460 (31,460) Total Expenditures 50,000 81,460 (31,460) Excess (deficiency) of revenues over (under) expenditures (50,000)(81,460)(31,460) OTHER FINANCING SOURCES Transfers in 50,000 -(50,000) Total Other Financing Sources 50,000 -(50,000) Net Change in Fund Balance $-(81,460)$(81,460) FUND BALANCE - Beginning of Year 228,618 FUND BALANCE - END OF YEAR $147,158 Page 110 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL - FACILITIES DEVELOPMENT - MAJOR CAPITAL PROJECTS FUND For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget REVENUES Miscellaneous income $2,722,189 $-$(2,722,189) Total Revenues 2,722,189 -(2,722,189) EXPENDITURES Capital Outlay 3,590,611 2,746,734 843,877 Total Expenditures 3,590,611 2,746,734 843,877 Excess (deficiency) of revenues over (under) expenditures (868,422)(2,746,734)(1,878,312) OTHER FINANCING SOURCES Transfers in 868,422 1,337,984 469,562 Total Other Financing Sources 868,422 1,337,984 469,562 Net Change in Fund Balance $-(1,408,750)$(1,408,750) FUND BALANCE (DEFICIT) - Beginning of Year (2,298,810) FUND BALANCE (DEFICIT) - END OF YEAR $(3,707,560) Page 111 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF NET POSITION NONMAJOR ENTERPRISE FUNDS As of December 31, 2015 Buffalo Grove Golf Refuse Service Total Nonmajor Enterprise Funds ASSETS Current Assets Cash and equivalents $-$937,750 $937,750 Receivables Other 35,589 160,075 195,664 Due from other funds 20,262 -20,262 Inventory 19,455 -19,455 Total Current Assets 75,306 1,097,825 1,173,131 Noncurrent Assets Capital Assets Land 978,776 -978,776 Land improvements 450,437 -450,437 Buildings and improvements 1,862,837 -1,862,837 Machinery, equipment and furnishings 94,510 -94,510 Less: Accumulated depreciation (2,257,597)-(2,257,597) Total Noncurrent Assets 1,128,963 -1,128,963 Total Assets 1,204,269 1,097,825 2,302,094 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions 107,462 -107,462 Total Deferred Outflows of Resources 107,462 -107,462 LIABILITIES Current Liabilities Accounts payable 48,651 -48,651 Accrued wages 3,013 -3,013 Due to other funds 4,000 -4,000 Other 11,332 -11,332 Compensated absences 3,945 -3,945 Total Current Liabilities 70,941 -70,941 Noncurrent Liabilities Long-Term Debt Compensated absences 55,404 -55,404 Net pension liability 213,821 -213,821 Total Noncurrent Liabilities 269,225 -269,225 Total Liabilities 340,166 -340,166 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions 32,654 -32,654 Total Deferred Inflows of Resources 32,654 -32,654 NET POSITION Net investment in capital assets 1,128,963 -1,128,963 Unrestricted (deficit)(190,052)1,097,825 907,773 TOTAL NET POSITION $938,911 $1,097,825 $2,036,736 Page 112 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION NONMAJOR ENTERPRISE FUNDS For the Year Ended December 31, 2015 Buffalo Grove Golf Refuse Service Total Nonmajor Enterprise Funds OPERATING REVENUES Daily greens fee and memberships $723,398 $-$723,398 Merchandise sales 70,320 -70,320 Cart, club, and other rentals 222,306 -222,306 Driving range fees 62,116 -62,116 SW ANCC user fees -1,039,876 1,039,876 Miscellaneous 19,698 -19,698 Total Operating Revenues 1,097,838 1,039,876 2,137,714 OPERATING EXPENSES Golf operations 1,286,038 -1,286,038 Cost of sales - pro shop 49,406 -49,406 Refuse operations -702,106 702,106 Depreciation 32,784 -32,784 Total Operating Expenses 1,368,228 702,106 2,070,334 Operating Income (Loss)(270,390)337,770 67,380 TRANSFERS Transfers in 218,105 -218,105 Transfers out (54,100)(75,000)(129,100) Total Transfers 164,005 (75,000)89,005 Change in Net Position (106,385)262,770 156,385 NET POSITION - Beginning of Year (as restated)1,045,296 835,055 1,880,351 NET POSITION - END OF YEAR $938,911 $1,097,825 $2,036,736 Page 113 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CASH FLOW S NONMAJOR ENTERPRISE FUNDS For the Year Ended December 31, 2015 Buffalo Grove Golf Refuse Service Totals CASH FLOWS FROM OPERATING ACTIVITIES Received from customers $1,115,564 $966,400 $2,081,964 Paid to suppliers for goods and services (830,539)(702,106)(1,532,645) Paid to employees for services (428,768)-(428,768) Net Cash Flows From Operating Activities (143,743)264,294 120,551 CASH FLOWS FROM NONCAPITAL FINANCING AC TIVITIES Transfers in 197,843 -197,843 Transfers (out)(54,100)(75,000)(129,100) Net Cash Flows From Noncapital Financing Activities 143,743 (75,000)68,743 Net Change in Cash and Cash Equivalents -189,294 189,294 CASH AND CASH EQUIVALENTS - Beginning of Year -748,456 748,456 CASH AND CASH EQUIVALENTS - END OF YEAR $-$937,750 $937,750 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$(270,390)$337,770 $67,380 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows From Operating Activities Depreciation 32,784 -32,784 Changes in assets and liabilities Inventory 1,480 -1,480 Accounts payable 21,589 -21,589 Accrued wages (17,466)-(17,466) Accounts receivable 17,726 (73,476)(55,750) Compensated absences 6,100 -6,100 Deferred outflows - pensions (49,193)-(49,193) Deferred inflows - pensions 32,654 -32,654 Net pension liability 80,973 -80,973 NET CASH FLOWS FROM OPERATING AC TIVITIES $(143,743)$264,294 $120,551 NONCASH CAPITAL AND RELATED FINANCING AC TIVITIES None Page 114 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS BUFFALO GROVE GOLF - NONMAJOR ENTERPRISE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Daily greens fee and memberships $729,000 $723,398 $5,602 Merchandise sales 62,130 70,320 (8,190) Cart, club, and other rentals 237,300 222,306 14,994 Driving range fees 61,500 62,116 (616) Miscellaneous 15,500 19,698 (4,198) Total Operating Revenues 1,105,430 1,097,838 7,592 OPERATING EXPENSES Golf operations 1,219,596 1,286,038 (66,442) Cost of sales - pro shop 45,000 49,406 (4,406) Total Operating Expenses 1,264,596 1,335,444 (70,848) Operating Income (Loss) - Non-GAAP Budgetary Basis (159,166)(237,606)78,440 TRANSFERS Transfers in 159,166 218,105 (58,939) Transfers out -(54,100)54,100 Net Transfers 159,166 164,005 (4,839) Change in net position - Non-GAAP Budgetary Basis $-$(73,601)$73,601 Page 115 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS REFUSE SERVICE - NONMAJOR ENTERPRISE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES SW ANCC user fees $1,025,000 $1,039,876 $(14,876) Total Operating Revenues 1,025,000 1,039,876 (14,876) OPERATING EXPENSES Refuse operations 890,000 702,106 187,894 Total Operating Expenses 890,000 702,106 187,894 Operating Income - Non-GAAP Budgetary Basis 135,000 337,770 (202,770) TRANSFERS Transfers out (75,000)(75,000)- Net Transfers (75,000)(75,000)- Change in net position - Non-GAAP Budgetary Basis $60,000 $262,770 $(202,770) Page 116 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS WATER AND SEW ERAGE - MAJOR ENTERPRISE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Water and sewer charges $10,437,253 $9,401,310 $1,035,943 Connection and recapture fees 26,750 94,381 (67,631) Miscellaneous 6,000,000 5,737 5,994,263 Total Operating Revenues 16,464,003 9,501,428 6,962,575 OPERATING EXPENSES Water operations 10,999,672 1,857,580 9,142,092 Sewer operations 5,290,847 3,824,799 1,466,048 Water purchases 1,800,000 1,671,152 128,848 Add: Capital assets capitalized -5,325,303 (5,325,303) Total Operating Expenses 18,090,519 12,678,834 5,411,685 Operating Income (Loss) - Non-GAAP Budgetary Basis (1,626,516)(3,177,406)1,550,890 NON-OPERATING REVENUES Interest 10,250 10,112 138 Total Non-Operating Revenues 10,250 10,112 138 Net Income (Loss) Before Transfers - Non- GAAP Budgetary Basis (1,616,266)(3,167,294)1,551,028 TRANSFERS Transfers out (945,000)(1,038,044)93,044 Net Transfers (945,000)(1,038,044)93,044 Change in net position - Non-GAAP Budgetary Basis $(2,561,266)$(4,205,338)$1,644,072 Page 117 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL - NON-GAAP BUDGETARY BASIS ARBORETUM GOLF - MAJOR ENTERPRISE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Daily greens fee and memberships $813,000 $819,935 $(6,935) Merchandise sales 54,000 58,073 (4,073) Cart, club, and other rentals 248,800 252,957 (4,157) Miscellaneous 58,100 107,125 (49,025) Total Operating Revenues 1,173,900 1,238,090 64,190 OPERATING EXPENSES Golf operations 1,321,050 1,384,020 (62,970) Cost of sales - pro shop 40,000 47,978 (7,978) Total Operating Expenses 1,361,050 1,431,998 (70,948) Operating (Loss) - Non-GAAP Budgetary Basis (187,150)(193,908)6,758 TRANSFERS Transfers in 187,150 234,840 (47,690) Transfers out -(34,828)34,828 Net Transfers 187,150 200,012 (12,862) Change in net position - Non-GAAP Budgetary Basis $-$6,104 $(6,104) Page 118 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS As of December 31, 2015 Information Technology Central Garage Building Maintenance Totals ASSETS Current Assets Cash $76,741 $42,473 $20,100 $139,314 Receivables Total Current Assets 76,741 42,473 20,100 139,314 Total Assets 76,741 42,473 20,100 139,314 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pensions -198,317 135,562 333,879 Total Deferred Outflows of Resources -198,317 135,562 333,879 LIABILITIES Current Liabilities Accounts payable 76,741 33,233 13,381 123,355 Accrued wages -9,240 6,719 15,959 Total Current Liabilities 76,741 42,473 20,100 139,314 Noncurrent Liabilities Net pension liability -394,597 269,732 664,329 Total Noncurrent Liabilities -394,597 269,732 664,329 Total Liabilities 76,741 437,070 289,832 803,643 DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions -60,261 41,192 101,453 NET POSITION Unrestricted -(256,541)(175,362)(431,903) TOTAL NET POSITION $-$(256,541)$(175,362)$(431,903) Page 119 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS For the Year Ended December 31, 2015 Information Technology Central Garage Building Maintenance Totals OPERATING REVENUES Internal service contributions $957,961 $1,528,484 $1,392,642 $3,879,087 Total Operating Revenues 957,961 1,528,484 1,392,642 3,879,087 OPERATING EXPENSES Information technology 925,742 --925,742 Central garage -1,749,950 -1,749,950 Building maintenance --1,548,877 1,548,877 Total Operating Expenses 925,742 1,749,950 1,548,877 4,224,569 Operating Income (Loss)32,219 (221,466)(156,235)(345,482) Income (Loss) Before Transfers 32,219 (221,466)(156,235)(345,482) TRANSFERS Transfers out (32,219)(35,075)(19,127)(86,421) Total Transfers (32,219)(35,075)(19,127)(86,421) Change in net position -(256,541)(175,362)(431,903) NET POSITION - Beginning of Year ---- NET POSITION - END OF YEAR $-$(256,541)$(175,362)$(431,903) Page 120 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL INFORMATION TECHNOLOGY - INTERNAL SERVICE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $1,101,570 $957,961 $143,609 Total Operating Revenues 1,101,570 957,961 143,609 OPERATING EXPENSES Information technology 1,101,570 925,742 175,828 Total Operating Expenses 1,101,570 925,742 175,828 Operating Income -32,219 (32,219) TRANSFERS Transfers out -(32,219)32,219 Total Transfers -(32,219)32,219 Change in net position $-$-$- Page 121 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL CENTRAL GARAGE - INTERNAL SERVICE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $2,365,390 $1,528,484 $836,906 Total Operating Revenues 2,365,390 1,528,484 836,906 OPERATING EXPENSES Central garage 2,365,390 1,749,950 615,440 Total Operating Expenses 2,365,390 1,749,950 615,440 Operating Income -(221,466)221,466 TRANSFERS Transfers out -(35,075)35,075 Total Transfers -(35,075)35,075 Change in net position $-$(256,541)$256,541 Page 122 VILLAGE OF BUFFALO GROVE SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION - BUDGET AND ACTUAL BUILDING MAINTENANCE - INTERNAL SERVICE FUND For the Year Ended December 31, 2015 Original And Final Budget Actual Variance with Final Budget OPERATING REVENUES Internal service contributions $2,042,347 $1,392,642 $649,705 Total Operating Revenues 2,042,347 1,392,642 649,705 OPERATING EXPENSES Building maintenance 2,042,347 1,548,877 493,470 Total Operating Expenses 2,042,347 1,548,877 493,470 Operating Income -(156,235)156,235 TRANSFERS Transfers out -(19,127)19,127 Total Transfers -(19,127)19,127 Change in net position $-$(175,362)$175,362 Page 123 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CASH FLOW S INTERNAL SERVICE FUNDS For the Year Ended December 31, 2015 Information Technology Central Garage Building Maintenance Totals CASH FLOWS FROM OPERATING AC TIVITIES Received from interfund charges $957,961 $1,528,484 $1,392,642 $3,879,087 Paid to suppliers for goods and services (849,001)(931,326)(991,098)(2,771,425) Paid to employees for services -(519,610)(362,317)(881,927) Net Cash Flows From Operating Activities 108,960 77,548 39,227 225,735 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers (out)(32,219)(35,075)(19,127)(86,421) Net Cash Flows From Noncapital Financing Activities (32,219)(35,075)(19,127)(86,421) Net Change in Cash and Cash Equivalents 76,741 42,473 20,100 139,314 CASH AND CASH EQUIVALENTS - Beginning of Year ---- CASH AND CASH EQUIVALENTS - END OF YEAR $76,741 $42,473 $20,100 $139,314 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss)$32,219 $(221,466)$(156,235)$(345,482) Changes in assets and liabilities Accounts payable 76,741 33,233 13,381 123,355 Accrued wages -9,240 6,719 15,959 Deferred outflows - pensions -(198,317)(135,562)(333,879) Deferred inflows - pensions -60,261 41,192 101,453 Net pension liability -394,597 269,732 664,329 NET CASH FLOWS FROM OPERATING ACTIVITIES $108,960 $77,548 $39,227 $225,735 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES None Page 124 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF FIDUCIARY NET POSITION PENSION TRUST FUNDS As of December 31, 2015 Police Pension Firefighters' Pension Totals ASSETS Cash $4,099,718 $484,844 $4,584,562 Investments U.S. treasuries 8,022,404 3,213,104 11,235,508 U.S. agencies 3,767,589 15,401,017 19,168,606 Mutual funds - other than bond funds 5,334,653 27,925,070 33,259,723 Equity securities 26,445,824 -26,445,824 Municipal bonds -3,203,140 3,203,140 Corporate bonds 8,783,622 -8,783,622 Receivables Interest 49,521 133,258 182,779 Prepaid items 3,297 2,081 5,378 Due from primary government 15,821 20,345 36,166 Total Assets 56,522,449 50,382,859 106,905,308 LIABILITIES Accounts payable 52,868 34,388 87,256 Due to primary government 84,629 307 84,936 Total Liabilities 137,497 34,695 172,192 NET POSITION Held in trust for pension benefits $56,384,952 $50,348,164 $106,733,116 Page 125 VILLAGE OF BUFFALO GROVE COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET POSITION PENSION TRUST FUNDS For the Year Ended December 31, 2015 Police Pension Firefighters' Pension Total AD DITIONS Contributions Employer $2,284,315 $2,202,138 $4,486,453 Plan members 669,077 524,714 1,193,791 Total Contributions 2,953,392 2,726,852 5,680,244 Investment income Interest 510,436 569,857 1,080,293 Net appreciation in fair value of investments (141,113)209,298 68,185 Total Investment Income 369,323 779,155 1,148,478 Less Investment expense 182,688 124,530 307,218 Net Investment Income 186,635 654,625 841,260 Total Additions 3,140,027 3,381,477 6,521,504 DEDUCTIONS Pension benefits and refunds 2,969,657 2,141,668 5,111,325 Administration 39,870 48,363 88,233 Total Deductions 3,009,527 2,190,031 5,199,558 Change in Net Position 130,500 1,191,446 1,321,946 NET POSITION - Beginning of Year 56,254,452 49,156,718 105,411,170 NET POSITION, END OF YEAR $56,384,952 $50,348,164 $106,733,116 Page 126 VILLAGE OF BUFFALO GROVE POLICE PENSION FUND SCHEDULE OF CHANGES IN FIDUCIARY NET POSITION - BUDGET AND ACTUAL For the Year Ended December 31, 2015 Original and Final Budget Actual Variance with Final Budget Additions Contributions Employer $2,256,676 $2,284,315 $(27,639) Plan members 641,947 669,077 (27,130) Total contributions 2,898,623 2,953,392 (54,769) Investment Income Interest 411,519 510,436 (98,917) Net appreciation in fair value of investments 3,300,644 (141,113)3,441,757 Total investment income 3,712,163 369,323 3,342,840 Less Investment expense 165,000 182,688 (17,688) Net investment income 3,547,163 186,635 3,360,528 Total additions 6,445,786 3,140,027 3,305,759 Deductions Pension benefits and refunds 2,885,627 2,969,657 (84,030) Administration 40,000 39,870 130 Total deductions 2,925,627 3,009,527 (83,900) Change in net position $3,520,159 130,500 $3,389,659 Net position, beginning of year 56,254,452 Net position, end of year $56,384,952 Page 127 VILLAGE OF BUFFALO GROVE FIREFIGHTERS' PENSION FUND SCHEDULE OF CHANGES IN FIDUCIARY NET POSITION - BUDGET AND ACTUAL For the Year Ended December 31, 2015 Original and Final Budget Actual Variance and Final Budget Additions Contributions Employer $2,174,632 $2,202,138 $(27,506) Plan members 545,000 524,714 20,286 Total contributions 2,719,632 2,726,852 (7,220) Investment Income Interest 430,249 569,857 (139,608) Net appreciation in fair value of investments 3,382,458 209,298 3,173,160 Total investment income 3,812,707 779,155 3,033,552 Less Investment expense 52,000 124,530 (72,530) Net investment income 3,760,707 654,625 3,106,082 Total additions 6,480,339 3,381,477 3,098,862 Deductions Pension benefits and refunds 2,081,491 2,141,668 (60,177) Administration 70,000 48,363 21,637 Total deductions 2,151,491 2,190,031 (38,540) Change in net position $4,328,848 1,191,446 $3,137,402 Net position, beginning of year 49,156,718 Net position, end of year $50,348,164 Page 128 VILLAGE OF BUFFALO GROVE AGENCY FUND SCHOOL AND PARK DONATIONS STATEMENT OF CHANGES IN FIDUCIARY NET POSITION For the Year Ended December 31, 2015 Balances Balances January 1 Additions Deletions December 31 Assets Cash & Cash Equivalents 408,569$ 172,009$ 54,821$ 525,757$ Liabilities Due to Other Governments 408,569$ 172,009$ 54,821$ 525,757$ Page 129 Statistical Section Contents Page Financial Trends 130 - 139 Revenue Capacity 140 - 150 Debt Capacity 151 - 155 Demographic and Economic Information 156 - 159 Operating Information 160 - 163 This portion of the Village of Buffalo Grove's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the Village's overall economic condition. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. These schedules contain trend information to help the reader understand how the Village's financial performance and well-being have changed over time. These schedules contain information to help the reader assess the factors affecting the Village's ability to generate its property and sales taxes. These schedules present information to help the reader assess the affordability of the Village's current levels of outstanding debt and the Village's ability to issue additional debt. These schedules offer demographic and economic indicators to help the reader understand the environment within which the Village's financial activities take place and to help make comparisons over time and other governments. These schedules contain information about the Village's operations and resources to help the reader understand how the Village's financial information relates to the services the Village provides and the activities it performs. Page 130 VILLAGE OF BUFFALO GROVE, ILLINOIS Net Position by Component Last Ten Fiscal Years Fiscal Years 2015 2014 2013 2012** Governmental Activities Net Investment in Capital Assets 50,609,420$ 50,712,982$ 51,011,919$ 52,096,183$ Restricted 1,974,115 2,664,110 2,412,222 6,268,039 Unrestricted (34,637,401) 11,048,700 12,387,400 11,550,011 Total Governmental Activities Net Position 17,946,134$ 64,425,792$ 65,811,541$ 