2014 Fire Annual ReportVILLAGE OF BUFFALO GROVE, ILLINOIS
FIREFIGHTERS' PENSION FUND
HOUSE BILL 5088 - MUNICIPAL COMPLIANCE REPORT
FOR THE FISCAL YEAR ENDED
DECEMBER 31, 2014
Page 2
1)
Current Preceding
Fiscal Year Fiscal Year
Total Cash and Investments (including accrued interest)$49,181,692 $45,278,007
Total Net Position $49,156,716 $45,275,721
2)
Estimated Receipts - Employee Contributions $527,100
Estimated Receipts - All Other Sources
Investment Earnings $3,442,700
Municipal Contributions $1,728,496
3)
Annual Requirement of the Fund as Determined by:
Illinois Department of Insurance $1,693,055
Private Actuary - Lauterbach & Amen, LLP
Recommended Municipal Contribution $1,728,496
Statutory Municipal Contribution $1,631,569
House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
The total cash and investments,including accrued interest,of the fund and their current market value of those
assets:
VILLAGE OF BUFFALO GROVE, ILLINOIS
The Pension Board certifies to the Board of Trustees of the Village of Buffalo Grove,Illinois on the condition of the
Pension Fund at the end of its most recently completed fiscal year the following information:
The estimated receipts during the next succeeding fiscal year from deductions from the salaries of firefighters'
and from other sources:
The estimated amount necessary during the fiscal year to meet the annual actuarial requirements of the pension
fund as provided in Sections 4-118 and 4-120:
For the Fiscal Year Ending December 31, 2014
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House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
VILLAGE OF BUFFALO GROVE, ILLINOIS
For the Fiscal Year Ending December 31, 2014
4)
Current Preceding
Fiscal Year Fiscal Year
Net Income Received from Investment of Assets $3,195,916 $5,865,851
Assumed Investment Return
Illinois Department of Insurance 6.75%6.75%
Private Actuary - Lauterbach & Amen, LLP 7.00%7.00%
Actual Investment Return 7.00%15.04%
5)
Illinois Department of Insurance N/A
Private Actuary - Lauterbach & Amen, LLP N/A
6)
Number of Active Members 55
7)
Total Amount
Number of Disbursed
(i) Regular Retirement Pension 24 $1,692,103
(ii) Disability Pension 4 $168,409
(iii) Survivors and Child Benefits 2 $81,082
Totals 30 $1,941,594
The total number of active employees who are financially contributing to the fund:
The increase in employer pension contributions that results from the implementation of the provisions of P.A.93-
0689:
The total net income received from investment of assets along with the assumed investment return and actual
investment return received by the fund during its most recently completed fiscal year compared to the total net
income, assumed investment return, and actual investment return received during the preceding fiscal year:
The total amount that was disbursed in benefits during the fiscal year,including the number of and total amount
disbursed to (i)annuitants in receipt of a regular retirement pension,(ii)recipients being paid a disability
pension, and (iii) survivors and children in receipt of benefits:
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House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
VILLAGE OF BUFFALO GROVE, ILLINOIS
For the Fiscal Year Ending December 31, 2014
8)
Current Preceding
Fiscal Year Fiscal Year
Illinois Department of Insurance 74.82%73.36%
Private Actuary - Lauterbach & Amen, LLP 72.08%68.60%
9)
Unfunded Liability:
Illinois Department of Insurance $16,227,865
Private Actuary - Lauterbach & Amen, LLP $18,279,539
10)
Investment Policy - See Attached.
President __________________________________________________ Date ___________________
Adopted this ___________ day of __________, 2015
Secretary __________________________________________________ Date ___________________
The accrued liability is the actuarial present value of the portion of the projected benefits that has been accrued
as of the valuation date based upon the actuarial valuation method and the actuarial assumptions employed in the
valuation. The unfunded accrued liability is the excess of the accrued liability over the actuarial value of assets.
The investment policy of the Pension Board under the statutory investment restrictions imposed on the fund.
CERTIFICATION OF MUNICIPAL FIREFIGHTERS'
PENSION FUND COMPLIANCE REPORT
The funded ratio of the fund:
The Board of Trustees of the Pension Fund,based upon information and belief,and to the best of our knowledge,
hereby certify pursuant to §4-134 of the Illinois Pension Code 40 ILCS 5/4-134, that the preceding report is true and
accurate.
The unfunded liability carried by the fund, along with an actuarial explanation of the unfunded liability:
Please see Notes Page attached.
