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2013 Fire Annual ReportVILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND HOUSE BILL 5088 - MUNICIPAL COMPLIANCE REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2013 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 1) Total Cash and Investments $45,278,007 $38,605,758 Total Net Position $45,275,721 $38,594,818 2) Estimated Receipts - Employee Contributions $517,700 Estimated Receipts - All Other Sources Investment Earnings $3,169,500 Municipal Contributions $1,848,990 3) Annual Requirement of the Fund as Determined by: Illinois Department of Insurance $1,641,432 Recommended Municipal Contribution $1,848,990 Statutory Municipal Contribution $1,728,371 The Pension Board certifies to the Board of Trustees of the VILLAGE OF BUFFALO GROVE,IL on the condition of the Pension Fund at the end of its most recently completed fiscal year the following information: The total cash and investments of the fund and their current market value of those assets: Current Preceding Fiscal Year Fiscal Year The estimated receipts during the next succeeding fiscal year from deductions from the salaries of firefighters' and from other sources: The estimated amount necessary during the fiscal year to meet the annual actuarial requirements of the pension fund as provided in Sections 4-118 and 4-120: Private Actuary - Timothy W. Sharpe, Actuary Page 1 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 4) Net Income Received from Investment of Assets $5,879,086 $3,320,342 Assumed Investment Return Illinois Department of Insurance Private Actuary - Timothy W. Sharpe, Actuary Actual Investment Return 5) Illinois Department of Insurance - Actuarial Report $N/A $N/A 6)The total number of active employees who are financially contributing to the fund: Number of Active Members 7) (i) Regular Retirement Pension $1,453,572 (ii) Disability Pension $149,924 (iii) Survivors and Child Benefits $79,036 Totals $1,682,532 6.75%6.75% The total net income received from investment of assets along with the assumed investment return and actual investment return received by the fund during its most recently completed fiscal year compared to the total net income,assumed investment return,and actual investment return received during the preceding fiscal year: Current Preceding 7.00%7.00% Number of Disbursed 24 Fiscal Year Fiscal Year 15.07%9.58% 56 The total amount that was disbursed in benefits during the fiscal year,including the number of and total amount disbursed to (i)annuitants in receipt of a regular retirement pension,(ii)recipients being paid a disability pension, and (iii) survivors and children in receipt of benefits: Total Amount The increase in employer pension contributions that results from the implementation of the provisions of P.A. 93-0689: Private Actuary - Timothy W. Sharpe, Actuary 29 3 2 Page 2 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 8)The funded ratio of the fund: Illinois Department of Insurance Private Actuary - Timothy W. Sharpe, Actuary 9) Unfunded Liability: Illinois Department of Insurance $16,088,459 Private Actuary - Timothy W. Sharpe, Actuary $19,610,531 10) Investment Policy - See Attached. Please see Notes Page attached. President Date Secretary Date Current Preceding Fiscal Year Fiscal Year The accrued liability is the actuarial present value of the portion of the projected benefits that has been accrued as of the valuation date based upon the actuarial valuation method and the actuarial assumptions employed in the valuation.The unfunded accrued liability is the excess of the accrued liability over the actuarial value of assets. The investment policy of the Pension Board under the statutory investment restrictions imposed on the fund. CERTIFICATION OF MUNICIPAL FIREFIGHTERS' PENSION FUND COMPLIANCE REPORT The Board of Trustees of the Pension Fund,based upon information and belief,and to the best of our knowledge, hereby certify pursuant to §4-134 of the Illinois Pension Code 40 ILCS 5/4-134,that the preceding report is true and accurate. 