69,914,233$ Business-type Activities Net Investment in Capital Assets 38,372,943$ 35,871,503$ 35,553,648$ 36,706,161$ Unrestricted 7,770,059 11,067,173 11,515,793 11,242,301 Total Business-type Activities Net Position 46,143,002$ 46,938,676$ 47,069,441$ 47,948,462$ Primary Government Net Investment in Capital Assets 88,982,363$ 86,584,485$ 86,565,567$ 88,802,344$ Restricted 1,974,115 2,664,110 2,412,222 6,268,039 Unrestricted (26,867,342) 22,115,873 23,903,193 22,792,312 Total Primary Government Net Position 64,089,136$ 111,364,468$ 112,880,982$ 117,862,695$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. ***Beginning in 2015, the Village implemented GASB 68 which resulted in the inclusion of a net pension liability. Data Source Audited Financial Statements Page 131 2011 2010 2009 2008 2007*2007 53,362,147$ 53,742,519$ 54,563,385$ 53,551,265$ 53,702,484$ 53,726,929$ 1,918,263 956,803 140,712 80,438 33,167 1,294,897 13,429,876 15,738,272 16,590,052 23,259,339 27,184,985 35,512,486 68,710,286$ 70,437,594$ 71,294,149$ 76,891,042$ 80,920,636$ 90,534,312$ 37,807,146$ 38,410,966$ 39,808,889$ 41,374,269$ 42,667,740$ 42,667,526$ 12,989,124 14,644,341 15,011,209 17,003,316 17,509,194 18,553,703 50,796,270$ 53,055,307$ 54,820,098$ 58,377,585$ 60,176,934$ 61,221,229$ 91,169,293$ 92,153,485$ 94,372,274$ 94,925,534$ 96,370,224$ 96,394,455$ 1,918,263 956,803 140,712 80,438 33,167 1,294,897 26,419,000 30,382,613 31,601,261 40,262,655 44,694,179 54,066,189 119,506,556$ 123,492,901$ 126,114,247$ 135,268,627$ 141,097,570$ 151,755,541$ Page 132 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Net Position Last Ten Fiscal Years Fiscal Years 2015 2014 2013 2012** Expenses Governmental Activities General Government 5,885,811$ 5,843,623$ 6,567,545$ 6,101,008$ Public Safety 27,256,737 22,920,180 21,964,989 22,344,117 Public Works 10,901,771 13,553,093 15,091,414 12,026,911 Building and Grounds 649,835 - - - Interest 285,863 302,781 374,511 384,180 Total Governmental Activities Expenses 44,980,017$ 42,619,677$ 43,998,459$ 40,856,216$ Business-type Activities Water & Sewer 8,561,248 8,435,463 8,079,364 8,931,336 Refuse Service 702,106 803,039 902,811 874,366 Golf Courses 3,288,882 2,739,077 2,942,747 2,991,170 Total Business-type Activities Expenditures 12,552,236 11,977,579 11,924,922 12,796,872 Total Primary Government Expenses 57,532,253$ 54,597,256$ 55,923,381$ 53,653,088$ Program Revenue Governmental Activities Charges for Services General Government 1,624,134$ 1,901,996$ 1,207,504$ 1,226,552$ Public Safety 1,745,580 1,623,171 1,498,819 1,283,956 Public Works 61,194 88,665 82,393 118,547 Operating Grants and Contributions 1,229,028 1,285,396 1,161,509 1,178,442 Total Governmental Activities Program Revenues 4,659,936 4,899,228 3,950,225 3,807,497 Business-type activities Charges for Services Water & Sewer 9,495,691 9,076,261 8,692,812 7,464,870 Refuse Service 1,039,876 1,044,442 1,040,878 1,050,386 Golf Courses 2,335,928 2,257,494 1,178,368 2,221,714 Operating Grants and Contributions - - 1,072,499 - Capital Grants and Contributions - - - - Total Business-type Activities Program Revenues 12,871,495 12,378,197 11,984,557 10,736,970 Total Primary Government Revenues 17,531,431$ 17,277,425$ 15,934,782$ 14,544,467$ Net (Expense) Revenue Governmental Activities (40,320,081)$ (37,720,449)$ (40,048,234)$ (37,048,719)$ Business-type Activities 319,259 400,618 59,635 (2,059,902) Total Primary Government Net Expense (40,000,822)$ (37,319,831)$ (39,988,599)$ (39,108,621)$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. Page 133 2011 2010 2009 2008 2007*2007 5,010,274$ 4,769,874$ 6,182,475$ 5,705,497$ 4,019,032$ 4,686,330$ 22,657,643 22,312,910 22,753,590 21,115,737 15,324,061 18,951,546 11,106,433 11,081,374 10,421,659 13,222,026 8,232,685 12,479,424 - - - - - - 248,539 194,655 334,142 379,501 216,379 529,858 39,022,889$ 38,358,813$ 39,691,866$ 40,422,761$ 27,792,157$ 36,647,158$ 8,753,149 9,865,981 9,519,169 8,684,651 5,165,701 7,256,639 935,365 942,757 944,392 1,017,164 777,716 1,024,248 3,057,912 3,043,367 3,118,647 3,423,903 2,637,072 3,102,770 12,746,426 13,852,105 13,582,208 13,125,718 8,580,489 11,383,657 51,769,315$ 52,210,918$ 53,274,074$ 53,548,479$ 36,372,646$ 48,030,815$ 1,240,547$ 1,195,928$ 977,464$ 1,211,188$ 1,139,242$ 1,880,714$ 1,404,308 1,419,761 1,563,236 1,514,666 1,050,920 1,525,943 86,421 71,606 50,709 94,670 94,670 - 1,230,387 1,253,103 1,349,044 1,307,895 950,383 1,532,557 3,961,663 3,940,398 3,940,453 4,128,419 3,235,215 4,939,214 7,782,000 9,091,520 8,008,360 7,538,534 4,799,193 6,694,051 1,036,872 1,041,661 1,004,431 923,207 704,841 991,140 2,175,418 2,088,106 2,320,247 2,356,962 2,141,860 2,323,919 - - - - - - - - - 133,599 497,875 450,000 10,994,290 12,221,287 11,333,038 10,952,302 8,143,769 10,459,110 14,955,953$ 16,161,685$ 15,273,491$ 15,080,721$ 11,378,984$ 15,398,324$ (35,061,226)$ (34,418,415)$ (35,751,413)$ (36,294,342)$ (24,556,942)$ (31,707,944)$ (1,752,136) (1,630,818) (2,249,170) (2,173,416) (436,720) (924,547) (36,813,362)$ (36,049,233)$ (38,000,583)$ (38,467,758)$ (24,993,662)$ (32,632,491)$ Page 134 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Net Position (Cont.) Last Ten Fiscal Years Fiscal Years 2015 2014 2013 2012 General Revenues and Other Changes in Net Position Governmental Activities Taxes Property 14,742,622$ 14,554,564$ 14,504,750$ 14,330,407$ Sales and Home Rule 9,274,777 8,455,972 7,803,749 7,570,915 Income and Use 5,409,875 4,104,736 4,737,656 5,462,111 Telecommunications 1,644,309 1,679,653 1,943,811 2,200,809 Utility 2,643,642 2,819,427 2,629,997 2,510,242 Property Transfer 904,311 790,819 760,164 459,036 Other 1,092,554 1,113,831 1,052,788 1,070,409 Investment Earnings 25,061 107,765 54,522 132,436 Miscellaneous 1,458,118 1,636,721 1,506,994 1,239,906 Transfers 749,027 1,070,724 951,111 635,500 Gain on sale of assets 1,601 488 - - Total Government Activities 37,945,897 36,334,700 35,945,542 35,611,771 Business-type Activities Property - - - Investment Earnings 10,112$ 18,820 12,455 27,087 Miscellaneous 5,737 520,521 - 1,259 Transfers (749,027) (1,070,724) (951,111) (635,500) Total Business-type Activities (733,178) (531,383) (938,656) (607,154) Total Primary Government 37,212,719$ 35,803,317$ 35,006,886$ 35,004,617$ Change in Net Position Governmental Activities (2,374,184)$ (1,385,749)$ (4,102,692)$ (1,436,948)$ Business-type Activities (413,919) (130,765) (879,021) (2,667,056) Total Primary Government Change in Net Position (2,788,103)$ (1,516,514)$ (4,981,713)$ (4,104,004)$ Data Source Audited Financial Statements Page 135 2011 2010 2009 2008 2007*2007 14,458,248$ 13,657,589$ 12,504,508$ 12,058,815$ 706,749$ 10,214,926$ 6,984,134 7,309,800 7,196,969 8,436,647 5,741,981 8,619,267 3,714,864 4,165,248 3,601,619 4,646,776 2,725,204 4,280,237 2,134,462 2,183,190 2,345,249 2,417,496 1,967,348 2,436,233 2,567,091 2,393,340 - - - - 629,376 545,515 670,762 590,596 600,379 980,213 1,044,164 1,017,612 1,006,249 1,076,929 247,827 273,335 133,059 250,290 490,881 810,982 958,715 1,636,589 1,495,155 1,822,276 1,403,283 2,081,112 1,254,948 855,100 553,000 217,000 935,000 80,230 899,950 544,950 - - - - - - 33,713,553 33,561,860 30,154,520 32,199,583 15,103,101 29,840,850 - - - - - 166,007 41,100 (46,666) (374,632) 267,263 292,375 445,766 4,999 2,133 1,315 187,034 - 131,982 (553,000) (217) (935,000) (80,230) (899,950) (544,950) (506,901) (44,750) (1,308,317) 374,067 (607,575) 198,805 33,206,652$ 33,517,110$ 28,846,203$ 32,573,650$ 14,495,526$ 30,039,655$ (1,347,673)$ (856,555)$ (5,596,893)$ (4,094,759)$ (9,453,841)$ (1,867,094)$ (2,259,037) (1,675,568) (3,557,487) (1,799,349) (1,044,295) (725,742) (3,606,710)$ (2,532,123)$ (9,154,380)$ (5,894,108)$ (10,498,136)$ (2,592,836)$ Page 136 VILLAGE OF BUFFALO GROVE, ILLINOIS Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Years 2015 2014 2013 2012** General Fund Nonspendable 551,242$ 573,812$ 562,399$ 518,437$ Restricted 223,622 130,435 162,274 - Committed 7,532,123 7,438,256 7,345,420 7,335,685 Unassigned 14,991,907 13,225,644 12,395,113 10,759,935 Reserved - - - - Unreserved - - - - Total General Fund 23,298,894 21,368,147 20,465,206 18,614,057 All other Governmental Funds Restricted 1,974,115 1,965,328 1,796,997 6,112,703 Assigned - - 101,213 144,075 Unassigned (3,707,560) (2,324,296) (927,395) (253,826) Unreserved - - - - Unreserved, Reported in Special Revenue Funds - - - - Capital Projects Funds - - - - Total All other Governmental Funds (1,733,445) (358,968) 970,815 6,002,952 Total Governmental Funds 21,565,449$ 21,009,179$ 21,436,021$ 24,617,009$ *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. Data Source Audited Financial Statements Page 137 2011 2010 2009 2008 2007*2007 1,031,936$ -$ -$ -$ -$ -$ - - - - - - 7,948,344 - - - - - 9,871,895 - - - - - - 1,138,273 1,248,428 1,536,571 1,846,137 1,846,137 - 17,763,849 18,307,270 22,444,819 27,556,199 27,556,199 18,852,175 18,902,122 19,555,698 23,981,390 29,402,336 29,402,336 1,918,263 - - - - - 146,116 - - - - - (234,206) - - - - - - 20,271 (12,970) 33,167 486,946 486,946 - 2,124,937 1,252,015 1,239,501 1,942,258 1,942,258 - 927,626 903,315 1,911,178 2,436,815 2,436,815 1,830,173 3,072,834 2,142,360 3,183,846 4,866,019 4,866,019 20,682,348$ 21,974,956$ 21,698,058$ 27,165,236$ 34,268,355$ 34,268,355$ Page 138 VILLAGE OF BUFFALO GROVE, ILLINOIS Change in Fund Balances of Governmental Funds Last Ten Fiscal Years Fiscal Years 2015 2014***2013 2012** Revenues Property Taxes 14,742,622$ 14,554,564$ 14,504,750$ 14,330,407$ Other Taxes 9,712,718 9,564,978 19,240,365 18,325,614 Licenses and Permits 1,330,769 207,312 294,622 275,434 Intergovernmental 1,931,512 11,081,081 997,371 1,011,949 Fines and Forfeitures 350,042 1,803,317 1,647,364 1,283,956 Charges for Services 12,271,219 1,371,779 1,010,868 1,236,158 Investment Income 25,061 107,765 54,522 132,457 Miscellaneous 1,404,841 2,107,628 1,506,994 1,239,861 Total Revenue 41,768,784 40,798,424 39,256,856 37,835,836 Expenditure Current General Government 5,084,772$ 5,522,549 6,465,636 5,556,101 Public Safety 25,237,115 22,773,535 21,805,910 21,791,218 Public Works 8,092,735 10,878,278 12,178,705 9,865,723 Capital Outlay 2,828,194 2,018,451 1,347,276 1,561,904 Debt Service Principal 510,000 790,000 940,000 920,000 Interest 296,747 313,665 385,395 285,420 Other Charges - - - - Total Expenditures 42,049,563 42,296,478 43,122,922 39,980,366 Excess (Deficiency) of Revenues over Expenditures (280,779) (1,498,054) (3,866,066) (2,144,530) Other Financing Sources (Uses) Transfers In 3,521,760$ 2,552,288 2,119,313 2,621,132 Transfers Out (2,686,312) (1,481,564) (1,434,235) (1,985,632) Sales of fixed assets 1,601 488 Auction Proceeds - - - 45 Bond Issued - - - 6,000,000 Premium on Issuance of Debt - - - 91,669 Transfer to Escrow Agent - - - - Total Other Financing Sources (Uses)837,049 1,071,212 685,078 6,727,214 Net Change in Fund Balance 556,270$ (426,842) (3,180,988) 4,582,684 Debt Service as a Percentage of Non-Capital Expenditures 2.06%2.68%3.17%3.14% *Transitional fiscal year May 1, 2007 through December 31, 2007 ** Auditors restated 2012, from 2011 and earlier have not been adjusted. *** Beginning in 2014, state shared revenues have been recorded as intergovernmental revenues. Page 139 2011 2010 2009 2008 2007*2007 14,458,248$ 13,657,589$ 12,504,508$ 12,058,815$ 5,797,846$ 10,402,764$ 17,074,091 17,614,705 14,806,744 17,168,444 11,282,739 16,589,285 280,139 278,164 276,857 278,965 245,148 825,691 1,060,719 1,096,794 1,106,234 1,134,407 815,669 1,253,319 1,404,308 1,419,761 1,559,190 1,514,666 1,050,918 1,525,943 1,216,497 1,145,679 970,537 1,200,381 1,028,810 1,334,260 133,196 249,396 490,881 790,244 911,444 1,562,291 1,442,617 1,720,640 1,444,610 2,081,112 1,254,948 855,101 37,069,815 37,182,728 33,159,561 36,227,034 22,387,522 34,348,654 5,509,433 4,979,904 5,596,822 5,458,962 3,455,213 4,955,659 22,008,351 21,802,732 20,882,745 20,499,004 14,211,380 18,185,545 8,256,079 8,704,005 10,337,090 10,792,931 7,225,387 9,319,231 1,510,924 3,157,156 1,245,940 1,286,175 502,701 1,945,053 1,055,000 980,000 1,165,000 1,150,000 1,312,381 1,234,765 248,539 194,655 334,142 379,501 424,220 476,736 - 127,930 - - - - 38,588,326 39,946,382 39,561,739 39,566,573 27,131,282 36,116,989 (1,518,511) (2,763,654) (6,402,178) (3,339,539) (4,743,760) (1,768,335) 1,891,354 2,153,190 2,909,382 4,121,451 3,064,166 3,453,845 (1,338,354) (1,936,190) (1,974,382) (4,041,221) (2,164,216) (2,658,895) 52,538 103,565 - - - - - 7,760,000 - - - - - 178,229 - - - - - (5,218,242) - - - - 605,538 3,040,552 935,000 80,230 899,950 794,950 (912,973) 276,898 (5,467,178) (3,259,309) (3,843,810) (973,385) 3.52%3.19%3.91%4.00%6.52%5.01% Page 140 VILLAGE OF BUFFALO GROVE, ILLINOIS Assessed Value and Actual Value of Taxable Property Last Ten Levy Years Tax Levy Residential Commercial Industrial Other Year Property Property Property Property 2015 *1,191,523,466$ *297,951,249$ *3,377,285$ *631,771$ 2014 1,120,788,463 294,457,084 9,119,150 