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House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
VILLAGE OF BUFFALO GROVE, ILLINOIS
For the Fiscal Year Ending December 31, 2014
1)
2)
Estimated Receipts - All Other Sources
3)Annual Requirement of the Fund as Determined by:
Private Actuary - Timothy W. Sharpe, Actuary
INDEX OF ASSUMPTIONS
Illinois Department of Insurance -Suggested Amount of Tax Levy as Reported in the December 31, 2014
Actuarial Valuation.
Recommended Amount of Tax Levy as Reported by Lauterbach &Amen,LLP in the December 31, 2014
Actuarial Valuation.
Statutorily Required Amount of Tax Levy as Reported by Lauterbach &Amen,LLP in the December 31, 2014
Actuarial Valuation.
Investment Earnings -Cash and Investments as Reported in the Audited Financial Statements for the Year Ended
December 31, 2014, times 7% (Actuarial Investment Return Assumption) Rounded to the Nearest $100.
Municipal Contributions -Recommended Tax Levy Requirement as Reported by Lauterbach &Amen,LLP,
Actuarial Valuation for the Year Ended December 31, 2014.
Total Net Position -as Reported in the Audited Financial Statements for the Years Ended December 31, 2014
and 2013.
Total Cash and Investments -as Reported at Market Value in the Audited Financial Statements for the Years
Ended December 31, 2014 and 2013.
Estimated Receipts - Employee Contributions as Reported in the Audited Financial Statements for the Year
Ended December 31, 2014 plus 5%Increase (Actuarial Salary Increase Assumption) Rounded to the Nearest
$100.
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House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
VILLAGE OF BUFFALO GROVE, ILLINOIS
For the Fiscal Year Ending December 31, 2014
4)
5)
6)
(ii) Disability Pension - Same as above.
(iii) Survivors and Child Benefits - Same as above.
Assumed Investment Return
Illinois Department of Insurance -Current and Preceding Fiscal Year Interest Rate Assumption as Reported in
the December 31, 2014 and 2013 Actuarial Valuations.
Private Actuary -Current Interest Rate Assumption as Reported in the Lauterbach &Amen,LLP,December 31,
2014 Actuarial Valuation.Preceding Fiscal Year Interest Rate Assumption as Reported in the Timothy W.
Sharpe, Actuary, December 31, 2013 Actuarial Valuation.
INDEX OF ASSUMPTIONS - Continued
Illinois Department of Insurance -Amount of total suggested tax levy to be excluded from the property tax
extension limitation law as contemplated by 35 ILCS 200/18-185.
Private Actuary - No Private Actuarial Valuation amount available at the time of this report.
Net Income Received from Investment of Assets -Investment Income (Loss)net of Investment Expense,as
Reported in the Audited Financial Statements for the Years Ended December 31, 2014 and 2013.
Number of Active Members -Illinois Department of Insurance Annual Statement for December 31,2014 -
Schedule P.
(i)Regular Retirement Pension -Illinois Department of Insurance Annual Statement for December 31,2014 -
Schedule P for Number of Participants and Expense page 1 for Total Amount Disbursed.
Actual Investment Return -Net Income Received from Investments as Reported Above as a Percentage of the
Average of the Beginning Balance of the Fiscal Year Cash and Investments and Ending Balance of the Fiscal
Year Cash and Investments,excluding the fiscal year net investment income,as Reported in the Audited
Financial Statements for the Fiscal Years Ended December 31, 2014, 2013 and 2012.
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House Bill 5088 (Public Act 95-950) - Municipal Compliance Report
FIREFIGHTERS' PENSION FUND
VILLAGE OF BUFFALO GROVE, ILLINOIS
For the Fiscal Year Ending December 31, 2014
7)The funded ratio of the fund:
8)Unfunded Liability:
Private Actuary -Deferred Asset (Unfunded Accrued Liability)as Reported by Lauterbach &Amen,LLP in the
December 31, 2014 Actuarial Valuation.
INDEX OF ASSUMPTIONS - Continued
Illinois Department of Insurance -Current and Preceding Fiscal Year Net Present Assets as a percentage of Total
Assets as Reported in the December 31, 2014 and 2013 Actuarial Valuations.
Private Actuary -Current Fiscal Year Net Present Assets as a percentage of Total Assets as Reported in the
Lauterbach &Amen,LLP,December 31,2014 Actuarial Valuation.Preceding Fiscal Year Net Present Assets as
a percentage of Total Assets as Reported in the Timothy W.Sharpe,Actuary,December 31,2013 Actuarial
Valuation.
Illinois Department of Insurance -Deferred Asset (Unfunded Accrued Liability)as Reported in the December
31, 2014 Actuarial Valuation.