73.36%72.47% 68.60%67.89% The unfunded liability carried by the fund, along with an actuarial explanation of the unfunded liability: Adopted this ___________ day of __________, 2014 Page 3 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 INDEX OF ASSUMPTIONS 1) 2) Estimated Receipts - All Other Sources 3)Annual Requirement of the Fund as Determined by: Municipal Contributions -Recommended Tax Levy Requirement as Reported by Timothy W.Sharpe, Actuary, Actuarial Valuation for the Year Ended December 31, 2013. Illinois Department of Insurance -Suggested Amount of Tax Levy as Reported in the December 31, 2013 Actuarial Valuation. Total Cash and Investments -as Reported at Market Value in the Audited Financial Statements for the Years Ended December 31, 2013 and 2012. Private Actuary - Timothy W. Sharpe, Actuary Recommended Amount of Tax Levy as Reported by Timothy W.Sharpe,Actuary in the December 31, 2013 Actuarial Valuation. Statutorily Required Amount of Tax Levy as Reported by Timothy W.Sharpe,Actuary in the December 31, 2013 Actuarial Valuation. Estimated Receipts -Employee Contributions as Reported in the Audited Financial Statements for the Year Ended December 31,2013 plus 5%Increase (Actuarial Salary Increase Assumption)Rounded to the Nearest $100. Investment Earnings -Cash and Investments as Reported in the Audited Financial Statements for the Year Ended December 31,2013,times 7%(Actuarial Investment Return Assumption)Rounded to the Nearest $100. Total Net Position -as Reported at Market Value in the Audited Financial Statements for the Years Ended December 31, 2013 and 2012. Page 4 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 INDEX OF ASSUMPTIONS - Continued 4) Assumed Investment Return 5) 6) (ii) Disability Pension - Same as above. (iii) Survivors and Child Benefits - Same as above. Illinois Department of Insurance -Current and Preceding Fiscal Year Interest Rate Assumption as Reported in the December 31, 2013 and 2012 Actuarial Valuations. Private Actuary -Current and Preceding Fiscal Year Interest Rate Assumption as Reported in the Timothy W. Sharpe, Actuary, December 31, 2013 and 2012 Actuarial Valuations. Net Income Received from Investment of Assets - Investment Income (Loss) net of Investment Expense, as Reported in the Audited Financial Statements for the Years Ended December 31, 2013 and 2012. Number of Active Members -Illinois Department of Insurance Annual Statement for December 31,2013 - Schedule P. (i)Regular Retirement Pension -Illinois Department of Insurance Annual Statement for December 31, 2013 - Schedule P for Number of Participants and Expense page 1 for Total Amount Disbursed. Illinois Department of Insurance -Amount of total suggested tax levy to be excluded from the property tax extension limitation law as contemplated by 35 ILCS 200/18-185. Private Actuary - No Private Actuarial Valuation amount available at the time of this report. Actual Investment Return -Net Income Received from Investments as Reported Above as a Percentage of the Average of the Beginning Balance of the Fiscal Year Cash and Investments and Ending Balance of the Fiscal Year Cash and Investments,excluding the fiscal year net investment income,as Reported in the Audited Financial Statements for the Fiscal Years Ended December 31, 2013, 2012 and 2011. Page 5 VILLAGE OF BUFFALO GROVE, IL FIREFIGHTERS' PENSION FUND House Bill 5088 (Public Act 95-950) - Municipal Compliance Report For the Fiscal Year Ending December 31, 2013 INDEX OF ASSUMPTIONS - Continued 7)The funded ratio of the fund: 8)Unfunded Liability: Illinois Department of Insurance -Current and Preceding Fiscal Year Net Present Assets as a percentage of Total Assets as Reported in the December 31, 2013 and 2012 Actuarial Valuations. Private Actuary -Current and Preceding Fiscal Year Net Present Assets as a percentage of Total Assets as Reported in the Timothy W.Sharpe,Actuary,December 31,2013 and December 31,2012 Actuarial Valuations. Private Actuary -Deferred Asset (Unfunded Accrued Liability)as Reported by Timothy W.Sharpe, Actuary in the December 31, 2013 Actuarial Valuation. Illinois Department of Insurance -Deferred Asset (Unfunded Accrued Liability)as Reported in the December 31, 2013 Actuarial Valuation. Page 6