696,091 2013 1,115,221,955 292,225,583 9,050,042 618,433 2012 1,223,424,081 296,910,564 10,221,534 617,198 2011 1,338,206,375 315,118,343 10,706,904 832,216 2010 1,435,137,071 325,603,742 12,723,472 636,502 2009 1,535,445,605 346,125,532 14,583,031 628,346 2008 1,510,235,133 353,063,176 17,166,096 630,017 2007 1,454,038,913 339,683,354 16,474,758 624,450 *Cook County property class and assessed valuation is an estimate. Cook County information not yet available. Note: Total Direct Tax Rate is weighted for both Cook and Lake Counties Data Source Office of Cook County Clerk Office of Lake County Clerks Page 141 Estimated Estimated Total Assessed Total Direct Actual Taxable Actual Taxable Value Tax Rate Value Value (%) 1,493,483,771$ *1.0110 *4,480,451,313$ *33.333% 1,425,060,788 1.0411 4,275,182,364 33.333% 1,417,116,013 1.0280 4,251,348,039 33.333% 1,531,173,377 0.9187 4,593,520,131 33.333% 1,664,431,364 0.8594 4,993,294,092 33.333% 1,774,100,787 0.7999 5,322,302,361 33.333% 1,896,782,514 0.7359 5,690,347,542 33.333% 1,881,094,422 0.6661 5,643,283,266 33.333% 1,810,821,475 0.6668 5,432,464,425 33.333% Page 142 VILLAGE OF BUFFALO GROVE, ILLINOIS Property Tax Rates - Direct and Overlapping Governments Last Ten Levy Years Comparative Tax Rates (Per $100 Assessed and Equalized Valuation) Tax Levy Year 2015 2014 2013 2012 2011 Lake County Village of Buffalo Grove 0.955 0.993 0.983 0.929 0.852 County, including Forest Preserve 0.871 0.893 0.881 0.820 0.755 Combined School Districts (102, 125, 532)7.034 7.164 7.068 6.779 6.158 Buffalo Grove Park District 0.517 0.553 0.537 0.511 0.452 Vernon Area Public Library 0.308 0.317 0.311 0.441 0.385 All Other (3)0.110 0.113 0.105 0.106 0.092 Total (4)9.794 10.033 9.885 9.586 8.694 -2.38%1.50%3.12%10.26%9.33% Cook County Village of Buffalo Grove N/A N/A N/A 1.030 0.886 County, including Forest Preserve N/A N/A N/A 0.594 0.520 Metropolitan Water Reclamation District of Greater Chicago N/A N/A N/A 0.370 0.320 Combined School Districts (21, 214, 512)N/A N/A N/A 6.917 6.565 Buffalo Grove Park District N/A N/A N/A 0.557 0.479 Indian Trails Public Library District N/A N/A N/A 0.463 0.393 All Other (3)N/A N/A N/A 0.187 0.107 Total (5)N/A N/A N/A 10.118 9.270 Percentage Change Year -to-Year N/A N/A N/A 9.15%12.95% Notes: (1) Taxes Levied on a calendar year basis for collection in the subsequent year. (2) The Village is a home rule unit under the 1970 Illinois State Constitution and, as such, has no statutory tax rate limitations. (3) Includes Road and Bridge and General Assistance for the Township herein. (4) Representative tax rates for other government units are from Vernon Township Tax Code 16- 92, which represents the largest portion of the Village's 2013 EAV. (5) Representative tax rates for other government units are from Cook County Tax Code 38077, which represents the largest portion of the Village's 2012 EAV within Cook County. N/A - Not Yet Available Data Source Cook County Tax Extension Lake County Tax Extension Page 143 2010 2009 2008 2007 2006 0.797 0.750 0.665 0.649 0.633 0.703 0.664 0.652 0.645 0.654 5.610 5.301 5.102 5.066 5.318 0.425 0.351 0.370 0.380 0.403 0.315 0.301 0.222 0.219 0.317 0.102 0.094 0.092 0.092 0.094 7.952 7.461 7.103 7.051 7.419 6.58%5.04%0.74%-4.96%3.08% 0.810 0.691 0.670 0.729 0.731 0.474 0.464 0.466 0.499 0.557 0.274 0.261 0.252 0.263 0.284 5.792 5.103 5.004 5.035 5.613 0.439 0.371 0.376 0.416 0.455 0.347 0.307 0.308 0.297 0.320 0.071 0.068 0.067 0.079 0.080 8.207 7.265 7.143 7.318 8.040 12.97%1.71%-2.39%-8.98%1.71% Page 144 VILLAGE OF BUFFALO GROVE, ILLINOIS Principal Property Taxpayers Current Fiscal Year and Nine Years Ago 2015 Percentage of Total Village Equalized Taxable Assessed Assessed Taxpayer Valuation Rank Valuation Chevy Chase Business Park Ltd 26,362,226$ 1 1.77% Hamilton Partners(1)8,949,806 2 0.599% Millbrook 8,914,242 3 0.597% Riverwalk II LLC 8,519,221 4 0.570% Penobscot Management LLC(3)8,450,998 5 0.566% Riverwalk South LLC(2)8,099,217 6 0.542% Aptakisic Creek Corporate Park, LLC 7,728,838 7 0.518% Arthur J. Rogers and Company (4)7,705,919 8 0.516% Manufactures Life Insurance 6,018,549 9 0.403% MFREVF-Windbrooke LP 5,901,309 10 0.395% Amli at Chevy Chase, LP First Chicago Property Strathmore Square LaSalle Bank (1) Previously HP Riverwalk II, LLC (2) Previously Marack and Associates (3) Previously The Wheatlands LLC (4) Previously American National Bank and Trust of Chicago Data Source: Office of the County Clerk of Cook Office of the County Clerk of Lake Note: Every effort was made to seek out and report the largest taxpayers. However, many of the taxpayers contain multiple parcels, and it is possible that some parcels and their valuations have been overlooked. Page 145 2006 Percentage of Total Village Equalized Equalized Assessed Assessed Valuation Rank Valuation 15,021,946 2 0.90% 16,872,585 1 1.006% 11,679,495 4 0.696% 8,752,095 6 0.522% 10,105,206 5 0.602% 8,459,468 7 0.504% 14,647,024 3 0.873% 7,308,089 8 0.436% 6,878,960 9 0.410% 6,746,003 10 0.402% Page 146 VILLAGE OF BUFFALO GROVE, ILLINOIS Property Tax Levy and Collections Last Ten Fiscal Years Lake County Cook County Collected within the Collected within the Fiscal Year After the Levy Fiscal Year After the Levy Levy Tax Percentage Tax Percentage Year Levied Amount of Levy Levied Amount of Levy 2014 11,339,326$ 11,322,087$ 99.85%3,500,800$ 3,409,452$ 97.39% 2013 11,413,067 11,172,745 97.89%3,424,515 3,381,819 98.75% 2012 11,183,780 11,105,274 99.30%3,449,572 3,399,477 98.55% 2011 11,026,478 11,019,638 99.94%3,279,285 3,225,824 98.37% 2010 10,911,629 10,902,757 99.92%3,280,083 3,203,676 97.67% 2009 10,826,999 10,818,398 99.92%3,131,059 2,992,768 95.58% 2008 9,648,296 9,639,444 99.91%2,882,493 2,902,223 100.68% 2007 9,137,324 9,133,824 99.96%2,937,238 2,871,428 97.76% 2006 8,389,127 8,383,359 99.93%2,572,578 2,538,174 98.66% 2005 7,690,488 7,692,967 100.03%2,492,952 2,454,868 98.47% Note: Property Assessed at 33 1/3%of actual value Property is assessed on the following basis: Cook County - Triennial; Lake County Quadrennial (minimum) Collection of prior year taxes are immaterial Data Source: Office of the County Clerk Page 147 Village Total Percentage Collected of Levy 14,731,539$ 99.27% 14,554,564 98.09% 14,504,751 99.12% 14,245,462 99.58% 14,106,433 99.40% 13,811,166 98.95% 12,541,667 100.09% 12,005,252 99.43% 10,921,533 99.63% 10,147,835 99.65% Page 148 VILLAGE OF BUFFALO GROVE, ILLINOIS Sales Tax Revenue and Number of Principal Payers Revenue By Category Last Ten Calendar Years 2015 2014 2013 2012 General Merchandise 66,228$ *9,098$ 10,105$ 17,526$ Food 1,552,983 1,080,556 1,133,605 1,193,312 Drinking and Eating Places 1,062,206 1,023,545 1,025,547 997,738 Apparel 94,538 104,229 120,210 130,163 Furniture, Households and radio 521,007 356,095 463,678 *437,774 Lumber, Building and Hardware 1,879,818 1,666,708 1,236,689 812,434 Automotive Filling Stations 918,216 947,278 857,713 954,996 Drugs and Miscellaneous Retail 1,790,381 2,349,469 1,915,937 1,847,550 Agriculture and All Other 2,313,502 1,693,506 1,572,248 1,347,303 Manufacturers 351,808 270,063 285,848 334,442 10,550,687$ 9,500,547$ 8,621,580$ 8,073,238$ Total Number of Payers 1,043 974 972 966 Village Direct Sales Tax rate 1.00%1.00%1.00%1.00% Village Home Rule Tax rate 1.00%1.00%1.00%1.00% Note: Blank Catagories have less than four taxpayers; therefore, no data is shown to protect the confidentiality of individual taxpayers. * Excludes values for taxpayers in Cook County. Data Source: Office of the County Clerk of Cook Office of the County Clerk of Lake Illinois Department of Revenue Page 149 Calendar Year 2011 2010 2009 2008 2007 2006 18,514$ 3,901$ 4,637$ 5,819$ 3,793$ 1,346$ 1,244,667 1,362,170 1,357,378 1,415,835 1,371,195 1,340,177 921,617 933,212 941,804 906,628 874,307 924,738 129,402 128,663 112,951 104,376 110,386 67,072 378,836 415,396 223,008 521,316 422,342 530,825 534,413 402,483 716,935 1,379,764 2,181,496 3,326,323 853,864 959,870 1,222,500 1,177,121 1,715,400 1,581,217 1,982,824 1,431,121 1,432,484 1,285,513 1,237,894 1,206,917 1,193,620 1,062,978 1,257,806 2,082,955 1,777,144 1,755,277 378,326 379,893 399,141 390,034 338,494 438,024 7,636,083$ 7,079,687$ 7,668,644$ 9,269,361$ 10,032,451$ 11,171,916$ 1,286 997 975 1,002 1,196 1,311 1.00%1.00%1.00%1.00%1.00%1.00% 1.00%1.00%1.00%1.00%1.00%1.00% Page 150 VILLAGE OF BUFFALO GROVE, ILLINOIS Direct and Overlapping Sales Tax Rates Last Ten Fiscal years State of Village Illinois Fiscal Direct Sales Tax Year Rate Rate 2015 1.00%6.50% 2014 1.00%6.50% 2013 1.00%6.50% 2012 1.00%6.50% 2011 1.00%6.50% 2010 1.00%6.50% 2009 1.00%6.50% 2008 1.00%6.50% *2007 1.00%6.50% 2007 1.00%6.50% *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Illinois Department of Revenue Page 151 VILLAGE OF BUFFALO GROVE, ILLINOIS Ratio of Outstanding Debt by Type Last Ten Years Governmental Activities General General Total Year Obligation Obligation IEPA Installment Primary Ended Bonds Bonds Loan Note Government 12/31/2015 10,202,453$ -$ 383,487$ 1,193,599$ 11,779,539$ 12/31/2014 10,730,503 - 400,519 - 11,131,022 12/31/2013 11,340,000 - 173,618 - 11,513,618 12/31/2012 12,280,000 - - - 12,280,000 12/31/2011 7,200,000 - - - 7,200,000 12/31/2010 8,255,000 - - - 8,255,000 12/31/2009 6,575,000 - - - 6,575,000 12/31/2008 7,740,000 - - - 7,740,000 *12/31/2007 8,890,000 - - - 8,890,000 4/30/2007 10,202,381 174,768 - - 10,377,149 *Transitional fiscal year May 1, 2007 through December 31, 2007 December 31, 2007 represents an eight-month period. Notes: Details of the Village's outstanding debt can be found in the Notes to the Financial Statements. (1) See the Schedule of Demographic and Economic Statistics for equalized assessed valuation of property, personal income, and population data. Business-type Activities Page 152 Ratio of Total Outstanding Debt Debt to Total Outstanding Equalized Outstanding as a Percentage Assessed Debt of Personal Valuation Per Capita (1)Income 0.26%283.82$ 0.61% 0.26%265.11 0.57% 0.27%275.59 0.61% 0.27%290.10 0.65% 0.14%171.79 0.39% 0.16%198.93 0.45% 0.12%156.62 0.36% 0.14%183.54 0.44% 0.16%209.47 0.51% 0.22%243.80 0.60% Page 153 VILLAGE OF BUFFALO GROVE, ILLINOIS Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years Ratio of Total Amounts Outstanding Available Debt to Total General in Debt Equalized Outstanding Fiscal Obligation Service Assessed Debt Year Bonds Fund Total Valuation Per Capita (1) 2015 10,202,453$ -$ 10,202,453$ 0.23%245.82$ 2014 10,730,503 - 10,730,503 0.25%255.57 2013 11,340,000 - 11,340,000 0.27%271.43 2012 12,280,000 19,527 12,260,473 0.27%289.64 2011 7,200,000 12,543 7,187,457 0.14%171.49 2010 8,255,000 20,271 8,234,729 0.15%198.45 2009 6,575,000 (12,970) 6,587,970 0.12%156.93 2008 7,740,000 33,167 7,706,833 0.14%182.76 2007*8,890,000 98,332 8,791,668 0.16%207.16 2007 10,202,381 486,946 9,715,435 0.20%228.25 *Transitional fiscal year May 1, 2007 through December 31, 2007 Notes: Details of the Village's outstanding debt can be found in the Notes to the Financial Statements. (1) See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. Page 154 VILLAGE OF BUFFALO GROVE, ILLINOIS Direct and Overlapping Governmental Activities Debt As of December 31, 2015 Percentage of Village of Debt Applicable Buffalo Grove Gross to the Village of Share Debt Buffalo Grove*of Debt Overlapping Debt School Districts Cook County School District #21 40,805,000$ 17.78%7,255,129$ Kildeeer Countryside Community Consolidated #96 720,000 38.38%276,336 Aptakisic-Tripp Community Consolidated #102 3,780,000 76.12%2,877,336 Lincolnshire-Half Day District #103 2,515,000 11.78%296,267 Adlai E. Stevenson H.S. District # 125 14,355,000 37.10%5,325,705 Wheeling Township H.S. District #214 58,210,000 3.76%2,188,696 Harper Community College #512 170,935,000 1.68%2,871,708 College of Lake County #532 73,135,000 5.31%3,883,469 Total School Districts 364,455,000 24,974,646 Other Than School Districts Lake County 103,460,000 5.04%5,214,384 Lake County Forest Preserve 274,450,000 5.04%13,832,280 Cook County 3,466,835,000 0.22%7,627,037 Cook County Forest Preserve 172,535,000 0.22%379,577 Metropolitan Water Reclamation District 2,642,374,005 0.23%6,077,460 Buffalo Grove Park District 18,290,000 96.12%17,580,348 Wheeling Park District 12,770,000 8.27%1,056,079 Total Other than School Districts 6,690,714,005 51,767,165 Total Overlapping Debt 7,055,169,005 76,741,811 Total Village of Buffalo Grove Direct Debt 10,202,453 100.00%10,202,453 Total Direct and Overlapping Debt 7,065,371,453$ 86,944,264$ *Determined by ratio of assessed valuation of property subject to taxation in the Village of Buffalo Grove to valuation of property subject to overlapping unit Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village. This schedule estimates the portion of outstanding debt of those overlapping governments that is borne by the residents and businesses of the Village of Buffalo Grove. This process recognizes that, when considering the government's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. Page 155 VILLAGE OF BUFFALO GROVE, ILLINOIS Schedule of Legal Debt Margin December 31, 2015 Under the 1970 Illinois Constitution, there is no legal limit for home rule municipalities except as set by the General Assembly. Page 156 VILLAGE OF BUFFALO GROVE, ILLINOIS Demographic and Economic Statistics Last Ten Years Equalized Per Capita Fiscal Assessed Personal Personal Per Capita Unemployment Year Population Valuation EAV Income Income Rate 2015 41,503 E 1,493,483,771$ 35,985 1,930,595,051$ 46,517 1 4.2% 2014 41,987 E 1,425,060,788 33,941 1,939,085,621 46,183 E 5.7% 2013 41,778 E 1,456,040,510 34,852 1,882,391,346 45,057 1 6.8% 2012 42,330 E 1,531,173,377 36,172 1,891,582,681 44,687 E 7.1% 2011 41,911 E 1,664,431,364 39,713 1,854,311,029 44,244 E 7.6% 2010 41,496 A 1,774,100,787 42,754 1,817,773,776 43,806 3 8.4% 2009 41,980 E 1,896,782,514 45,138 1,802,196,362 42,930 E 7.8% 2008 42,170 E 1,881,094,422 44,607 1,774,145,979 42,071 E 4.8% *2007 42,440 E 1,810,821,475 42,668 1,749,795,121 41,230 E 3.7% 2007 42,564 E 1,677,222,407 39,405 1,719,809,470 40,405 E 3.2% A - Actual 1- US Census E - Estimate 2- Northern Illinois University Estimate 3 - American Community Survey 3 Year Estimates *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: U.S. Department of Labor, Bureau of Labor Statistics U.S. Census Bureau Page 157 VILLAGE OF BUFFALO GROVE, ILLINOIS Principal Village Employers Current Year and Nine Years Ago 2015 2006 Percent Percent of Total of Total Village Village Employer Employees Rank Population Employees Rank Population Siemens Building Technologies 1,800 1 4.34%1,030 2 2.43% I.S.I.1,200 2 2.89% ESS 550 3 1.33% Plexus Corporation 370 4 0.89%400 5 0.94% Veritas Document Solutions 300 5 0.72% Dell 225 6 0.54% Intelligent Hospital Solutions 200 7 0.48% Vapor Bus Direct 200 8 0.48% Leica Microsystems, Inc 200 9 0.48% Berry Plastics 180 10 0.43% Wes-Tech Automation Solutions 180 10 0.43% Allstate Insurance Company 1,323 1 3.12% Rexam 599 3 1.41% Dominicks Finer Foods (3 locations)483 4 1.14% Harris Trust & Savings Bank 350 6 0.82% Federal Express 300 7 0.71% RG Ray 250 8 0.59% Village of Buffalo Grove 241 9 0.57% Automated Technologies 224 10 0.53% Data Source: Village Records - Earliest available Page 158 VILLAGE OF BUFFALO GROVE, ILLINOIS Full-Time Equivalent Employees Last Ten Years Function/Program 2015 2014 2013 2012 General Government Administration Village Managers Office 6.0 7.5 5.5 4.5 Planning - 1.5 1.5 1.5 Information Technology - 3.0 3.5 3.5 Finance 8.0 10.0 9.5 8.5 Building and Zoning 12.0 9.5 10.0 10.0 Public Safety Police Full-Time Police Officers 63.0 63.0 64.0 69.0 Community Service Officers 3.0 3.0 3.0 3.0 Civilians 15.0 15.0 17.0 16.5 Fire Full-time Firefighters/Paramedics 59.0 58.0 58.0 62.0 Civilians 1.0 1.5 3.5 3.5 Public Works Public Works Administration 6.0 6.0 5.0 11.0 Streets/Forestry 20.0 18.5 18.5 20.0 Water/Sewer 10.0 9.0 8.0 13.0 Central garage 5.5 5.5 5.5 5.5 Building Maintenance 6.0 6.0 4.0 4.0 Recreation Administration 19.5 19.5 18.0 13.5 Grounds Maintenance 11.5 11.5 16.0 15.0 245.5 248.0 250.5 264.0 Recreation Seasonal 24.5 24.5 24.5 34.0 *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Village Finance Department Page 159 2011 2010 2009 2008 2007*2007 4.0 4.0 4.5 5.0 5.0 4.5 1.5 1.5 1.5 1.5 1.5 1.5 3.5 3.5 3.5 3.5 3.5 3.5 8.5 8.5 9.0 9.5 9.5 9.5 10.0 10.0 10.0 10.5 10.5 10.5 69.0 69.0 71.0 71.0 71.0 70.0 3.0 3.0 3.0 3.0 3.0 3.0 17.5 17.5 20.5 21.5 21.5 22.5 62.0 62.0 62.0 62.0 61.0 62.0 6.0 6.0 6.0 6.0 6.0 6.0 11.0 12.0 12.0 14.5 14.5 14.5 20.0 20.0 20.0 20.0 20.0 20.0 13.0 13.0 13.0 14.0 14.0 14.0 5.5 5.5 5.5 5.0 5.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 13.5 13.5 13.5 13.5 13.5 13.5 15.0 15.0 15.0 15.0 15.0 15.0 267.0 268.0 274.0 279.5 278.5 278.0 34.0 34.0 34.0 34.0 34.0 34.0 Page 160 VILLAGE OF BUFFALO GROVE, ILLINOIS Operating Indicators Last Ten Fiscal Years Function/Program 2015 2014 2013 2012 General Government Building and Zoning Building Permits Issued 2,582 2,833 2,651 2,206 Building Inspections Conducted 11,625 7,074 7,456 15,858 Property Maintenance Inspections Conducted 1,894 3,172 3,288 5,828 Public Safety Police Physical Arrests 809 886 759 671 Parking Violations 3,766 3,634 2,984 3,341 Traffic Violations 7,969 8,349 13,171 10,826 DUI Arrests 97 154 124 107 Vehicle Crashes 363 1,429 1,507 1,260 Fire Ambulance Calls/EMS 3,123 3,385 2,613 2,789 Service Calls 340 1,245 483 487 Fire Calls 1,585 821 865 698 Auto Aid/Mutual Aid 1,055 1,063 654 680 Public Works Streets Street Resurfacing (Miles)2.45 3.28 10.84 5.51 Parks and Recreation Park Sites 46 46 46 46 Golf Course - Combined Golf Rounds Played - Paid 68,602 54,689 53,639 59,937 Water New Connections (Tap-ons)23 9 27 15 Average Daily consumption (1)3.39 3.58 3.70 3.92 Peak Daily consumption (1)5.14 5.40 6.20 7.93 (1) - Millions of Gallons *Transitional fiscal year May 1, 2007 through December 31, 2007 N/A - Not Available Data Source: Various Village Departments Page 161 2011 2010 2009 2008 2007*2007 1,930 1,959 1,922 1,746 1,695 1,282 9,661 7,088 6,633 5,054 21,383 13,416 3,462 3,158 2,348 2,159 2,962 3,448 820 981 989 1,085 2,143 N/A 2,031 2,062 3,267 3,451 4,721 N/A 11,867 11,999 11,373 15,795 12,010 N/A 164 222 267 337 482 N/A 1,396 1,391 1,414 1,786 1,555 N/A 2,568 2,743 2,553 2,590 2,943 2,583 1,053 610 718 751 678 684 737 735 774 881 858 788 676 654 672 689 379 406 2.90 3.00 4.94 4.94 8.23 8.30 46 46 46 46 46 46 56,918 52,740 59,723 58,097 60,258 61,005 12 50 7 25 33 98 4.09 4.30 4.21 4.09 4.35 4.61 7.84 7.30 7.29 7.03 8.39 8.88 Page 162 VILLAGE OF BUFFALO GROVE, ILLINOIS Capital Asset Statistics Last Ten Fiscal Years Function/Program 2015 2014 2013 2012 Public Safety Police Stations 1 1 1 1 Patrol Units 30 29 28 34 Fire Stations 3 3 3 3 Fire Apparatus 20 20 21 21 Public Works Streets Street (Miles)118.20 118.20 117.70 117.70 Streetlights 2,789 2,786 2,778 2,778 Water Water Mains 181.14 180.90 180.30 180.25 Fire Hydrants 2,493 2,487 2,477 2,475 Wastewater Sanitary Sewers 139.92 139.80 139.30 139.27 *Transitional fiscal year May 1, 2007 through December 31, 2007 Data Source: Various Village Departments Page 163 2011 2010 2009 2008 2007*2007 1 1 1 1 1 1 36 36 36 36 36 35 3 3 3 3 3 3 21 21 21 20 20 20 117.70 117.70 117.70 117.50 117.50 117.50 2,778 2,745 2,743 2,714 2,614 2,374 180.25 179.83 179.82 180.63 179.57 178.36 2,475 2,475 2,474 2,474 2,468 2,449 139.27 139.27 139.27 139.24 139.12 138.72